What if your biggest money blocks aren’t in your bank account—but in your unconscious relationship with money? In this powerful and deeply personal episode, I’m joined by Morgana Rae, internationally recognized money mentor, bestselling author of Financial Alchemy: Twelve Months of Magic & Manifestation, and the woman her clients call the Money Goddess. Morgana’s unconventional (and wildly effective) approach has helped clients generate five, six, and even seven figures—sometimes within hours of doing this work. We’re not just talking mindset here—we’re talking total transformation. Morgana shares how she went from making $100/month in Los Angeles to generating millions by decimating her old toxic money narrative and replacing it with love, worthiness, and intentional action. If you’re a high-achieving woman who’s done all the “right” things—budgeted, invested, hustled—but still feels like wealth is a moving target or doesn’t stick… this episode will change the game. You'll walk away with: A completely new perspective on what it means to have a relationship with money The 6-step Financial Alchemy® process to eliminate hidden blocks and attract aligned abundance Why “hustling harder” actually repels money—and what to do instead How to use visualization, emotional safety, and self-worth to magnetize wealth What it means to love money without greed, guilt, or scarcity How unresolved family trauma, fear of betrayal, and emotional avoidance show up in your bank account Practical actions to reset your money energy—whether you’re struggling to make ends meet or managing millions Grab Morgana’s 10-Year Anniversary Edition of Financial Alchemy: Twelve Months of Magic & Manifestation: https://amzn.to/3IHRUen Follow the show on your favorite podcast app so you never miss an episode. Keep the conversation going on Instagram @everyonestalkinmoney Leave a quick rating and review to help others discover the show. And remember: money should be a tool to live life on your terms. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket. We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships. You’ll hear: How your earliest money memories quietly drive adult decisions—and what to do about it The “money wellness chain reaction” to interrupt anxiety and take action today Social spending vs. social connection: lower-cost ways to get a higher “return on joy” Why women (especially high earners) still feel financially fragile—and how to fix it A values-based alternative to traditional budgeting that actually sticks What women of color need to hear about building real, generational wealth—on their terms Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling that late-summer bank account hangover? In Part 2 of my Back-to-School, Back-to-Budget mini-series, we run a Fall Financial Checkup—so you stop flying blind and start making confident money moves before holiday spending hits. I walk you through a 30-minute cash-flow audit, a ruthless subscription/money-leak review, and a realistic September budget using either the 50/30/20 rule or my BFF Budget (Budgeting Financial Friend). We’ll firm up your emergency fund, set sinking funds for predictable costs (gifts, travel, winter gear, annual bills), and choose a debt payoff strategy (snowball vs avalanche) you can actually stick with. You’ll learn: How to calculate true cash flow (not just salary) and spot hidden spending A 15-minute subscription audit to kill money leaks fast The difference between needs, wants, and “future you” (savings/debt) How to build sinking funds to holiday-proof your budget Debt snowball vs avalanche: which to use and when The weekly money check-in ritual that keeps you out of panic mode Perfect for: anyone craving a September budget reset, prepping for holiday spending, or ready to ditch autopilot and build an intentional fall budgeting routine. Share this with a friend who needs a money cleanup, follow us on Instagram @everyonestalkinmoney for more tips and subscribe so you don’t miss Part 3: Smart Spending for a Busy Season. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

