Feeling stuck in the paycheck-to-paycheck cycle? You're not alone. In this episode, we tackle the power of creating financial margin—the space between what you earn and what you spend—and reveal how this simple concept can transform your financial life.
Drawing wisdom from scripture, we explore how biblical principles of stewardship, diligence, and planning can guide us toward financial peace. We'll look at the story of Joseph and the guidance in Proverbs to see what it truly means to be a wise and prudent manager of our resources.
In this episode, you will learn:
The Power of Tracking: Why getting honest with your spending is the essential first step to taking control of your money.
Finding Your "Why": How identifying your financial goals can be the motivation that helps you stick to your plan.
Cutting the Biggest Costs: Practical, high-impact tips for spending less on food, phone plans, and streaming services.
Attacking Hidden Expenses: How to identify and eliminate the small, recurring charges that drain your budget over time.
The Debt Snowball: An effective method for paying off debt and gaining momentum on your financial journey.
The Ultimate Goal: How creating financial margin leads not just to a bigger bank account, but to a deeper sense of peace, security, and the freedom to live and give generously.
Ready to take control of your financial future? Listen now to begin building your roadmap to financial freedom.
Related Resources:
6 Practical ways to Spend Less and Create Margin Blog Post
Beyond the Budget: Cultivating a Safe Space for Money Conversations
Your Unique Financial Journey: Finding Your Roadmap
How do you want to be contacted: Contact Form
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@financialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
Music by Sergio Prosvirini from Pixabay
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Feeling overwhelmed by the thought of estate planning? You're not alone. In this powerful episode, join Financial Coach Jon as he shares his personal journey to peace of mind. He and his wife spent years putting off this crucial task, but after a family experience, they were finally motivated to act. Jon breaks down the key components of a solid estate plan, from wills and trusts to handling debt and life insurance. This is more than just a financial conversation—it's a guide to protecting your family, preventing conflict, and leaving a legacy of love and clarity.
Key Takeaways:
Estate planning is for everyone. It's not just for the wealthy but for anyone who wants to be a wise steward of their possessions.
A personal story shows the stakes. Hear a real-life example of how a life insurance policy and a proactive plan prevented a family from losing their home to medical bills.
Beneficiary designations are critical. Learn why the beneficiary forms on your retirement accounts and life insurance policies are more powerful than your will.
The documents you need. Understand the purpose of a Revocable Living Trust, Last Will and Testament, and Powers of Attorney for healthcare and finances.
Nolo.com: A great resource for general legal information on estate planning.
NAEPC.org: Find a qualified estate planning professional in your area.
Charity Navigator: To research a charity's financial health, transparency, and accountability before including them in your giving plan.
Related Podcast Episodes:
The Overflowing Harvest: How Giving Actually Makes you Richer
Your Unique Financial Journey: Finding Your Roadmap
Your Best Defense: Protecting Yourself from Financial Scams
Call To Action:
Don't wait until it's too late. The thought of leaving a legacy can feel overwhelming, but the act of planning brings incredible peace of mind. Take the first step today by scheduling a consultation with a qualified estate planning attorney and a financial advisor. It's an investment in your family's future and the ultimate expression of love.
Disclaimer: This podcast provides general information and is for educational purposes only. It is not intended to provide legal, tax, or financial advice. Please consult with a qualified professional for advice tailored to your specific situation.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@financialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Are you feeling stressed about your money, your time, or your career? What if your approach to personal finance is missing the most important piece of the puzzle? In this episode, we dive into the powerful and liberating concept of biblical stewardship. This isn't just about budgeting; it’s a foundational worldview that transforms how you see and use everything God has placed in your hands.
Join us as we shift our perspective from being the stressed-out owner to a confident, faithful manager of God's resources.
In this episode, we discuss:
What is a Steward? The biblical definition of a manager who cares for what belongs to another.
The Big Picture: Why stewardship is about more than just your money and extends to your time, talents, relationships, and health.
The Foundational Truths of the Bible: We break down key scriptures that reveal God's ownership and our role as stewards.
