Send us a text Sticker shock doesn’t just happen on the forecourt—it shows up in the extras you’re offered at the last minute. We unpack the maze of car insurance add‑ons for electric vehicles and sort the meaningful protections from the padded upsells, bringing real‑world context to GAP options, extended warranties, and why windscreens with sensors can turn a “simple” crack into a budget‑busting repair. Along the way, we share the three questions that cut through the noise so you can buy wit...
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Send us a text Sticker shock doesn’t just happen on the forecourt—it shows up in the extras you’re offered at the last minute. We unpack the maze of car insurance add‑ons for electric vehicles and sort the meaningful protections from the padded upsells, bringing real‑world context to GAP options, extended warranties, and why windscreens with sensors can turn a “simple” crack into a budget‑busting repair. Along the way, we share the three questions that cut through the noise so you can buy wit...
Send us a text Sticker shock doesn’t just happen on the forecourt—it shows up in the extras you’re offered at the last minute. We unpack the maze of car insurance add‑ons for electric vehicles and sort the meaningful protections from the padded upsells, bringing real‑world context to GAP options, extended warranties, and why windscreens with sensors can turn a “simple” crack into a budget‑busting repair. Along the way, we share the three questions that cut through the noise so you can buy wit...
Send us a text Ever felt out of your depth arguing about a failing EV battery, a botched home charger install, or a dealer promise that evaporated after delivery? We pull back the curtain on legal protection and make it simple, splitting fact from fine print so you know exactly what help you can expect—and when. From real‑world EV dispute scenarios to the exact costs and limits you’ll see on policy documents, we map the route to getting your money back and your confidence restored. We break ...
Send us a text Thank you so much for downloading this podcast. I can only improve this podcast if I receive feedback so if you like what you hear or have any comments, please email me at graham@grahamhilltraining.com. Oh and please let me know if the email finds its way into your spam box. And please send the link to this podcast to everyone you know who is or may be into electric cars. On to the show notes: A “cheap” workaround that so many families whisper about can end with a crushed car, ...
Send us a text Free 5 to 7 days insurance offers, meant to smooth the new car registration process, provided by car dealers come with significant hidden risks that could leave you thousands of pounds out of pocket and compromise your personal data privacy. Whether buying an electric or conventional vehicle, understanding these insurance pitfalls is essential for protecting yourself financially. • Free, fully comprehensive dealer insurance policies often provide only basic coverage with signi...
Send us a text Insurance policies for electric cars contain hidden clauses that could cost owners thousands when battery packs need replacement after accidents. Betterment charges—the requirement for owners to contribute toward new replacement parts—are particularly concerning with EV batteries that can cost £20,000-£30,000. • Dealership staff knowledge about EV implications remain generally poor despite government-endorsed training programs • Betterment occurs when insurance repairs leave y...
Send us a text Car insurance premiums follow a predictable pattern, with costs starting high 30 days before coverage begins, dropping to their lowest point 21-23 days before, then climbing back up as the start date approaches. This timing trick can save you nearly 50% on your premium, particularly important for electric vehicles where insurance costs are rapidly increasing. • Start checking insurance quotes about 30 days before car delivery or renewal • The optimal window for lowest premiums...
Send us a text Insurance Premium Tax (IPT) is a hidden cost applied to car insurance products that varies depending on where you purchase them, with dealer-arranged products typically costing 8% more in tax than those bought directly from insurers or independent brokers. This tax difference can significantly impact the total cost of vehicle ownership, yet most consumers remain unaware of this variation or how it affects their purchase decisions. • IPT is charged at 12% when buying insurance ...
Send us a text Think your car insurance only cares about accidents and repairs? Think again. With electric cars, even a tiny software update could land you with a surprise bill. In this episode of Electric Car Chat, I reveal the shocking case of Tesla driver Chris Yearsley — charged £94 by his insurer simply for reporting a harmless over-the-air update. Only after public outcry did the company back down. But that’s just the beginning. You’ll discover: ⚡ Why insurers may demand you repor...
Send us a text Most EV owners don’t realise their insurance leaves a gaping hole — until it’s too late. One accident could cost you tens of thousands unless you know how to protect yourself. In this episode of Electric Car Chat, I uncover the truth about GAP insurance — the overlooked safety net that can save your EV (and your wallet) when disaster strikes. Here’s what you’ll learn: ⚡ The three types of GAP insurance — back-to-invoice, replacement, and financial — and which one could s...
Send us a text Looking to drive electric but worried about insurance surprises? You absolutely should be. Navigating electric vehicle insurance presents challenges even experienced drivers don't anticipate. While most focus solely on premium costs (which can skyrocket beyond £5,000 annually regardless of age), three critical coverage areas demand your attention before purchase. Your home charging equipment represents a substantial investment requiring explicit insurance protection. Whether ...
Send us a text Are you considering buying an electric car? Before signing that purchase agreement, there's a critical factor you need to understand that most dealers won't tell you about – insurance costs that could potentially be thousands of pounds higher than you're expecting. I'm pulling back the curtain on a major financial trap awaiting unprepared EV buyers. When ordering an electric vehicle, most customers assume insurance premiums will be comparable to their previous petrol or diesel...
Send us a text What happens when nobody can see the electric vehicle charging infrastructure that already exists? In this thought-provoking exploration of EV adoption psychology, I reveal why the biggest barrier to electric car adoption might be hiding in plain sight – or rather, not visible at all. The UK now has 75,000 public chargers serving 1.4 million electric vehicles – that's just 19 cars per charger compared to a staggering 488 petrol/diesel vehicles per fuel pump. Yet when drivers l...
Send us a text Ever wondered why negative EV stories grab your attention while positive ones fade away? Or why running out of charge seems more terrifying than running out of fuel, despite nearly a million petrol vehicles running dry annually? The answers lie not in statistics or subsidies, but in psychology. Welcome to Electric Car Chat, where we tackle the psychological roadblocks to EV adoption that mainstream experts overlook. While industry voices call for subsidies or vaguely demand "b...
Send us a text A revolution is brewing in how we discuss electric vehicles, and it's being led by a psychologist, not an engineer or economist. Graham Hill's Electric Car Chat podcast emerges from 40+ years of studying human behaviour and communication, beginning with his transformative experience in Dale Carnegie training when he trained as an instructor. This isn't just another technical EV podcast—it's a deep dive into the psychology driving our automotive transition. While most industry ...
Send us a text Sticker shock doesn’t just happen on the forecourt—it shows up in the extras you’re offered at the last minute. We unpack the maze of car insurance add‑ons for electric vehicles and sort the meaningful protections from the padded upsells, bringing real‑world context to GAP options, extended warranties, and why windscreens with sensors can turn a “simple” crack into a budget‑busting repair. Along the way, we share the three questions that cut through the noise so you can buy wit...