So you’re making six figures (or more)… but why does financial confidence still feel out of reach? In this episode of Everyone’s Talkin’ Money, I’m joined by personal finance speaker and educator Linda Grizely, creator of The MeMoney™ Method, to talk about what really holds successful women back from prioritizing themselves financially. We unpack why hitting income milestones doesn’t automatically translate into security or self-trust, how to spot the biggest money lies high-achieving women tell themselves, and the guilt that sneaks in when you finally start spending on yourself in bigger, bolder ways. You’ll hear: Why the “High-Earner’s Paradox” keeps women stuck in scarcity thinking even after they’ve “made it” What it really means to build a life you love on a budget you don’t hate How values-based money decisions can transform your financial confidence The first step you can take today if you’re crushing it at work but not with your money Linda’s personal money decision that changed her life forever This conversation is about moving past survival, shame, and self-doubt into a financial strategy that actually feels aligned with your values—and your success. Follow Linda on Instagram. Hit follow on Everyone’s Talkin’ Money so you never miss smart, shame-free conversations about wealth. Leave a quick rating and review—it helps more successful women like you find the show and build their own money confidence. Join the conversation on Instagram @everyonestalkinmoney and share the money lies you’ve told yourself—and how you’re rewriting the script. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Thinking about a career move but worried about trading stability for growth? In this episode, Shari Rash sits down with Amy Adler (CMRW, CERM, NCOPE)—president of Five Strengths Career Transition Experts—to unpack fearless career transitions, executive résumé writing, LinkedIn strategy, and career portfolio development. You’ll learn how to position your impact, optimize for ATS keywords without losing your voice, and build a personal brand that opens doors to C-suite roles, board seats, and better compensation. You’ll hear: How to reframe the “golden handcuffs” and evaluate real earning potential in a new role The resume art + science formula: metrics that matter, language that passes ATS, copy that sounds human What actually belongs in an executive career portfolio (résumé, LinkedIn, bio, thought leadership, more) When to tailor a résumé (and why tweaks should take minutes, not hours) The truth about networking vs. cold applying, and building relationships before you need them Personal branding on LinkedIn without the cringe—rules that keep your reputation clean and compelling Résumé “rules” that are outdated (one-page mandates, graduation years, GPA) and what to do instead How to identify your five strengths and translate them into executive-level language Guest: Amy Adler — President, Five Strengths Career Transition Experts; author of Courageous Career Change. Website: fivestrengths.com LinkedIn: linkedin.com/in/amyladler Podcast: How I Hire Listener Perk: Amy is offering a complimentary résumé or LinkedIn review for our audience! Sign up here: https://fivestrengths.com/letschat  Be sure to follow the show on Instagram @everyonestalkinmoney! Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Summer was fun—your bank account says otherwise. In this kickoff to our Back-to-School, Back-to-Budget mini-series, Shari lays out a simple, no-shame plan to reset your budget after summer, rebuild your money routine, and set up a fall financial reset that actually sticks. If camps, travel, iced lattes, and “just this once” dinners left you with a summer spending hangover, this episode gives you five practical moves to get back on track before holiday spending hits. In this series, you’ll learn how to run a fast cash-flow audit, spot money leaks (hello, unused subscriptions), build realistic September budgets, and create fall financial containers for predictable expenses—so you walk into Q4 confident, not scrambling. You’ll hear: Why routines (not willpower) drive real financial confidence The honest summer spending reality check—and how to stop the shame spiral A step-by-step cash-flow review you can do in 30 minutes The One-Cut Challenge to reclaim cash this week (subscription audit, anyone?) How to build a realistic September budget you’ll actually follow “Financial containers” for fall: back-to-school, holidays, travel, winter wear The weekly money check-in that keeps you out of panic mode You’ll walk away with: A clear, judgment-free picture of where your money went this summer One recurring expense canceled—and dollars redirected to what matters A realistic September budget (not perfection—direction) A simple system to prep for fall + holiday costs before they hit A 15-minute weekly check-in ritual to stay accountable This episode is perfect for: Anyone feeling behind after summer who wants a fresh start for fall, listeners prepping for holiday spending, and busy adults who need a budget reset they can keep up with. Series note: This is Part 1 of 4. Next up: Your Fall Financial Checkup—cash flow, savings, debt, and the sneaky leaks draining your budget. If this helped, share it with a friend who needs a post-summer money reset, follow the show so you never miss an episode, and come hang with me on Instagram @everyonestalkinmoney for weekly tips and prompts. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

