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Big Blue Jar Personal Finance
Big Blue Jar Personal Finance
10 episodes
1 week ago
The aim of this is to educate people, and with focus on people from the emergency services industries, about personal finance principles and concepts. Education is the key to becoming financially savvy and making sound money decisions. This podcast will go through basic topics and discuss everyday financial issues with an aim to make all listeners have a better fiscal future. Disclaimer - This is podcast is not a licensed financial adviser or accountant and any topics discussed is for information purpose only. Always seek independent financial advice.
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Investing
Business
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All content for Big Blue Jar Personal Finance is the property of Big Blue Jar Personal Finance and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
The aim of this is to educate people, and with focus on people from the emergency services industries, about personal finance principles and concepts. Education is the key to becoming financially savvy and making sound money decisions. This podcast will go through basic topics and discuss everyday financial issues with an aim to make all listeners have a better fiscal future. Disclaimer - This is podcast is not a licensed financial adviser or accountant and any topics discussed is for information purpose only. Always seek independent financial advice.
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Investing
Business
Episodes (10/10)
Big Blue Jar Personal Finance
Episode 9 - How to buy a share/stocks
Here I’ll talk about the actual mechanics on how you buy a share from a stock broker in the stock market and what to consider after you’ve bought it. I try to explain some of the confusing elements when using a stock broker and simplify the process.
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3 years ago
21 minutes 17 seconds

Big Blue Jar Personal Finance
Episode 8 - How to buy a house
This episode will go through the steps for buying a home. It can be a confusing process when getting into the housing market, but this episode aims to outline all the details when purchasing a new home. I’ll go through what finances you’ll need to get in order, what to consider when getting a loan, some of the processes when actually buying the property and what happens when you settle the property. It is a big process and one that can be daunting, so learn all you can before you jump in.
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4 years ago
27 minutes 37 seconds

Big Blue Jar Personal Finance
7. Superannuation
This is a really basic understanding on what Super is and how it works with tax, super funds and your retirement. I also talk about how to make the most out of it. Superannuation is a hugely important investment strategy.
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4 years ago
22 minutes 57 seconds

Big Blue Jar Personal Finance
6. Tax - Personal Income Tax Basics
This is a real beginners guide to personal income tax and how your pay is worked out. As exciting as tax is, its really important so you know how you can manage your money and pay LESS tax. This episode talks about the marginal tax system, Medicare levy and deductions. I also try to dispel the misconception that its not work earning any more because the tax man will take it all away. Strap in and get nerdy about tax rates!!!
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4 years ago
23 minutes 14 seconds

Big Blue Jar Personal Finance
5. Shares - What Are They and How They Work

Share basics. We talk about what shares are at a really basic level. The what, how and why and relate it to personal finance. 

Shares aren't a tangible thing, like a car or a house, and it is hard to understand how they work, but hopefully I can explain it in a way that helps you conceptualise it, and how you can use them to build wealth.

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4 years ago
23 minutes 11 seconds

Big Blue Jar Personal Finance
4. Emergency Funds
We speak about what is an emergency fund and why it is a basic principle for building your financial safety and security. We talk about 2 different emergency funds and how and when to build them up. This is the last of the initial episodes, where we set up a framework for your financial future. Get this done and move forward with your finances.
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4 years ago
15 minutes 51 seconds

Big Blue Jar Personal Finance
3. Debt
This episode talks about debt and ways to pay off debt. We speak about different between good debt and bad debt and how bad debt can be detrimental to building wealth. We then go through how to get on top of bad debt and how to pay it off. I use the example of paying off the following bad debt loans: credit card $2k, 20%pa, $80monthly repayment; car loan $10k, 5% $250monthly; and personal loan $5k, 6%, $150 monthly. Always seek professional financial advice for your personal circumstances.
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4 years ago
20 minutes 18 seconds

Big Blue Jar Personal Finance
2. Budgeting
This episode goes into a wealth creation budgeting. It’s NOT about how you count your spending, but about how you allocate your money to create wealth. I like the 60/20/20 rule of needs/wants/savings and we speak in detail about that.
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4 years ago
14 minutes 37 seconds

Big Blue Jar Personal Finance
1. Compounding Interest
This is the first episode in the series and we will talk about the concept of compounding interest and how it is used to create wealth. We will also discuss things that can harm your compounding investments and how to maximize your compounding investment.
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4 years ago
15 minutes 41 seconds

Big Blue Jar Personal Finance
Introduction to the series

This is an introduction to the series.  What are the aims, who I am, why I'm making this podcast, disclaimers and the future.  

There is no specific information about finance topics in this episode. 

Find me on facebook @bigbluejar

The first episodes will be focused on creating a framework for financial safety and security.


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4 years ago
3 minutes 45 seconds

Big Blue Jar Personal Finance
The aim of this is to educate people, and with focus on people from the emergency services industries, about personal finance principles and concepts. Education is the key to becoming financially savvy and making sound money decisions. This podcast will go through basic topics and discuss everyday financial issues with an aim to make all listeners have a better fiscal future. Disclaimer - This is podcast is not a licensed financial adviser or accountant and any topics discussed is for information purpose only. Always seek independent financial advice.