Elementary

EXPLORE

Society & Culture

© 2024 PodJoint

https://is1-ssl.mzstatic.com/image/thumb/Podcasts221/v4/85/bf/a7/85bfa74e-e1ae-25a1-deab-616d38c7441e/mza_1574609008749525705.jpg/600x600bb.jpg

Elementary

Jacqueline Watson

99 episodes

1 day ago

Send us a text On this episode of Elementary, I dive into one of the biggest questions I keep hearing lately: “I’m so confused… should I buy, should I sell, or should I wait?” Downsizers, move-up buyers, and anyone feeling stuck in the current Toronto/GTA market—this one’s for you. I unpack the messy middle of decision-making and share how to start with what really matters most: your lifestyle. Because here’s the truth—your home has to fit the life you’re living right now, not just the one yo...

Show more...

All content for Elementary is the property of Jacqueline Watson and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Send us a text On this episode of Elementary, I dive into one of the biggest questions I keep hearing lately: “I’m so confused… should I buy, should I sell, or should I wait?” Downsizers, move-up buyers, and anyone feeling stuck in the current Toronto/GTA market—this one’s for you. I unpack the messy middle of decision-making and share how to start with what really matters most: your lifestyle. Because here’s the truth—your home has to fit the life you’re living right now, not just the one yo...

Show more...

Episodes (20/99)

Elementary

Confused about whether to buy, sell, or just sit tight? You’re not alone—and in today’s GTA market, confusion is the most expensive mistake you can make.

Send us a text On this episode of Elementary, I dive into one of the biggest questions I keep hearing lately: “I’m so confused… should I buy, should I sell, or should I wait?” Downsizers, move-up buyers, and anyone feeling stuck in the current Toronto/GTA market—this one’s for you. I unpack the messy middle of decision-making and share how to start with what really matters most: your lifestyle. Because here’s the truth—your home has to fit the life you’re living right now, not just the one yo...

1 day ago

17 minutes

Elementary

💰 Unlock Home Equity: Smart Moves in Today's Market! 🏡

Send us a text 💰 Unlock Home Equity: Smart Moves in Today's Market! 🏡 Feeling stuck with a house full of equity but no clue what to do with it? You’re not alone. You’ve got a house that’s worth a fortune — but you’re stuck. You’re not sure if you should sell, borrow, or stay put… and all the advice out there? Confusing, generic, and not designed for real-life applications. In this episode of Elementary, I break down the real talk behind home equity — what it actually costs to tap into it, a...

2 weeks ago

18 minutes

Elementary

The $50K Mistake 99% of Downsizers Make (And How to Avoid It!)" 💸

Send us a text "The $50K Mistake 99% of Downsizers Make (And How to Avoid It!)" 💸 The Downsizing Dilemma Every Toronto/GTA Senior Faces You've lived in your family home for 30+ years. The kids are gone. The house feels too big. But every time you think about moving, your stomach drops. Where do you even start? How do you know if you're making the right choice? What if you lose money? Here's the thing nobody tells you - downsizing isn't about losing space, it's about gaining LIFE! I've walked ...

1 month ago

19 minutes

Elementary

🎲 Gambling with Your Golden Years (And the house always wins)

Send us a text 🎙️ STOP Waiting for Life to Force Your Hand (Yes, I’m talking to you… the one saying “maybe next year.” 👀) What if I told you the perfect time doesn’t exist — and that waiting often costs more than just time? In this episode of Elementary, we’re digging into the lie we’ve been sold: 🕰️ That there’s a “right time” to downsize. 🕰️ To retire. 🕰️ To move. 🕰️ To change your life. Spoiler alert? That “perfect moment” rarely shows up wrapped in a bow. More often, it s...

1 month ago

27 minutes

Elementary

Scam-Proofing Seniors

Send us a text The digital age has brought unprecedented convenience to our lives, but for seniors, it's also created a landscape fraught with sophisticated scams that even the tech-savvy might fall for. Jacqueline Watson, a Toronto realtor specializing in working with downsizers and seniors, pulls back the curtain on the alarming evolution of senior-targeted scams in the era of artificial intelligence. With AI now capable of mimicking voices with frightening accuracy, scammers have powerful...