What does life look like when you stop trading time for money and start living on your own terms? In this episode of Everyone’s Talkin’ Money, I sit down with Daniel C. Rodgers — award-winning author of Escape The Clock: Your Program Guide for Financial Freedom and Early Retirement and host of the Escape the Clock Podcast. After 20 years in tech, Daniel walked away from the 9-to-5 grind to design a life filled with purpose, freedom, and impact. Today, he teaches financial literacy, coaches people one-on-one, and helps others create personalized roadmaps to financial independence. You’ll hear: Why the traditional retirement model no longer works — and what’s replacing it The truth about FIRE (Financial Independence, Retire Early) and whether it’s realistic How to calculate your number instead of chasing someone else’s formula The psychology of money, golden handcuffs, and what really holds people back Why financial freedom isn’t about escaping work — it’s about choosing purpose If you’ve ever dreamed of retiring early, ditching the clock, or simply creating more freedom in your life, this conversation will give you both the mindset and the practical steps to make it happen. Keep up with all things Everyone’s Talkin’ Money by following us on Instagram @everyonestalkinmoney. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the biggest thing holding you back from making bold money moves... was your own inner voice saying you should be doing something else? In this episode, I’m joined by Jessica Frew—mom, stepmom, ex-wife, wife, and the bold action-taking creator of The BOLD Logic and author of Shove Your Shoulds. We’re unpacking the hidden price tag of indecision and the financial weight of those “shoulds” that keep so many women stuck in careers, relationships, and money patterns that no longer serve them. Jessica shares her personal journey through divorce, remarriage, and entrepreneurship, and how she learned to break free from inherited money beliefs and make aligned financial choices that feel good and make sense. If you're constantly second-guessing your financial decisions or over-researching every move, this episode is the permission slip you’ve been waiting for. You’ll walk away with: Why “shoulds” cost you money, energy, and confidence How to spot decision debt and what it’s doing to your financial progress The 3-step method Jessica teaches to make bold, aligned decisions Why waiting for “clarity” might be costing you more than you think How to create emotional safety around money decisions What it actually means to make confident, values-aligned financial moves Be sure to follow the podcast so you never miss an episode. Follow us on Instagram @Everyonestalkinmoney to stay in the know of everything ETM.  Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you mean to your money? If money were a person, would it actually want to hang out with you—or would it be ghosting your calls? In this episode of Everyone’s Talkin’ Money, Shari Rash takes you on a deep dive into the surprising ways we mistreat our money without even realizing it—and how to turn things around. From ignoring bank statements to impulse spending to never asking for the money you’re owed, these everyday habits can add up to what Shari calls financial neglect and abuse. But here’s the good news: money doesn’t hold grudges. The moment you start treating your money with attention, respect, and consistency, it begins to show up for you in powerful ways. You’ll hear: Why thinking of money as a relationship changes everything The sneaky ways you might be disrespecting your money (and yourself) How financial avoidance, inconsistency, and comparison keep you stuck Practical strategies to build trust and treat your money like a valued friend A simple reflection exercise to reframe your money habits without shame If you’ve ever felt like your financial life is chaotic, avoidant, or just plain complicated, this conversation will help you reset your mindset and build a healthier, more supportive relationship with your money. Keep up with the show by following us on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

What do Ponzi schemes, emotional spending, and IKEA shopping trips have in common? More than you think. In this Talkin’ Money Unfiltered conversation, I sit down with financial therapist Rachel Duncan to explore the wild history of Charles Ponzi, why scams like Bernie Madoff’s still happen today, and how “easy money” myths lure even the savviest investors. We also get personal about the emotional side of money—FOMO spending, consumerism as a hobby, and why it feels so intimate (and brave) to finally talk about money with friends. You’ll walk away learning: Why Ponzi schemes are built on trust, community ties, and the promise of high returns Red flags to watch for when evaluating an investment opportunity How FOMO spending silently taxes your wallet and relationships Why patience—not quick wins—is the real path to financial security How talking openly about money can actually deepen friendships and relieve financial shame Listen to the podcasts we talked about: Easy Money: The Charles Ponzi Story Debt Heads Whether you’ve ever wondered how smart people get caught in scams, or you just want to feel less alone about your own money choices, this episode is a must-listen. Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

What if success wasn’t about doing more—but about thinking differently? In this episode, performance expert Alex Feinberg shares his unconventional but wildly effective approach to rewiring your brain, optimizing your energy, and achieving real success—without the burnout. Drawing from his experiences as a pro athlete, hedge fund analyst, and executive coach, Alex breaks down how to build daily wins that reinforce your belief in yourself, why perfectionism keeps you poor, and how to train your mind to outlast any setback. You’ll walk away with: The truth about why your brain is wired to sabotage your goals—and how to override it Why most high achievers confuse productivity with progress A new way to think about financial risk, daily discipline, and dopamine management How to use the “King Pin” mental model to get more done with less stress The mindset shifts that separate successful people from those who burn out Whether you're an entrepreneur, a career climber, or just someone chasing a better way to live and work—this is your blueprint to staying in the game long enough to win. http://www.feinbergsystems.com Listen to Alex's podcast. Get Alex's cookbook. Keep up with podcast on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Everyone’s Talkin’ Money, I sit down with Riana Malia—Speaker, Author, and Reinvention Strategist—who helps high-achieving women stop recycling old patterns and start creating extraordinary results in life, love, and money. Riana shares how subconscious cycles quietly hold us back, why most goal-setting strategies fail, and what it really takes to move from “goal setter” to “goal getter.” We dive into her signature Clear to Create™ Method and Quantum Pattern Protocol™, which use neuroscience, quantum healing, and emotional re-patterning to clear out the “junk” that keeps you stuck. You’ll hear: Why 90% of your thoughts are recycled—and how that sabotages success The hidden patterns that cause women to repeat the same money, career, and relationship struggles How to clear emotional blocks so you can finally set goals that stick Why reverse-engineering your goals is more powerful than traditional “SMART” goal-setting What it means to live in “full-spectrum self-expression” and align with your true identity If you’ve ever felt successful on paper but unfulfilled in reality, this episode will give you both the tools and the permission to create something different. https://quiz.rianamalia.com Be sure to keep up with the show on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

