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Bare With Us
Scott Richardson, Mike Robinson, Finn McKay
6 episodes
17 hours ago
We welcome you to “Bare With Us,” the podcast where we Bare Out the latest economic and financial questions that matter to you. Mike Robinson, a Chartered Investment Manager (CIM) from Calgary, Scott Richardson, a Certified Financial Planner (CFP) from Edmonton, and Finn McKay, a Chartered Financial Analyst (CFA) from Winnipeg, engage in an unstructured discussion, bringing you a wealth of knowledge and a diverse experience from the world of finance. Each episode features an unstructured, unscripted and entertaining discussion where we pursue ideas and concepts as they arise naturally through our conversation. We tackle a broad range of timely topics, from economic or market trends and financial planning strategies. Whether you’re one of our valued clients, or someone new to our insights, our goal is to provide you with valuable information, from diverse perspectives, that can help you navigate the complex world of finance. We are experts in our field, but we are new to podcasting, so we invite you to Bare With Us, while we learn, grow and share! Please feel free to reach out to us with any feedback, to suggest any topics, or to learn how to work with us. You don’t have to, but you can!
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Business
Education
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All content for Bare With Us is the property of Scott Richardson, Mike Robinson, Finn McKay and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
We welcome you to “Bare With Us,” the podcast where we Bare Out the latest economic and financial questions that matter to you. Mike Robinson, a Chartered Investment Manager (CIM) from Calgary, Scott Richardson, a Certified Financial Planner (CFP) from Edmonton, and Finn McKay, a Chartered Financial Analyst (CFA) from Winnipeg, engage in an unstructured discussion, bringing you a wealth of knowledge and a diverse experience from the world of finance. Each episode features an unstructured, unscripted and entertaining discussion where we pursue ideas and concepts as they arise naturally through our conversation. We tackle a broad range of timely topics, from economic or market trends and financial planning strategies. Whether you’re one of our valued clients, or someone new to our insights, our goal is to provide you with valuable information, from diverse perspectives, that can help you navigate the complex world of finance. We are experts in our field, but we are new to podcasting, so we invite you to Bare With Us, while we learn, grow and share! Please feel free to reach out to us with any feedback, to suggest any topics, or to learn how to work with us. You don’t have to, but you can!
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Business
Education
Episodes (6/6)
Bare With Us
Active vs Passive Management In Investing

In this episode of Bare With Us, we dive deep into one of the most debated topics in investing: passive vs. active strategies. We begin by breaking down what an index actually is, how different indices are constructed, and why not all indices are created equal.

From there, we explore some of the lesser-known mechanics behind passive investing—what’s happening behind the scenes that most investors never see. Finn shares his perspective as an active Portfolio Manager, explaining how active managers aim to add value, especially during periods of market stress. Mike and Scott weigh in on the merits of both approaches, highlighting how financial advisors can thoughtfully use either strategy to serve different client needs.

Key takeaways from this episode:

  • Index construction matters—and it’s not always as passive as it seems.
  • Active market participants can add meaningful value, particularly in volatile or complex markets.
  • There’s no one-size-fits-all solution: the right strategy depends on your goals, behavior, and financial plan.
  • Investor discipline and behavior are often more important than the strategy itself.


Whether you're a DIY investor or working with an advisor, this episode will help you think more critically about how your investments are managed—and why that matters.

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4 months ago
1 hour 24 minutes

Bare With Us
Tariffs, Trade, and Turbulence: Navigating Market Volatility - Part 2

Tariffs, Trade, and Turbulence: Navigating Market Volatility - Part 2

In this episode of Bare With Us, we dive into the recent market volatility sparked by the U.S. government's reintroduction of tariffs. For nearly 40 years, tariffs haven’t played a major role in economic policy—but that’s changing, and so is the way we think and feel about the U.S.–Canada trade relationship.

Join Mike Robinson, Scott Richardson, and Finn McKay as we explore what tariffs are, why they’re back in the spotlight, and how they’re influencing investor sentiment. From there, we examine the issue from two key perspectives: how a Portfolio Manager interprets and responds to volatility, and how financial planners assess whether these changes warrant adjustments to financial plans or asset allocations.

This unstructured, thoughtful conversation goes beyond the headlines to help you understand what’s really happening—and what it might mean for your investments and long-term strategy.

