Haciendera era? 👒 Student ulit era? 🎓 Sunscreen is life era? ☀️

Your Broke No More girls are back to Wrap up the True Cost Series with an update on their favorite episodes and key takeaways! 🌻🌏💰

Looking to establish or revamp your skincare routine? Get that glow with a clear conscience that you're not negatively impacting the planet. 💅🌻

Listen to this episode where we are joined by Justine Kiness, a molecular biologist and skincare enthusiast. 💖 Carms and Justine deep dived on sunscreen and sustainable practices. Yes, we get to explain what UV, SPF, and PA mean plus debunking that “natural” is all good. 🌅🌸

Listen for a brighter and healthier skin.✨️

Ever wondered about the environmental impact of raising children?  👦👧

In this episode, we'll take a deep dive on parenting, especially raising an eco-friendly generation. 🌱 First time mom, Angel of Low Impact Filipina, shares her struggles and wins in instilling a healthy parental attachment. 🤰🏡 Pinag-usapan din nila how to prepare for the expenses of having children and why overpopulation may not be the true cause of climate change. 🤑

Nakaset na ba ang mga long weekend getaways mo? 🧳⛱️

Alamin paano magsaya na magigiging happy din ang Earth at community. 🏕️ Sa episode na ito, kasama natin si Clare, isang sustainable tourism advocate. Pinag-usapan nila ni Rhow ang mga trends sa sustainable tourism, paano mas maging responsableng turista, at may mga suggestions din na lugar na nagprapractice ng sustainable tourism sa Pilipinas! 🌅🇵🇭 

Mukhang lahat na tayo ay may friend na financial advisory pero ano nga ba ang insurance at para kanino ito? 🤕🏡

In this episode, we talked with Mariel, a licensed financial advisor to discuss the different types of insurance, how it works, and finding the right financial advisor.

Broke No More - True Cost Series dropping every Friday. ✨

Pets are cute but it come with a responsibility. 

In this episode, Pam, a furmom of three, discusses pet concerns with Zee! They covered the costs, sustainable brands, insurance, adoption, and lots of other things.  🐱🐶

Broke No More - True Cost Series dropping every Friday. ✨

🎙️ Listen now on Spotify or wherever you listen to podcasts! 

Ang paghahanap ng right bank for you ay parang paghahanap ng iyong 'the one'.

In this episode, Carms and Jaime, a financial services expert, help us understand how to find 'the right bank' for you! 🏛🏦📊💰 

Broke No More - True Cost Series dropping every Friday. ✨

🎙️ Listen now on Spotify or wherever you listen to podcasts! 

https://anchor.fm/brokenomore

#BrokeNoMore #PersonalFinance #FinancialLiteracy #SustainableLifestyle 

#realestate #realestatetips #housegoals

Dream mo ba magkabahay pero naghehesitate ka dahil sa long-term commitment at environmental cost? 🏘️

Listen to the real estate episode to help you decide what's the right property for you and how could your finance it. 🌇🏙️🌃 In this episode, Ice is joined by Sam and Diane from JBCO Real Estate Corporation. 

Mas mura pala kapag nakaplant-based diet! 🤯

'Yan ang realization ni Zee sa bagong episode ng Broke No More with Stephen ng WTH Foods at Umani.  Pinag-usapan din opportunities at challenges sa plant-based meat alternatives industry. 💯😋💪

We're having a ball! 🎇

The challenge is to create classic and affordable clothes for all sizes using reclaimed fabrics. 👗 

Si Joy ng Sassy's Creation ay up for this challenge.

Sa episode na ito ay pag-uusapan natin kung anong ibig sabihin ng sustainable fashion at bakit para ito sa lahat. 💃

Broke No More - True Cost Series dropping every Friday. ✨

🎙️ Listen now on Spotify or wherever you listen to podcasts! 

https://anchor.fm/brokenomore

#BrokeNoMore #PersonalFinance #FinancialLiteracy #SustainableLifestyle #SustainableDevelopment #SustainableFashion #Fashion #LoveLocal #MadeInThePhilippines

Ano nga bang dapat i-add to cart? 🤔

Sa episode na ito, pag-uusapan nina L, Zee, Ice, Carmz, and Rhow ang kanilang Broke No More hugot at mga buycott at boycott na products. Mapacheck-out ka kaya? 🛒

Broke No More - True Cost Series dropping every Friday. ✨

🎙️ Listen now on Spotify or wherever you listen to podcasts! 

https://anchor.fm/brokenomore

#BrokeNoMore #PersonalFinance #FinancialLiteracy #SustainableLifestyle #SustainableDevelopment #Boycott #Buycott

Happy new year! 🎆🥂

Have you created your 2021 financial plan? 🤔 Take control of your finances and life! In this episode, we talked about the four steps we employ to create a financial plan. Align with your life purpose in 2021. 🥰 We discussed our life goals, a recap of their 2020 cash flow, and financial resolutions for 2021. 👯‍♀️

Also, we have a special announcement at the end of the podcast! 📢

Here's to a more sustainable and affluent life! 💛💫

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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world. 🌿🌏☮️⠀

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Available on Spotify or wherever you listen to your podcast🎙🙋‍♀️⠀

https://spoti.fi/34GD5ms⠀

https://anchor.fm/brokenomore ⠀

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Message us for suggestions, comments, and conversations 😽

Can we earn more than Php 50,000/month in our twenties? How can we multiply our income streams?

