Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   This week on Wealth Wisdom, Paul Nardozzi — Managing Director at Forum — joins us to break down what investors need to understand about today’s real estate market.   Mortgage rates are hovering around 6%, most homeowners are locked into rates below 4.5%, and the traditional real estate playbook has been completely rewritten. Paul brings over 20 years of experience in real estate debt, credit, and equity — and explains how investors can navigate a market defined by high rates, limited supply, and the rising power of rentals.   We dive into what’s really happening in housing, how Forum is opening access to institutional-level real estate deals, and why “higher for longer” might actually create opportunity for smart investors.   We get into: 🏠 Why so many homeowners are staying put — and how that’s driving rental demand 📈 The 34% cost gap between owning and renting a home 🏢 How multifamily and student housing are thriving despite rate pressure 💰 How Forum structures its debt and equity vehicles for individual investors 🧱 The rise of private credit and what makes real estate-backed lending different ⚙️ Why AI data centers are shaping the next wave of real estate investment 💭 How “higher for longer” rates could redefine long-term wealth building 👨‍👩‍👧 Paul’s personal take on wealth, family, and cash flow   A huge thank you to Paul for joining us and sharing his insights on how to think differently about real estate, opportunity, and long-term investing in today’s market.   TIMESTAMPS:00:29 Special Guest Introduction: Paul Nardozzi 01:16 Impact of Fed Rate Cuts on Real Estate 02:43 Challenges in Home Ownership 03:30 Rising Demand for Rentals 06:03 Generational Shifts in Housing Preferences 07:02 Tech Industry Updates and Job Cuts 08:37 Amazon's Strategic Job Cuts 10:34 Meta's Investment in AI and Data Centers 14:45 Forum's Investment Strategy and Philosophy 16:43 Forum's Debt and Equity Vehicles 20:42 Focus on Multifamily and Student Housing 23:18 Exploring Real Estate Investment Opportunities 24:10 Challenges in Real Estate Development 25:24 Current Market Trends and Strategies 27:01 Focus on Multifamily Housing 29:28 Private Credit and Real Estate 34:20 Client Portfolio Management 41:46 Rapid Fire Questions

Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Confused about retirement accounts? Wondering whether you should open a Roth IRA, stick with your 401(k), or finally try that backdoor Roth strategy everyone’s talking about?    We’re breaking down exactly how each one works, who they’re for, and how to use them to build tax-free wealth for the long haul.   We’re also catching up on the latest market moves — from mortgage rate drops and the Fed’s next decision, to meme stocks making another wild comeback and why Netflix just took a $619 million hit.Bill had some video issues during the recording, but he stayed on and kept the insights coming.   If you’ve ever felt lost navigating retirement planning (or just want to make sure you’re not leaving money on the table), this episode’s for you.   We get into: 💰 What makes IRAs, Roth IRAs, and 401(k)s different — and how to pick the right one for you 🔄 How to do a backdoor Roth conversion the smart way (without triggering the pro-rata rule) 💼 The “mega” backdoor Roth strategy and how high earners can shelter even more 📊 Why having both IRA and Roth IRA money can help manage taxes in retirement 🏦 Mortgage rate drops, government shutdown delays, and what they mean for investors 🍩 Beyond Meat, Krispy Kreme, and why chasing meme stocks rarely pays off 🎬 Netflix’s $619M tax hit — and why the team still believes in the stock 🥇 Gold’s pullback and how to rebalance without panic Timestamps:  00:38 Entrepreneurial Insights and Business Pivots 02:52 Golfing Adventures and Local Courses 04:33 Secrets of IRAs and Roth IRAs 05:02 Weekly Financial News and Market Updates 06:54 Mortgage Rates and Home Affordability 11:40 Government Shutdown and Economic Impact 16:10 Meme Stocks and Investment Strategies 18:31 Gold Investments and Portfolio Management 21:13 Understanding IRAs and Roth IRAs 24:07 The Importance of Investment Choices 24:53 Understanding Roth and Traditional IRAs 25:40 Roth IRA Withdrawal Rules 26:37 Consolidating 401(k) Accounts 27:59 Contribution Limits and Income Restrictions 32:04 Backdoor Roth IRA Conversion 37:09 Mega Backdoor Roth Strategy 42:54 Netflix Stock Analysis

Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement This week on Wealth Wisdom, Jon Mason — the founder of Swing Juice — joins us to share how a simple golf energy drink idea turned into one of the most surprising brand pivots in the game.   Originally launched as a natural energy drink for golfers, Swing Juice evolved into a bold lifestyle apparel brand that now partners with the USGA and MLB Players Association. Jon shares the full story — from mixing formulas in his kitchen and hustling for shelf space, to selling 1,800 shirts in 36 hours after a viral moment.   We dive into what it really takes to reinvent a brand, the lessons learned from years of trial and error, and how staying true to a vision can turn a small idea into a lasting movement.   We get into: ⛳ How “Swing Juice” started as a golf energy drink in 2003 💡 The turning point that led Jon to shut down the beverage and pivot into apparel 👕 Building a lifestyle brand in a conservative golf market 🔥 The viral “Go Get That!” t-shirt moment and how it changed everything 📦 Bootstrapping, printing shirts at 4 a.m., and the grind behind growth 🤝 Partnering with the USGA, MLB Players Association, and Coors Light 💬 What Jon learned about licensing, brand building, and entrepreneurship 💭 How he defines wealth and success after 20 years in businessA huge thank you to Jon Mason for joining us and sharing the incredible Swing Juice story — a true reminder that reinvention is always possible.Timestamps:00:14 Introducing John Mason and Swing Juice 01:54 The Origin Story of Swing Juice 12:23 Challenges in the Beverage Industry 15:55 The Big Pivot to Golf Apparel 20:35 Building the Swing Juice Apparel Brand 28:55 The Viral T-Shirt Sensation 31:43 Dealing with Legal Challenges 32:50 Reflecting on Business Decisions 36:32 Expanding the Brand 37:45 Networking and Licensing Deals 39:54 Entrepreneurial Insights and Advice 47:32 The Importance of Support Systems 50:56 Rapid Fire Questions   #Entrepreneurship #BrandBuilding #PivotStory #SwingJuice #GolfLifestyle #StartupJourney #Ecommerce #ViralMarketing #SmallBusiness #WealthWisdom

Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementIs active investing really worth it in 2025? Should you just throw your money into the S&P 500 and forget about it? Or is there more to building real wealth than playing it passive? We break down what active management actually means, why we do it the way we do, and how it helps our clients beat benchmarks and stay ahead of inflation. We’re also hitting a few big stories: the AI boom and that AMD–OpenAI deal, Buffett’s latest buy, the government shutdown, and our take on Eli Lilly — one of the stocks we’re holding and why. If you’ve ever wondered whether active investing is really worth it (or just a fancy buzzword), this one’s for you. We get into: 🤖 The AMD + OpenAI deal and whether we’re living through an AI bubble 💸 How trillions are circling between Nvidia, Microsoft, Oracle, and OpenAI 🧠 Warren Buffett’s $9.7B OxyChem buy — classic Berkshire or new direction? 🏛️ The government shutdown, IRS furloughs, and why Wall Street doesn’t seem to care 🛢️ Israel–Hamas ceasefire and what falling oil prices could mean for consumers 💰 2026 tax bracket changes and what they say about inflation 🎙️ A quick detour into “Diary of a CEO” and the debate around active vs. passive investing 📈 Why Fox Hill’s team believes in active management over just parking money in the S&P 500 💊 Inside one of their stock picks — Eli Lilly, GLP-1s, and how a weight-loss drug is reshaping healthcareTimestamps:02:25 Active Investment Management 03:32 AI and Market Trends 10:13 Buffet's Big Acquisition 12:15 Government Shutdown Concerns 14:52 Tax Bracket Updates 16:24 Active Management Philosophy 27:38 Understanding PE Ratios and Investment Strategies 28:19 Investment Advice for Young Adults 30:46 The Importance of Diversification 33:28 Active Management vs. Passive Investment 36:05 Market Timing and Long-Term Investment 46:39 Exploring Eli Lilly's Investment Potential#AI #OpenAI #ActiveInvesting #SP500 #Buffett #GovernmentShutdown #Inflation #TaxBrackets #EliLilly #WealthWisdom

Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Show Description: What does it really take to build wealth - and keep it? In this episode of Wealth Wisdom, hosts Justin Obey and Bill Ryan of Fox Hill Wealth Management sit down with returning guest Bruce Sinclair, producer and entrepreneur behind Honor Rebel Media, to talk about how financial freedom is built through mindset, risk, and resilience. Bruce shares the lessons he learned from turning real estate investments into creative independence, how proximity to greatness shaped his career, and why the 70% rule might just be the secret to taking action before you feel ready. Whether you’re an entrepreneur, investor, or just someone looking to gain clarity on your financial journey, this conversation will inspire you to bet on yourself and take the next step toward building lasting wealth. 💡 In This Episode: The “70% Rule” and how to start before you feel ready Why proximity to greatness and ambition is key to growth How Bruce built financial freedom through real estate investing Lessons on generational wealth and passing down values Overcoming the fear of investing in stocks and crypto Defining true wealth beyond money The mindset shifts that create long-term opportunity   🕒 Chapter Markers: 00:00 - Welcome back to Wealth Wisdom with Bruce Sinclair 02:00 - Why waiting for “perfect timing” holds you back 04:45 - Lessons from the 70% Rule and learning by doing 07:00 - The challenge of building generational wealth 10:00 - Work ethic, leadership, and setting the example 12:00 - A career lesson from Kevin Hart: “Don’t keep your mouth shut” 18:00 - Creating brave culture and open communication in business 20:00 - Bruce’s unconventional path into film and TV 23:00 - How real estate became his financial foundation 27:00 - Wholesaling, flipping, and cashflow lessons 33:00 - The true meaning of financial freedom 36:00 - Overcoming fear of investing in stocks 42:00 - The global rise of cryptocurrency 45:00 - Tangible vs. intangible wealth 46:15 - Advice to your 20-year-old self: Take bigger bets early 50:00 - Honoring family, legacy, and the impact of example #business #entrepreneur #wealth #media #success #wealthwisdom #foxhillwealthmanagement #honorrebelmedia

Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.   Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. ------   We’ve been wanting to have this conversation for a while—real estate is on everyone’s mind, and we wanted to hear directly from the people who know it best.   In this episode of Wealth Wisdom, we sit down with Casey Fava and Matt Vieira, co-founders of the Fava & Vieira Group at Compass Realty, to explore the realities of buying, selling, and thriving in real estate today. They’re usually busy helping clients buy and sell homes, but today they’re pulling back the curtain to share their own story—and some of the things most people never hear about the market.   We get into: 🏡 How they partnered up and built their group under Compass 📲 Why Compass’ tools and culture give its clients an edge ⚖️ Zillow—the necessary evil that shapes the industry 📉 What’s really happening in today’s housing market (and why buyers are feeling the fatigue) 🤝 The difference between working with full-time vs. part-time agents 💡 The daily habits and lessons that keep them sharp ✨ Their personal definition of wealth—and why it’s more than money in the bank   Huge thanks to Casey and Matt for sharing their journey with us. This conversation delivers real-world wisdom, honest perspectives, and actionable takeaways—whether you’re buying your first home, selling in a tough market, or just trying to understand how real estate and wealth truly connect.    What’s your take—do you see a home as just a place to live, or as one of the most important investments you’ll ever make?   ______   Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement TIMESTAMPS:00:27 Meet the Real Estate Experts 00:57 Journey to Compass Realty 01:52 Understanding the Compass Model 04:23 Impact of Zillow and Market Dynamics 06:05 Challenges and Strategies in Real Estate 12:37 Market Trends and Buyer Behavior 19:16 Importance of Full-Time Realtors 23:00 Balancing Corporate Job and Real Estate 23:36 Going Full-Time in Real Estate 23:55 Challenges and Rewards of Real Estate 24:59 Importance of Client Relationships 26:45 Team Dynamics and Client Support 30:36 Handling Difficult Clients 37:47 Real Estate as an Investment 39:45 Daily Habits for Success 44:02 Advice for Aspiring Real Estate Agents   #FavaAndVieira #RealEstate #HousingMarket #Zillow #HomeBuying #HomeSelling #FirstTimeHomeBuyer #FullTimeRealtor #RealEstateInvesting #WealthBuilding #FinancialFreedom #FoxHillWealthManagement #WealthWisdomPodcast   

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Download our financial white paper: https://www.foxhillwealth.com Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.This episode is a special one—we’ve been wanting to do this for a while: bring our own clients on the show to share their incredible stories. Today we’re sitting down with Bruce Sinclair, founder of Honor Rebel Media and one of our amazing clients. Usually, Bruce is the one behind the camera telling other people’s stories, but this time he’s stepping into the spotlight to share his own. And trust us—you’ll want to hear it. We get into: 🎤 Growing up in Boston’s hip hop scene and going from aspiring rapper to producer 🎬 How Bruce hustled his way from Blue Cross cubicles to Hollywood sets and major TV projects 📈 The birth of Honor Rebel Media and what it takes to turn a creative passion into a real business 🤝 Collaborating with cultural icons like Kevin Garnett and building powerful partnerships 🤖 Why AI is changing media—and how Bruce is using it as a tool, not a threat 💡 His 70% Rule: why you don’t wait until you’re “ready,” you just start and figure it out along the way A sincere thank you to Bruce for sharing his journey with us. His path is a powerful example of perseverance, creativity, and vision—and a reminder of what’s possible when you stay committed to your craft. We came away inspired, and we’re confident you will too.______   Follow Honor Rebel media:https://www.honorrebelmedia.com/https://www.instagram.com/rebel_honor  https://youtube.com/@honorrebelmedia ______ Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:01:40 Bruce's Early Life and Media Beginnings 03:32 College Years and Early Career 07:23 Transition to Television and Freelance Work 10:46 Founding Honor Rebel Media 20:28 Navigating the Pandemic and Recent Projects 23:14 Bruce's Unexpected Elevator Encounter 24:59 Meeting Mark Wahlberg and Kevin Garnett 26:05 Joining KG's Team in LA 27:11 Strategic Partnerships and Media Ventures 29:17 The Amway Docuseries Project 35:23 AI in Media Production 41:32 Advice for Aspiring Media Professionals   #business #entrepreneur #wealth #media #success #wealthwisdom #foxhillwealthmanagement #honorrebelmedia

