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Bharath Speaks
Bharath Kumar Gudlanarva
140 episodes
3 days ago
🎙️Welcome to Bharath Speaks Unlock the secrets of Entrepreneurship with Bharath Kumar Gudlanarva on Bharath Speaks. Dive deep into the world of Startups, Innovation, and Business Strategies!! Get inspired, Educated, and Motivated to pursue your Entrepreneurial Dreams.. Happy Listening!
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Entrepreneurship
Business
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All content for Bharath Speaks is the property of Bharath Kumar Gudlanarva and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
🎙️Welcome to Bharath Speaks Unlock the secrets of Entrepreneurship with Bharath Kumar Gudlanarva on Bharath Speaks. Dive deep into the world of Startups, Innovation, and Business Strategies!! Get inspired, Educated, and Motivated to pursue your Entrepreneurial Dreams.. Happy Listening!
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Entrepreneurship
Business
Episodes (20/140)
Bharath Speaks
🚩SEBI's Red Flag. Is Your Digital Gold Safe?? Ft. Bharath Kumar Gudlanarva

Bharath breaks down SEBI's urgent warning on Digital Gold.

We explain why these unregulated online products lack investor protection, expose you to risks, and how they differ from safe, SEBI-approved options like Gold ETFs.


DISCLAIMERThis episode of Bharath Speaks is for informational and educational purposes only.

It is not financial advice.

Consult a certified financial advisor before making any investment decisions.#DigitalGold #SEBI #GoldInvestment #FinancialWarning #MarketNews #GoldETFs #InvestorProtection #BharathSpeaks

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3 days ago
3 minutes 26 seconds

Bharath Speaks
Let Time Work for You. The Magic of Compounding Ft. Bharath Kumar Gudlanarva

Compounding turns patience into profit.

Bharath explains how earning interest on your interest builds steady financial growth, and why even small deposits can grow beautifully over time in a fixed deposit.

#CompoundingPower #FixedDeposits #WealthBuilding #FinanceSimplified #BharathSpeaks #SmartInvestingDisclaimer:
This content is meant to educate listeners about the concept of compounding and should not be taken as professional financial advice.


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1 week ago
1 minute 38 seconds

Bharath Speaks
Inside the FD, How Your Money Grows!?? Ft. Bharath Kumar Gudlanarva

Ever wondered what happens after you open an FD??

Bharath breaks it down simply, how banks use your deposit, how interest works, and why time plays the most powerful role in growing your wealth safely..

#FixedDepositIndia #SafeReturns #MoneyEducation #FinanceForAll #BharathSpeaks #InvestmentJourney


DISCLAIMER:The information shared is for awareness and learning.

Listeners should verify details with their respective banks before investing.


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1 week ago
1 minute 42 seconds

Bharath Speaks
The Safest Start -> Understanding Fixed Deposits Ft. Bharath Kumar Gudlanarva

Happy Karthika Purnima & Happy GuruPurab.

Fixed Deposits are where safety meets simplicity.

In this episode, Bharath explains how FDs work, why they’re still trusted by millions, and what makes them a reliable first step in building financial discipline.

#FixedDeposits #FinancialBasics #SafeInvesting #MoneyMatters #BharathSpeaks #SmartSavingsDisclaimer:This episode is for educational purposes only and does not constitute financial advice. Always consult a certified advisor before making investment decisions.




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1 week ago
2 minutes 3 seconds

Bharath Speaks
సుకన్య సమృద్ధి యోజన – Ft. Bharath Speaks AI | The Bharath Speaks Originals

మీ కుమార్తె భవిష్యత్తు కోసం పొదుపు చేయడం ఇప్పుడు చాలా సులభం!

ఈ ఎపిసోడ్‌లో, భరత్ "సుకన్య సమృద్ధి యోజన" గురించి చెబుతున్నారు — ఇది భారత ప్రభుత్వము రూపొందించిన ఒక అద్భుతమైన పొదుపు పథకం.

ఇది ఎలా పనిచేస్తుంది, ఎవరు పెట్టుబడి పెట్టవచ్చు, ఎందుకు ప్రతి తల్లిదండ్రులు దీన్ని తెలుసుకోవాలి — అన్నింటినీ వివరంగా వినండి!


