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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
441 episodes
3 days ago
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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All content for Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans is the property of Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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How To
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Episodes (20/441)
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
How to Set Up a Bills Account, Get a Paycheck Ahead, and Budget as a Couple | 438

Snag Our Simplified Budget System!

Budget besties, meet Jen! She’s juggling bills, kids’ activities, and those sneaky “surprise” expenses that always pop up. Sound familiar? In this coaching session, we walk Jen through one of the hardest (but most powerful!) first steps in budgeting: setting up a dedicated Bills Account and shifting from paycheck-to-paycheck panic to a system that actually works.

We talk about:

  1. Why starting with one simple change (direct deposits going into a Bills Account) can create instant peace of mind

  2. How to figure out what you really cost each month by writing it all down in one place

  3. The difference between snowball vs. avalanche debt payoff — and when to use each

  4. How to start saving for those “pop-up” expenses so they don’t keep derailing your plan

  5. Tips for talking with a partner about money without it turning into a stress-fest

Jen came in feeling like she was just “winging it,” but left with a clear plan for getting one step ahead. If you’ve been living paycheck to paycheck and dreaming of finally feeling on top of your money, this episode is for you.


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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1 day ago
22 minutes 5 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
High Income, Still in Debt: Why Financial Planning Matters More Than Ever | 437

Snag Our Simplified Budget System!

Budget Besties, let’s talk about that frustrating feeling of, “We’re making good money… so why does it still feel like we can’t get ahead?”

You’re not imagining it—life is expensive. But there’s also something else going on: you might be underestimating what real life actually costs. (Spoiler: five kids aren’t eating on $100/month at Chick-fil-A. Sorry bestie, it’s just not happening.)

In this episode, we get into:

  1. Why even high-income earners still live paycheck-to-paycheck (and it’s NOT because they’re “bad with money”)

  2. The danger of “hopeful budgeting” vs. real-life budgeting

  3. Why minimum payments on debt might be your secret weapon (for now)

  4. How labeling savings buckets (hello, “Melanie’s Wedding Fund”) keeps your money safe from impulse spending

  5. Why a plan—not just good intentions—is the real game-changer

We’re diving deep into the myths about what “should” work with budgeting and showing you how to build a plan that actually does. Whether you’re making $40k or $400k, the rules are the same: real numbers, realistic expectations, and a system that takes the chaos out of your money.

Because bestie, you’re not bad with money. You just need a plan that works for your life.


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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3 days ago
16 minutes 54 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Why You Blow Up Your Budget Right When It Starts to Work—And How to Fix It in 10 Minutes | 436

Snag Our Simplified Budget System!

Budget Besties, gather 'round—this one’s for every one of us who’s ever blown the budget and thought, “Welp, that’s it. I ruined everything.”

Spoiler alert: You didn’t.

In this episode, Shana and Vanessa get real about what budget self-sabotage looks like (hello “oops, I used the bill money on a Target run”) and why it happens more often than we’d all like to admit. Whether it’s the chaos we’re used to or that sneaky feeling that “it’s too easy, something must be wrong,” we’re here to say you are not alone—and it is 100% fixable.

✨ What We’re Talking About:

  1. What self-sabotage with money actually looks like (yes, we have examples!)

  2. The psychology behind it—why we mess things up just when it starts working

  3. How to practically fix a blown budget in 10 minutes or less

  4. What to do when shame kicks in (and why it’s a total time-waster)

  5. How coaching clients bounce back stronger—and so can you

We’re not here for guilt or shame. We’re here for clarity, growth, and showing you how easy it can be to get back on track. Whether you accidentally used your bills debit card, overspent on a trip, or blew through a surprise paycheck—take a deep breath. This isn’t a failure. It’s a budget detour.


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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5 days ago
13 minutes 31 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
From Financial Shame to Freedom: How Eliana Paid Off $100K and Took Back Control of Her Money | 435

Snag Our Simplified Budget System!