1 month ago

18 minutes

Elementary

Think you know your mortgage? Think again.

Send us a text Think you know your mortgage? Think again. In this episode, we pull back the curtain on the truth about today’s wild housing market — because “hoping it’ll all work out” isn’t a plan. While the market showed a tiny spring stir in May, the year-over-year numbers are still sluggish, and the condo market? Let’s just say it’s having a moment — and not the good kind. But is that a red flag or a green light for buyers? 🛠️ Inside This Episode: Why condos aren’t dead — and could...

1 month ago

39 minutes

Elementary

Stage It Like You Mean It

Send us a text Stage It Like You Mean It: Secrets from a Pro Stager with KP Staging & Design “Hey hey, friends! Welcome back ! — to the podcast where we turn big moves into smooth ones, especially for my fellow downsizers, right here in the GTA. Today’s episode? Ooh, it’s a juicy one. If you’ve ever looked around your home and thought: ‘How do I make this place look like one of those magazine homes… without breaking the bank?’ — then pull up a chair, because this one’s for...

2 months ago

41 minutes

Elementary

Why Your Credit Score Matters More Than You Think in 2025

Send us a text Why Your Credit Score Matters More Than You Think in 2025 "Your Credit Score is Judging You—Let’s Talk About It." 📌 In this power-packed episode of Elementary, I start with a BIG announcement—yes, The Globe and Mail featured me in their article on downsizing regrets! 🙌🏽 But here’s what that story really made clear: too many people make major life moves—like downsizing or buying a home—without knowing the real numbers that matter. That’s why today we’re getting into someth...

2 months ago

23 minutes

Elementary

Condo, Bungalow, or Bye-Bye? How to Pick the Right Home Without Losing Your Mind (or Your Wallet)

Send us a text Condo, Bungalow, or ...? How to Pick the Right Home Without Losing Your Mind (or Your Wallet) Welcome back to Elementary – your real estate reality check with no fluff, just facts (and a sprinkle of sass). 💁🏽‍♀️ This week’s episode is packed tighter than a downtown Toronto condo closet! I’m answering the most common questions I’ve been getting from clients lately, like: 🧐 “Where are the best downsizing neighbourhoods in Toronto, Peel, and Durham?” 💸 “Is the average home p...

2 months ago

36 minutes

Elementary

Condo Not Selling? 🏘️ Top 5 Reasons !

Send us a text Listing Regrets & Condo Crickets: What No One Warns You About! In this episode, I’m keeping it all the way real. If your condo has been sitting on the market collecting dust — this one’s for you. I break down the top five reasons why your GTA condo might not be getting offers, showings, or even looks. From off-the-mark pricing to terrible lighting and outdated finishes, I’m calling out the silent deal killers no one else will tell you. Then, I shift gears into something mos...

3 months ago

28 minutes

Elementary

Exhausted but Empowered: Why Right Now Might Be Your Best Move Yet

Send us a text Exhausted but Empowered: Why Right Now Might Be Your Best Move Yet ☀️ In this episode, I'm answering some of the top real estate questions I've been getting lately. We’re talking about buying power (yes, even in this wild market), selling smart (without second-guessing yourself), and why timelines and conditions could make or break your next move. If you're feeling confused, overwhelmed, or just plain tired of hearing "wait for the spring market"... you're not alone. But here's...

3 months ago

27 minutes

Elementary

Rents Rising: Why the GTA Rental Market Feels So Wild Right Now

Send us a text Rents Rising: Why the GTA Rental Market Feels So Wild Right Now Get out and VOTE! Now, let’s dive into today’s topic: rentals. From what’s happening in the Toronto and GTA rental market, to why rent prices feel sky-high lately, we’re breaking it all down in plain language. You might be wondering, “Why is rent so expensive?” Well, it’s not just one thing—it’s a bunch of moving parts. Here's a peek at what we cover: 📈 The rental squeeze in a growing city like Toronto🏘️ Why so ma...

3 months ago

27 minutes

Elementary

Budgeting and Real Estate Market Update: Expert Tips!