#సుకన్యసమృద్ధియోజన
#BharathSpeaks
#పొదుపు
#అమ్మాయికిభవిష్యత్తు
#భారతఆర్థికవిద్య
#స్మార్ట్ఇన్వెస్ట్‌మెంట్
#InvestInHerDreams

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2 weeks ago
12 minutes 52 seconds

Bharath Speaks
सुकन्या समृद्धि योजना Ft. Bharath Speaks AI | The Bharath Speaks Originals

अब बेटी के भविष्य के लिए बचत करना आसान है!

इस एपिसोड में, भारत बताते हैं सुकन्या समृद्धि योजना के बारे में, जो सरकार द्वारा चलाई गई एक बेहतरीन स्कीम है।

जानिए कैसे यह काम करती है, कौन इसे खोल सकता है और क्यों हर माता-पिता को इसके बारे में पता होना चाहिए!


#सुकन्यासमृद्धियोजना
#BharathSpeaks
#वित्तीयशिक्षा
#बेटीकाभविष्य
#स्मार्टइन्वेस्टमेंट
#इंडियनफाइनेंस
#InvestInHerDreams

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2 weeks ago
11 minutes 49 seconds

Bharath Speaks
Sukanya Samriddhi Yojana Ft. Bharath Speaks AI | The Bharath Speaks Originals

Saving for your daughter’s future just got easier!

In this episode, Bharath Speaks AI explains the Sukanya Samriddhi Yojana, India’s government-backed savings scheme that helps parents build a secure financial future for their girl child.

Learn how it works, who can apply, and why every Indian parent should know about it!


#SukanyaSamriddhiYojana
#BharathSpeaks
#FinancialEducation
#GirlChildSavings
#IndianFinance
#SmartInvesting
#SavingsForFuture
#InvestInHerDreams

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3 weeks ago
10 minutes 30 seconds

Bharath Speaks
#FinaleEpisode | FDs vs Other Investments!! | FD Smart Ft. Bharath Kumar Gudlanarva

The perfect wrap-up to the Diwali series!

Explore how FDs compare with SIPs, SWPs, and other investment options, and how to balance safety with growth.

#DiwaliFinance #FDvsSIP #FinancialWisdom #BharathSpeaks #InvestSmart

-----------------------------------------------DISCLAIMERThis podcast is created purely for educational and awareness purposes.It does not provide any financial, tax, or investment advice.Listeners are encouraged to consult certified financial advisors before making any investment decisions.




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3 weeks ago
4 minutes 53 seconds

Bharath Speaks
Episode#05 | Tax Rules & TDS in FDs Ft. Bharath Kumar Gudlanarva

Taxes on FDs don’t have to be confusing!!!

Learn how TDS works, when it’s deducted, and how you can plan your investments smartly to save more.
#TaxPlanning #TDS #FinancialAwareness #FixedDeposits #BharathSpeaksOriginals

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DISCLAIMER

This podcast is created purely for educational and awareness purposes.It does not provide any financial, tax, or investment advice.Listeners are encouraged to consult certified financial advisors before making any investment decisions.

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3 weeks ago
3 minutes 21 seconds

Bharath Speaks
Episode#04 | Interest Rates & Compounding | FD Smart Ft. Bharath Kumar Gudlanarva

Understand how your money truly grows through compounding.

This episode breaks down simple vs compound interest in the most relatable way.

#CompoundingPower #InterestRates #FinancialGrowth #BharathSpeaks #InvestmentLearning

-----------------------------------

DISCLAIMERThis podcast is created purely for educational and awareness purposes.
It does not provide any financial, tax, or investment advice.
Listeners are encouraged to consult certified financial advisors before making any investment decisions.

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3 weeks ago
3 minutes 54 seconds

Bharath Speaks
Episode#03 | Types of FDs You Must Know About!! | FD Smart Ft. Bharath Kumar Gudlanarva

From regular to tax-saving, cumulative to flexi, discover the different types of Fixed Deposits and which one fits your goals best.

A simple guide to help you invest wisely.
#FixedDeposits #FinancialPlanning #DiwaliFinance #BharathSpeaks #SafeInvesting

-------------------------------------------------------

DISCLAIMERThis podcast is created purely for educational and awareness purposes. It does not provide any financial, tax, or investment advice. Listeners are encouraged to consult certified financial advisors before making any investment decisions.