Meet Eliana — wife, mom, and total powerhouse — who joined coaching just 9 months ago feeling overwhelmed, disorganized, and ashamed that she “should have this all figured out by now.”

Fast-forward 9 months, and here’s what she’s done:

✅ Paid off 14 debts (out of 19 total!)

✅ Cleared nearly $100,000 in debt

✅ Went from “hiding money in random accounts” to organized savings + spending buckets

✅ Had regular girls days, vacations, and bougie family moments — with cash

✅ Set up 13 separate accounts and finally automated her finances

✅ Involved her kids and husband without conflict, guilt, or stress

✅ Swapped shame for confidence + clarity


🎙 What You’ll Hear in This Episode:

  1. The real reason Eliana was using credit cards (even though she didn’t need to)

  2. Why spreadsheets weren’t working and how the system changed everything

  3. Her before-and-after mindset shift around budgeting (hint: it's not restrictive)

  4. How she and her husband work as a team — even though she’s the one on coaching calls

  5. The power of automating her transfers… even if it took 9 months 😉

  6. How she taught her daughter about boundaries (and budgeting for bougie)

  7. Why she calls this “liberating” — not limiting


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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1 week ago
28 minutes 1 second

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
From $3K in Debt Payments to $2.4K in Savings: How One Single Woman Took Back Her Finances | 434

Snag Our Simplified Budget System!

One of our single clients came to us with over $263,000 in debt.

💳 $3,000/month in minimum payments

💔 No savings

😩 Business and personal finances completely mixed

👉 But she was ready for change.

In just 7 months, here’s what she accomplished with our coaching and system:


🔥 Her Before:

  1. 💸 $263,000 in total debt

  2. 💳 $69,000 in non-mortgage debt

  3. 🧾 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.)

  4. 💰 $3,000/mo in minimum debt payments

  5. 💼 Personal + business finances mixed

  6. 🚫 No emergency fund, no savings system

  7. 📉 Living paycheck to paycheck — despite a $7,500/month income


✅ Her After:

  1. 💥 $263K debt reduced

  2. 🧨 Minimum payments dropped from $3,000 ➡️ $1,200/month

  3. 💵 Saving $2,400/month for sinking funds

  4. 💡 Business + personal finances completely separated

  5. 🐶 Has dedicated savings for pets, travel, Christmas, home maintenance

  6. 🏡 Downsized to a condo, paid for all renovations in cash

  7. 📈 Net worth: $684,000

  8. ✨ Living on purpose, with peace and margin — not just reacting to her bank balance


💡 What She Did (Step by Step):

  1. ✅ Joined coaching for 7 months

  2. 🧠 Borrowed our belief until she had her own

  3. 🏦 Opened 13 accounts (bills, spending, savings, business, etc.)

  4. 🔁 Set up automatic transfers based on paycheck

  5. 📞 Called every creditor — reduced interest, deferred a car loan for a month

  6. 🔎 Canceled warranties + subscriptions

  7. 📉 Shopped all her insurances — saved $2,500/year (then another $5,600 when she moved)

  8. 🐄 Made a cow savings bucket 🐮 (we’re obsessed)

  9. 📋 Calculated her actual annual life costs

  10. 📊 Started using the retirement tab in our budget system

  11. 📆 Learned how to properly plan for 3-paycheck months

  12. 📱 Got organized — and finally felt in control of every dollar


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Show more...
1 week ago
31 minutes 31 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
How Much “Fun Money” Should You and Your Spouse Get Each Month? (Hint: It’s Non-Negotiable) | 433

Snag Our Simplified Budget System!

Alright, budget besties—this one’s a hot topic! How much personal spending money should you and your spouse get each month? Is $100 too low? Is $1,000 too high? Should it be cash? Should it be a card?

In this episode, Shana and Vanessa break it all the way down—from the emotional side of spending freedom to the practical steps of budgeting it in. This conversation was sparked by a lively debate in our Facebook group (come join us—it’s free and fun at budgetbesties.com/facebook), where folks shared their wide-ranging numbers—from $40 to $1,000 a month!