Send us a text Budgeting and Real Estate Market Update: Expert Tips! Ever feel like you just moved, spent a ton, and now you’re wondering… “How do I enjoy life without overspending?” You’re not alone. Life doesn’t need to feel heavy. You can have joy and peace of mind—even after a big move. Downsizing or starting fresh should feel freeing, not stressful. And I’m here to walk with you through that. In today’s episode, I’m keeping it real and talking about two key things: Budgeting afte...

4 months ago

26 minutes

Elementary

The Shocking Truth About Insurance Hikes 🚗💸

Send us a text In this episode of Elementary, I'm diving into something that caught me completely off guard — a MASSIVE increase in my auto insurance premium… with absolutely no reason. 🤯 Picture this: same car, same driving history, no accidents, no tickets — nothing has changed. Yet, my insurance shot up from around $2,200 to $3,800 annually without any warning. What gives?! I’m breaking down my real-life experience with this unexpected premium hike, how I discovered it, and the confusing b...

5 months ago

25 minutes

Elementary

The Hidden Costs of Holding Onto Your Home Too Long

Send us a text The Hidden Costs of Holding Onto Your Home Too Long In this episode, we’re diving into a tough but important topic: the real cost of holding onto a home longer than you should. Many homeowners—especially downsizers and seniors—struggle with the decision to move because of memories, fear of change, or simply not knowing where to start. But what’s the real cost of staying? We’ll break down the financial, emotional, and lifestyle impact of keeping a home that no longer fits your n...

5 months ago

19 minutes

Elementary

Nailed It or Failed It? 🏗️🔨 The Real Costs of Pre-Construction You Didn’t See Coming

Send us a text Nailed It or Failed It? 🏗️🔨 The Real Costs of Pre-Construction You Didn’t See Coming Pulling back the curtain on the true financial realities of buying pre-construction properties in Toronto and the GTA. While glossy brochures and model suites make these projects look like a dream come true, the hidden costs and risks often tell a different story. Breaking down both the wins and pitfalls of pre-construction buying. On the upside, buyers get flexible deposit structures, modern l...

6 months ago

24 minutes

Elementary

✨ Energy is all around us — but how often do we pause long enough to feel it?

Send us a text ✨ Energy is all around us — but how often do we pause long enough to feel it? I’m so excited you’re here today. I recently had the privilege of hosting a beautiful live Reiki session with the incredible Veronica (@vsreikimaster36), and let me tell you, it was absolutely magical. Energy is all around us, even when we can’t see or touch it. And if we just take a minute to shut off all the distractions, breathe deeply, and allow ourselves to be fully present, something amazi...

6 months ago

36 minutes

Elementary

Clear the Clutter, Ditch the Debt, and Conquer the Market

Send us a textClear the Clutter, Ditch the Debt, and Conquer the MarketIn this episode, we're diving into three game-changing topics to help you simplify your life, take control of your finances, and easily navigate the real estate market. Here's what's in store:Breaking Up with ClutterIs your home overflowing with "stuff" you don't need? We'll explore how letting go of clutter can bring clarity, peace, and freedom, whether you're downsizing, organizing, or starting fresh. Let's make room for...

6 months ago

28 minutes

Elementary

💡 Tipping Talk: When Did Takeout Become a Tip Trap? 🍟💸

Send us a text💡 Tipping Talk: When Did Takeout Become a Tip Trap? 🍟💸We're diving into the changing world of tipping. Is discretionary still discretionary, or is tipping for takeout the new norm? Let's discuss it!This episode of Tipping the Hot Topic explores the shifting expectations surrounding tipping culture. Gone are the days when tipping was reserved for sit-down dining. Now, even takeout orders require a gratuity.So... what is the jistWhy has tipping culture expanded?The psychology behi...

6 months ago

7 minutes

Elementary

Master Your Budget & Beat the Winter Blues No

Send us a text Welcome to Elementary! Today, I’m diving into two topics that hit close to home for so many of us. First, we’ll talk about managing your budget because times are changing, and knowing how to save and spend wisely is essential. What better time to get started than right now, at the beginning of the year? Then, we’ll shift gears and talk about beating the winter blues because let’s face it: the coldest months are here, and resetting our mindset is more important than ever. Part 1...

6 months ago

27 minutes