If part one revealed how obligations are draining your life, part two is your roadmap out. In this follow-up, we move from awareness to action with a practical, four-step framework designed to help you reclaim your time, energy, and money without guilt. From learning how to audit your calendar to mastering the graceful no, this episode is about building a life full of intentional yeses instead of draining shoulds. You’ll walk away with: A step-by-step framework for breaking free from the obligation trap Scripts you can actually use to say no without guilt or excuses A strategy to prioritize relationships that truly matter Practical tips for building a calendar (and life) that reflects your values This is part two of our deep dive into obligation-based living — because you don’t just deserve more free time, you deserve a life that feels like it’s actually yours. Keep the conversation going with us on Instagram @everyonestalkinmoney. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you living your life on other people’s terms? In this episode, we unpack the obligation trap — the endless cycle of weddings, work happy hours, family gatherings, and social “shoulds” that drain your money, your energy, and your joy. You’ll hear why so many of us say yes when we want to say no, what it’s actually costing us financially and emotionally, and how obligation-driven living keeps us disconnected from what really matters. You’ll walk away with: A clear understanding of how obligations hijack your time, money, and energy The hidden opportunity cost of living by “shoulds” instead of values The cultural, social, and psychological roots of people-pleasing Real-life examples that show how obligation fatigue shows up in everyday life This is part one of a two-part series. Next time, we’ll dive into the practical steps you can take to break free and start living on your own terms. Keep the conversation going with us on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

What if financial success wasn't the finish line—but the launching pad? In this powerful episode, Shari sits down with Brandon Broadwater, founder of Zallevo and creator of the Master Your Power Within framework, to unpack what it really means to live a purpose-driven life of prosperity. From breaking free of the middle-class mindset to building sustainable wealth that aligns with your deeper purpose, Brandon shares how to go from survival mode to a life of contribution, energy, and clarity. You'll walk away with: The three levels of living: Worldly, Honorable, and Valiant—and how to close the gap between them Why many financially “successful” people still feel unfulfilled A breakdown of the Prosperity Quadrant: poor, middle class, rich, and abundant The myth of “money’s not important” and how that belief keeps you stuck Why residual income (not just more hustle) is key to freedom How to build prosperity through purpose—not burnout The #1 mindset shift that changes everything Follow Brandon on Instagram @broadwater.brandon Website: https://www.zallevo.com/ Follow Zavello on Instagram @zavello Keep up with Everyone’s Talkin’ Money on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

In this first Talkin’ Money Unfiltered episode, Scarlett Stanhope (aka The Biz Hippie) joins me for a no-script, no-rules conversation about a question we should all be asking: is your money stress really about your circumstances… or is it about your mindset? We dig into the difference between what you can control and what you can’t, why reframing sacrifice as choice changes everything, and how to stop feeling like a victim of your bills, grocery prices, or rent. Along the way, we share real-life examples — from CSA memberships to Cheez-It snack hacks — that prove small decisions can shift your whole financial perspective. You’ll hear: How to tell if your money struggles are mindset-driven or truly circumstantial The hidden power in recognizing your everyday financial choices Why “sacrifice” can be a mindset trap — and how to turn it into empowerment Real-world examples of finding flexibility without feeling deprived Did you enjoy our unfiltered talk?! Let us know, leave a comment on Instagram @everyonestalkinmoney Follow Scarlett Stanhope and The Biz Hippie: Instagram: @scarlettthebizhippie Website: thebizhippie.com Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Every generation loves to complain about the next one—lazy, entitled, wasting money on gadgets and brunch. But here’s the truth: young adults today aren’t just making different choices—they’re playing a completely different financial game. In 1970, over half of 30-year-olds in America were married and owned a home. Today? Less than 15%. And it’s not because everyone suddenly decided marriage and mortgages were overrated. It’s the fallout from decades of policy decisions, wage stagnation, and skyrocketing costs that have made the old “American Dream” a whole lot harder to reach. In this episode, we’re pulling back the curtain on the real reasons why hitting financial milestones looks different now, and why “just work harder” is the worst advice you can give someone trying to buy a home in today’s economy. You’ll hear: The shocking drop in homeownership rates for 30-year-olds since the 1970s How wages, housing prices, and student debt have completely shifted the financial landscape Why avocado toast is not the problem (and what actually is) How generational misunderstanding keeps us from creating solutions that work Practical ways both older and younger generations can bridge the gap It’s time to stop blaming brunch and start looking at the real math. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