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5 months ago
53 minutes

Bare With Us
Tariffs, Trade, and Turbulence: Navigating Market Volatility - Part 1

Tariffs, Trade, and Turbulence: Navigating Market Volatility

In this episode of Bare With Us, we dive into the recent market volatility sparked by the U.S. government's reintroduction of tariffs. For nearly 40 years, tariffs haven’t played a major role in economic policy—but that’s changing, and so is the way we think and feel about the U.S.–Canada trade relationship.

Join Mike Robinson, Scott Richardson, and Finn McKay as we explore what tariffs are, why they’re back in the spotlight, and how they’re influencing investor sentiment. From there, we examine the issue from two key perspectives: how a Portfolio Manager interprets and responds to volatility, and how financial planners assess whether these changes warrant adjustments to financial plans or asset allocations.

This unstructured, thoughtful conversation goes beyond the headlines to help you understand what’s really happening—and what it might mean for your investments and long-term strategy.

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5 months ago
58 minutes

Bare With Us
Are grocery stores gouging us?

In this episode of "Bare With Us," Mike, Scott, and Finn tackle a hot topic that's been making waves in the news and on social media: the rising cost of groceries. With many people suspecting that grocery stores are taking advantage of consumers, we delve into the truth behind these claims.

Join us as we explore the economics and business metrics of grocery stores to understand the factors driving up prices. We also examine the role of consumer habits in influencing these costs. Our discussion aims to provide a balanced perspective, shedding light on whether the perceived price gouging is a reality or a misconception.

Whether you're a concerned shopper, an industry insider, or just curious about the dynamics of the grocery market, this episode offers valuable insights and expert analysis to help you navigate the complexities of grocery pricing.

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8 months ago
58 minutes

Bare With Us
Can young adults afford to enter the housing market?

In this episode of "Bare With Us," Mike, Scott, and Finn dive into one of the most pressing issues facing young adults today: the housing market. With headlines and social media buzzing about the challenges of buying a home, we take a deeper look beyond the surface.

Join us for a thoughtful discussion on current housing expectations, the evolving size of homes, and the impact of interest rates on affordability. Our goal is to provide you with valuable insights that go beyond the typical news stories, helping you understand the complexities of the housing market and what it means for young adults trying to navigate it.

Whether you're a first-time homebuyer, a seasoned investor, or someone with young adults in your life, this episode offers diverse perspectives and expert advice to help you make informed decisions.

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8 months ago
49 minutes

Bare With Us
RRSP vs. TFSA? …or RESP? FHSA? Holding Company? Ask the right questions

We invite you to Bare With Us as we kick off the discussion with a common question: Should you be investing in your TFSA or your RRSP? As we delve deeper, we suggest reframing the question to focus on your financial objectives and which savings vehicles best align with them.

Join Mike Robinson, Scott Richardson, and Finn McKay as they explore the various options beyond just TFSAs and RRSPs, including RESPs, FHSAs, and saving within a holding company. Each option comes with its own unique benefits. Understanding these can help you make more informed decisions.

Through our unstructured, insightful and entertaining conversation, we emphasize the importance of asking the right questions to determine the best choice for your financial goals. Whether you're a seasoned investor or just starting out, this episode offers valuable perspectives to help you navigate your savings strategy.

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8 months ago
1 hour 6 minutes

Bare With Us
We welcome you to “Bare With Us,” the podcast where we Bare Out the latest economic and financial questions that matter to you. Mike Robinson, a Chartered Investment Manager (CIM) from Calgary, Scott Richardson, a Certified Financial Planner (CFP) from Edmonton, and Finn McKay, a Chartered Financial Analyst (CFA) from Winnipeg, engage in an unstructured discussion, bringing you a wealth of knowledge and a diverse experience from the world of finance. Each episode features an unstructured, unscripted and entertaining discussion where we pursue ideas and concepts as they arise naturally through our conversation. We tackle a broad range of timely topics, from economic or market trends and financial planning strategies. Whether you’re one of our valued clients, or someone new to our insights, our goal is to provide you with valuable information, from diverse perspectives, that can help you navigate the complex world of finance. We are experts in our field, but we are new to podcasting, so we invite you to Bare With Us, while we learn, grow and share! Please feel free to reach out to us with any feedback, to suggest any topics, or to learn how to work with us. You don’t have to, but you can!