For the last episode of Broke No More, join L & Z talk with Angel or Ey, a multi-hyphenated phenomenal Filipina on how she diversified her income streams and made money her slave. Ey emphasized the value of believing in your self and changing your mindset. You are already what you hope to be. Now, watch you actions align to it.  

Be more financially literate by joining Ey's group at Financially Phenomenal by Phenomenal Filipina. You can also follow Phenomenal Filipina

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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world. ⠀
⠀
Available on Spotify or wherever you listen to your podcast⠀
https://spoti.fi/34GD5ms⠀
https://anchor.fm/brokenomore ⠀ ⠀ Message us for suggestions, comments, and conversations

It's the thing we want and fear the most.😍😨 It's not love. 😒 It's investing! 🤪🤑

Our episode guest, Jerome Cuyos, an account officer at Union Bank Philippines, shared the different types of investment that are realistic for young professionals. We learned more about pooled funds, stocks, property, and business investments. 💰📈 We got to know which one is the right type of investment for us. L, Z, and Jerome also talked about assessing our readines to invest and protecting ourselves from investment scams because not all Hi from a friend is really interested in your well-being.😅🤭

Show our speaker some love at @jerome042795. 💃🕺💕

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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world. 🌿🌏☮️

Available on Spotify or wherever you listen to your podcast🎙🙋‍♀️

https://spoti.fi/34GD5ms

https://anchor.fm/brokenomore

Message us for suggestions, comments, and conversations 😽

The Rational Man? Opportunity Cost? Sunk Cost? How would these economic concepts are shown in our day-to-day transactions? 📊💹🧐

L & Z are joined by Charles Hwang, an accountant making credit investment decisions. They pondered on how humans decide based on feelings than facts. 💗🧠 They discussed the economic concept behind hoarding 🛒and also gave tips on what to do if we win the lottery. 💵

You can support Charles at @charcooks.ph 🥗🍜

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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world. 🌿🌏☮️

Available on Spotify or wherever you listen to your podcast🎙🙋‍♀️

https://spoti.fi/34GD5ms

https://anchor.fm/brokenomore

Message us for suggestions, comments, and conversations 😽

t's the holiday!

For this episode, L & Z reflects on how they celebrate the holiday from the spirit of consumerism, gift-giving, and abundance of food. 💅🏼🎁💃🏻They provide their own struggles and tips in celebrating a green holiday. 🎉💝

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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world. 🌿🌏☮️

Available on Spotify or wherever you listen to your podcast🎙🙋‍♀️

https://spoti.fi/34GD5ms

https://anchor.fm/brokenomore

Message us for suggestions, comments, and conversations 😽

It's 10.10 tomorrow! Are you ready?

In this episode, Lara had a lovely chat with Poch of Loop and Sip about the real cost of low prices , challenges of making sustainable brands affordable , and even ways to avoid spending too much on these crazy sales. Oohh, one tip for you: you may add to cart as many as you want but let's be selective on what we check out!

Connect with Poch at @thepochespina, @loopstore.ph, and @sipsteelstraws

For those wondering, here's L's Loop Referral: bit.ly/Lara4Loop Get Php 50.00 off!
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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world.
Available on Spotify or wherever you listen to your podcast
spoti.fi/34GD5ms
anchor.fm/brokenomore  Message us for suggestions, comments, and conversations

Is it realistic to have a 80-20 allocation of income? As in 80% for savings and 20% for expenses!

For this episode, L & Z are joined by Rhea Haguisan of Kuripot Pinay! She's the person behind the viral 52-week Php 50.00 challenge. Ate Rhea shared lessons she learned on coming back from a massive debt and achieving her saving goals. Truly, your savings will save you.

Connect with Rhea at https://www.facebook.com/kuripotpinay.

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Broke No More is a podcast where we talk about making financial decisions that shape a just, humane, and sustainable world.
Available on Spotify or wherever you listen to your podcast
https://spoti.fi/34GD5ms
https://anchor.fm/brokenomore  Message us for suggestions, comments, and conversations

In the second part of our discussion on how society influences our financial habits, L, Z, and Trish talked about the usual pasalubong they buy and some Filipino values on sustainability. Looks like six months in quarantine had taken a toll to these frequent travelers We also get to hear about Trish's top pickssss in the quick fire segment.

Available on Spotify and wherever you listen to your podcast
https://spoti.fi/34GD5ms
https://anchor.fm/brokenomore   Message us for suggestions, comments, and conversations

Together with Patricia Matute, the Executive Director of TAYO Foundation, we explored questions on how our society shapes our interaction with money specially the pressure of celebrating special occasions and buying a car. 🥳🚘💸 They also shared their 18th birthday bash and rural life dreams.💃🦄 We also learn the term conspicuous consumption which also relates to our System 1 thinking! 👜 Or is it social climbing? 🤔

Available on Spotify and wherever you listen to your podcast🎙🙋‍♀️

https://spoti.fi/34GD5ms

https://anchor.fm/brokenomore(https://anchor.fm/brokenomore)

Message us for suggestions, comments, and conversations 😽

P.S. There's part II. 😝🥰