Here’s what we cover:

  1. 🛑 Why personal spending money is non-negotiable—yes, both of you need it

  2. 💵 How to figure out the right amount for your lifestyle and your budget

  3. 🔁 Why your spending number might shift depending on your season of life

  4. 🧾 The difference between personal money vs. other spending (like gas, groceries, or glam-up expenses)

  5. 🧠 Tips for automating your transfers and whether cash or cards are better

  6. 💳 Why separate accounts can make budgeting easier and less stressful

  7. 🧘🏽‍♀️ How personal spending helps heal old money habits and guilt

This episode will help you (and your partner!) give yourselves permission to spend, with freedom and boundaries. It’s not about the exact number—it’s about being intentional.

Wanna learn more about how we help couples build a budget they can actually stick to (and still have fun)? Our coaching programs and personalized budget templates are designed to give you clarity, confidence, and a little breathing room.


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Show more...
1 week ago
16 minutes 7 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Can You Really Budget Without Feeling Trapped? Danielle’s Story Says Yes | 432

Snag Our Simplified Budget System!

Hey Budget Besties! 💛

This week’s episode is a powerful reminder that financial recovery is possible — and it starts with one brave decision at a time.

Danielle joined us fresh off her family’s bankruptcy discharge. After years of being buried in credit card debt, she and her husband are finally getting some breathing room — and she’s determined not to go back.

She’s taken some huge steps already (hello high-yield savings and separate bank accounts 👏), but now she’s looking for a real plan. One that brings peace, not pressure. And that’s where we came in.

Inside this coaching session, we cover:

  1. Why “strict budgeting” is not the vibe — but real budgeting is still essential

  2. The truth about paycheck budgeting (spoiler: it’s not working)

  3. How to split your spending into categories that make sense (and reduce arguments!)

  4. Why multiple checking accounts can be your secret weapon — especially if you're the only one managing the money

  5. The mindset shift from “his money vs. my money” to “our vision”

  6. How to get intentional about every dollar — even that overtime pay

  7. Building savings buckets that are personal, powerful, and actually work

  8. What to do next when the credit cards are gone but you're still stuck in survival mode

Danielle is doing so much right — she's motivated, she's organized, and she's ready. We just gave her the strategy to match her heart.

If you’ve ever felt like you’re “kind of budgeting” but still overwhelmed... this episode is your next step. 💪


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Show more...
2 weeks ago
19 minutes 48 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
How to Stop Financial Avoidance and Start Adulting With Peace and Purpose | 431

Snag Our Simplified Budget System!

Hey Budget Besties! 🎉

We’re throwing it back to one of our fave convos on the Work Like a Mother podcast with our girl Marina! If you missed it the first time, or just need a fresh dose of budgeting wisdom and encouragement, this one’s for you.

This episode is the perfect listen for anyone trying to get their financial act together in January (aka all of us). We talk through what it really means to reset your money mindset for the new year and how to plan for the year ahead without shame, overwhelm, or swiping your way into another stressful December.

In this replay, we chat about:

  1. Our signature budget system that makes money feel less messy

  2. How multiple bank accounts actually make things easier (promise!)

  3. Getting your partner on board without turning it into a fight

  4. Real-life wins from our clients — like paying bills on time for the first time ever 🙌

  5. Why being bougie on a budget is the vibe for 2025

  6. Credit card payoff strategy: step one is NOT what you think

  7. Christmas savings hacks that’ll have you walking into December stress-free

  8. What it really costs to raise teens (spoiler: it’s not just shoes and snacks)

  9. Thoughts on college planning, guilt-free parenting, and raising financially-savvy kids

Whether you're feeling stuck in survival mode or just want to tighten things up and get intentional, this episode is your reminder that you can spend, save, and thrive—all at the same time.

Let’s adult for an afternoon, get those numbers on paper, and make a plan that actually works for your life. 💛


Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


Click here to view our privacy policy. 


This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Show more...
2 weeks ago
31 minutes 43 seconds

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Plan the Next 90 Days of Your Money: Budget Goals That Work in Real Life | 430

Snag Our Simplified Budget System!


Hey Budget Besties!
Q3 is officially here, and you know what that means — it’s time to get real with our money, stop winging it, and start winning. Whether you crushed Q2 or it totally threw you for a loop, this episode is your reset moment.

Shana and Vanessa are walking you through how to create a solid 90-day plan you can actually stick to — paycheck by paycheck. We’re talking goal-setting, budget-building, and real-life planning that accounts for back-to-school, vacations, income changes, and surprises that aren’t even fun. 😅

In this episode, we cover:

  • ✅ How to review Q2: the wins, the flops, and the surprises

  • 📆 Why a calendar (like a real paper one!) is your budget’s BFF

  • 💸 How to set clear, realistic money goals for July–September

  • 🔁 What to do today to automate savings and stop living in budget chaos

  • 🧾 The exact steps to break those big quarterly goals into monthly budgets that make sense

You’ll walk away with a customized 90-day money game plan that feels doable, gives your dollars a job, and helps you finally see the results of all your hard work.

  • “This is not about saying no. This is about saying yes — with a plan.”

  • “You don’t need another budget. You need a budget system.”

    • “You can cash flow your life — with less stress and more wins.”


    ✨ Budget Bestie Homework:

    1. Reflect on Q2: what worked, what didn’t, and why.

    2. Map out July, August, and September on a physical calendar.

    3. Choose 1–3 realistic money goals for Q3 (think debt payoff, saving for travel, or finally sticking to your budget).

    4. Set up your budget for July — and start adjusting your transfers to align with your goals.

  • Don't forget your savings buckets!


    Tools We Mentioned:

    • Simplified Budget System – Want to set it and forget it? This system will change your life. budgetbesties.com/budget

    • Automate Your Budget Masterclass – Learn how to organize your accounts, automate your bills and savings, and reduce money stress. budgetbesties.com/automate

    🫶 Remember:

    You can totally do this. Whether your goals are big or small, this 90-day plan is your roadmap to more clarity, less chaos, and real momentum. We believe in you, and we’re doing it with you.

    Got questions or want to share your 90-day plan? Email us at hello@budgetbesties.com — we wanna cheer you on!


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy. 

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    2 weeks ago
    15 minutes 37 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    Time Management That Actually Works-A Chat with our Perfect•ish Friend Kali | 429

    Snag Our Simplified Budget System!

    Check out Kali at Perfect-ish!

    We’ve got our business bestie back on the mic, and you’re in for a treat. 🎻 Time management coach, international speaker, podcast host, and all-around rockstar Kali Brigham is here—and she’s serving up real talk, big laughs, and life-changing shifts.

    Kali's not your typical “wake-up-at-5am-and-grind” kind of coach. She’s the founder of Perfect-ish—a time management approach that helps ambitious women design lives that feel as good as they look on paper. No guilt. No burnout. Just rhythms and routines that work for you.

    In this episode, we chat about:

    1. Why traditional time management is a lie (yep, we said it)

    2. The PERFECT-ISH framework and how it helps you manage your time without losing your mind

    3. What your calendar says about your values—and how to adjust when it’s out of alignment

    4. The power of knowing whether you're an introvert, extrovert, or somewhere in between (ambiverts, unite!)

    5. Real talk on naps, bookends, and why your daily energy matters more than any planner ever will

    6. How to stop writing your life with the "wrong hand" and start building systems that feel right

    Whether you’re juggling kids, running a business, or just trying to survive your to-do list, this is the episode you didn’t know you needed. It’s fun, practical, and full of those “oh dang, that’s me” moments. 👏

    Budget Bestie Takeaway:

    Time management isn’t about doing more—it’s about doing what matters in a way that works for you. When your schedule supports your energy, values, and season of life, you win. Period.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    3 weeks ago
    37 minutes 56 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    Lessons from Real Coaching: : Budgeting Through Layoffs, AC Repairs & Real-Life Curveballs 428

    Snag Our Simplified Budget System!

    You ever have one of those months where everything hits at once? The AC dies, plans fall through, unexpected expenses pop up like financial whack-a-mole—and somehow you're still expected to keep it all together? 😩

    This week, Shana and Vanessa are walking us through two client stories that prove: your budget can still win—even when life feels like it’s falling apart. From single moms to powerhouse couples, we’re talking through what happens when emergencies hit, emotions run high, and yet...the budget still holds up. 💪

    Here’s what we’re getting into:

    1. One client went from crying on the floor (literally) to realizing she didn’t go into more debt—because her system had her back.

    2. Another couple went from googling debt consolidation programs to organizing their accounts, dodging the Amex debt trap, and building a system that actually works.

    3. Why we’re still side-eyeing those “non-profit” debt consolidation companies (no shade… okay, maybe a little).

    4. How coaching helps you stay in control—even when life is trying very hard to knock you off track.

    5. That “quick win” mindset? We’re flipping the script to focus on sustainable change instead.

    And yes, we said it: you don’t need a debt consolidation program—you need a budget system. One that gives you control, clarity, and confidence. 🙌

    Budget Bestie Takeaway:

    Even if you don’t move forward on your goals this month, not going backward is still a win. Especially in tough times. You’re learning, you're organizing, and you're building habits that last way beyond this one hard moment. That’s the real victory. 💥


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    3 weeks ago
    17 minutes 32 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    July Budget Walkthrough: How to Prep for Summer Camps, Travel, and 4th of July | 427

    Snag Our Simplified Budget System!

    What if we told you that your entire July budget could be DONE before your iced coffee melts? Because listen—melted iced coffee is a no from us. 😅 But you know what’s also a no? Going into July without a plan when you’ve got holiday parties, travel, and summer chaos coming in HOT. 🔥

    Get our FREE One Page Budget Template here.

    In this episode, we’re walking you step by step through how to close out June’s budget and set up July’s so you can enjoy the pool, the party, or even your sister’s bougie wedding without stressing about the money.

    Here’s what we’re diving into:

    1. 🧾 How to properly close out last month’s budget (hint: don’t skip this step!)

    2. 💰 A full walkthrough of July’s budget using real client examples—from income to debt, spending, and savings

    3. 🧠 Why planning for “This Month” expenses (like summer camps, 4th of July BBQs, and school supply prep) is your secret weapon

    4. 🛍️ The difference between spending money and savings buckets—and how to make sure you’re not constantly “borrowing” from other accounts

    5. 👀 What to do if your income varies, you’re juggling summer gigs, or you’re saving for BIG things (like cruises or taking the whole summer off!)

    6. 🧒 Teaching your kids to manage their own fun money—because the Lululemon budget isn’t coming out of your Target run

    Real talk, real results. This isn’t just about numbers. It’s about creating a budget that supports your life, not one that feels like a punishment. And if you’re like many of our clients (teachers, nurses, small biz owners, and everyday women just trying to make it all work), you’ll love how customizable and empowering this system can be.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    3 weeks ago
    29 minutes 24 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    Big Dreams, Small Paychecks: Building a Life That Still Works | 426

    Snag Our Simplified Budget System!

    In this heartfelt and relatable episode, we sit down with Angie—a teacher, wife to a social worker, and mom of three—who’s doing all the right things but still feels stuck in that “never quite enough” money zone. Sound familiar?

    Angie and her husband don’t have debt (other than their mortgage 💪), are a paycheck ahead, and have even built an emergency fund over time. But with rising costs and the pressure of living in a high-income school district, she’s feeling overwhelmed and unsure about how to plan for future expenses like vacations, home repairs, or even a new minivan—without falling back into debt.

    Here’s what we unpack in this episode:

    1. 👩‍🏫 Why income isn’t everything—and how teachers and social workers are more financially powerful than they think

    2. 💡 The difference between budgeting and tracking (Spoiler alert: your app may not be helping you!)