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here.   Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here. What if the best investments of the next decade aren’t even on your radar yet?In this week’s Wealth Wisdom, we explore what it really means to invest like a futurist — spotting the trends shaping the next decade and positioning yourself before the crowd catches on. We cover: ⚡ AI’s energy hunger — data centers projected to use 12% of U.S. electricity by 2028 🏗 The great buildout — nuclear plants, mega data centers, and the infrastructure boom fueling AI 🔐 Defense plays — cybersecurity + utilities as both offense and portfolio protection 🛒 “Boring” companies that win — why Costco, Home Depot, and others could quietly crush it 📊 Offense + defense strategies — diversifying across sectors and time horizons like a pro Before diving deep, we hit the headlines: 🍏 Apple’s big announcement and why Wall Street wasn’t impressed 📉 Nearly 1M jobs revised away — and what it means for rate cuts 🤖 AI data centers so big they’re now being called “AI cities” Finally, we take you inside the Fox Hill portfolio with our latest move: Robinhood — why we added it right before it joined the S&P 500 and why we think it’s building the future of investing for a new generation. Are you ready to invest like it’s 2035?  Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:00:23 The Million Dollar Question: Future Investments 01:04 Apple's Innovation Dilemma 13:00 AI's Impact on Energy and Jobs 15:00 Investing Like a Futurist 22:17 Discussing AI in Business 22:39 AI Infrastructure and Investment 25:51 AI's Impact on Utilities and Energy 27:50 Diversification and Technology Integration 33:21 Robinhood: A Case Study 35:53 Robinhood's Innovations and Future #AI #DataCenters #AIInfrastructure #Cybersecurity #Costco #HomeDepot #Diversifying #FutureOfInvesting #PortfolioStrategy #WealthBuilding #NuclearEnergy #JobsReport #Robinhood #FoxHillWealthManagement #WealthWisdom

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here. Allowance just got controversial—and if you’re a parent, grandparent, or anyone raising kids (so, basically anyone who’s ever stepped on a LEGO), you’re going to want to tune in. In this episode of Wealth Wisdom, we dive into the Allowance Debate—how to give your kids money and teach them to be responsible, independent humans (without turning them into little employees). We dig into: 💸 The three allowance “paths”: give it, make them earn it, or go hybrid 🪣 The Three-Bucket System for chores, allowance, and bonuses 🏦 When to start giving an allowance—and how to get kids to actually care about money 💳 Paying your kids through your business (yes, there are tax perks) 📈 Why teaching kids to spend and save is crucial for their financial future Before we dive into allowance, we hit this week’s headlines: 📊 S&P 500 and NASDAQ close near record highs 💼 August jobs report misses expectations—what it means for rate cuts 🤖 Companies spend $375B+ on AI infrastructure, keeping the economy humming And to wrap it all up, we spotlight one of our portfolio names: Amphenol Corporation—the backbone of the AI buildout. From fiber optics to data centers and defense, we break down why we own it and why it’s quietly crushing it (+95% since we bought in). Let us know if you’re #TeamAllowance or #NoAllowance—polls are up on Spotify, and our inbox is always open. And as always, if you got value from this episode, be a good friend and share it with one. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:01:20 Quick News Hits 06:11 Deep Dive: Structuring Allowance for Kids 23:23 Family Contributions and Allowance 24:04 Above and Beyond Chores 25:52 Teaching Money Management 28:18 Age-Based Allowance Guidelines 29:57 Best Practices for Implementing Allowance 31:22 Avoiding Common Pitfalls 32:56 Investing and Saving Discussions 35:57 Phone Addiction and Parenting 38:08 Stock Pick Highlight: Amphenol Corporation #Allowance #Parenting #Money #Kids #AI #SP500 #Amphenol #FoxHillWealthManagement #WealthWisdom

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here. In this episode of Wealth Wisdom, we dive into Bill Perkins’ book Die With Zero and unpack what it really means for financial planning, wealth management, and living life intentionally. Should you spend your money while you can, or save for later? The team explores this thought-provoking question while connecting it to real client stories and everyday financial decisions. We also cover the latest market trends—from interest rate cuts and mortgage rates, to Nvidia’s earnings, Cracker Barrel’s logo fiasco, and how brands like American Eagle are leveraging celebrity partnerships. And as always, we spotlight one of our portfolio holdings—this time, BJ’s Wholesale Club. We dive into: 📉 Why the Fed may be preparing for two rate cuts before year-end—and what it means for borrowers and investors 💻 Nvidia’s dominance in AI and why investors are both excited and cautious 🍽 The Cracker Barrel logo backlash and what it teaches us about branding and stock reactions 💍 Taylor Swift & Travis Kelce’s engagement news—and the surprising ripple effects on brand value and stocks 📘 Key takeaways from Die With Zero—how to align spending, saving, and experiences for a more fulfilling life 🏪 Why BJ’s Wholesale made it into the portfolio (and how it compares to Costco in today’s market) Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps: 00:54 Market Update: Fed, Mortgage Rates & Jobs Report 04:15 Nvidia’s Earnings & AI Outlook 08:10 S&P Hits Record High & Student Loan Repayments Resume 09:00 Cracker Barrel Logo Fiasco 11:45 Taylor Swift, Travis Kelce & Brand Value 15:00 Die With Zero – Core Ideas & Key Takeaways 21:00 Client Stories: Spending vs. Saving Mindsets 27:00 Redefining “Zero” – Legacy, Charity & Family Support 33:00 Teaching Kids About Money & Investing 39:00 Portfolio Spotlight: BJ’s Wholesale Club 45:00 Closing Thoughts & Summer Wrap-Up #WealthWisdom #DieWithZero #FinancialPlanning #Investing #Nvidia #BJWholesale #FoxHillWealthManagement

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.College costs are soaring, student debt is piling up, and a new generation is asking: is a four-year degree still worth it? In this episode of Wealth Wisdom, we're diving deep into the ROI of a college education and exploring why a new generation is reconsidering the traditional path. We kick things off with this week’s headlines: Is AI in a bubble? We discuss a recent 15% drop in Palantir’s stock and whether it signals a tech bubble burst. Bill points out that with a price-to-earnings (P/E) ratio in the seven hundreds, Palantir's valuation is "insane". Inflation & The Fed: We talk about the latest CPI and PPI reports, discussing why inflation remains a concern even with a potential 25 basis-point rate cut from the Fed. Retail Rivalry: We highlight Walmart's strong performance, especially in groceries, contrasting it with Target’s recent struggles and a CEO change. The ROI of College: Is It Still Worth It? 🎓 With an average of $39,000 in federal student loan debt per borrower, we break down the financial reality of higher education. Financial Benefits: Only 52% of Americans who attended college say the financial benefits outweighed the cost. The Alternative Path: A surprising 70% of teens report their parents are open to them exploring alternatives to college. The Trade School Advantage: We argue that while a four-year degree can lead to a higher average starting salary, trade schools offer a much higher earning floor with less debt. A self-employed plumber, for example, can charge upwards of $300 an hour in some areas. We shine a spotlight on one of our portfolio companies: Uber.  We dive into the company's bold move to partner with major players like Waymo and Lucid to launch a fleet of 20,000 robo-taxis within the next six years. Profitability & Growth: The company is now profitable, boasts a healthy $7 billion in annual cash flow, and recently announced a share buyback. The Driverless Future: We discuss the potential for this move to revolutionize the ride-sharing industry. Early data shows no drop in demand for regular rides in cities where robo-taxis have launched, a promising sign that the technology will complement, not cannibalize, the existing business. As always, if you got value from the episode, be a friend and share it with one. We'll see you next Friday! Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-we

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.In this episode of Wealth Wisdom, we sit down with Ryan Kelley, founder of Wire by Ryan, to talk about how he built a thriving art business creating one-of-a-kind wire, metal, wood, and stone sculptures—and what it really takes to make a living as an artist. We dive into: 🎨 How Ryan went from making pieces in high school for brownies and pizza… to selling large-scale works for thousands of dollars 🌳 The incredible story behind his 13-foot welded steel tree installation in New Hampshire 🏛 The wildest (and most expensive) project he’s done—a 66-piece steel word wall for a luxury spa in Las Vegas 💡 How he defines “wealth” and the mindset shifts that helped him embrace his role as an artist and business owner 🏗 His boldest move yet: building Split Rock Studios, a two-family artist residence and creative space on a horse farm 🤝 Why community, networking, and showing up for others have been key to his success A huge thank you to Ryan for sharing his journey, humor, and hard-earned wisdom. Stories like his are a reminder that turning your passion into a career is possible—with the right mindset, persistence, and a little creativity. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:00:54 Ryan Kelly's Artistic Journey 01:52 Family Influence and Artistic Background 03:18 Exploring Ryan's Sculptures 04:15 Large-Scale Projects and Installations 09:23 Business Side of Art 11:25 Community and Collaboration 13:45 Balancing Multiple Ventures 16:36 Embracing the Artist Identity 18:50 The Beginnings of a Creative Journey 19:57 Embracing the Mindset Shift 21:07 Defining Wealth and Success 23:20 The Importance of Community and Learning 25:22 Formalizing the Art Business 29:01 Building Split Rock Studios 32:26 Rapid Fire Question   #WireSculpture #ArtBusiness #Artist #CreativeEntrepreneur #WealthWisdom #FoxHillWealthManagement

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.Dementia isn’t just a “memory problem”—and if you’ve got aging parents, a spouse, or even want to protect your own brain health down the road, you’re going to want to listen up. In this episode of Wealth Wisdom, we sit down with Shari Flight, co-founder of Ember Holistic Care, to talk about what really happens after a dementia diagnosis—and how to plan, prepare, and protect both your loved one and yourself. We dig into: 🧠 Dementia vs. Alzheimer’s—why they’re not the same thing (and why most people get this wrong) 🏥 How to choose the right assisted living or memory care facility—and the sneaky questions you have to ask 💸 The real cost of care (spoiler: $10K–$20K/month isn’t unusual) and how to avoid financial burnout 💪 Prevention tips that actually help—think diet, exercise, learning new skills, and even red light therapy 👨‍👩‍👧 How to mediate family disagreements before they blow up into full-on battles A huge thank you to Shari for joining us and sharing her experience, heart, and expertise. Conversations like this remind us why we do what we do—and why there’s so much to learn from incredible people in our communities. This is just the beginning: we’ll be bringing you more episodes with amazing guests, each with their own story, insights, and wisdom to share. Stay tuned—you won’t want to miss what’s coming next.Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:01:00 Sherry's Journey into Dementia Care 02:51 Starting Ember Holistic Care 04:38 Services and Support Offered by Ember Holistic Care 08:40 Challenges and Learnings in the Business 12:13 Financial Planning for Dementia Care 18:33 Navigating Dementia Care Options 23:00 Choosing the Right Room for Dementia Care 24:12 Holistic Approaches to Dementia Prevention 26:29 Defining Wealth Beyond Finances 28:22 The Importance of Enjoying Retirement 33:24 The Challenges and Rewards of Starting a Business 36:32 Evolving Business Strategies in Dementia Care 41:27 Rapid Fire Round: Personal Insights     #DementiaCare #AlzheimersAwareness #CaregiverSupport #HealthyAging #FinancialPlanning #WealthWisdom #FoxHillWealthManagement

Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> Click here. Schedule a free consultation and see if it makes sense to work with us. --> Click here. Tax law just got a glow-up, and if you’re a business owner, investor, or anyone who files a return (so, yeah, basically everyone), you’re going to want to pay attention. In this episode of Wealth Wisdom, we break down what everyone’s calling the “One Big Beautiful Bill”—Trump’s latest tax reform that’s packed with changes affecting your deductions, depreciation, and dollars. We dig into: 💸 The return of 100% bonus depreciation, what it means and how to actually use it 🏡 Opportunity Zones 2.0: why this could be huge for real estate investors 🧾 SALT deduction cap jumps from $10K to $40K (yup, four times bigger) 👶 The new “Trump Accounts” for kids are they a smart savings tool or just a political flash? 🚙 The truth about writing off that SUV (spoiler: it’s not as easy as Instagram says) Before we dive into the bill, we hit this week’s headlines: 📈 The Fed holds steady (again), but inflation isn’t done yet 🇪🇺 Trump signs a trade deal with the EU—plus rebate check rumors?? 📉 Amazon stock drops post-earnings while Meta and Microsoft crush it 💰 Bezos sells $5.7B in shares—smart tax move or prepping for Mars? And to wrap it all up, we spotlight one of our portfolio names: TJX Companies (aka TJ Maxx, Marshalls, HomeGoods). We’re up nearly 90% on it, and there’s a reason why. From “the treasure hunt” shopping model to weathering online retail and inflation, TJX continues to prove it's more than just a bargain bin play. Let us know what you want to hear next week, polls are up on Spotify, and our inbox is always open. And as always, if you got value from the episode, be a friend and share it with one. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.   DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementTimestamps:00:00 Introduction and Casual Banter 01:53 Big Beautiful Bill: A Deeper Dive 02:44 Rapid Fire News: Trade Deals and Tariffs 04:30 Stock Market Highlights: Earnings and Investments 07:10 Federal Reserve and Economic Insights 09:41 Housing Market and Home Prices 11:44 Amazon and Big Tech Earnings 19:51 Reconciliation Bill: Tax Changes and Business Impacts 26:33 Common Misconceptions About Vehicle Deductions 27:04 IRS Requirements for Business Vehicle Use 27:38 Audit Red Flags and Deductible Expenses 29:16 Bonus Depreciation and Real Estate Incentives 30:59 New Tax Incentives for Energy Production 31:59 Trump Accounts for Kids 34:34 Pass-Through Business Income Deductions 38:02 Qualified Opportunity Zones and Real Estate 40:13 Clean Energy and Tax Incentives 44:

Most people try to build wealth without knowing what it’s really for—but in a world where markets shift fast and AI is changing everything, having a clear financial vision matters more than ever. In this episode of Wealth Wisdom, we unpack Dreamlining, a bold, practical approach to financial planning that starts with your dream life and works backward to fund it. We break down: 🌟 What Dreamlining really is—and why it’s more than just vision boards and wishful thinking 📅 How to map out your dreams over 6-month, 2-year, and long-term timelines 💸 How to calculate the real cost of your dream life—and make it financially possible 🚐 Real-world examples: from RV life across America to culinary sabbaticals in France 🏡 Why creative planning (renting, downsizing, geo-arbitrage) can help you live better now, not just “someday” Before we dive in, we kick things off with this week’s market breakdown: 📈 S&P 500 hits new highs—AI momentum and policy tailwinds keep driving growth 🤖 Google beats earnings, rolls out Gemini AI across all search, despite fears of falling behind 🚗 Japan–U.S. trade deal shakes up automakers, Toyota jumps on tariff shift 🏠 Real estate update: home prices hit records, but market shows signs of cooling 📉 Mortgage rates still hovering around 6.9%, what it means for buyers and sellers Then we turn the spotlight to Arista Networks, one of the lesser-known names powering the AI infrastructure behind the scenes. With almost half its revenue tied to big cloud and AI players, it’s a company the team believes is worth watching closely. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement TIMESTAMPS:01:19 Rapid Fire News 01:36 AI and Market Insights 04:43 Google's Earnings and Market Reactions 09:36 Real Estate Market Trends 13:52 Deep Dive into Dreamlining 22:33 Calculating Specific Costs 23:17 Creative Goal Setting 24:20 Breaking Down Expenses 25:08 Affordable Alternatives 27:26 Geographic Arbitrage 28:56 Funding Your Dreams 31:51 Living Life Now 33:58 Stock Deep Dive: Arista Networks 42:44 Conclusion and Resources   #Dreamlining #FinancialPlanning #RetirementPlanning #AIInvesting #GeminiAI #WealthStrategy #DesignYourLife #SmartMoneyMoves #MarketInsights #PurposeDrivenFinance #FoxHillWealthManagement #WealthWisdomPodcast

Most people still plan for retirement like it’s the 1990s, but retirement today lasts longer, costs more, and demands a smarter strategy.   In this episode of Wealth Wisdom, we reveal why the old 4% rule no longer works and what you actually need to retire with confidence, flexibility, and real freedom.   We break down: 🧓 The 3 phases of modern retirement—and how each one affects your spending 📉 Why being too conservative in retirement can be just as risky as being too aggressive 💰 How to set up “buckets” of money for security, growth, and long-term needs ⚖️ The truth about Roth conversions—and when they really make sense 📊 How tax efficiency, healthcare costs, and portfolio design work together in retirement planning   And before we dive in, we kick off with this week’s market insights: 💸 Gen Z drops $14 billion on Prime Day—what that says about consumer habits 💥 Nvidia breaks $4 trillion—plus their new chip deal with China 🏡 Is the housing market broken… or just stuck? 🏛️ Trump, rate cuts, and jobless claims—how politics are (or aren’t) shaping markets 📺 Netflix’s monster year, ad-supported growth, and their plan for sports & live events   Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Timestamps:01:10 Market News Highlights 06:15 Retirement Planning Insights 06:22 Nvidia's Milestone and Tech Talk 14:59 Retirement Phases Explained 19:14 Modern Retirement Strategies 24:14 Balancing High Growth Stocks in Retirement 24:57 The Importance of a Safety Net in Market Downturns 27:04 Understanding Roth Conversions 34:29 Common Retirement Mistakes to Avoid 40:08 Analyzing Netflix's Performance and Future Prospects 44:40 Eaton Corporation: A Strong Industrial Play 50:00 Final Thoughts and Sign-Off   #RetirementPlanning #4PercentRule #RothIRA #RothConversion #NvidiaStock #MarketUpdate #TaxStrategy #NetflixStock #FoxHillWealthManagement #FinancialStrategy     

Most people think you’re either rich or poor—but real wealth has 7 levels, and knowing where you stand can change your financial life. In this episode of the Wealth Wisdom Podcast, we break down the 7 Levels of Wealth, a practical roadmap that shows how to go from living paycheck to paycheck… to living with freedom, security, and real financial independence. We dig into: 📊 Why over 50% of Americans are stuck at Level 2—and how to break out 💸 What it actually means to have “breathing room” in your finances 🏦 How to build stability (even if saving 6 months of expenses feels impossible) 📈 The difference between financial independence and abundant wealth 🧠 Why mindset, not income, is the biggest driver of financial progress And before we dive into the 7 levels, we kick off with this week’s economic update: 💥 S&P 500 hits all-time highs—what's driving the rally? 🤖 Nvidia crosses $4 trillion—how AI and Bitcoin mining are connected 📉 Will interest rate cuts really come in 2025? 🌍 Trump’s new tariffs on Brazil and Canada—and how markets are reacting 🪙 Bitcoin’s surge, CoreWeave’s GPU empire, and what it means for investors Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementTimestamps: 00:37 Exploring the Seven Levels of Wealth 02:35 Rapid News Economic Market Segment 09:12 Understanding the Seven Levels of Wealth 09:56 Level One: Clarity 13:44 Level Two: Self-Sufficiency 16:10 Level Three: Breathing Room 16:43 Level Four: Stability 17:20 Building an Emergency Fund 17:43 Setting Financial Goals 18:46 Slow and Steady Approach 19:39 Achieving Financial Flexibility 22:03 Understanding Financial Independence 24:23 Reaching Abundant Wealth 25:34 Strategies for Financial Progress 30:30 Action Steps and Final Thoughts    #Tariffs #Bitcoin #Nvidia #Inflation #Recession #RateCuts #BRICS #Markets

In this special 4th of July episode of Wealth Wisdom from Fox Hill Wealth Management, we explore how American innovation has fueled decades of market growth—and why we believe the U.S. remains the strongest long-term investment opportunity. 🎯 In this episode, we cover: The history of U.S. innovation: From Ford and IBM to Apple, Tesla, and Nvidia How AI, biotech, and robotics are shaping the next wave of market leaders Why the S&P 500 continues to deliver strong long-term returns Key reasons U.S. companies dominate global market capitalization The cultural and economic factors driving American entrepreneurship 💥 We also break down the latest economic policy updates: Major changes to U.S. tax law, including SALT deduction increases Updates on Medicaid, SNAP, and child tax credits New defense and border spending initiatives What’s next for green energy incentives and nuclear technology Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementTimestamps:0:33 Celebrating American Innovation 02:07 Rapid Fire News: Tax Legislation 03:13 Debating the Economic Impact 07:06 Green Energy and Tax Credits 12:57 Unemployment and Market Trends 16:43 Historical Market Performance 17:42 The Impact of the Model T and Early Technological Innovations 18:16 The Evolution of Personal Computing 19:32 The Internet Boom and the Rise of Smartphones 20:32 The AI Revolution and Its Implications 23:54 Global Market Cap Comparisons 27:18 Factors Behind America's Economic Success 34:42 Investment Strategies for the AI Era 37:51 Closing Remarks and Future Outlook #Innovation #Investing #Markets #Economy #AI #Taxes #Policy #Growth #Technology #Wealth

Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.   About this Episode: Is investing entirely in equities reckless, or the smartest way to build long-term wealth and outpace inflation? In this episode of Wealth Wisdom, we break down one of our most talked-about strategies: why we often recommend a 100% stock portfolio for investors with a long time horizon, and how this approach can actually lower your risk over time. We dive into essential questions that every investor should ask: 📉 Is the stock market too volatile to go all-in? 🏦 Should I diversify with bonds, gold, or real estate? 🧠 What mindset helps you stay the course during market downturns? 💡 How does inflation quietly erode wealth, and how do equities protect against it? You’ll also discover: 📊 How to use “investment buckets” to manage short-term needs and long-term goals 📆 Why having a 10+ year time horizon changes your portfolio strategy 📈 What real diversification within equities actually looks like 📉 Why playing it “safe” could be the riskiest move for your financial future 📰 How to tune out market noise and media fear-mongering Plus, we spotlight Meta (Facebook, Instagram, WhatsApp, Threads)—one of our current equity holdings—and why we invested when others were selling. If you’re researching how to build a retirement portfolio, beat inflation, or invest for the long term, this episode is packed with insights you won’t want to miss.We’re not here to tell you what to think—but to help you think better, with more clarity, confidence, and strategy. 🔔 And if you want more episodes on stock market strategy, retirement planning, and long-term investing, follow Wealth Wisdom for fresh weekly insights that go deeper than the headlines.   Timestamps: 00:16 The Case for Equities 01:25 Understanding Inflation and Equities 02:31 Long-Term Investment Strategies 04:32 Financial Planning and Risk Tolerance 12:33 Diversification and Portfolio Theory 16:10 Long-Term Investment Strategies 17:17 The Impact of Inflation on Savings 17:54 High-Yield Savings Accounts 19:46 Equities for Long-Term Growth 21:25 Analyzing Meta's Performance 27:11 The Future of AI and Advertising 29:28 Conclusion and Upcoming Topics At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd3294873

Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.   SHOW DESCRIPTION:Starting a business sounds exciting until you realize how much you don’t know about taxes, legal structures, and the true cost of getting it off the ground.  In this episode of Wealth Wisdom, we pull back the curtain on what it really takes to launch a business in 2025. We’re talking beyond the buzzwords: real money, real decisions, and real risks. Here’s what we unpack: 💼 What it actually costs to start a business today (spoiler: it’s more than an LLC filing fee) 📉 How to avoid the most common financial mistakes new founders make 🏛️ LLC, S-Corp, or sole prop? Understanding the tax implications of each 📊 When to keep your 9–5 and when to make the leap 📋 The non-negotiables for setting up your business the right way, from payroll to partnership agreements We also take a look at recent headlines: 📉 Why the Fed is holding rates steady 🌍 What rising trade tensions with China mean for entrepreneurs 📈 How inflation data might affect small business lendingTimestamps:00:36 Rapid Fire Financial News 01:01 The Fed's Rate Decisions 02:37 Impact of Tariffs and Trade Restrictions 04:53 Rare Earth Metal Shortage 10:08 Entrepreneurship in America 23:42 The Early Struggles and Sacrifices 23:59 Risky Decisions and Reflections 24:56 Living on a Tight Budget 25:52 Hosting Events for Survival 26:31 Reinvesting in the Business 27:19 Do's and Don'ts of Starting a Business 27:37 Understanding Business Structures 30:47 Importance of Proper Setup and Team Building 37:09 Financial Mistakes to Avoid 40:41 Balancing a Day Job and a Side Hustle 43:42 Final Advice and Encouragement   At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. _______________________________________________________________________ Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement #StartABusiness2025 #EntrepreneurTips #LLCvSScorp #SmallBusiness #BusinessTaxesExplained #StartupCosts #BusinessStructure #WealthWisdomPodcast #FoxHillWealthManagement