#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link to Full Show Notes: https://chrishutchins.com/new-cards-increased-offers-points-challenges Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Chris' Cards Page Citi Strata Elite℠ (100,000 point offer) Citi Strata℠ Citi Double Cash® Card Citi Strata Premier℠ Card U.S. Bank Smartly™ Visa Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Business® American Express® Card American Express® Gold Card The Platinum Card® from American Express Bilt World Elite Mastercard® (Rates and Fees here) Mesa Homeowners Card (Referral code: FCRGNB) Nibbles Credit Card Rakuten American Express® Card Gemini Credit Card Coinbase One Card "Weird Al" Yankovic Rakuten: Free $30 here Airline & Hotel Challenges Frequent Miler: Million Mile Madness Recap Etihad: The Extraordinary Challenge JetBlue: 25 for 25 JetBlue: TrueBlue Partner Passport Challenge Choice Hotels: 1-Million Points Sweepstakes ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #234: Earn Points on Mortgage, 100k+ Card Bonuses, New 4% Card, Devaluations and More Southwest Cards Refresh Mesa Homeowners Card Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:51) Citi Strata Elite Card Perks & Earnings (05:24) 100K Welcome Offer (10:42) U.S. Bank Card Changes (15:48) Southwest Card Refresh (17:27) How to Earn a Southwest Companion Pass (20:10) Increased Bonuses on Marriott Bonvoy Cards (21:33) Elevated Amex Welcome Offers (23:56) Bilt Card & Benefits (28:20) Mesa Homeowners Card for Mortgage Payments (31:44) The Nibbles Card for Pets (33:33) The New Rakuten Card (36:08) Gemini Credit Card (40:15) The Coinbase One Card (46:28) Etihad & Turkish Airlines Points Challenge (48:50) Latest JetBlue Challenges (56:15) Choice Hotel 1M Sweepstake (57:07) Upcoming Changes to the Podcast (57:58) Chris’ Birthday Request Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#240: Transferring points is one of the best ways to maximize your points, so today we share the top airline and hotel transfer partners. We also cover strategies to get the most out of your points, including how to leverage transfer bonuses, identify sweet spots, avoid common mistakes, and more. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://chrishutchins.com/top-transfer-partners-greg-frequent-miler Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: ⁠Free sample pack of my favorite electrolyte drink mix NetSuite: Free KPI checklist to upgrade your business performance OpenPhone: 20% off the first 6 months of your own business phone system For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Newsletter | Podcast Frequent Miler Resources Current Transfer Bonuses How to Save Miles by Flying More How to book EVA Air Infinity MileageLands awards How to book Vacasa Vacation Rentals with Wyndham points Flight Award Search Tools PointsYeah AwardTool ($20 off annual plans with code ALLTHEHACKS) ATH Podcast Airline/Hotel Transfer Partner Spreadsheet Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:00) Outsized Value from Transferring Points (02:27) Quick Episode Overview (08:21) Why Emirates First Class Is a Coveted Experience (14:07) Air Canada's Aeroplan Program (17:51) Maximizing Transfer Bonuses (19:17) Getting Value from the Virgin Atlantic Flying Club (25:29) Sweet Spot for Virgin Atlantic (32:49) Using Air France-KLM Flying Blue for Business Class Flights (39:09) Leveraging Avios Points (44:09) Avios Sweet Spots and Places to Avoid (49:44) Emirates, Singapore Airlines, and Cathay Pacific (55:44) Is the Avianca LifeMiles Program Worth It? (59:30) JetBlue’s Transfer Partners (1:01:44) Southwest Airlines (1:04:39) Aeromexico (1:04:52) Qantas and Turkish Airlines (1:06:43) Booking Flights via United (1:09:26) EVA Air Program for Flights to Asia (1:11:18) Uses for ANA (1:12:45) TAP Air and Thai Airways (1:13:21) Why Greg Loves Alaska Miles (1:15:31) Difference Between Airline Miles vs. Hotel Points (1:16:37) Using Hyatt Points (1:18:07) Getting Value from Wyndham, IHG, and Hilton (1:21:11) The Marriott Bonvoy Program (1:21:40) Booking Hotels with Citi ThankYou Points (1:23:28) Leader’s Club (1:25:10) Wells Fargo and Accor Points (1:25:58) Why You Should Set Up Your Award Programs in Advance (1:27:47) Is It Possible to Reverse Transfers? (1:28:56) Where to Find Greg and Frequent Miler Resources Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#239: Why wait until you're 65? It's feasible for almost anyone to take a mini retirement and when done right, it can also fast-track your career and income. Learn how to plan one, negotiate time off, manage costs, avoid pitfalls, and make it work if you’re self-employed. Plus, we share tips for handling health insurance and other logistics during your mini-retirement. Jillian Johnsrud is the author and host of Retire Often. She’s taken more than a dozen mini-retirements and coaches people to pursue meaningful goals, take mini-retirements, and align their money with what matters most. Link to Full Show Notes: https://chrishutchins.com/mini-retirements-jillian-johnsrud Partner Deals Stable: 50% off your first year of my favorite digital mailbox DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent Long Angle: Join a free private community for high net worth investors Shopify: $1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Jillian: Website | Podcast | Instagram Jillian's Book: Retire Often Free Worksheets: Planning | Negotiating Full Show Notes (00:00) Introduction (02:12) Why Traditional Retirements Are Flawed (04:32) What Is a Mini Retirement? (06:50) How to Make More Money by Working Less (09:46) Managing Your Time During a Mini Retirement (11:57) Common Types of Mini Retirements (15:43) Ways to Design an Impactful Mini Retirement (18:19) Financial Implications of a Mini Retirement (20:40) Chris and Amy's Mini Retirement (22:57) How to Negotiate a Mini Retirement With Your Employer (30:41) Paid Leave vs. Unpaid Leave (37:18) Finding Work After a Mini Retirement (42:10) Tips for People Who Are Self-Employed (46:52) How to Plan, Save, and Spend for Your Mini Retirement (49:33) Estimating the Cost of a Mini Retirement (53:45) All the Different Ways a Mini Retirement Can Go Wrong (56:55) Should You Take a Mini Retirement With or Without Your Partner? (59:07) Health and Travel Insurance Options (1:01:09) Jillian's Parting Advice (1:02:23) Where to Find Jillian and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#238: Chris shares 18 tactics he’s used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high fees, position flights, and so much more. Link to Full Show Notes: https://chrishutchins.com/18-tactics-for-booking-award-travel Partner Deals MasterClass: Learn from the world's best with 15% off Trust & Will: Get 20% off personalized, legally binding estate plans Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Airline/Hotel Transfer Partner Spreadsheet Free Starter Guide to Points by Devon Gimbel Award Search/Discovery Tools point.me: 20% off annual plans with code ALLTHEHACKS20 Seats.Aero: Lufthansa First Class Finder | Qatar Qsuites Finder | JAL First Class Finder PointsYeah: Daydream Explorer AwardTool: $20 off annual plans with code ALLTHEHACKS Awayz: $10 for ATH listeners and 50% off for ATH members MaxMyPoint StayWithPoints Rooms.Aero Points Path Chrome Extension FlightConnections Skiplagged Other Resources Award change/cancel policies by airline The best programs for lap infant award tickets Frequent Miler Podcast: How to Save Miles by Flying More ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Ep #227: The Path to Becoming an Expert in Points & Miles with Devon Gimbel Newsletter: Subscribe here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:54) Quick Episode Overview (03:25) Leveraging Flexibility to Unlock Travel Opportunities (06:47) The Importance of Understanding Airline Partners (07:15) Comparing Award Flight Deals (09:51) Different Cancellation Policies Across Airline Programs (12:37) Expiration Policies (14:11) Understanding Schedule Opens and Booking Windows (16:55) Award Search Tools (22:13) When and Why You Should Buy Points on Sale (23:35) Finding Award Sweet Spots (26:20) Leveraging Transfer Bonuses (29:00) Why You Should (Almost) Always Book One-Way Travel (31:07) How to Strategically Position Long-Haul Flights (34:40) Taking Advantage of Stopovers and Open Jaws (40:30) Pros (and Cons) of Mixed Cabin Awards (42:56) Setting Up Alerts to Find the Ideal Flight (44:56) Booking Backup Flights (46:25) Three Biggest Pain Points of Award Bookings (48:31) Hidden City Ticketing (52:16) Tips for Hotel Award Deals (53:42) Airline Pricing for Lap Infants and Children (55:39) Outsized Value from the Southwest Companion Pass Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps that hold people back as their income grows. Ramit Sethi is a personal finance expert and the NYT bestselling author of I Will Teach You to Be Rich. He hosts the popular Netflix show, How to Get Rich, and the Money for Couples podcast. Link to Full Show Notes: https://chrishutchins.com/guilt-free-rich-life-ramit-sethi Partner Deals LMNT: ⁠⁠Free 8-count sample pack of my favorite electrolyte drink mix OpenPhone: ⁠⁠20% off the first 6 months of your own business phone system⁠ Notion: Try Notion AI free to automate tedious tasks and streamline your work Quince: Affordable luxury essentials with free shipping + 365 day returns Thrive Market: 30% off your first order of organic groceries + a free $60 gift For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ramit Sethi: Website | X | Instagram Money for Couples: Book | Podcast | YouTube Earnable Program ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:23) How Much Money Do You Actually Need to Live a Rich Life? (04:25) Identifying Money Dials to Live a Rich Life (06:16) The Four Key Numbers You Need to Track Your Finances (12:02) How to Learn the Skill of Spending Money (17:58) Ways to Reframe How You Look at Costs (23:02) Analyzing How Optimizers Spend (26:37) Why It's Important to Find Your Worry-Free Number (28:38) Spend Money Based on the Stage You’re in Life (34:48) The Role of Income (& Side Hustles) in Your Rich Life (38:41) Why You Have to Be Honest About Your Rich Life (40:25) Tackling Big Financial Decisions (43:27) Why Ramit Thinks Lifestyle Creep Is a Myth (45:04) How Chris and Amy Decided to Sell Their Vacation Home (48:13) The Power of Being Decisive and How to Build the Skill (54:56) Biggest Traps People Face When Moving Up the Wealth Ladder (58:40) How AI Has Impacted the Way People Manage Their Finances (1:01:17) Ramit's Challenge for You to Live Your Rich Life (1:03:34) Where to Find Ramit, His Book, and Other Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more. Link to Full Show Notes: https://chrishutchins.com/amex-cards-membership-rewards-points Partner Deals Kick: 50% off your first year of self-driving bookkeeping w/ code CHRIS DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Best Cards Page Amex Cards Tier List Membership Rewards Cards American Express® Green Card Business Green Rewards Card American Express® Gold Card The American Express® Business Gold Card The Platinum Card® from American Express American Express Platinum Card for Schwab The Platinum Card® from American Express Exclusively for Morgan Stanley The Business Platinum Card® from American Express The Blue Business® Plus Credit Card from American Express Cash Back Cards Blue Cash Everyday® Card from American Express Blue Cash Preferred® Card from American Express American Express Blue Business Cash™ Card The Plum Card from American Express Delta Cards Delta SkyMiles® Blue American Express Card Delta SkyMiles® Gold American Express Card Delta SkyMiles® Gold Business American Express Card Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum Business American Express Card Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve Business American Express Card Hilton Cards Hilton Honors American Express Card Hilton Honors American Express Surpass® Card Hilton Honors American Express Aspire Card The Hilton Honors American Express Business Card Marriott Cards Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Business® American Express® Card CardPointers Pro: 30% off here or 50% off for ATH Members Free point.me for American Express Membership Rewards® points Co-Branded Marriott Card Eligibility Rules Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More ATH Podcast Membership: Join here Luxury Hotel Upgrade Program Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:52) Quick Episode Overview (04:29) Amex Green Cards (07:30) Amex Personal Gold Card (11:32) Amex Business Gold Card (15:01) Amex Platinum Cards (19:24) Perks & Benefits on the Platinum Cards (25:19) Platinum Card Variations (29:38) Business Platinum Card (38:05) Centurion Cards (42:05) Blue Business Plus (43:45) Amex Cash Back Cards (49:19) Delta Cards (1:03:10) Hilton Cards (1:11:37) Marriott Cards (1:22:17) Amazon Cards (1:23:39) Leveraging Card-Linked Offers (1:25:47) Notable Benefits of Amex Cards (1:29:48) General Business Card Perks & Benefits (1:30:30) Rental Car Coverage (1:31:46) Credit Limits on Amex Cards (1:32:19) Membership Rewards (1:35:00) Amex Airline & Hotel Transfer Partners (1:37:32) How to Move Membership Rewards Points (1:38:21) Rules for Opening Amex Cards (1:41:34) Reasons to Love or Dislike Amex (1:45:26) The Best Amex Two-Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices

#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions. Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free 8-count sample pack of my favorite electrolyte drink mix MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Brian Feroldi’s Emergency Fund Size Formula Wealthfront: Get $5k managed free here and get a 0.5% APY boost here Daffy: Get free $25 for charity here Direct Indexing: Frec ATH Podcast Ep #144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyle Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:03) Quick Episode Overview (03:37) Step 1: Operating Cash (05:14) Step 2: Employer Match (06:21) Step 3: Urgent Debt Payoff (07:56) Step 4: Safety Net (11:49) Step 5: Short-Term Goals Fund (13:30) Step 6: Debt Review (15:44) Step 7: Tax-Advantaged Investing (21:38) Step 8: Brokerage Investing (30:16) Step 9: Education Investing (31:23) Step 10: Optional Debt (32:48) Why You Should Prioritize Liquidity (37:51) Types of Alternative Cash Savings (40:48) The Margin Call (43:28) Listener Q1: Strategy for Using Money from House Sale (47:07) Listener Q2: How to Leverage Tax-Loss Harvesting (50:35) Listener Q3: Effective Ways to Manage Your Investment Portfolio (55:00) Listener Q4: Thoughts on Financial Advisors Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#234: In this bonus episode, Chris discusses the new Mesa Homeowners Card, some new big welcome bonuses, card and hotel program devaluations, two new points promotions, free summer activities and more. Link to Full Show Notes: ⁠⁠https://chrishutchins.com/card-news-promos-and-more-june-2025⁠ Resources Mentioned Mesa Homeowners Card 5,000 Point Offer (or code FCRGNB) Amex Platinum: Up to 175k Bonus Amex Gold: Up to 100k Bonus ⁠Major Card Refresh (100k/200k Bonus)⁠ Coinbase One 4% Card Venture X Lounge Changes Hilton Devaluation Free Uber One for Delta Cards Hyatt Peloton Promo Plastiq Personal Payment Options Kids Bowl Free Free National Park Days Bank of America Free Museum Days Full Show Notes (00:00) Introduction (00:56) Mesa Homeowners Card (06:49) New Amex Personal Card Bonuses (09:19) Card Refresh + New Bonuses (15:37) New Coinbase Card (16:13) Venture X Lounge Access Changes (19:31) Hilton Devaluation (20:30) Delta Card + Uber One Benefit (21:27) Hyatt + Peloton Promotion (22:28) Using Plastiq for Personal Payments (23:11) Free Summer Activities (23:47) Saving on Apple Subscriptions Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠⁠Membership⁠⁠ | ⁠⁠X⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wealth of Common Sense and is the author of four books on investing and personal finance. He also co-hosts one of my favorite podcasts: Animal Spirits. Link to Full Show Notes: https://chrishutchins.com/financial-mindsets-across-generations-ben-carlson Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS Notion: Try Notion AI free to automate tedious tasks and streamline your work Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ben Carlson: Website | Animal Spirits Podcast | X Ben's Post: Financial Advice That Doesn’t Work Anymore Morningstar Column by John Rekenthaler Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More Award Travel Search Tools AwardTool: $20 off annual plans with code ALLTHEHACKS PointsYeah Points Path Chrome Extension Coinbase One: Join the waitlist here ATH Podcast Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:27) The Great Wealth Transfer From Boomers to Millennials (05:52) Financial Mindsets Across Different Generations (09:10) Current Status of the Housing Market (11:37) Spending Habits in the Travel Industry (14:28) Financial Lessons From Every Generation (19:09) Stock Market vs. Housing Market (25:41) Financial Advice That Doesn't Work Anymore (27:33) How to Learn to Spend Money and Enjoy It Now (31:39) The Spectrum of Coast FIRE (38:48) Ben's Take on Social Security: Is It Worth It? (41:25) How to Navigate the Current Market Volatility (47:08) How Demographic Changes Impact the Investment Landscape (50:27) Active vs. Passive Investing (52:45) Different Ways to Automate Your Finances (54:26) Credit Card Points Inflation and Its Impact (58:09) Credit Card Returns: Cash Back vs. Welcome Offers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025 Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/ Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans Bilt Rewards: Earn the most valuable points when you pay rent Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: 30% off your first order of organic groceries + a free $60 gift LMNT: Free 8-count sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Full What's In My Wallet Post Credit Card Holder Wallet Frequent Miler Premium Card Worksheet Copilot: Free 2 months with code HACKS2 Chris’ Card Optimizer Tool Southwest Companion Pass Complete Guide 2025 Kick Bookkeeping: 50% off your first year here Credit Card Trackers CardPointers Pro: 30% off here and 50% off here CardRight Travel Freely AwardWallet The Points Guy App ATH Podcast Membership 2025 Iceland Trip Ep #152: Credit Cards: What's in My Wallet for 2024 Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Full Show Notes (00:00) Introduction (02:17) Quick Episode Overview (03:28) The 3 Main Reasons to Own Credit Cards (08:08) Things to Keep in Mind About Welcome Bonuses (10:26) Chris' Credit Card Goals for 2025 (13:24) Points vs. Cash Back (17:09) Why You Should Identify Your High Spend Categories (21:53) How to Calculate the Value of a Card (23:00) Review of Current Cards in Chris' Wallet (30:44) Bank of America Cards (33:00) U.S. Bank Cards (33:49) Citi Cards (38:27) The Bilt Mastercard® (40:10) Understanding the Major Spending Categories (42:35) Maximizing the Travel Category (44:53) Earnings via Travel Portals (47:57) Other Categories: Wholesale Clubs, Phone Service, Gas (50:11) Managing Business Expenses (+ Kick Bookkeeping) (52:10) New Cards for 2025 (55:47) How Chris Keeps Track of All His Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#231: Chris shares his top 50 hacks, learnings and lessons from the past 230 episodes. Learn actionable strategies to level up your travel, wealth, points & miles, productivity, relationships, and so much more! Link to Full Show Notes: https://chrishutchins.com/50-impactful-lessons-travel-money-life Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 NetSuite: Free KPI checklist to upgrade your business performance Facet: Personalized Financial Planning + $250 enrollment fee waived DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Price Monitoring Services Vacation Rentals: HiChee Car Rentals: AutoSlash Hotel Rentals: HotelSlash Flights: Autopilot | Tripit | Going™ eSIMs: Airalo Books Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win Die With Zero: Getting All You Can from Your Money and Your Life Make Time: How to Focus on What Matters Every Day Hell Yeah or No: what's worth doing The 80/80 Marriage Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential 10 Easy Money Rules by Ramit Sethi Keepa Savendeals Savewise (20% off with ALLTHEHACKS20) Rakuten ($30 bonus here) CardPointers Pro (30% off here) Cashback Monitor Library Extension | Libby Gelt (skip the waitlist here) Free Unclaimed Money Site Bilt Rewards Payment Platforms Plastiq Melio Zil Money Trust & Will (20% off custom estate plans here) The Work Number Report DeleteMe (20% off here) ATH Podcast Full List of Episodes Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (04:07) Ways to Boost Your Points and Miles (06:10) The Truth About Credit Scores (07:57) Leveraging Award Search Tools and Points (11:15) Hidden Credit Card Benefits (13:21) Travel Planning Tips and Tricks (15:11) Monitoring Price Drops: Flights, Hotels, Car Rentals (17:02) Emailing the Hotel Before Your Stay (20:44) Hacks for International Travel (22:13) The Peak-End Rule (23:08) Why You Should Audit Your Bills (25:16) Saving Money on Housing (27:04) A Die with Zero Mindset (28:46) Establishing Money Rules (30:29) The Power of Negotiation (32:54) Stacking Deals to Increase Savings (37:46) Browser Extensions to Secure the Best Deals (39:40) Leveraging Gift Cards (41:28) How to Access Library Books Online (42:00) Freebies at Hotels (42:31) Saving Money on Taxes (43:38) Automating Investments (45:31) Tax-Advantaged Accounts, Donor-Advised Funds, and HSAs (48:18) The Best U.S. Bank Accounts (50:28) Turning Deals into Side Hustles (51:58) Free Unclaimed Money (53:21) Paying Bills with Credit Cards (55:13) Setting Up a Will and Trust (56:31) Leveraging AI to Save Time (58:06) Ways to Optimize Your Time (59:19) The Hell Yes or No Filter (1:01:32) How to Buy Back Time (1:03:44) Levels of Listening and 80/80 Marriage (1:05:21) Two-Hour Cocktail Party (1:06:45) Making Healthier Decisions (1:08:25) Protecting Your Identity (1:10:38) Decision-Making Tactics Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial traps, evaluate new business opportunities, and achieve financial freedom. Nick Maggiulli is a financial writer, data expert, and the COO of Ritholtz Wealth Management. He’s the creator of the popular financial blog Of Dollars and Data and the author of Just Keep Buying and The Wealth Ladder. Link to Full Show Notes: https://chrishutchins.com/the-wealth-ladder-nick-maggiulli Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth MasterClass: Learn from the world's best with 15% off Notion: Try Notion AI free to automate tedious tasks and streamline your work Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick: X | Instagram | LinkedIn | Blog Pre Order: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life Research Data Sources Survey of Consumer Finances (SCF) Panel Study of Income Dynamics (PSID) ATH Podcast Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict Ep #213: The 5 Types of Wealth with Sahil Bloom Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:15) Big Misconception: Wealth vs. Income (04:43) Why You Should Think About Wealth as a Ladder (08:54) Level 1: Living Paycheck to Paycheck (11:18) How to Grow Your Income in Level 2 (14:04) What Is the 0.01% Rule? (18:43) Leveling Up from Level 3: Investing & Side Hustles (21:21) The Risk of Overspending (22:41) Nick's Research Data Sources (24:15) The Difference Between Level 3 and Level 4 (29:44) Risks People Face at Level 3 and 4 (33:40) Transitioning from Level 4 to 5 (35:56) How to Manage Lifestyle Creep (38:49) Level 5 and 6 of the Wealth Ladder (40:24) The 5 Different Types of Wealth (41:47) How Does Happiness Correlate with the Wealth Ladder? (43:47) The Average Timeline to Climb Up the Wealth Ladder (47:30) Using the 1% Rule to Evaluate Business Opportunities (50:20) Accessing Travel Freedom Through Points & Miles (52:36) Biggest Lessons Nick Learned on His Wealth Journey (53:54) The Impact of Understanding the Wealth Ladder (55:02) Where to Find Nick's Book and Other Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#229: Your gut is the engine of your entire body, so today we break down how to keep it running smoothly with practical, evidence-backed tips. We cover the gut’s powerful role in digestion, immunity, and brain health while challenging common misconceptions about reflux, probiotics, and more. Dr. Robynne Chutkan is a board-certified integrative gastroenterologist, bestselling author, and founder of the Digestive Center for Wellness. She’s the founder of Gutbliss and host of the Gutbliss Podcast, where she shares expert insights on digestive health and the microbiome. Link to Full Show Notes: https://chrishutchins.com/improve-gut-health-dr-robynne-chutkan Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns DeleteMe: 20% off removing your personal info from the web Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Vuori: 20% off the most comfortable performance apparel I've ever worn Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Robynne: Gutbliss | Podcast |  Gut Club Books: The Microbiome Solution | Gutbliss | The Anti-Viral Gut | The Bloat Cure Episode #13: Mama Jama Poos: Why you Need Them & How To Get Them Books Last Child in the Woods by Richard Louv The Essential Book of Fermentation by Jeff Cox Research The Human Genome Project American Gut Project Testing Jona Gut Microbiome Test Tiny Health Adult Gut Test Full Show Notes (00:00) Introduction (01:49) Why Gut Health Is a Critical Part of Our Health (04:26) The Role of the Gut (07:11) The Gut–Immune Connection (10:15) Balancing Sanitation With Kids (14:20) Ways to Assess Your Gut Health (22:23) What the Research Worldwide Says About the Gut (28:15) Gut Health Testing (30:49) Foods That Are Good for Your Gut (35:42) Prebiotics and Probiotics (42:32) How Important Is Your Water Intake? (43:32) The Impact of Animal Protein (44:58) The Negative Effects of Artificial Sweeteners and "Zero" Calorie Drinks (47:30) Is Dairy Good for Your Gut? (49:12) What Healthy Poop Should Look Like (53:24) The Ideal Pooping Position (54:16) Tips to Achieve “Stool Nirvana” (57:06) Good Gas vs. Bad Gas (1:00:05) Aerophagia (Air Swallowing) (1:02:34) Does the Smell of Gas Mean Anything? (1:03:19) Why We Should Care About Gut Health (1:05:17) The Key Takeaway (1:07:24) Where to Find Dr. Chutkan and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers. Link to Full Show Notes: https://chrishutchins.com/citi-credit-cards-thank-you-points Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Facet: Personalized Financial Planning + $250 enrollment fee waived Storyworth: Share your family stories in a custom book (+ $10 off) LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Citi Cards Tier List ThankYou® Points Cards Citi Strata Premier℠ Card AT&T Points Plus Card Citi ThankYou® Mastercard® Citi® Double Cash Card Citi Custom Cash Credit Card AAdvantage Cards American Airlines AAdvantage® MileUp℠ Card AAdvantage® Platinum Select® Airline Mastercard AAdvantage® Executive World Elite Mastercard AAdvantage Business™ World Elite Mastercard® Costco Cards Costco Anywhere Visa® Credit Card Costco Anywhere Visa® Business Card Other Citi Cards Shop Your Way Mastercard EVA Air How to book Vacasa Vacation Rentals with Wyndham points CardPointers Pro: 30% off here and 50% off here ATH Podcast Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Credit Card Optimizer Tool Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:10) Quick Intro of the Credit Card Tier List (03:48) Review of Citi Strata Premier℠ Card (06:49) AT&T Points Plus Card and Citi ThankYou® Mastercard® (08:29) 2% Unlimited Cash Back: Citi® Double Cash Card (10:23) Earn 5% Cash Back Using the Citi Custom Cash Credit Card (12:35) The Citi–American Airlines Ecosystem (16:08) American Airlines AAdvantage® MileUp℠ Card (17:34) AAdvantage® Platinum Select® Airline Mastercard® Perks (18:51) Lounge Access and Benefits: AAdvantage® Executive World Elite Mastercard® (23:02) Why AAdvantage® Business World Elite Mastercard® Is Chris’ Favorite (29:24) Are the Citi Costco Cards Worth It? (33:12) Shop Your Way Mastercard (38:13) Other Citi Cards Without Any Benefits (39:18) ATH Member Deep Dive Discussions (39:47) Citi Rules (43:36) Citi ThankYou® Points Program (44:31) Citi's Airline Partners (46:31) Hotel Transfer Partners Unique for Citi (49:20) Transfer Bonuses and Limitations (52:17) High-Level Summary of Citi Cards (53:09) Best Two-Card Combos for Each Issuer (57:43) Factors That Make Citi Cards Less Exciting (58:39) Citi Merchant Offers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#227: An actionable 4-step framework to master points and miles while maximizing personal value. We cover high-yield earning strategies like paying processing fees, bulk ordering, and leveraging business expenses, plus tactics for scaling award travel for multiple people. We also explore alternate pathways to earn and redeem points without chasing “perfection.” Devon Gimbel is the founder of Point Me to First Class, an educational platform and podcast that teaches people to maximize their spending for extraordinary travel rewards. She is also a double-board certified physician. Link to Full Show Notes: https://chrishutchins.com/rethinking-points-and-miles-devon-gimbel Partner Deals DeleteMe: 20% off removing your personal info from the web Upwork: Free job posting to find, hire, and pay top freelance talent NetSuite: Free KPI checklist to upgrade your business performance Bilt Rewards: Earn the most valuable points when you pay rent Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/ Resources Mentioned Devon: Point Me To First Class | Podcast | Instagram Free Starter Guide to Points Dunning Kruger Curve Payment Platforms Plastiq Melio Zil Money (Coupon Code: ATH300) Venmo Business Airlines with Great Award Availability Emirates Condor Singapore Airlines Rakuten: $40 bonus here Savewise: 20% off with ALLTHEHACKS20 ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:31) Devon's Non-Traditional Approach to the Points & Miles Game (05:38) Stage 1: Peak of Mount Ignorance (08:18) Stage 2: Valley of Despair (09:41) Stage 3: Slope of Enlightenment (13:06) One of the Biggest Mistakes People Make in the Points & Miles World (14:47) Lessons from Chris' Skiing Experience (21:03) Stage 4: Unconscious Competence (23:48) Why the Learning Curve Never Stops (27:08) Identifying High Yield Opportunities for Yourself (29:54) How to Evaluate If Credit Card Fees Are Worth It (38:43) The Importance of Understanding Earning Rates (40:26) Ways to Leverage Business Expenses (43:43) Maximizing Award Travel When Booking for Multiple People (48:16) Airlines That Have Good Award Availability (Fifth Freedom Flights) (55:00) Why You Should Practice Looking for Award Deals (58:11) Rakuten Bulk Ordering to Earn Flexible Points (1:01:37) Setting Alerts for Deals (1:03:49) Alternate Pathways to Earn and Redeem Points (1:09:12) Using a Venmo Business Profile to Make Payments (1:10:13) Where to Find Devon Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#226: From optimizing travel and rewards to new ways to earn points, Chris shares some recent tactics he's picked up on upgrades and award travel. He also covers some flight deals, airline changes, Mother's Day gift ideas, and reflects on recent podcast episodes. Link to Full Show Notes: https://chrishutchins.com/optimizing-vacations-and-new-ways-to-earn-points⁠ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans MasterClass: Learn from the world's best with 15% off Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: Free sample pack of my favorite electrolyte drink mix Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Vacation Homes Pacaso: Free early access and $2,500+ in closing credits here THIRDHOME Exclusive Resorts ATH Hotel Upgrade Program (Password: Perks | Tutorial) Lanai Four Seasons Resort Sensei Maui Montage Kapalua Bay Maui Nui: 20% off with code ALLTHEHACKS Merriman's: Point Menu | Monkeypod Kitchen NordVPN: 4 months free here United’s MileagePlus Program Showing More Awards if You Change This 1 Setting Flight Award Search Tools point.me: 20% off annual plans with code ALLTHEHACKS20 AwardTool: $20 off annual plans with code ALLTHEHACKS Seats.Aero Southwest Assigned Seating Business Payment Platforms Plastiq ← my referral Melio ← my referral Zil Money Last Call: 100k Welcome Bonus Offer Mother’s Day Gift Ideas Ratio Coffee Machines Storyworth: $10 off here Aura Frames: $35 off + free shipping with code ATH Zeel: $25 off here Initial Necklaces: Gorjana Wilder Necklace | Maya Brenner Real ID: Acceptable Identification at the TSA Checkpoint ATH Podcast Ep #224: Airport Lounges: Getting In, Hidden Perks and Expert Tips with Kevin Song Ep #225: Optimize Your Oral Health for a Longer Life with Dr. Mark Burhenne Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Submit a question for the next AMA here Full Show Notes (00:00) Introduction (02:00) Finding Accommodation in Hawaii (05:37) Overlooked Hotel Upgrade Options (13:05) Strategy to Book Flights to Hawaii: Cash vs. Points (20:44) Chris' Experience Flying Hawaiian Business Class (22:48) The Impact of Having Starlink on Your Flight (25:04) Review of Four Seasons Lanai (29:29) The Experience at Montage Kapalua Bay (34:28) Underrated Hotel Perks (39:58) Why Chris Is a Big Fan of Hawaiian Airlines (42:13) Follow-Up to Lounge Access Episode #224 (43:07) Why You Should Use a VPN to Book Flights (44:29) Flight Award Inventory Trick (45:21) Upgrading Credit Cards for Bonuses and Free Nights (46:51) Weird Emirates Updates (48:10) Big Southwest Changes (52:18) Updates from Bilt (55:03) Leveraging Business Expenses (57:05) Exciting Credit Card Welcome Offers (58:44) Mother's Day Gift Ideas (1:01:27) Reminder: Real ID Deadline (1:02:20) Feedback on Oral Health Episode #225 Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#225: Learn how to optimize your oral health to prevent disease and improve your overall health. We cover the ideal oral care routine, negative impacts of mouth breathing, the truth about fluoride, the role of nutrition and diet, how to choose the right dentist, dental coverage options, and so much more. Dr. Mark Burhenne is a functional dentist, author, and the founder of Ask the Dentist, a go-to resource for evidence-based oral health education. He is also the co-founder of Fygg, a toothpaste that protects the oral microbiome while remineralizing and whitening teeth. Link to Full Show Notes: https://chrishutchins.com/oral-health-dr-mark-burhenne Partner Deals Aura Frames: $35 off + free shipping on the Carver Mat digital picture frame with code ATH Daffy: ⁠Free $25 to give to the charity of your choice Stable: 50% off your first year of my favorite digital mailbox Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Dr. Mark: Instagram | Newsletter Fygg Toothpaste: Get 15% off with code ALLTHEHACKS Book: The 8-Hour Sleep Paradox Ask the Dentist: Podcast | Dentist Directory How To Floss The Right Way How to Find a Good Dentist: 7 Tips + 10 FAQs No dental insurance? Here’s what to do. (Margarita Plan) Is it safe to get dental work done outside the U.S.? Podcast Episode #78: What Are the Safest Ways to Whiten My Teeth? Bristle Oral Health Test: Get 10% off here Metastudy on Flouride Efficacy Happy ppl Xylitol Gum Sonicare Electric Toothbrushes RADIUS Natural Silk Floss Slate Rechargeable Electric Flosser: Get 10% off here Fluoride Action Network ATH Podcast Ep # 178: How a Simple Change Can Improve Your Health, Sleep and More with James Nestor Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:20) Is Good Oral Health a Sign of Longevity? (04:30) How Inflammation in the Mouth Affects the Entire Body (08:16) Factors That Influence the Oral Microbiome (10:47) The Connection Between Cavities and Mouth Breathing (15:07) Thoughts on Mouth Taping (16:00) Foods That Are Bad for Your Oral Health (20:13) Ways to Test Your Oral Health (22:25) Things to Avoid if You Want Good Oral Health (25:14) The Ideal Daily Oral Care Routine (28:47) Regular vs. Electric Toothbrushes (32:03) How to Floss Right (36:10) A Quick Overview of Toothpaste (40:53) Ingredients to Look for in Your Toothpaste (43:12) Is Fluoride Actually Bad for Your Teeth? (46:08) How to Find a Good Dentist (48:43) How Often Should You Get Your Teeth Cleaned? (50:54) Dental Insurance vs. Dental Plans (56:31) Why Your Dentist Might Be Influenced by Your Dental Insurance (1:03:19) Dental Tourism (1:04:29) Rapid Fire Questions (1:10:40) Where to Find Dr. Mark Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#224: This is the ultimate guide to airport lounges. You'll learn how to access the best lounges without needing to fly first class by using credit cards, memberships, elite status, and more. We’ll also discuss the best lounges, underrated perks, tools to manage access, avoiding crowded lounges and more. Kevin Song is the co-founder of This Lounge, one of the most comprehensive databases of airport lounges around the world. He is a former cybersecurity professional at WeWork, Hyatt, Deloitte, The Points Guy and Notre Dame. Link to Full Show Notes: https://chrishutchins.com/airport-lounge-access-guide Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Upwork: Free job posting to find, hire, and pay top freelance talent Green Chef: 50% off your first meal kit + 20% off the next 2 months with free shipping Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Song: X | This Lounge Lounges The Pier, First (Hong Kong) Al Safwa First Class Lounge (Qatar) What You Need to Know About USO Airport Lounges Airport Lounge Memberships Priority Pass Dragon Pass Lounge Key How To Tell Your Priority Pass Cards Apart Lounge Reviews This Lounge Lounge Review ATH Podcast Ep #219: 20+ Airport Hacks for Faster Security, Immigration, and Boarding with Leigh Rowan Ep #220: Rethinking Elite Status and Smarter Ways to Earn and Use Points Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:16) Factors That Make an Airport Lounge a Favorite (04:12) The Worst Type of Airport Lounges (07:07) The Number and Types of Airport Lounges Around the World (09:05) Quick Overview of Airport Lounges in America (11:28) Companies That Operate Lounges on Behalf of Airlines (13:13) Credit Card Affiliated Airport Lounges (14:25) Airline Alliance Lounges and USO Lounges (15:32) Ranking Lounge Categories from Worst to Best (18:28) Ways to Leverage Airline Membership Club Lounge Agents (23:22) A Potential Hack to Skip an Airport Lounge Waitlist (26:50) Lufthansa's Famous First Class Rubber Ducks (28:16) Using a Priority Pass to Access Airport Lounges (33:38) Can Business or First Class Tickets Give You Access to a Lounge? (39:21) Leveraging Elite Status for Lounge Access (45:01) Creating Multiple Profiles to Earn More Miles (47:14) Why You Should Consider Status Matches (53:04) Trick to Qualify for Status Matches (54:49) Is It Worth Getting a Day Pass to Access a Lounge? (58:22) The Main Premium Credit Cards with Lounge Access (1:04:22) Other Credit Cards That Include a Priority Pass Membership (1:07:09) The Number of Priority Passes Chris and Kevin Have (1:09:43) Adding Authorized Users on the Three Major Airline Credit Cards (1:10:57) Ways to Manage Lounge Access Memberships (1:15:51) Overlooked Perks of Airport Lounges Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#223: Actionable tips to become a better writer—whether it’s for work, business, or everyday life. We cover the biggest copywriting mistakes, essential skills for effective writing, the only copywriting formula you need to know, plus the tools and exercises (including AI) to sharpen your writing. Neville Medhora is the founder of Copywriting Course and SwipeFile.com. He’s worked with top companies to help them craft high-converting copy to grow their sales exponentially. Link to Full Show Notes: https://chrishutchins.com/become-a-better-writer-neville-medhora Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Notion: Try Notion AI free to automate tedious tasks and streamline your work Bilt Rewards: Earn the most valuable points when you pay rent Thrive Market: 30% off your first order of organic groceries + a free $60 gift Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Neville: X | Instagram Copywriting Course Swipe File ATH Newsletter Nick Gray’s Friends Newsletter Calendly Writing Tools: Grok | Gemini Full Show Notes (00:00) Introduction (01:54) Why Effective Writing Is an Important Skill to Learn (03:23) Biggest Copywriting Mistakes People Make (06:50) Skills Needed to Be a Good Writer (10:15) Why Neville Recommends Reading Your Copy Out Loud (10:57) Tactics to Be Brief and Clear (14:13) The Importance of Revisions (19:42) The AIDA Formula: The Only Formula Needed in Copywriting (24:09) Ways to Get People to Respond to Cold Emails (26:17) Calendly Hack for Scheduling Meetings (27:33) Why Email Subjects Are Not as Effective as You Think (30:55) When to Use Direct Mail vs. Cold Emails (34:17) Tactics to Make Your Resume Stand Out (39:51) Why You Should Use Templates More Often (38:28) Tools That Will Help You Write Better (42:10) SEO 1.0 vs. SEO 2.0 (50:09) Exercises to Improve Your Writing (51:46) The Impact of Mastering Copywriting (52:49) Hacks to Expand Your Social Network (56:54) Where to Find Neville and His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#222: Discover how paying taxes with a credit card can unlock huge rewards—or even turn a profit. Chris also shares how he's handling the current market decline and shares practical tips for teaching kids about money, stacking card-linked offers, and using VPNs for big savings. Link to Full Show Notes: https://chrishutchins.com/pay-taxes-with-credit-card-2025-musings Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Storyworth: Share your mother's stories in a custom book (+ $10 off) Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Best Cards Page 100k Welcome Bonus Offer IRS Authorized Payment Providers: Pay1040 | ACI Payments Business Payment Platforms: Plastiq | Melio Flight Tracker: Flighty CardPointers Pro: 30% off here Rakuten: $30 bonus here Savewise: 20% off with ALLTHEHACKS20 Kudos: $20 bonus here Hyatt Offer: $100 Off Peloton NordVPN Ben Carlon’s Chart: 31 Years of Stock Market Returns Wealthfront: Get $5k managed free and get a 0.5% APY boost ATH Podcast Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #194: The Simple Path to Wealth and FU Money with JL Collins Newsletter Deals Page Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:20) Quick Reminder About Upcoming Tax Payments (03:39) Why and When You Should Pay Taxes on Your Credit Card (08:08) Paying Taxes on a Credit Card to Leverage Welcome Offers (09:22) How to Maximize a Credit Card Welcome Bonus of 100K (13:26) Three Tips from a Recent Trip to Colorado (18:39) A Great Way to Teach Kids About Money and Make a Profit (22:13) Stacking Offers to Get 30% Off Peloton Bikes (28:07) How to Use a VPN to Find Better Deals (29:55) Why It Might Be Cheaper to Pay with Different Currencies (31:52) The Recent U.S. Stock Market Decline (38:53) Chris' Personal Strategy for the 10% Market Drop (40:50) The Importance of Diversifying Your Portfolio (42:12) Tax Loss Harvesting and Why It's a Good Time to Consider It Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices