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Don't Go Broke Trying
Reni, The Resource
73 episodes
5 days ago
Financial literacy is something most people know nothing about until life forces them to learn. It gets even harder when you’ve moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. Hear from your host, Reni the Resource, who will give her take on what she would do in certain situations. You will also hear from guests who have made financial mistakes and hear their experiences, so you don’t have to make them.
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Education
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All content for Don't Go Broke Trying is the property of Reni, The Resource and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Financial literacy is something most people know nothing about until life forces them to learn. It gets even harder when you’ve moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. Hear from your host, Reni the Resource, who will give her take on what she would do in certain situations. You will also hear from guests who have made financial mistakes and hear their experiences, so you don’t have to make them.
Show more...
Education
Episodes (20/73)
Don't Go Broke Trying
Don’t go broke trying to have a baby with IVF (Part 2)

This is Part Two of Efe’s powerful story on Don’t Go Broke Trying. If you haven’t listened to Part One yet, we recommend starting there before coming back to this episode for the full picture.

In this episode, Reni continues her honest conversation with Efe about her IVF journey. Efe opens up about the pain of miscarriage, the support of her husband, and how her faith and finances carried her through.

She also shares how IVF changed the way she thinks about money, why choosing the right partner is so important, and the advice she has for families who may be considering IVF.

This episode is full of real lessons about money, love, faith and resilience.

What you’ll learn in this episode:

  • How Efe found resilience and strength through faith during her most painful moments

  • Why the right partner can make all the difference in the IVF journey

  • The ongoing physical and emotional toll IVF takes, even after birth

  • Practical steps to prepare financially for IVF without going broke

  • Why motherhood is more than just giving birth

  • Efe’s advice for families considering IVF

Whether you’re preparing for IVF yourself or supporting someone on that journey, this episode is a heartfelt reminder of the courage, faith, and that with the right support, planning, and mindset, you can hold onto your dream of family without losing financial stability.

Connect With Efe:

  • Instagram: https://www.instagram.com/efefruci?igsh=MTRkZmZsMnBmZzExNw==

  • Linkedin: https://www.linkedin.com/in/efefruci 

  • Efe’s website: https://www.efefruci.com/ 

Resources Mentioned:

Efe’s TED Talk: https://www.youtube.com/watch?v=r5L8BiR718s 


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Show more...
1 month ago
35 minutes 10 seconds

Don't Go Broke Trying
Don’t Go Broke Trying to have a Baby with IVF

In this episode of Don’t Go Broke Trying, Reni sits down with Efe, who shares her five-year journey through IVF from the emotional rollercoaster to the heavy financial realities that come with trying to conceive this way.

This is Part 1 of Efe’s story, where she opens up about the physical, emotional, and financial toll of IVF while breaking down the hidden costs that most people never talk about.

What you’ll learn in this episode:

  • What government funding and insurance actually cover and what they don’t

  • The emotional and physical toll of IVF treatments

  • The step-by-step IVF process explained in simple terms

  • The hidden costs of IVF beyond treatment

  • The true financial costs of IVF in Canada

  • Smart financial strategies for the journey through IVF

Whether you’re planning for IVF or just want to understand the realities behind the headlines, this episode is a powerful reminder of the resilience and preparation required to grow a family, without going broke trying.

Stay tuned for Part 2, releasing next week, where Efe dives even deeper into her journey and the lessons she learned along the way.

Connect With Efe:

  • Instagram: https://www.instagram.com/efefruci?igsh=MTRkZmZsMnBmZzExNw==

  • LinkedIn: https://www.linkedin.com/in/efefruci


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Show more...
2 months ago
46 minutes 22 seconds

Don't Go Broke Trying
Coinfessions: The Messy Side of Love, Family and Money

In this episode of Don’t Go Broke Trying, Reni is back with another round of Coinfessions. From a wife wanting to retire from lottery winnings, to a boyfriend with poor financial habits, to a parent demanding a cut of their child’s inheritance, Reni shares her honest thoughts on what’s smart, what’s risky, and what she’d do differently.

She also unpacks the tricky topic of money in families and relationships, like setting financial boundaries, protecting yourself from a partner’s money mistakes, and knowing when it’s time to walk away.

What you'll learn in this episode:

  • How to deal with a partner who isn’t financially responsible

  • Why setting money boundaries is a form of self-protection

  • The dangers of ignoring money red flags in relationships

  • When it’s okay to say no to family financial demands

  • Reni’s honest take on balancing love, loyalty, and money

Whether you’re married, dating, or navigating money with family, this episode will give you practical insights to handle financial conflicts with confidence and clarity.


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Show more...
2 months ago
31 minutes 7 seconds

Don't Go Broke Trying
How to Invest the Halal Way Without Going Broke

If you've ever wondered how to build wealth as a Muslim without compromising your values, this episode is your perfect starting point.


In this insightful conversation, Reni sits down with Shakira, a halal investing advocate, who breaks down the fundamentals of faith-conscious investing. From screening stocks and ETFs to navigating crypto, mortgages, and real estate, she explains what’s halal, what’s not, and how to confidently take control of your financial future. She also outlines the exact steps a new Muslim investor should take from opening a brokerage account and funding a TFSA, to choosing halal ETFs, purifying dividends, and monitoring compliance quarterly.


What You’ll Learn in This Episode: 

  • What halal investing really means and how it works

  • Tools and platforms to screen halal investments 

  • How to start building your investment portfolio the halal way

  • What “halal” and “haram” mean in the context of money and investing 

  • The best apps to check if an investment is halal

  • How to transition out of non-halal investments (without panic or guilt)

Whether you're just starting out or seeking a values-aligned way to grow your money, this episode is packed with clarity, practical steps, and thoughtful insights.


Resources Mentioned

Manzel: https://manzil.ca/

Wahed: https://www.wahed.com/global

Ijara CDC: https://ijaracdc.com/

Zoya: https://zoya.finance/

Islamicly: https://www.islamicly.com/

Musaffa: https://musaffa.com/


Connect With Shakira: 

Instagram: https://www.instagram.com/halaldividends/


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about


Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni



DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Show more...
3 months ago
51 minutes 37 seconds

Don't Go Broke Trying
Prenups 101: What They Are, Why You Need One, and When to Get It

In this eye-opening episode of Don’t Go Broke Trying, Reni sits down with Aimee Schalles and Amanda Baron, two practicing lawyers and co-founders of Jointly, a legal tech platform making prenups and cohabitation agreements more accessible for everyday Canadians.

Together, they unpack the stigma around prenups and explain why legal agreements like prenups, postnups, and cohabitation contracts are important tools for anyone in a serious relationship, not just for celebrities and millionaires.

From breaking down what these agreements really mean, to busting the myths that make people avoid them, this conversation will make you rethink what financial protection in love actually looks like.

What You’ll Learn in This Episode:

  • The difference between prenups, postnups, and cohabitation agreements

  • Why everyone, not just wealthy couples should consider one

  • How to bring up a prenup with your partner (without killing the romance)

  • What a prenup can and can’t include (especially when it comes to kids, houses, and businesses)

  • How to use these agreements as tools of care, not conflict

This episode will leave you with a clear understanding of what prenups are (and aren’t), why they’re not just for the rich and famous, and how they can actually strengthen your relationship not weaken it.


Resources Mentioned: 

Learn more about Jointly: https://getjointly.ca/

Prenup legal course by Jointly: https://getjointly.ca/learning-center/

Follow Jointly: https://www.instagram.com/getjointly/

Watch on Youtube: https://youtu.be/EqUhVt7hOws?si=QrW5eM6iRqF-83eQ 

Connect With My Guests:

Aimee - https://www.linkedin.com/in/aimeeschalles/

Amanda - https://www.linkedin.com/in/amandabaron/

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Show more...
3 months ago
46 minutes 2 seconds

Don't Go Broke Trying
The Smart Way to Consolidate Debt

In this episode of Don't Go Broke Trying, Reni sits down with writer and personal finance expert, Shannon Terrell from Nerdwallet Canada to break down the ins and outs of debt consolidation and how to do it right. 

Whether you're drowning in multiple credit card bills or juggling personal loans, this episode walks you through smart ways to simplify your repayments without falling into more financial traps. 