We often applaud people who save aggressively, track every penny, and avoid debt at all costs. But what if those habits are actually symptoms of something deeper—something that’s quietly holding them back? In this third episode of our Money Dysmorphia series, I’m joined by Ashley Franklin, Vice President of Branch Operations at SchoolsFirst Federal Credit Union, who breaks down the hidden emotional roots of financial behaviors that look healthy on the outside but may be quietly sabotaging our well-being. From over-saving and chronic budgeting to the fear of investing and the myth of “having enough,” this conversation is a powerful reality check. We talk about growing up with layaway, modern-day buy-now-pay-later traps, and the impact of comparison culture on our financial choices—especially for Millennials and Gen Z navigating money in an always-on, influencer-saturated world. You’ll walk away with: A new understanding of how over-saving can create financial stress instead of security Why budgeting to the extreme can backfire—and how to build in breathing room The emotional roadblocks behind fear of investing How income ≠ wealth, and why self-worth often gets tangled in both The power of creating a “Board of Directors” for your life—and how to pick the right financial confidantes Why separating fact from feeling is the real key to healing money dysmorphia This one’s for anyone who’s ever wondered, “Am I being smart with my money… or just scared?” Let’s unpack it together. Follow the show on Instagram  @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

We don’t just have money problems—we have money perception problems. In Part 2 of our three-part Money Dysmorphia series with Backbone, I’m joined by Melissa Burleson, a certified financial counselor at Tarrant County’s Credit Union, who brings nearly 20 years of wisdom, service, and heart to this conversation. Melissa knows firsthand how money dysmorphia—our distorted view of our financial reality—can sabotage even the smartest budgeter or most determined saver. We talk about how money dysmorphia can swing both ways—from feeling constantly behind despite doing all the right things, to overspending and living beyond your means to project financial success. And Melissa shares powerful personal stories, real-life coaching moments, and practical tools to start shifting from emotional chaos to financial clarity. You’ll walk away with: A deeper understanding of the emotional triggers behind overspending and avoidance How generational money beliefs and social media comparison fuel money dysmorphia Why many people tie their self-worth to a credit score—and how to break that cycle How to recognize when emotional thinking is clouding financial decisions What it takes to move from “I’m bad with money” to “I trust myself with money” Keep up with all things Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, rate us 5 stars and like and follow us on your favorite podcast app! Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you feel broke, even when your finances say otherwise? Or maybe you’ve been spending like you’ve already “made it”—but your bank account hasn’t caught up? That distorted perception has a name: money dysmorphia. In this first episode of our special three-part series, I’ve partnered with Backbone, a national coalition of credit unions, to explore how emotional and psychological misperceptions around money are impacting millions of Americans—especially Millennials and Gen Z. Our guest is Nicole Andrushko, VP of Marketing at Westerra Credit Union, who’s on the frontlines of financial storytelling and education. Nicole unpacks how social media, comparison culture, and pressure to hit traditional milestones are warping our self-perception—and how credit unions are stepping in to help people see the truth of their financial health and take confident steps forward. You’ll walk away with: A clear understanding of what money dysmorphia is and how to spot it in yourself or others The real reason high-achieving, financially stable people still feel “behind” How credit unions are uniquely equipped to help people shift their mindset Simple, habit-based ways to start repairing your relationship with money Why emotional support is just as critical as financial tools in combating distorted financial thinking Keep up with everything Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, give us a 5 Star review on your favorite podcast app and be sure to like and follow the show so you never miss an episode! Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices