Ever wondered how debt finance can fuel rapid business growth without causing financial strain?
In this bonus episode of the Finance Focus podcast, hosts Tracy Smart and Sam Jones welcome back Paul Sherratt, founder of the innovative retail brand gloveglu, to share expert insights into effectively using debt finance for scaling retail businesses. Paul reveals his key strategies, from keeping a clear and realistic business plan to creating an effective financial dashboard that tracks crucial metrics like revenue by channel and cash flow scenarios.
The conversation also highlights common fundraising challenges, stressing the importance of accurately forecasting capital needs and understanding repayment terms to avoid financial pitfalls.
Paul Sherratt: Founder and CEO of gloveglu, a global brand specialising in goalkeeper product innovation and care. With over 30 years of experience in the sporting goods industry, Paul has scaled gloveglu from a side project into a multinational business by leveraging debt finance, operational agility, and strategic insight.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
Can you scale a global consumer brand without giving up equity?
In this episode of Finance Focus, hosts Tracy Smart and Sam Jones speak with Paul Sherratt, founder of gloveglu, a fast-growing goalkeeping brand sold in over 55 countries. Paul shares his remarkable journey from pouring bottles at his kitchen table to running a business that now sells a product every 150 seconds.
Paul explains why he chose debt finance over equity, the financial risks he took—including remortgaging his house—and the key strategies that helped him manage cash flow during periods of rapid growth. The conversation dives into the real cost of growth, the challenges of working capital, and how businesses can use debt financing wisely without overextending.
Paul Sherratt: Founder and CEO of gloveglu, a global brand specialising in goalkeeper product innovation and care. With over 30 years of experience in the sporting goods industry, Paul has scaled gloveglu from a side project into a multinational business by leveraging debt finance, operational agility, and strategic insight.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
In this bonus episode, hosts Tracy Smart and Sam Jones are joined by Paul Finn from Oxford Drug Design to break down the essential tips for securing grant funding. Paul, who has successfully raised millions in non-dilutive funding, shares his expert insights into identifying the right grants, preparing a strong application, and navigating the bureaucracy of funding bodies.
Whether you’re new to the grant application process or looking to improve your success rate, this episode delivers quick, practical tips to help you secure the funding your business needs.
Tune in for expert advice and actionable insights that could be the key to unlocking new opportunities for your company.
Paul Finn: Chief Scientific Officer at Oxford Drug Design, with extensive experience in securing grant funding for biotech and pharmaceutical research. He has successfully raised over $10 million in non-dilutive funding and also serves as a grant assessor, reviewing applications for funding bodies across the UK, EU, and the US.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
Could grant funding be the key to unlocking your business’s growth without giving away equity?
In this episode of Finance Focus, hosts Sam Jones and Tracy Smart sit down with Paul Finn, Chief Scientific Officer at Oxford Drug Design, to uncover the secrets of securing non-dilutive funding. With over $10 million successfully raised through grants, Paul shares expert insights into the application process, the challenges of bureaucracy, and how businesses can improve their chances of winning funding.
Whether you’re a startup or an established company, this episode is packed with practical advice on how to navigate the grant funding landscape effectively.
Paul Finn: Chief Scientific Officer at Oxford Drug Design, with extensive experience in securing grant funding for biotech and pharmaceutical research. He has successfully raised over $10 million in non-dilutive funding and also serves as a grant assessor, reviewing applications for funding bodies across the UK, EU, and the US.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
How can businesses unlock cash tied up in unpaid invoices?
In this bonus episode, hosts Tracy Smart and Sam Jones sit down with Chris Mitcham, a seasoned expert in invoice finance, to share practical insights on how businesses can prepare for and maximise invoice finance. Whether you’re facing cash flow challenges or looking for ways to fund business growth, this episode provides essential tips on securing the right invoice finance solution.
Chris explains the key factors lenders consider, the difference between factoring and invoice discounting, and how businesses can speed up the funding process. He also discusses the role of finance brokers, the importance of forecasting future cash needs, and the biggest risks in invoice finance.
Chris Mitcham: With 25 years in the invoice finance sector, Chris Mitcham is a Senior Business Development Manager at Ultimate Finance. He has extensive experience in structuring bespoke funding solutions for B2B businesses, helping them access cash tied up in outstanding invoices. His expertise spans multiple industries, including recruitment, manufacturing, and construction.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
Is cash flow holding your business back?
In this episode of Finance Focus, hosts Tracy Smart and Sam Jones explore the power of invoice finance as a solution to cash flow challenges. They are joined by Chris Mitcham, an industry expert from Ultimate Finance, who shares 25 years of experience in helping businesses unlock capital tied up in unpaid invoices. The discussion covers how invoice finance works, its benefits over traditional funding options, and how businesses can leverage it for growth.
Chris Mitcham: With 25 years in the invoice finance sector, Chris Mitcham is a Senior Business Development Manager at Ultimate Finance. He has extensive experience in structuring bespoke funding solutions for B2B businesses, helping them access cash tied up in outstanding invoices. His expertise spans multiple industries, including recruitment, manufacturing, and construction.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
How do you secure funding from an angel investor and ensure your startup is investment-ready?
In this special episode, hosts Sam Jones and Tracy Smart are joined once again by angel investor David Ford, who shares his top insights for founders embarking on their fundraising journey. From choosing the right investors to crafting a compelling pitch, David provides practical advice on how to navigate early-stage investment. He explains why securing investment is about more than just numbers, why relationships matter, and how founders can set themselves up for long-term success.
If you’re an entrepreneur looking to raise funds, this episode is packed with valuable guidance to help you attract the right investors and avoid common pitfalls.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
Are you ready to take your startup to the next level but struggling to secure early-stage funding?
In this episode of Finance Focus, hosts Tracy Smart and Sam Jones are joined by experienced angel investor David Ford to explore the world of angel investing. David shares his journey from biochemist to full-time investor, explaining what angel investors look for in a startup, how to build trust with investors, and why securing funding takes longer than many founders expect.
Whether you’re an entrepreneur seeking investment or simply curious about how early-stage businesses get off the ground, this episode offers valuable insights into the process of raising capital.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
Thinking about using trade finance to grow your business but unsure where to start?
In this special bite-sized episode of Finance Focus, hosts Tracy Smart and Sam Jones sit down with Steve Rose, CEO of Tint Financial Services, to break down the essentials of trade finance in under ten minutes.
Steve shares expert insights on what makes a successful trade finance transaction, key do’s and don’ts, and how to structure funding efficiently. From assessing existing financial arrangements to understanding insurance, logistics, and documentation, this episode provides a clear roadmap for businesses looking to fund cross-border transactions.
What documents do you need? How much of your trade will be funded? What red flags should businesses avoid? Get the answers to these crucial questions in this focused and informative discussion.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
How can businesses navigate the complexities of international trade while maintaining cash flow and mitigating risk?
In this episode of Finance Focus, hosts Sam Jones and Tracy Smart sit down with Steve Rose, CEO of Tint Financial Services, to explore the world of trade finance. They discuss how trade finance supports SMEs in expanding globally, the risks and benefits involved, and the role of emerging technologies in making trade funding more efficient. Whether you’re an importer, exporter, or just curious about global trade, this episode provides practical insights to help businesses manage international transactions with confidence.
Takeaways from the episode:
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
How can crowdfunding help you raise capital for your business?
Welcome to this bonus episode of Finance Focus where hosts Tracy Smart and Sam Jones discuss the ins and outs of successful crowdfunding with industry experts Tim Hammond and Geoff Turral. They share their top tips for securing investment, building momentum, and making the most of incentives to attract investors.
Whether you’re launching your first campaign or looking to refine your strategy, this episode is packed with practical advice to help you make the most of crowdfunding.
Tim Hammond: Tim Hammond is the co-founder of Pro Espresso, a subscription-based service that brings professional-grade coffee machines and beans into homes. With a passion for quality and community, Tim has spearheaded multiple successful crowdfunding campaigns, raising significant capital to expand his brand. His expertise lies in crafting compelling campaigns that engage customers and investors alike. Tim’s insights highlight the power of crowdfunding to build loyal customer bases and amplify brand visibility.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.
How can crowdfunding transform the way businesses raise capital?
In this premiere episode of Finance Focus, hosts Tracy Smart and Sam Jones explore the dynamic world of crowdfunding with two special guests: Geoff Turrell of CarCloud and Tim Hammond of Pro Espresso. Together, they share firsthand experiences, tips for successful campaigns, and discuss how this innovative approach is reshaping entrepreneurship.
What You’ll Learn in This Episode:
Geoff Turrell: Geoff Turrell is the co-founder of CarCloud, a cutting-edge digital platform revolutionising car management. CarCloud empowers users to manage their vehicles seamlessly, helping them save time and money by digitising paperwork and simplifying ownership costs. With a strong background in entrepreneurship and innovation, Jeff has successfully raised over £1.2 million through crowdfunding campaigns. His journey demonstrates how founders can leverage crowdfunding not just to secure funds, but to build a thriving community of advocates for their business.
Tim Hammond: Tim Hammond is the co-founder of Pro Espresso, a subscription-based service that brings professional-grade coffee machines and beans into homes. With a passion for quality and community, Tim has spearheaded multiple successful crowdfunding campaigns, raising significant capital to expand his brand. His expertise lies in crafting compelling campaigns that engage customers and investors alike. Tim’s insights highlight the power of crowdfunding to build loyal customer bases and amplify brand visibility.
Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.
Connect with Tracy on LinkedIn
Connect with Sam on LinkedIn
Finance Focus is produced and edited by Story Ninety-Four in Oxford.