The Power of Faithfulness: Why being a good steward is about being faithful with the little you have, not just successful by worldly standards.
Practical Steps: Learn simple, actionable ways to apply stewardship principles to your everyday life, from purposeful budgeting to wise planning.
Biblical References Mentioned:
Psalm 24:1
Haggai 2:8
1 Chronicles 29:11-12
Matthew 25:14-30 (The Parable of the Talents)
1 Corinthians 4:2
Luke 16:10
Proverbs 3:9-10
2 Corinthians 9:7
Proverbs 13:4
Isaiah 66:2
James 4:10
Luke 14:28
Ready to take your next step toward confident biblical stewardship? Let's connect and map out a plan for your financial journey. Schedule a free discovery call with me today
Related Episodes:
The Overflowing Harvests: How Giving Actually Makes you Richer
Raising Financially Wise Kids: Building a Legacy, Not a Burden
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@financialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
How do you want to be contacted: Contact Form
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If you found this episode helpful, please share it with a friend or family member who might also be navigating open enrollment. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom!
Have you ever found yourself frustrated by a simple problem, only to realize the solution was right in front of you the whole time? In this episode, host Jon shares a hilarious and frustrating story about a lawn mower that wouldn't work. What started as a simple purchase on Facebook Marketplace turned into a costly, time-consuming ordeal—all because he let his ego get in the way.
Join us as we use this lawn mower debacle to uncover a profound lesson about personal finance. We'll discuss how our ego often prevents us from making smart financial decisions and how embracing humility can be the key to true financial freedom.
In this episode, we talk about:
The costly mistake of letting frustration and pride cloud your judgment.
Why the most difficult financial obstacles are often self-inflicted.
How to identify and overcome the "ego" that keeps you from building a budget or seeking help.
The transformative power of humility, and how it allows us to learn, grow, and achieve our financial goals.
Resources Mentioned:
No Ego: How Leaders Can Become Accountable and Ditch the Drama by Cy Wakeman
Humility: True Greatness by C.J. Mahaney
Ready to raise your financial mower deck and start seeing real results?
Don't let your ego hold you back any longer. If you're ready to put pride aside and start making real progress, a financial coach can help you see the simple solutions right in front of you. Let's work together to create a plan and cut through the clutter so you can get your financial life looking the way you want it to.Schedule a free discovery call with me today
Related Episodes:
From Conflict to Connection: Building a Financial Partnership
How Coaching Can Help You: Unlocking Your Financial Potential
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@financialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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In this episode, we dive into the powerful wisdom of living below your means. Inspired by a morning struggle and timeless wisdom from Proverbs 24, we explore how this simple, counter-cultural choice can lead to a life free from financial anxiety and debt.
We discuss the six key benefits of embracing a frugal lifestyle:
Freedom from Debt: Pay down existing debt faster and avoid taking on new debt altogether.
Building an Emergency Fund: Create a vital safety net for unexpected job loss or emergencies.
Accelerating Your Savings and Investments: Every dollar saved has the potential to grow significantly over time.
Reducing Stress and Anxiety: Alleviate the leading cause of financial worry.
Increased Financial Flexibility and Options: Gain the freedom to change careers or pursue new passions.
Breaking the Cycle of Consumerism: Learn to make conscious choices and find greater contentment.
We also share 10 practical and powerful tips you can use to start living below your means today:
Master Meal Planning: Reduce food waste and save money on groceries and takeout.
Implement the 30-Day Rule: Wait a month before making non-essential purchases to avoid impulse buys.
Use Your Local Library: Access books, audiobooks, and movies for free.
Audit Your Subscriptions: Cancel any monthly services you don't use.
Pack Your Lunch: One of the simplest and most effective ways to save money daily.
Embrace Generic Brands: Save money on household goods and groceries without sacrificing quality.
Become an Energy Saver: Small changes in habits can lead to big savings on utility bills.
Leverage Loyalty Programs: Sign up for rewards to get discounts on things you already buy.
