What if one simple word could help you pause before spending and keep you focused on your financial goals?

In this episode, Frances shares how writing down one word transformed her spending habits and helped her connect daily choices to a bigger vision. Learn how to create your own reminder phrase that turns impulse into intention.

Reflection Questions

• What drives most of my spending—present pleasure or future goals?

• If I had one word to remind me of what matters most financially, what would it be?

• How might a simple pause-word help me spend with intention?

Action Steps

1. Choose one word or phrase that connects to your financial vision.

2. Write it down and keep it somewhere visible—wallet, phone, or sticky note.

3. Practice saying it to yourself the next time you feel tempted to spend.

Breadcrumb for Today

Sometimes all it takes is one word to turn impulse into intention.