    3. 💸 How to use a one-page budget to finally see where your money’s going—and where it could be going instead

    4. 🏦 The power of savings buckets and how to slowly build them (yes, even with a tight income!)

    5. 💬 Why it’s okay to tell your kids “no”—and how to shift the conversation toward financial empowerment for the whole family

    6. 🛍️ Practical tips on separating bills from spending, opening multiple checking accounts, and giving every dollar a job

    Angie’s story is full of small wins, real talk, and major encouragement. If you’ve ever felt like you're doing everything right but still can’t seem to get ahead, this episode is for you. We’re diving into strategies that bring financial peace—without changing careers or giving up your latte (unless you want to 😉).


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    4 weeks ago
    23 minutes 33 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    How One Small Shift Helped This Family Manage $12K a Month with Peace | 425

    Snag Our Simplified Budget System!

    Hey budget besties! ✨

    Today, we're getting real about something we keep coming back to — the chaos that comes from having one big savings account and no plan for that money. You know we’ve seen it again and again: a client dumps extra cash into a single account and says, “I’ll just pull from it when I need to.” And spoiler alert — that never ends well.

    In this episode, Shana and Vanessa break down why having separate, labeled bank accounts is a game-changer. Whether it’s Christmas, travel, home repairs, or annual bills — your money should have a purpose, not just chill in a “someday” pile that slowly disappears.

    We talk:

    1. 💸 Why Ally buckets (and similar tools) aren’t always as simple as they seem

    2. 🏦 How traditional banks (and even people in your life) might push back on having multiple accounts

    3. 🧠 Why friction is good when it keeps you from stealing from your future self

    4. 💬 And the power of showing your partner the numbers — not just telling them

    Vanessa shares a story about a client whose partner wanted their family of five to live on $10K/month, even though $12K wasn’t cutting it. The big "aha moment"? Printing the budget and asking: “Okay, YOU show me what to cut.” Sometimes the clarity comes when everyone sees the full picture — and it leads to better teamwork (and less stress on just one person’s shoulders).

    Whether you're team “spread it out” or still clinging to one savings pile, this episode is here to lovingly challenge you: give every dollar a job, and let your bank accounts work for you.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    1 month ago
    10 minutes 50 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    How to Talk to Your Spouse About Budgeting: Without Nagging, Fighting, or Feeling Alone | The #1 Mistake Women Make When Their Partner Isn’t Involved in the Budget | 424

    Snag Our Simplified Budget System!


    If you’re the one handling the bills, making the spreadsheets, remembering all the passwords (and maybe even doing coaching solo), while your spouse is more hands-off — we see you. And we’ve got your back.

    This episode is all about getting your partner on the same financial page without nagging, begging, or feeling like you’re carrying the weight of your family’s money goals alone. Spoiler alert: you don’t have to do it all by yourself. 💛

    We’re sharing:

    1. Why sharing the numbers (literally printing the budget out!) can change everything

    2. How to approach these convos without sounding like a tiny barking chihuahua 🐶

    3. What to say (and how to say it) when you want to include your spouse in big money decisions

    4. Real client stories that show how shifting your approach leads to huge mindset shifts

    5. The power of scheduling budget talks on purpose — not yelling numbers across the kitchen

    6. The secret weapon: framing budget convos around dreams instead of doom

    ✨ Whether your spouse is deep in the spreadsheets or couldn't care less about interest rates, this episode is full of tips that help you work together — without turning into the budget police.

    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    1 month ago
    17 minutes 32 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    Budgeting Without the Guilt: Lattes, Disney, and a Fully Funded Life | 423

    Snag Our Simplified Budget System!

    In this feel-good episode, we’re joined by the fabulous Amanda—a fellow budget bestie who went from feeling stuck and paycheck-to-paycheck despite earning more than ever to building a system that brings her peace, control, and yes… a travel fund just for Disney trips. 🏰✈️

    Amanda shares how our Simplified Budget System helped her ditch the constant tracking, make confident money decisions, and even name her new financial vibe: “The Bank of Amanda.” 💸 She’s living proof that you can pay off over $24,000 of debt and still buy lattes, go on cruises, and keep your nails done—without guilt or confusion.

    Whether you’ve tried to DIY a budget in Google Sheets (👋 us too), or you’ve been overwhelmed with apps that just beep at you all day, Amanda’s story is a breath of fresh air. She’s proof that a clear plan, a few bank accounts, and trusting the process can completely change the way we relate to money.

    What We Talk About:

    1. Why tracking isn’t the same as budgeting (and why you don’t have to do it forever)

    2. Amanda’s moment of clarity while out on a podcast walk

    3. The power of separating your spending (yes, even groceries!) 💳

    4. Setting up automatic transfers that make your budget run itself

    5. The joy of pocket money and planning for fun things—on purpose

    6. How financial systems can actually heal your relationship with money

    7. Paying off nearly $25K in debt while still living your life

    Budget Bestie Takeaways:

    1. Budgeting doesn’t have to feel like punishment

    2. Automating your money gives you freedom, not restriction

    3. You can be your own bank (hello, “Bank of Amanda!”)

    4. There’s no one-size-fits-all—just the right system to fit you

    5. You deserve clarity, ease, and spending money for you



    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    1 month ago
    25 minutes 57 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    How This Couple Paid Off $51K in Debt—After Cutting Their Income in Half | 422

    Snag Our Simplified Budget System!

    How do you make $18,000 a month and still feel broke? For this couple, it wasn’t about how much they were earning — it was about what they were doing with their money (or not doing). Before coaching, they were stuck in what we lovingly call “money magic” mode: overspending from one big Bills account, moving money around with Cash App and Facebook Pay, and juggling 24 debts with no real system. 🙈

    The good news? They turned it ALL around — and paid off $51,000 in debt in under a year, even after their income was cut in half. 😲👏

    In this episode, we’re breaking down:

    1. The difference between a budget and a system (hint: this couple didn’t need another spreadsheet)

    2. What “money magic” looks like — and why it keeps you stuck

    3. How separating accounts (yes, even a date night one 💕) helped them finally make progress

    4. The power of automation — paycheck transfers, bill payments, and savings goals on autopilot

    5. Why they sold a car, asked for raises, and started side hustles (without sacrificing date night!)

    From Cash App chaos to debt-free clarity, this is a transformation that’ll inspire you to stop feeling like your income is slipping through your fingers — and start building a plan that actually works for your real life.

    🎧 Listen in to hear how they did it — and how you can start making progress, no matter where you’re starting.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    1 month ago
    22 minutes 18 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    Tracking Every Dollar Isn’t Budgeting — Here’s What Actually Works | 421

    Snag Our Simplified Budget System!

    Hey budget besties! 💸

    We know, we know — tracking your spending feels like the "responsible" thing to do. You've got the apps, the spreadsheets, the color-coded categories. But if you're still feeling broke and behind… something’s not working.

    Here’s the truth: tracking is not budgeting. It’s accounting. (Yep, we said it.) And unless you're one of those magical humans who loves being an accountant — we see you and salute you — then chances are, this method is stressing you out and keeping you stuck.

    In this episode, we break down:

    1. Why tracking your expenses is reactive and not helping you plan ahead

    2. The real difference between accounting and budgeting

    3. How to stop tracking everything and start telling your money where to go — before it even hits your account

    4. The power of separate bank accounts for bills, spending, gas, groceries, restaurants, and more

    5. What it looks like to assign money with intention, not shame

    6. Real-life examples of how to make this system work with $400 weekly, $300 monthly — whatever your situation is!

    We’ll also share how our Simplified Budget System helps you ditch the spreadsheet guilt and finally get ahead, all without becoming a human calculator.