Find Free Entertainment: Have fun without spending a fortune by finding local community events or enjoying nature.
Learn to DIY: Save money on repairs, gifts, and more by doing it yourself.
Biblical References from this Episode:
Proverbs 24:33-34
Additional Resources:
General Personal Finance: NerdWallet - A comprehensive resource for making smarter financial decisions.
Beyond Riches: How Essentialism Unlocks True Financial Freedom (and Purpose)
Building an Emergency Fund: Vanguard's Guide to Building an Emergency Fund
Meal Planning: 10 Tips for Planning Meals on a Budget
Beyond the Budget: Getting on the Same Page for Money Conversation in Marriage
Auditing Subscriptions: How to Manage All Your Monthly Subscriptions
Biblical Commentary: Proverbs 24 Study and Commentary
Ready to Take Control of Your Finances?
Are you ready to take control of your finances and build a life of freedom? Schedule a free discovery call with me today to discuss how living on less than you make can transform your financial future.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Are you feeling overwhelmed by open enrollment? You're not alone! The world of health insurance can feel like a foreign language, but the decisions you make now can impact your finances and health for the entire year. In this episode, we break down the most important health insurance terms, discuss the two main types of plans, and give you practical tips to help you choose the best option for you and your family.
Key Takeaways:
Understanding the Language: Learn the essential terms you need to know, from premiums and deductibles to copays and coinsurance.
High vs. Low Deductible Plans: We explore the trade-offs between these two plan types and help you determine which one is a better fit for your health and financial situation.
The Power of an HSA: Discover the "triple tax benefit" of a Health Savings Account and how this powerful tool can help you save for both current and future medical expenses.
Tips for Making Your Decision: Get practical advice on how to assess your needs, check your provider network, and consider the "worst-case scenario" when choosing a plan.
Important Terms Defined:
Premium: Your monthly membership fee for insurance coverage.
Deductible: The amount you pay out of pocket before your insurance starts to cover costs.
Copayment (Copay): A fixed amount you pay for a specific service, like a doctor's visit.
Coinsurance: Your percentage share of the cost for a covered service after you've met your deductible.
Out-of-Pocket Maximum: The most you will have to pay for covered medical expenses in one year.
Resources Mentioned:
Health Insurance Terms You Should Know: https://www.cms.gov/glossary
Perplexed by Health Insurance? https://www.npr.org/sections/health-shots/2016/11/04/500588667/perplexed-by-health-insurance-terms-this-guide-can-help-you
Benefits Terms Cheat Sheet: https://www.cybercoders.com/blog/2018/10/26/open-enrollment-cheat-sheet/
IRS Publication 969: https://www.irs.gov/publications/p969
HSA Bank List of Qualified Expenses: https://www.hsabank.com/hsabank/members/qualified-medical-expenses
Take Action:
Ready to start your journey?
Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Divorce is a tough journey, not just emotionally, but financially. If you're navigating the financial fallout of a separation, this episode is for you. We'll offer a compassionate guide to the practical steps you need to take to regain control of your finances and build a solid foundation for your future.
In this Episode:
Biblical Perspectives on Divorce: We start by exploring the complex biblical teachings on divorce, including the concepts of permanence, sexual immorality, and desertion. We'll also discuss how to find counsel and comfort through a faith-based lens.
The Financial Fallout: Learn how divorce impacts your income, assets, and debt. We’ll discuss the reality of a halved income, the complexities of dividing assets like homes and retirement accounts, and the surprising ways joint debt can affect your credit score.
Your Financial Roadmap After Divorce: Get a practical, step-by-step guide to rebuilding your financial life. We'll cover how to create a new budget, update your accounts, reassess your insurance needs, and plan for retirement.
Tackling Debt: We break down how to get a clear picture of your new debt landscape and introduce the debt snowball method—a powerful strategy for paying off debt and gaining much-needed momentum.
Resources Mentioned:
BibleProject: https://bibleproject.com/explore/divorce-in-the-bible/
Annual Credit Report: https://www.annualcreditreport.com
Take Action:
This journey requires courage, and you don’t have to do it alone. If you’re ready to take the next step and build a new financial future, Financial Coach Jon is here to help. Schedule a discovery call.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Are you caught in the "relentless pursuit of more"? This episode challenges the cultural obsession with accumulating wealth and introduces a different path: Essentialism. We explore the biblical wisdom that encourages us to "buy truth and wisdom" instead of toiling for fleeting riches. Inspired by the book Essentialism: The Disciplined Pursuit of Less, we'll show you how to apply its core principles to your financial life. Learn how to identify your "essential financial goals," eliminate non-essential spending, and create a roadmap to a life of purpose and true wealth.
In this episode we cover:
The Fleeting Pursuit of Wealth: A deep dive into Proverbs 23:4-5 and the warning against making wealth our sole focus.
Investing in What Truly Lasts: A look at Proverbs 23:23 and the call to prioritize things like wisdom, truth, and understanding over material accumulation.
Discovering "Less but Better" through Essentialism:
Learn the core principles of the book Essentialism and how to apply them to your financial life.
Explore: How to define your essential financial goals.
Eliminate: The courage to cut non-essential expenses and avoid the "fear of missing out" (FOMO).
Execute: The power of creating a spending plan that's directly aligned with your essential life purpose.
Biblical Essentialists: We look at examples from the Bible, including Moses, John the Baptist, and Jesus Himself, who lived lives free from material trappings to fully embrace their divine calling.
Resources and Next Steps:
Book Mentioned: Essentialism: The Disciplined Pursuit of Less by Greg McKeown.
Scripture References: Proverbs 23:4-5, Proverbs 23:23.
Ready to define your essential financial path? Consider these questions:
What are your life goals and your purpose?
What non-essential expenses can you cut to align with that purpose?
How can a spending plan help you make purposeful spending effortless?
Call to Action:
Take the first step toward living a more intentional financial life. Define your essential purpose and begin aligning your spending with what truly matters.
Ready to start your journey?
Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Ever feel like you and your partner are speaking different languages when it comes to love? Join us on the podcast as we dive into Dr. Gary Chapman's "5 Love Languages" and how understanding them can transform your relationships.
In this episode, I'm joined by my wonderful wife, Ryann, to talk about how we navigate our own love languages and how they've shaped our journey with finances. We'll explore:
Why "Receiving Gifts" is more than just a price tag.
How we've learned to budget for meaningful gifts and experiences.
The surprising ways our love languages have evolved over time.
Whether you're struggling to communicate with your partner or just want to strengthen your connection, this episode is full of practical advice and personal insights. Tune in and discover how to express love in a way that truly resonates.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Financial freedom in retirement is a dream for many, but planning for it can feel overwhelming. In this episode, we redefine retirement not just as the end of work, but as the beginning of a life of purpose, peace, and choice. I'll act as your financial coach, guiding you through a step-by-step process to transform uncertainty into confidence. We'll cover everything from envisioning your ideal retirement lifestyle to creating a concrete savings strategy, all while keeping a biblical perspective on true financial contentment.
In this episode, we cover:
Redefining Retirement:
Your Step-by-Step Coaching Guide:
Envision Your Retirement Lifestyle: Learn to "dream big" by visualizing your ideal retirement, from your daily routine to your hobbies and travel plans.
Assess Your Current Financial Standing: A crucial "reality check" to calculate your net worth, review your cash flow, and identify your retirement accounts.
Set Clear Financial Goals: We'll show you how to estimate your retirement expenses and determine your "number" using online calculators to account for inflation and future costs like healthcare.
Create a Retirement Savings Strategy: Discover how to maximize contributions, get your employer's match, and diversify your investments to build long-term wealth.
Protect Your Plan: Essential "risk management" steps, including building an emergency fund, reviewing insurance, and drafting an estate plan.
Understanding Your Longevity:
Bridging the Gap:
Key Takeaways & Coaching Tips:
Specificity is Key: The more specific you are in your vision, the easier it is to quantify your goals.
