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Banking on Data Podcast

Lumio Solutions

110 episodes

5 days ago

Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness that potential, there’s one crucial step that often gets overlooked: data governance. In this episode of The Banking Data Podcast, Lumio’s Chief Product Officer, Jeff Fink, joins Ed Vincentto unpack why creating a solid data foundation is the real starting point ...

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Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness that potential, there’s one crucial step that often gets overlooked: data governance. In this episode of The Banking Data Podcast, Lumio’s Chief Product Officer, Jeff Fink, joins Ed Vincentto unpack why creating a solid data foundation is the real starting point ...

Show more...

Episodes (20/110)

Banking on Data Podcast

S3 | E27: AI Starts with Data: Why Governance Is Your First Step

Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness that potential, there’s one crucial step that often gets overlooked: data governance. In this episode of The Banking Data Podcast, Lumio’s Chief Product Officer, Jeff Fink, joins Ed Vincentto unpack why creating a solid data foundation is the real starting point ...

1 week ago

38 minutes

Banking on Data Podcast

S3 | E26: Building a Cyber Risk Playbook for the Post-CAT World

Cybersecurity is evolving faster than many community banks and credit unions can keep pace with. With the retirement of the FFIEC Cybersecurity Assessment Tool (CAT) on August 31, 2025, financial institutions are left wondering how best to measure, track, and manage cyber risk without a regulator-endorsed standard. In this episode of the Banking on Data podcast, host Ed Vincent sits down with Cathy Jackson to unpack what comes next for institutions in this post-CAT world. Together, they...

2 weeks ago

16 minutes

Banking on Data Podcast

S3 | E25: Responsible Innovation: How Fintechs & Banks Can Align for the Future

What happens when innovation outpaces regulation - and when community banks must adapt to a world moving faster than ever before? In this episode of Banking on Data, Host Ed Vincent sits down with Phil Goldfeder, CEO of the American Fintech Council (AFC), to explore how fintechs and financial institutions can innovate responsibly - with clarity, collaboration, and purpose. Their conversation ranges from the cultural shifts happening in banking to the regulator’s evolving view of innovation, a...

3 weeks ago

27 minutes

Banking on Data Podcast

S3 | E24: AI Oversight: Why Program Risk Assessment Is Essential

Artificial intelligence (AI) is moving faster than any other technology banks have seen before. From fraud detection to lending platforms, AI is being embedded in nearly every vendor solution. For community banks and credit unions, this acceleration brings both opportunity and risk. This present risk and compliance teams with new demands from the board and regulators for stronger oversight. In this episode of the Banking on Data podcast, host Ed Vincent continues the conversation with complia...

1 month ago

10 minutes

Banking on Data Podcast

S3 | E23: How Community Financial Institutions Can Build a Responsible AI Approach

Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance teams, one pressing question remains: how do we adopt AI responsibly? In this episode of the Banking on Data podcast, host Ed Vincent sits down with Beth Nilles, Director of Implementation, who brings more than 30 years of banking leadership across len...

1 month ago

19 minutes

Banking on Data Podcast

S3 | E22: Mind The Gap (PT3): How a Playbook Minimizes Execution Risk

In this episode of The Risk Intel Podcast, Ed Vincent welcomes back Craig Hartman, founder and CEO of Plansmith, along with Christine Lake, Plansmith’s Chief Strategy Officer. This was part 3 of a larger series around "Execution Risk" with the Plansmith team and a natural progression from prior episodes, where we addressed the definition and mitigation strategies of execution risk. This episode zooms in on the concrete framework Plansmith uses to help financial institutions translate strategy...

3 months ago

27 minutes

Banking on Data Podcast

S3 | E21: Mind the Gap (PT2): Mitigating Execution Risk

In Part 2 of our Risk Intel podcast series with our partners at Plansmith, Edward Vincent welcomed back Craig Hartman, Chairman and CEO of Plansmith, to explore a question that resonates with every financial leader: Once you’ve identified execution risk, how do you actually reduce it? Craig’s decades of experience helping banks and credit unions navigate planning and budgeting challenges make him uniquely equipped to answer this question. In this episode, he shares actionable insights o...

4 months ago

18 minutes

Banking on Data Podcast

S3 | E20: Mind The Gap (PT1) What Does Execution Risk Really Mean For Banks?

In this Risk Intel podcast, host Edward Vincent invited Craig Hartman, the Chairman and CEO of Plansmith, on to the show for a compelling three-part series on a topic central to every financial institution’s success: Execution Risk. This first episode lays the groundwork, exploring what execution risk is, why it matters to all banks, and how it emerges as an umbrella for all types of risk that touch nearly every aspect of strategic and operational activity. Listen to hear the full episode. Fo...

4 months ago

27 minutes

Banking on Data Podcast

S3 | E19: Cyber Risk in Focus: The Regulatory Shift and What It Means for You

The Risk Intel podcast welcomed back Josh Magri, CEO of the Cyber Risk Institute (CRI), for a timely Part 2 conversation focused on the evolving cybersecurity regulatory landscape and what it means for community financial institutions. As the FFIEC Cybersecurity Assessment Tool (CAT) is scheduled to sunset on August 31, 2025, Josh offers a roadmap on how financial institutions can move forward and how their CRI Profile offers a strategic, scalable alternative that’s gaining traction with regu...

4 months ago

29 minutes

Banking on Data Podcast

S3 | E18: Cyber Risk in Focus Evolving Threats and the Sunset of the CAT Tool

The cybersecurity landscape is changing fast. And for financial institutions, one of the biggest shifts on the horizon is the sunsetting of the FFIEC Cybersecurity Assessment Tool (CAT) in August 2025. In this episode of the Risk Intel podcast, Josh Magri, President and CEO of the Cyber Risk Institute (CRI), joined host Edward Vincent to unpack what this means for banks, credit unions, and other financial players. From emerging threats powered by AI to the evolving regulatory frameworks shapi...

4 months ago

27 minutes

Banking on Data Podcast

S3 | E17: Putting Data Strategy Into Action: From Whiteboard to Real-World Impact

Organizations across the financial sector are investing more time and energy into data strategy, but many still struggle to move from planning to execution. In this episode of the Risk Intel Podcast, Jeff Fink returns for Part 4 of our Data Strategy series, sharing tactical guidance on how to operationalize a data strategy and deliver real business value. Whether you're a chief data officer at a regional bank or an operations leader at a credit union or community bank, this episode offers a p...

4 months ago

18 minutes

Banking on Data Podcast

S3 | E16: The Data Strategy Divide: Why Reports Aren’t Enough

Ed Vincent, host of the Risk Intel Podcast, welcomed Jeff Fink back to the show for part three of their Data Strategy Series. This week's insightful conversation dives deep into the distinction between data strategy VS reporting, which is a critical yet often misunderstood area for community financial institutions aiming to become truly data-driven. Listen to the full episode, or if you missed Part 1 and Part 2, click the links below to catch up. Part 1: How to Start a Data Strategy From...

5 months ago

12 minutes

Banking on Data Podcast

S3 | E15: Defining A Data Strategy: What a Data Strategy is - and Isn’t

In this episode of the Risk Intel Podcast, Ed Vincent welcomes back Watchtower’s Chief Product Officer, Jeff Fink, to kick off a multipart series on creating a data strategy. A hot topic for many community banks and credit unions wanting to modernize their internal processes on how they handle data, collect it and how do they leverage data to achieve their collective goals. Listen to the full episode here. Follow us to stay in the know!

5 months ago

8 minutes

Banking on Data Podcast

S3 | E14: How to Start a Data Strategy From Nothing: Make the Mind Shift From Stuck To Start

For many community banks, embarking on a data strategy can feel like an overwhelming endeavor. Limited resources, small teams, and the misconception that “big data” is only for large institutions often lead to inertia. But as discussed in the latest Risk Intel episode with Jeff Fink, the real differentiator in today’s competitive banking landscape is not size—it’s mindset. Follow us to stay in the know!

5 months ago

27 minutes

Banking on Data Podcast

S3 | E13: 2025 Top Emerging Risks: Preparing for the Unpredictable

In this episode of the Risk Intel Podcast, host and SRA Watchtower CEO Edward Vincent invited CFO/CRO Shawn Ryan to the show to discuss the top emerging risks facing financial institutions today. Their discussion, enriched by insights from the NC State University ERM Initiative "13th Annual Executive Perspectives on Top Risks Survey," sheds light on critical areas that demand attention from risk leaders. Listen to the full episode below to learn about these emerging risks, incorporating ...

7 months ago

23 minutes

Banking on Data Podcast

S3 | E12: How to Improve Collaboration Among Banks, FinTechs, and Regulators

The relationship among banks, FinTechs, and regulators has never been more critical - or more complex for that matter. With technology advancing at breakneck speed, the challenge lies in striking a healthy balance between fostering innovation, while not compromising the safety and soundness of the financial services industry. In this episode of the Risk Intel podcast, host Ed Vincent sat down with industry experts Kirsten Muetzel and Jeanette Quick to unpack the intricate dynamics among banks...

7 months ago

42 minutes

Banking on Data Podcast

S3 | E11: Q1 Pulse Check: Kirsten Muetzel Shares 2025 Financial Services Vital Signs

As the year 2025 unfolds, the financial services industry is experiencing shifts that few could have fully anticipated at the beginning of the year. From regulatory changes to the rapid advancement of artificial intelligence (AI), and global economic instability, financial institutions face a dynamic environment filled with both opportunities and risks. Kirsten Muetzel, Founder of KLM Advisory LLC, joins host Ed Vincent to discuss a quick pulse check on how Q1 unfolded and her predictions for...

7 months ago

37 minutes

Banking on Data Podcast

S3 | E10: Why Should a Financial Institution CEO Prioritize ERM?

Enterprise Risk Management (ERM) has long been viewed as a defensive function—something financial institutions do to satisfy regulators and avoid compliance issues. However, this perspective is outdated. In today’s volatile business environment, ERM is a strategic necessity that enables organizations to anticipate challenges, seize opportunities, and make more informed decisions. In this episode of The Risk Intel podcast, Shawn Ryan joins host, Edward Vincent to explore why ERM should be a CE...

8 months ago

16 minutes

Banking on Data Podcast

S3 | E9: How CROs Can Leverage A.I. to Modernize Their Risk Program

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8 months ago

30 minutes

Banking on Data Podcast

S3 | E8: How Vantage Bank Modernized Their ERM Program Through Data & Technology

Data is not just a byproduct of operations—it is the foundation for strategic decision-making and risk management. Vantage Bank, a leading community bank out of San Antonio, Texas committed to innovation and operational excellence, has embraced this reality by modernizing its risk management program through data and technology. In this episode of The Risk Intel Podcast, Ed Vincent, CEO of SRA Watchtower and host of the show, sat down with Joel Castaneda, EVP & CRO, and Shawn Ma...

8 months ago

25 minutes