    ✨ Imagine this: you open your bank account and instantly know how much you can spend — no mental math, no receipts, no surprises. Just freedom.

    So if you’re still tracking and still stuck, this episode is for you. Let's make your budget actually work — without the overwhelm.

    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    Show more...
    1 month ago
    12 minutes 41 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    How Busy Moms Can Create a Personal Finance System That Actually Works | 420

    Snag Our Simplified Budget System!

    Hey budget besties! 👯‍♀️

    We’re dusting off one of our fave convos and bringing it back—this time from our guest appearance on It’s About Time with our girl Anna Dearmon Kornick! 💁‍♀️✨ If managing money has ever made you feel overwhelmed, behind, or straight-up avoidant...you are SO not alone. This episode is your friendly permission slip to stop the shame spiral and finally create a system that works for you.

    Whether you’re the family CFO, the chef, the chauffeur, or all of the above (because same), this one's for you. 👏

    Here’s What We’re Digging Into:

    1. 💡 Why a flexible financial system is the key to long-term sanity

    2. 💵 Our 5-part budget structure that keeps everything organized (and stress-free)

    3. 🏦 How multiple accounts + automation can change the game

    4. 📲 Why tracking apps are overrated (yep, we said it)

    5. 💳 What to do first when paying off debt—and why it goes at the top

    6. 🛍 How to make room for guilt-free spending, even if you're paying down debt

    7. 🧠 The mindset shift that takes you from “I’m bad with money” to “I’ve got this!”

    You’ll also hear us geek out on how we built this method around real life (and how it’s surprisingly similar to Profit First, for our biz-owner besties out there!). 🙌


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    1 month ago
    29 minutes 19 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    How to Build a Personal Brand That Attracts Clients, Grows Your Business, and Reflects Your Purpose — with Reshia Lea from Brand Builders Group | 419

    Get Your FREE Copy of the Wealthy & Well Known Audiobook!

    Book a Free Brand Strategy Call!

    If you're an entrepreneur, coach, or service provider trying to grow your business online, but your message isn’t connecting—or you’re not attracting the right clients—this episode will show you exactly why your brand might be the missing piece.

    We’re joined by Reshia, our personal brand strategist at Brand Builders Group (BBG)—the coaching company that has helped top thought leaders like Lewis Howes, Amy Porterfield, and now, us. 🙋🏽‍♀️🙋🏼‍♀️

    In this episode, we break down:

    • ✅ What a personal brand actually is (it’s not just your logo or website)

    • ✅ How to clarify your message so it speaks directly to the people you’re meant to serve

    • ✅ The exact BBG framework that helped us get focused and grow our financial coaching business

    • ✅ How to position your brand if you want to write a book, speak, launch a course, or scale your services

    • ✅ Why a personal brand rooted in service will unlock growth, revenue, and long-term impact

    This conversation is especially for women who:

    • Are building coaching, consulting, or service-based businesses

    • Feel unclear about their messaging or online presence

    • Want to move from “doing all the things” to doing the right things

    • Are ready to stop winging it and start building a brand with intention and clarity

    👀 BONUS: We also talk about what it’s like to finally feel seen in a room full of high-achieving women—and why the BBG process is different from other coaching programs we’ve tried (and paid big money for).

    ✨ If you’ve ever thought, “I know I’m meant for more, but I don’t know how to pull it all together,” this episode is for you.

    Grab the free audiobook of the Brand Builders Group book before July 1st. It outlines the exact step-by-step framework that helped us grow a brand we’re proud of.

    • How to build a personal brand

    • Branding for women entrepreneurs

    • Personal branding for coaches

    • Brand Builders Group review

    • Coaching business strategy

    • Brand clarity for service providers

    • How to attract clients with your brand

    • Build a brand that reflects your values

    • Personal brand strategist for women

    • Brand messaging for coaches

    • Entrepreneur branding tips

    • Female entrepreneur podcast

    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy. 

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    Show more...
    1 month ago
    29 minutes 33 seconds

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
    ***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.