Awareness is Power: Don’t shy away from assessing your current financial situation. It’s the baseline for your entire plan.
Automate Everything: Make saving effortless by setting up automatic transfers to your retirement accounts.
Flexibility is Your Superpower: Your retirement plan is a living document. Be prepared to adjust your spending and goals as life changes.
Start Today: The most important step is simply to begin.
Call to action:
Your retirement journey is a marathon, not a sprint. Take the first step today. It doesn't have to be perfect—just purposeful.
Ready to start your journey?
Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Are you ready to stop worrying about money and start taking control? This episode is your practical guide to building a budget that works for you. We’ll walk through the essential steps of creating a spending plan, from tracking your expenses to reaching your savings goals. You’ll learn how to build a simple, effective budget template and discover the best budgeting tips to make it stick.
We explore how to move from financial anxiety to peace by embracing the biblical call to be a wise steward introducing Crown Financial Ministries “Your Money Map”. We break down the seven key destinations on the Money Map, from paying off debt and building an emergency fund to investing for the future and living a life of radical generosity. This episode gives you a clear, actionable guide to help you get control of your money and align your spending with your values.
Budgeting Basics: A Step-by-Step Guide
Step 1: Create a Spending Plan (Get Honest with Your Spending)
Step 2: Build Your Budget (Your Blueprint)
Step 3: The Art of Saving
Step 4: Putting Your Budget to Work (Practical Tips)
The Crown Financial Seven-Destination Map: We explore how a budget is your vehicle for moving through each of the seven stages of the Money Map, from paying off debt to living a life of radical generosity.
More to Explore
Resources: Discover more from Crown Financial Ministries and their "Your Money Map" at crown.org.
Learn More: Explore why budgeting is essential for your family and how to have productive money conversations.
Call to Action:
Ready to take control of your finances? Start your budgeting journey today by creating a spending plan and building your first budget template.
Ready to start your journey?
Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Just like a road trip, your financial journey is unique. You're not driving the same car as everyone else, and your destination is your own. In this episode, we talk about why a one-size-fits-all approach to money just doesn't work. We'll explore the importance of creating a personalized financial roadmap that aligns with your values, your family, and your goals.
We'll also dive into the Ramsey Baby Steps—a proven, step-by-step plan that can guide you from debt to financial freedom. Discover why this behavioral-based approach works and how a supportive community like Financial Peace University can provide the accountability and encouragement you need to succeed.
In This Episode, We Discuss:
The metaphor of a financial journey and why every person’s roadmap is unique.
The importance of open communication with your spouse or family about your shared financial destination.
How a financial roadmap provides clarity and helps you make intentional decisions.
The concept of biblical financial stewardship and how it can provide purpose to your financial goals.
The Ramsey Baby Steps: A Proven Financial Roadmap
Baby Step 1: Save $1,000 for a starter emergency fund.
Baby Step 2: Pay off all debt (except the house) using the debt snowball.
Baby Step 3: Save 3-6 months of expenses in a fully funded emergency fund.
Baby Step 4: Invest 15% of your household income into retirement.
Baby Step 5: Save for your children's college fund.
Baby Step 6: Pay off your home early.
Baby Step 7: Build wealth and give.
Why This Roadmap Works:
It’s based on biblical principles.
It prioritizes giving throughout your journey.
It focuses on behavior and your relationship with money (80% behavior, 20% knowledge).
It provides clear, actionable steps that build momentum and confidence.
Join a Community with Financial Peace University
Find Your Community: Navigating your financial journey on your own can be overwhelming. FPU provides a supportive, non-judgmental environment where you can learn alongside others.
Get Accountability: The shared experience of an FPU group creates the powerful momentum and accountability that can make all the difference.
Ready to start your journey?
Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Have you ever looked at a vehicle and seen more than just a car? In this episode, we share a powerful story about two cars in a driveway—a minivan and a sleek SUV—that teach a vivid lesson about financial decisions.