What you’ll learn in this episode:

  • What debt consolidation really means

  • How to tell if debt consolidation is the right option for you

  • The biggest myths and mistakes people make when consolidating their debt

  • Shannon’s proven strategies for paying off debt without going broke

  • Steps to take before and after consolidating to stay financially on track

Whether you're feeling overwhelmed by multiple debts, or just exploring your options, this episode will help you make smart, confident decisions so you can take control of your finances without going broke.


Resources Mentioned: 

Support on how to get out of debt: https://creditcounsellingcanada.ca/

Learn more about NerdWallet: www.nerdwallet.com 

Read Nerd Wallet’s Canadian Consumer Credit Report: https://www.nerdwallet.com/ca/p/article/credit-cards/2025-canadian-consumer-credit-card-report


Watch on Youtube: https://youtu.be/9gqqRbORhZ4


Connect With Shannon:

LinkedIn: https://www.linkedin.com/in/shannon-terrell/

Author Page: https://www.nerdwallet.com/ca/author/shannon-terrell


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Show more...
4 months ago
34 minutes 4 seconds

Don't Go Broke Trying
The No-Stress Guide to Investing In Nigeria Ft. Yanmo

In this episode of Don't Go Broke Trying, Reni is joined by Yanmo Omorogbe, co-founder of Bamboo, to break down everything you need to know about starting your investment journey, no matter how little money or experience you have.

They talk through how the Bamboo app works, what makes it trustworthy, and how you can start investing in Naira or USD with as little as ₦50k. Yanmo explains the difference between US and Nigerian stocks, the perks of managed portfolios, and how to avoid the trap of waiting for the “perfect” time to start.

If investing has ever felt overwhelming, intimidating, or just out of reach, this episode is your simple, relatable guide to getting started and building wealth, one small step at a time.

What you’ll learn in this episode:

  • Why you don’t need a lot of money to start investing

  • The difference between Nigerian stocks, US stocks, ETFs, and fixed-income options

  • How Bamboo protects your money and earns user trust

  • What a managed portfolio is and who it’s perfect for

  • Why the best time to invest is right now

Whether you’re just starting out or trying to get back into investing, this episode will help you build confidence, take action, and grow your money without going broke trying.


Resources Mentioned: 

Download Bamboo: https://app.investbamboo.com/invite/anthony380181

Join Bamboo’s WhatsApp Channel: https://learn.investbamboo.com/join-a-bamboo-community/ 

Follow Bamboo on Instagram: https://www.instagram.com/investbamboo/

Watch on Youtube: https://youtu.be/x4pv1uj5Kiw?si=XmJw86e4kome2xV2

Connect With Yanmo!

Instagram: https://www.instagram.com/yanmo_o/?hl=en 

LinkedIn: https://ng.linkedin.com/in/yanmoomorogbe 


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Show more...
4 months ago
42 minutes 32 seconds

Don't Go Broke Trying
Coinfessions: Money in Relationships – What’s Smart, What’s Risky.

In this episode of Don't Go Broke Trying, Reni is back with another round of real, messy Coinfessions. From a husband separating accounts because of his wife’s debt, to a mom using her daughter’s college fund to pay off a dream house, Reni shares her honest thoughts on what’s smart, what’s risky, and what she’d do differently.

She also unpacks the tricky topic of managing money in relationships like splitting finances, talking about debts, and setting boundaries without causing tension.

What you'll learn in this episode:

  • How to set financial boundaries without damaging your relationship

  • Reni’s honest take on handling love and money the smart way

  • When it might make sense to split finances in a relationship

  • How to navigate money conversations with your partner

  • Why hiding debt can lead to bigger issues

Whether you're navigating money with a partner or preparing for those conversations in the future, this episode will help you handle real-life financial decisions with clarity, confidence, and common sense.


Resources Mentioned: 

Blog post of questions to ask partner on finances: https://renitheresource.com/the-money-talk-questions-to-ask-your-partner-before-you-say-i-do/

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Show more...
4 months ago
37 minutes 31 seconds

Don't Go Broke Trying
Making over $500K From Content Creation: What Worked, What Didn’t, and What’s Next

In this episode of Don't Go Broke Trying, Reni gets real about her journey as a content creator and how not to go broke trying to “make it.” 

She walks you through how she diversified her income over the years and also breaks down some mistakes creators make, especially as beginners, from chasing brand deals to underpricing their services/self.

Reni also reflects on her 5-year journey as a creator, from simply wanting to share financial knowledge to landing over 25 paid speaking engagements this year alone. If you're building a platform or dreaming of turning your content into a real career, this episode gives you the roadmap to do it wisely, profitably, and with purpose.

What you'll learn in this episode:

  • How to treat your content like a business

  • How to build authority and attract high-value opportunities

  • Mistakes content creators make and how to not to make them

  • Reni’s personal journey and best lessons from 5 years of content creation

  • Outsourcing as a content creator

Whether you're just starting out or already creating content consistently, this episode will help you think bigger, earn smarter, and grow your influence without going broke in the process.



Resources Mentioned: 

Content Creators Price Guide: https://www.instagram.com/p/CZACHLwrjqO/

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠



Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Show more...
5 months ago
24 minutes 46 seconds

Don't Go Broke Trying
Coinfessions: Buying a House and Navigating Real Estate Investments

In this coinfessions episode, Reni answers your burning real estate questions, breaking down everything from FHSA accounts, to buying your first home and investing in property like a pro.

She dives into the realities of homeownership, whether it's smarter to sell or hold on to your house, and what to consider before making big property decisions. If you're confused about how FHSA works, overwhelmed by the home-buying process, or wondering how to get started in real estate investing, Reni makes it all simple and stress-free.

What you'll learn in this episode:

  • What an FHSA account is and how it can help you as a homeowner

  • The key steps (and mistakes to avoid) when buying a house

  • How to decide if selling your home is the right move

  • The pros and cons of owning vs. selling a property

  • Reni’s honest take on building wealth through real estate

Whether you’re a first-time buyer, aspiring investor, or just trying to make smarter investment moves in real estate, this episode gives you the clarity and confidence to take your next step.


Videos Mentioned: 

FHSA Explained: https://youtu.be/iHh_617cUd8?si=JFK6CTvPTBgFWCRJ 

Is buying a home an investment?: https://youtu.be/1Dm3lzUZ94M?si=r6f_O0yTwdc0cPEZ 

Your guide to starting a profitable Airbnb business: https://youtu.be/FNTcQQMFpgA?si=OYTf0MGhjtGa6ros 

A guide to investing accounts in Canada: TFSA, RRSP, FHSA & RESP: https://youtu.be/PVTlxjydptQ?si=MwqmFNqiv9-VdgHR 


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Show more...
5 months ago
19 minutes

Don't Go Broke Trying
What Smart Investors Do During a Market Crash

The market’s crashing—what now?

In this episode of Don't Go Broke Trying, Reni is cutting through the panic to show you crucial strategies you need to know to navigate investing during a market crash. She shares why crashes are actually normal, what mistakes to avoid when fear takes over, and how to spot real opportunities. 

If you've ever wondered whether you should buy the dip or run for cover, this episode will help you build confidence and protect your money during uncertain times.

What you'll learn in this episode:

  • - Why crashes aren't the end of the world and how they can actually help you

  • - How to avoid emotional decision-making that can hurt your portfolio

  • - Smart strategies for investing during a downturn

  • - The importance of having cash reserves and an emergency fund

  • - What to prioritize before you even think about buying more stocks

  • - Reni’s personal approach to staying financially resilient during volatile times

  • Whether you're new to investing or have been in the game for a while, this episode will help you stay calm, make smart decisions, and keep building wealth—even when the market gets rough. 



    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni

    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Show more...
    6 months ago
    21 minutes 25 seconds

    Don't Go Broke Trying
    Why You Need Life Insurance And How To Choose Your Policy

    In this episode of Don't Go Broke Trying, Reni breaks down everything you need to know about getting life insurance—without going broke in the process.

    She shares why getting life insurance earlier in life is one of the smartest financial moves you can make, especially if you're building wealth or have people who rely on you. Reni also unpacks the different types of life insurance in a way that actually makes sense and gives her best tips for choosing the right coverage for your needs and budget.

    If the topic of life insurance has ever felt confusing or overwhelming, this episode is your no-stress guide to getting protected without sacrificing your financial goals.

    What you'll learn in this episode:

    • Why getting life insurance early can save you money in the long run

    • The difference between term life and whole life insurance

    • How to decide which type of insurance is right for you

    • What to look out for when shopping for a policy

    • How to avoid overpaying or getting unnecessary coverage

    • Reni’s personal tips on protecting yourself financially and wisely

    Whether you're just getting started or revisiting your current plan, this episode will help you get the coverage you need without breaking the bank.


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

    Reni’s Broker: https://www.instagram.com/advisoronthego?igsh=c3g1eGZ3cXNla250 


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Show more...
    6 months ago
    28 minutes 7 seconds

    Don't Go Broke Trying
    Coinfessions: Should You Pay Off Debt or Invest First?

    In this Coinfessions episode, Reni answers your most-asked money questions! From investing in ETFs and choosing the right platform to deciding whether to pay off your mortgage early or invest, we cover a wide range of personal finance and wealth-building topics. If you’ve ever wondered about fractional investing, tax-free savings accounts, credit scores, or which ETFs to buy, this episode is for you!


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠

    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: ⁠https://www.youtube.com/@xoreni

    Show more...
    7 months ago
    15 minutes 48 seconds

    Don't Go Broke Trying
    The Do’s and Don’ts of Credit Cards

    In this episode, Reni breaks down everything you need to know about credit cards—how they work, how they impact your credit score, and how to use them responsibly. Follow these tips and you'll have an 850 credit score in no time!


    Check your credit score for free: https://borrowell.com/free-credit-score?utm_campaign=Refer5&utm_medium=web&utm_source=refer2022-4561200


    Join Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/about


    Debt Repayment Calculator: https://www.creditkarma.com/calculators/credit-cards/debt-repayment


    Connect With Us!
    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
    Visit our website: ⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠
    Follow on Twitter: ⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠
    Subscribe to Reni's YouTube: https://www.youtube.com/@xoreni


    Show more...
    8 months ago
    34 minutes

    Don't Go Broke Trying
    Coinfessions: Money Advice for Every Stage of Life

    In this Coinfessions episode of Don't Go Broke Trying, Reni answers your money questions! From how to start investing with just 1 million Naira to maximizing your TFSA in Canada, this episode covers everything you’ve been curious about. Whether you’re figuring out how to build wealth, make the right career moves, or improve your financial literacy, Reni provides actionable tips to help you make smarter money decisions.


    Newcomers Series: https://www.youtube.com/watch?v=aooZMrMgR7M&list=PLD4zi1q3USraU81GpXjb7WTqijRHIkp41


    Financial Literacy Resources: Reni’s top picks for books, blogs, and YouTube channels, including I Will Teach You to Be Rich by Ramit Sethi, Canadian In A T-Shirt, Steph & Den, Two Side of A dime, and Clever Girl Finance.


    Credit Building Tools: Borrowell

    Connect With Us!
    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
    Visit our website: ⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠
    Follow on Twitter: ⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠

    Show more...
    9 months ago
    34 minutes 26 seconds

    Don't Go Broke Trying
    Navigating Black Tax Without Sacrificing Your Goals

    In this episode of Don't Go Broke Trying, Reni dives into the challenges of supporting family financially—especially when dealing with cultural expectations like Black Tax.

    Learn how to balance generosity with financial stability, set boundaries with loved ones, and create a support plan that aligns with your goals. Whether you're navigating requests for monthly contributions or one-time emergencies, this episode offers practical strategies to help you help others without sacrificing your own financial health.


    Connect With Us!
    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
    Visit our website: ⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠
    Follow on Twitter: ⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠

    Show more...
    9 months ago
    25 minutes 44 seconds

    Don't Go Broke Trying
    How to Transform Your Finances in One Year

    In this episode of Don't Go Broke Trying, Reni shares her tried-and-tested steps to change your entire financial life in just one year. From building a strong foundation with budgeting and emergency funds to scaling up with increased income and investing, this episode covers practical strategies to take you from where you are to where you want to be.

    Whether you’re starting fresh or levelling up your finances, these tips are designed to help you build wealth, reduce stress, and create a life of financial freedom.

    How to negotiate your salary: https://youtu.be/hzDpDvtzu6o?si=nYlsHPoTHwvAVLpx


    Connect With Us!
    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
    Visit our website: ⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠
    Follow on Twitter: ⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠
    Subscribe to Reni's YouTube: xoreni

    Show more...
    10 months ago
    39 minutes 39 seconds

    Don't Go Broke Trying
    How to Create a Budget You'll ACTUALLY Stick To

    Live Lagos Event: https://tix.africa/discover/dgbtlagos


    In this episode of Don't Go Broke Trying, Reni shares her personal struggles and wins with budgeting and teaches you how to create a budget that works for your lifestyle.

    From addressing common budgeting mistakes to exploring different budgeting methods, this episode will empower you to take control of your finances without feeling restricted.

    Whether you're a beginner or a seasoned saver, Reni’s tips on tracking spending, prioritizing goals, and automating your finances will help you stay consistent and confident in your budgeting journey.

    Connect With Us!
    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
    Visit our website: ⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠
    Follow on Twitter: ⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠
    Subscribe to Reni's YouTube: https://www.youtube.com/@xoreni

    Show more...
    10 months ago
    35 minutes 35 seconds

    Don't Go Broke Trying
    Confessions: Faith, Finances, and Avoiding Financial Pressure

    In this Confessions episode of Don't Go Broke Trying, Reni is joined by Pastor Bibi to discuss the pressures of giving in faith communities and how to find a healthy balance between faith and finances. Together, they address listener confessions about the guilt, family expectations, and financial strain that often accompany giving. Pastor Bibi shares practical wisdom on honouring God without compromising your financial well-being, including alternative ways to give and tips for managing these conversations within families.


    Timestamps

    3:40 Why do pastors heavily encourage students to give large sums of money as offering?

    10:20 My mom is a pastor and gives so much that sometimes we don't have enough at home

    18:31 How do I stop my old mother from giving tithes/offerings to church?

    28:08 Do you believe in giving 10% of your income to the church?

    30:09 My relative gave a large sum of money to her church instead of saving it for retirement


    Connect With Us! Follow the podcast on Instagram: ⁠⁠⁠⁠⁠@dontgobroketrying⁠⁠⁠⁠⁠ Follow Reni on Instagram: ⁠⁠⁠⁠⁠@xoreni⁠⁠⁠⁠⁠ Visit our website: ⁠⁠⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠⁠⁠ Follow on Twitter: ⁠⁠⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠⁠⁠ Subscribe to Reni's YouTube: ⁠⁠https://youtube.com/xoreni⁠⁠


    Connect With Bibi

    IG: ⁠⁠@bibilamour04⁠⁠

    Twitter: ⁠⁠@bibilamour04⁠⁠

    YouTube: ⁠⁠@bibilamour04⁠⁠

    Standpoint Church: ⁠⁠@standpoint_ca⁠

    Show more...
    11 months ago
    45 minutes 56 seconds

    Don't Go Broke Trying
    Serving God Without Going Broke: A Christian Perspective on Money

    In this episode of Don't Go Broke Trying, Reni and her guest Pastor Bibi delve into a topic many Christians face: balancing faith and finances. They address tithes, offerings, and the pressure to give in ways that sometimes lead to financial strain. Pastor Bibi shares practical insights on how to manage financial responsibilities while still honoring God, offers alternative ways to give beyond money, and discusses how to set boundaries to avoid going broke trying to serve God.


    Connect With Us! Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠ Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠ Visit our website: ⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠ Follow on Twitter: ⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠ Subscribe to Reni's YouTube: https://youtube.com/xoreni


    Connect With Bibi

    IG: @bibilamour04

    Twitter: @bibilamour04

    YouTube: @bibilamour04

    Standpoint Church: @standpoint_ca

    Show more...
    11 months ago
    1 hour 19 minutes 37 seconds

    Don't Go Broke Trying
    Financial literacy is something most people know nothing about until life forces them to learn. It gets even harder when you’ve moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. Hear from your host, Reni the Resource, who will give her take on what she would do in certain situations. You will also hear from guests who have made financial mistakes and hear their experiences, so you don’t have to make them.