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4 weeks ago
4 minutes 4 seconds

Bharath Speaks
Episode#02 | How Do Fixed Deposits Actually Work?? | FD Smart Ft. Bharath Kumar Gudlanarva

Ever wondered what happens to your money after you invest in an FD?

This episode explains how banks use your deposit, how interest is calculated, and why time truly matters in an FD.

#BharathSpeaksOriginals #SmartSaving #MoneyTalks #FixedDepositExplained #FinancialEducation

-----------------------------------------------

DISCLAIMER

This podcast is created purely for educational and awareness purposes.It does not provide any financial, tax, or investment advice.Listeners are encouraged to consult certified financial advisors before making any investment decisions.


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4 weeks ago
3 minutes 41 seconds

Bharath Speaks
Episode#01 | What Exactly Is a Fixed Deposit?? | FD Smart Ft. Bharath Kumar Gudlanarva

Start your Diwali financial journey by understanding the simplest and safest investment -> The Fixed Deposit.

Learn how it works, why it’s trusted, and what makes it a favorite among millions of Indians.

#BharathSpeaks #DiwaliSpecial #FixedDeposits #InvestmentBasics #FinancialAwareness

---------------------------------------------------------

DISCLAIMERThis podcast is created purely for educational and awareness purposes.It does not provide any financial, tax, or investment advice.Listeners are encouraged to consult certified financial advisors before making any investment decisions.


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1 month ago
3 minutes 26 seconds

Bharath Speaks
Beyond Crypto.. How Tariff Tensions Rattle Global Stocks & Boost Gold Demand Ft. Bharath Speaks AI

Experts warn the future of the market hinges on one number: $100,000. Caroline Mauron of Orbit Markets stated that a drop below this level would signal the end of the past three-year bull cycle.

We look at the widespread uncertainty that led to “outsized demand for downside protection” following the crash.

As the market reeled, Binance, the world’s largest crypto exchange, faced widespread outrage. Users reported frozen accounts, failed stop-loss orders, and flash crashes.

We examine the chaos where altcoins like Enjin (ENJ) and Cosmos (ATOM) briefly crashed to near zero, and critics’ claims that the exchange outage amplified the crash#TrumpTariffs #CryptoCrash #TradeWarFears #BitcoinPlunge #LargestLiquidation #LiquidationEvent #CryptoVolatility #7BillionSellOff #TraderLosses #EthereumCrash #BitcoinSupport #BTC100K #BullCycleEnd #MarketOutlook #DownsideProtection--------------------------------------------------------

DISCLAIMER

This content is provided strictly for educational purposes and market analysis, serving as a case study of a major financial event. It is important to remember that cryptocurrencies are highly volatile and inherently risky. This podcast does not offer personalized financial advice. Listeners must conduct their own comprehensive research and analysis before taking any investment risks or making any financial decisions.

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1 month ago
23 minutes 14 seconds

Bharath Speaks
FINALE Episode#08 | How to Start an SWP?? | SWP Smart Ft. Bharath Kumar Gudlanarva

In this grand finale of the SWP series, we bring everything together — from understanding how SWP works to actually starting one.
Learn the step-by-step process: how to choose the right mutual fund, decide withdrawal amounts, set intervals, and avoid common mistakes.
This episode turns all your learning into action — so you can finally begin your own Systematic Withdrawal Plan with clarity and confidence.

A perfect conclusion to your SWP journey — where financial understanding meets real-world execution.

#SWP #SystematicWithdrawalPlan #FinancialFreedom #WealthCreation #InvestSmart #SmartWithdrawals #MoneyMatters #BharathSpeaksOriginals #PersonalFinance #SWPFinale

-----------------------------------------------------------------------------------DISCLAIMERThis podcast is created for educational purposes only. It does not constitute financial advice or investment recommendations. Listeners are advised to consult a certified financial advisor before making any investment decisions.

-------------------------------------------------------------------------------


From understanding investments to creating your own income stream.

The SWP Series by Bharath Speaks guides you every step toward smarter, sustainable wealth.. :)




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1 month ago
4 minutes 55 seconds

Bharath Speaks
Celebrating Finance & Friendship | Birthday Special Ft. Bharadwaj Vadicherla | The Bharath Speaks Originals

In this special birthday bonus episode, we celebrate not just Bharadwaj Vadicherla’s big day, but also his passion for finance, investing, and lifelong learning.