We'll reveal why paying cash for a car can lead to incredible financial freedom and flexibility. We’ll also break down The Money Guys’ "20/3/8 Rule" for smart vehicle financing and expose the hidden pitfalls of dealership loans, from "yo-yo" scams to loan packing. Your vehicle should serve you, not the other way around. Learn how to make a choice that empowers your financial journey, rather than derails it.
In This Episode, We Discuss:
The true cost of car ownership and how our vehicle choices can impact our lives and relationships.
A personal story about two vehicles that highlight the difference between paying cash and financing.
The profound benefits of paying cash for a car, including avoiding interest and gaining financial flexibility.
The Money Guys' "20/3/8 Rule" for smart car financing: 20% down, 3-year term, and payments under 8% of your gross income.
The critical importance of making sure your investments exceed your car payment.
The hidden pitfalls of dealership financing, including "dealer markups," "yo-yo" scams, and loan packing.
The key questions to ask yourself before your next vehicle purchase.
Key Resources Mentioned:
Ramsey Solutions: Find great car buying advice with their 10 Car Buying Tips.
The Money Guys: Learn more about their 20/3/8 Rule.
Consumer Financial Protection Bureau: Read their article on Steps for Getting an Auto Loan.
Edmunds: Research the Cost of Car Ownership.
Kelly Blue Book (kbb.com): Find vehicle values and pricing.
Ready to make a smarter vehicle choice?
Schedule a call with a financial coach today to create a strategy for your next car purchase that aligns with your financial goals.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Is money a source of stress in your relationship? It's time to change that. This episode is all about the Money Date—a powerful, intentional time for you and your spouse to align your finances and your future.
We’ll show you how to transform this task from a dreaded chore into a positive, unifying experience. Learn how to gain clarity, reduce stress, and achieve your shared financial goals faster. Plus, we'll give you five practical and fun ways to make your money date an enjoyable habit. It’s time to stop the financial detective work and start building a powerful team.
In This Episode, We Discuss:
What a money date is and why it's essential for your financial and relational health.
The power of a budget to create clarity, reduce stress, and strengthen your relationship.
How to use a money date to get on the same page and work toward common goals.
The importance of inviting God into your financial conversations and decisions.
Five fun and simple ways to make your money date enjoyable.
How to use tools and technology to make budgeting a collaborative effort.
The difference between a "spender" and a "saver" and how to use both views for good.
Key Resources Mentioned:
EveryDollar: A popular zero-based budgeting app.
Honeydue: A budgeting app designed specifically for couples.
YNAB (You Need a Budget): A powerful zero-based budgeting tool.
Focus on the Family: Marriage and Money: What Does God Expect?
Ramsey Solutions: Is it better to be a Spender or a Saver?
Want to Make Your Money Date More Fun?
Pinterest Search: Find inspiration for "Couples Budget Template Printable" and "Debt Payoff Tracker Printable."
Canva: Use free templates to create a digital financial vision board.
Bingo Baker: Create a custom "Budget Bingo" card to gamify your goals.
Ready to start your journey to financial peace as a couple?
Schedule a consultation with a financial coach today.
Visit our website: www.financialcoachjonllc.com
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
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Email: jon@finacialcoachjonllc.com
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Don't forget to subscribe, rate, and review the show! Your support helps us reach more couples and families with these powerful financial lessons.
Are you teaching your kids the right lessons about money? In a world that encourages instant gratification, it's more important than ever to be intentional about the financial wisdom we pass on.
This episode explores the powerful idea that "more is caught than taught." We’ll share personal stories and practical advice on how to raise children who are financially wise. Learn about the simple Give, Save, Spend method, how to make money a positive topic of conversation, and how to protect your kids from modern financial traps like student debt and the pressure to buy a home too soon.
It's time to move from passing on habits to building a lasting legacy of wisdom for the next generation.
In This Episode, We Discuss:
The idea that our financial habits—both good and bad—are "caught" by our children.
The importance of shifting from simply toiling to building a lasting financial legacy.
The timeless wisdom of Proverbs 22:6 and Ecclesiastes 2:18-19 in the context of raising financially wise children.
How to use the simple Give, Save, Spend method to teach your kids about money.
Practical tips for making money a positive, open topic of conversation in your family.
How to help your children avoid the common pitfalls of student loan debt and the "homeownership trap."
Great resources for teaching your kids about money from trusted financial experts.
Key Resources For this Episode:
Ramsey Solutions: How to Teach Your Kids about Money
Crown Financial Ministries: God's Way of Handling Money
MyMoney.gov: Youth Section
Rachel Cruze: Should You Rent or Buy a House?
Anthony O’Neal: Debt-Free Degree
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Show Notes:
Don't forget to subscribe, rate, and review the show! Your support helps us reach more families with these important lessons.
Do you ever worry about falling for a scam? From a suspicious text to a frightening pop-up on a loved one's computer, fraud attempts are everywhere. In this episode, we're sharing personal close calls with scams to show you how real the threat is.
Most importantly, we'll teach you about your most powerful tool for defense: your credit report. We’ll explain why checking it is your best protection against identity theft and then walk you through the only official way to get your free annual credit reports. Don’t wait for a scam to happen—learn how to protect your peace of mind today.
In This Episode, We Discuss:
Personal stories about credit card fraud and a terrifying tech support scam.
Why understanding the tactics of scammers is our best defense.
The importance of using credit and debit card protections for online purchases.
The one powerful tool you should be using to protect yourself from identity theft.
How regularly checking your credit report is like a "financial health check-up."
The crucial reasons to check your report, including detecting fraud and correcting errors.
The only official website to get your free annual credit reports.
A step-by-step guide on how to safely access and review your reports from Equifax, Experian, and TransUnion.
Key Resources Mentioned:
AnnualCreditReport.com: The one and only official website to get your free credit reports from all three major bureaus.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Don't forget to subscribe, rate, and review the show! It's the best way to help us reach more people and spread the message of financial freedom.
Tired of feeling controlled by your money? This episode is for you. We're reframing budgeting not as a restriction, but as your most powerful tool for achieving financial freedom and peace of mind.
Join us as we dive into why budgeting is so challenging and uncover the timeless wisdom behind intentional financial stewardship. We'll show you how a budget can help you conquer debt, achieve your biggest goals, and even strengthen your family's bond through shared purpose.
Ready to move from financial anxiety to empowerment? Listen now and start building your roadmap to a secure future.
In This Episode, We Discuss:
Why the word "budgeting" often feels like a burden and how to change your mindset.
The biblical principle of wise stewardship and its relevance to modern financial planning.
The top hurdles that make budgeting difficult, from a lack of discipline to a fear of limitation.
The undeniable benefits of having a budget, including reduced stress and reaching your financial goals faster.
How a budget can transform a family's communication, turning financial conflict into a team effort.
Practical tips for getting started with a budget, even if your income is inconsistent.
The power of a budget to identify wasteful spending and reallocate funds to what truly matters.
Key Resources Mentioned in This Episode:
EveryDollar: A free budgeting app to help you get started.
Ramsey Solutions: Guidance on How to Budget with Irregular Income
Consumer Financial Protection Bureau: An essential guide to building an emergency fund.
Crown Financial Ministries: Provides resources, courses, and studies on the biblical principles of money management.
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Don't forget to subscribe, rate, and review the show! It's the best way to help us reach more people and spread the message of financial freedom.
Feeling overwhelmed by debt? You're not alone. In this episode, we tackle the question that many of us face: "Where does debt really come from?" We explore the common culprits—from lifestyle inflation and impulse spending to unexpected emergencies and high-interest traps. Drawing on timeless wisdom, we uncover the true nature of debt and its impact on our freedom. But we don't just talk about the problem; we reveal a powerful solution. We'll introduce the Debt Snowball Method, a proven strategy to help you pay off debt, build momentum, and finally take control of your financial life.
In This Episode, We Discuss:
Why understanding the origins of debt is the first step to financial freedom.
The psychological and practical burdens of being a "borrower."
Six common reasons so many people fall into debt.
The dangers of lifestyle inflation and "keeping up with the Joneses."
How a lack of financial planning can lead to borrowing as a reaction.
The power of instant gratification and how it fuels debt.
What the Debt Snowball Method is and how it works step-by-step.
Why this method, while not always the "math-smartest," is often the most effective for a change in behavior.
How to find the motivation to start your debt-free journey today.
Key Resources & Links Mentioned:
MyMoney.gov: Find tools and resources for creating a spending plan.
PNC Insights: Learn how to build an emergency fund.
The Office of the Comptroller of the Currency: Directory of financial literacy resources.
Dave Ramsey's Debt Snowball Resources:
Investopedia: Debt Snowball Method
NerdWallet: Debt Snowball vs. Debt Avalanche
How do you create a safe space for money conversations in your relationships? Share your strategies and experiences in the comments below or connect with us on social media!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Call to Action
Are you and your partner playing financial doubles with your eyes closed? In this episode, we're serving up the secrets to moving from money conflict to financial unity. Drawing on a simple analogy from the tennis court, we explore why a lack of communication can lead to devastating consequences like financial abuse and financial betrayal.
Join us as we tackle the tough questions: How do you have honest conversations about money without fighting? How can you create a shared financial vision that inspires both of you? And what's the difference between a budget that restricts you and a budget that empowers you?
You'll hear real-life stories and get practical, actionable advice on how to:
Transform your communication by scheduling "money dates" and using "we" language.
Define shared financial goals and turn them into a powerful roadmap for your future.
Build a budget that works for you as a team, whether it's zero-based or the 50/30/20 rule.
Recognize the red flags of financial abuse and financial adultery and what to do about them.
This isn't just about merging bank accounts; it's about building a foundation of trust, respect, and shared purpose. Tune in and learn how to become a true financial team, ready to conquer any challenge life throws your way.
How do you create a safe space for money conversations in your relationships? Share your strategies and experiences in the comments below or connect with us on social media!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
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Ready to take the next step?
Money talks often feel like a battleground, not common ground. In this episode, we dive into a topic that's more crucial than any budget spreadsheet: building a safe space for financial conversations. Drawing from personal experience and insights from experts like the Gottman Institute, we explore why open, judgment-free communication is the key to a healthy financial partnership. We'll discuss how to shift from "you vs. me" to a "we" mindset, set clear boundaries, and listen with empathy to create a foundation of trust. If you've ever felt misunderstood or avoided talking about finances with a partner, this episode is for you.
The Problem Isn't Just the Money: Often, financial stress stems from the way we communicate about money, not the numbers themselves. Avoidance and conflict create a toxic environment.
What a "Safe Space" Looks Like: We define a safe space as a judgment-free, collaborative, and empathetic environment. It’s where both partners can share their fears, hopes, and mistakes without fear of criticism.
Practical Tips for Creating a Safe Space:
Schedule a Time: Avoid "ambush" money talks. Set a specific time and place to discuss finances calmly.
Focus on "We": Use "we" and "our" language to foster a sense of partnership and shared responsibility.
Listen to Understand: Prioritize active listening over lecturing. Ask open-ended questions to learn about your partner's financial motivations and emotions.
Acknowledge Emotions: Money is emotional. Allow for feelings of stress or excitement to be expressed without minimizing them.
The Gottman Institute: Pioneers in relationship research, their principles of healthy communication apply directly to money conversations.
EveryDollar & YNAB: Budgeting tools that can serve as a neutral ground for tracking spending and planning together.
Rachel Cruze: Shares relatable experiences and insights on how to talk to your spouse about money.
Psychology Today: Offers articles and expert perspectives on the psychology behind financial anxiety and behaviors.
How do you create a safe space for money conversations in your relationships? Share your strategies and experiences in the comments below or connect with us on social media!
Connect with Us:
Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.Strategy Session
Check out: Financial Coaching for Kingdom Men Blog.
Join the Newsletter
Email: jon@finacialcoachjonllc.com
Visit the website: www.financialcoachjonllc.com
Music by Sergio Prosvirini from Pixabay
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