From being benchmates during our diploma days to sharing the mic today, this episode is about friendship, finance, and the journey of growth.

Tune in as we reflect on insights, stories, and the bond that makes conversations more meaningful. This isn’t just about numbers and markets, it’s about celebrating knowledge, experiences, and the people who inspire us along the way.

Happy Birthday, Bharadwaj! Here’s to many more conversations and milestones ahead.

..............................................................................................................

⚠️ Disclaimer

The views and opinions expressed in this episode are personal and meant for educational and discussion purposes only. They should not be considered as financial advice. Please do your own research or consult a certified financial advisor before making investment decisions.#BirthdaySpecial #BharadwajOnFinance #BharathSpeaks #FinanceAndFriendship #PodcastSpecial #BonusEpisode #InvestingTalks #MoneyAndMindset #CelebratingKnowledge #FinancePodcast #YoungInvestors #BirthdayVibes


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1 month ago
8 minutes 34 seconds

Bharath Speaks
Episode#07 | TAXATION on SWP's | #SWPSmart Ft. Bharath Kumar Gudlanarva

Withdrawals in SWP are partly capital, partly gains, and only the gains are taxed.

This episode explains taxation rules for equity and debt funds, short-term vs. long-term, and how SWP can be more tax-efficient than fixed deposits.

#SWP #SystematicWithdrawalPlan #Taxation #SmartTaxes #WealthPlanning #BharathSpeaksOriginals #InvestSmart #FinancialFreedomDISCLAIMERThis podcast is created for educational purposes only.

It does not constitute financial advice or investment recommendations.

Listeners are advised to consult a certified financial advisor before making any investment decisions.


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1 month ago
3 minutes 50 seconds

Bharath Speaks
Episode#06 | SWP Beyond Retirement!! | SWP Smart Ft. Bharath Kumar Gudlanarva

SWP isn’t only for retirement, it can fund education, pay EMIs, cover household needs, or provide regular allowances.

In this episode, learn how to customize withdrawals to meet financial goals while letting the rest of your investment grow.

#SWP #SystematicWithdrawalPlan #FinancialGoals #SmartWithdrawals #WealthManagement #BharathSpeaksOriginals #PersonalFinance #MoneyMattersDISCLAIMERThis podcast is created for educational purposes only. It does not constitute financial advice or investment recommendations. Listeners are advised to consult a certified financial advisor before making any investment decisions.


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1 month ago
3 minutes 25 seconds

Bharath Speaks
Episode#05 | SWP vs. Other Investment Options!! | SWP Smart Ft. Bharath Kumar Gudlanarva

How does SWP compare to fixed deposits, pensions, or dividends???

We break it down so you can decide what fits your financial journey best.

#BharathSpeaks #TheBharathSpeaksOriginals #SWP #SystematicWithdrawalPlan #InvestSmart #PersonalFinance #WealthManagement #FinancialFreedom #MoneyTalks #SmartInvesting

--------------------------------------------------DISCLAIMERThis podcast is created for educational purposes only.

It does not constitute financial advice or investment recommendations.

Listeners are advised to consult a certified financial advisor before making any investment decisions.


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1 month ago
4 minutes 3 seconds

Bharath Speaks
Episode#4 | Risks & Limitations of SWP!! | SWP Smart Ft. Bharath Kumar Gudlanarva

Every plan has its drawbacks. In this episode, we uncover the risks, like market volatility, premature capital depletion, and inflation and how to navigate them.

#BharathSpeaks #TheBharathSpeaksOriginals #SWPSmart #SystematicWithdrawalPlan #InvestSmart #PersonalFinance #WealthManagement #FinancialFreedom #MoneyTalks #SmartInvesting

-----------------------------------------------------------

DisclaimerThis podcast is created for educational purposes only.

It does not constitute financial advice or investment recommendations.

Listeners are advised to consult a certified financial advisor before making any investment decisions.



Show more...
1 month ago
4 minutes 1 second

Bharath Speaks
🎙️Welcome to Bharath Speaks Unlock the secrets of Entrepreneurship with Bharath Kumar Gudlanarva on Bharath Speaks. Dive deep into the world of Startups, Innovation, and Business Strategies!! Get inspired, Educated, and Motivated to pursue your Entrepreneurial Dreams.. Happy Listening!