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Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #debtfree #debtfreejourney #debtfreecommunity

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moms #stopworrying

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  YouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moneymindset #moneycoach

Book a complimentary strategy sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Say hi on social:Instagram:https://www.instagram.com/jacentwamalaYouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Meet Nikki Hi, I’m Nikki Alfaro! Born and raised in Las Vegas, NV, I’ve always been passionate about building meaningful connections and making an impact. I graduated from UNLV with a degree in Business and Marketing, which led me to an exciting career journey—from hospitality, food and beverage, and nightlife marketing to six years in residential lending. In 2023, I felt called to make a change and joined the non-profit sector, working at Opportunity Village, and later stepped into full-time ministry at City Light Church, where I serve in the Next Gen department. My faith in Jesus is the foundation of everything I do, and I’m passionate about empowering the next generation to find their purpose. Outside of work, I’m a wife, dog mom, coffee enthusiast, and sushi lover. Let’s grow together! Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialfreedom

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Inspiring stories of financial transformation Jorelle's story    • How to Stop Overspending and Save Big...   Alicia's story    • How This Therapist Paid Off $10K Debt...   Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth #financialfreedom

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Alicia Rippy has a Bachelor of Science degree in Psychology from Colorado State University & a Master’s degree in School Counseling from Adams State University. She has worked with teens & adults for over 14 years, and currently owns her own private therapy practice in Lone Tree, Colorado called Wild Strength Therapy. She uses evidence-based modalities such as: CBT, EMDR, IFS & Wilderness therapy to help support client goals. When she’s not in the office, she enjoys exercising, reading, crafting (AKA pinterest failing), taking naps, spending time outdoors hiking or camping, and traveling the world with her two children and husband. Connect with Alicia 👇🏾 www.wildstrengththerapy.com Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Are you earning good money but struggling to make it work for your financial goals? In this inspiring interview, [Name], a therapist, wife, and mom, shares how she went from feeling stuck and overwhelmed with her finances to taking control and creating financial freedom for her family. In just 3 months, she: ✔️ Created a clear, organized money plan ✔️ Cut her food spending in half without sacrificing fun family time ✔️ Started paying down debt and saving with ease—no restrictive budgeting required ✔️ Improved communication with her husband ✔️ Became a confident financial role model for her kids Her transformation proves that it’s never too late to rewrite your financial story. Whether you’re looking to pay off debt, save more, or simply feel less stressed about money, [Name]’s journey will inspire you to take action. 💡 Ready to start your own financial freedom journey? Watch now! 👉 Don’t forget to like, comment, and subscribe for more tips on building wealth and financial freedom! #FinancialFreedom #BudgetingTips #DebtFreeJourney #MoneyMindset #WealthForFamilies Say hi on social: Instagram:  / jacentwamala   Watch on ⁠Youtube⁠ *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentWamala #howtostopoverspending #personalfinanceforwomen

Download my complimentary EBOOK now 👇🏾 https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Brionna Simons was recognized as a 2023 Rising Star by Event Marketer, Brionna Simons, M.S., helps multicultural audiences get to know Fortune 500 companies through brand experiences. Her latest campaigns include an HBCU financial health tour sponsored by Chase that won the Gold Award for Best Multicultural Campaign, a 3-D hologram experience for NFL fans, and a film series spotlighting Black and Indigenous business owners who are partners with Visa. Brionna is an alumnae of University of Denver and University of Las Vegas and carries 15 years of marketing and events experience. She currently serves as an Account Director at Think True, a minority-owned marketing agency based in Los Angeles. Find her on LinkedIn at https://www.linkedin.com/in/brionnasimons/. Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialfreedomforwomen #financialwomen #personalfinaceforwomen

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #balancingspendingandsaving #financialmindset

Jenae Thompson is a Content Marketer, Social Media Strategist, and Creative Director with five years of experience working in organic strategy, and in the Social Media and Digital Marketing space, as a Social Media Manager and Coach, Copywriter, Community Manager, Content Creator, Marketer, and Creative Director. Her humble beginnings as an Actor turned Social Media Manager led her to her true calling--coaching fellow business owners on the art of leveraging content. He has had and currently has the pleasure of working with companies and brands spanning various markets and fields across the United States, including Adwizar, PopViewers, Chelsea Market, and more. Her background in theatre and her certification as a Transformation and Life Coach aid her divine assignment, assisting entrepreneurs, public figures, and multi-million dollar companies worldwide. Connect with Jenae👇🏾 Clarity call link: https://sayquoi-discovery.as.me/ Download The Financial Freedom Formula https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala

Download The Financial Freedom Formula Ebook https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth

Let’s get your financial freedom journey started today! https://jacents-gems.ck.page/6fff836cff

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #moneyhabits #moneymindset

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Are you a high-earning woman of color wondering why you haven't started investing yet?

In this video, I break down the real reasons why you might be hesitating to invest, even with a strong income. From the lack of representation to the weight of first-generation wealth building and the psychology of money, we'll explore the barriers that might be holding you back.

🔑 Key Topics Covered:

-Why representation in finance matters for women of color

-The unique challenges of first-generation wealth builders

-How your money mindset could be impacting your investment decisions

-Actionable steps to start investing with confidence

💡 About This Channel: I'm Jacent Wamala, a financial education enthusiast and Licensed Marriage and Family Therapist with over a decade of experience. My mission is to empower women of color to be empowered in their financial future and build lasting wealth. Whether you're new to investing or looking to level up your financial game, you're in the right place.

👉 Subscribe for more insights on wealth building, money mindset and management, and financial empowerment. Let's stay connected Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #investingforbeginners #investingforretirement

Download the Financial Freedom Formula Ebook now.👇🏾 https://jacents-gems.ck.page/427369dafd Hi my name is Rosy… I am the possibility of possibilities. The possibility of creating a life based on desires and given gifts, The possibility of calling in all the resources life has to offer, The possibility of healing generational traumas and cycles, writing new narratives, The possibility of stepping fully into who I am and who God created me to be and living my life in celebration of THAT each day. I speak to women about identifying the possibilities for themselves so that they can honor themselves and create the life they desire. IG: @embodying_possibilities Ready for change apply to chat with my team https://calendly.com/wamalawellness/coachingconsult Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support!

Apply to chat with my team https://calendly.com/wamalawellness/c... Say hi on social: Instagram:  / jacentwamala   YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #savingschallenges #savemoney

Improve your money habits https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala

In 2022 I learned there was a different way to live, I didn't have to live paycheck to paycheck or work for the rest of my life like everyone in my family. The first step was to get out of debt so I could save and invest , so excitedly I started reading more and listening to many podcasts about finances.   I was like I can do this until I realized I was 250k in debt for student loans, around 10k for consumer debt and owed the IRS a whopping 44k due to an error on my part from many years ago.  I immediately got discouraged because it would take me forever to pay all of that off, while being the breadwinner in the house and supporting a family.  Despite all that I made a plan anyway, I already worked in a field for the public service loan forgiveness (PSLF) program and calculated that I had 6 more years of payments left so that would help with the 200k in government back student loans and I had 50k in private loans.  Unfortunately, my plan did not match my income so I picked up a second job to make the process go faster, now I was working all the time and really feeling discouraged.  I had come across this podcast Wealth and Wellness University and was starting to think I can do this then I joined your program.  That really helped change my mindset and helped me really focus on why I was doing these things and making the sacrifices so I could live a better life.

In that time the PSLF program had a  temporary change that allowed back payments prior to reconsolidation count and my 6 year plan was down to 1 year and just like that 200k gone, I paid off my consumer debt with my second job while paying down my IRS debt.  Then an opportunity came for us to move out of the state so I sold my house and wouldn't you know it was enough to cover my IRS debt that I had been paying on for the past 2 years and grew my emergency fund to 4 months of living expense.  As my life would continue to go in this upward direction my part time job turned into a full time job.  Now I know this seems like a lot to have two full time jobs, but it is only temporary.  I maxed out my 403b for the first time ever in life, I invested in real estate syndications and the stock market.  For me I felt that my marriage was financially and spiritually draining especially with someone who is not on the same page financially.  Once we separated and I didn't have the financial or emotional strain I was able to manage my expenses better and budget for everything which allowed my credit score to skyrocket over 800 points.

I am far from perfect with my finances, but this past year has taught me a lot about money, mindset and my health.  I still have my private loans to finish paying, but I took a break and gave myself grace to travel and do other things that I loved since I basically deprived myself for a year.   I feel like more doors are opening for me as I stay focused and intentional on my goals, I  always wanted to be a CIO and I was offered the opportunity to join a mentoring program and they really encouraged my growth and development.  

I know people will be like you still have debt and you are doing other things, but I feel a financial plan is your plan and I like a balanced approach since my private student loan payment is low interest and I have a 1 year (aggressive) and a 2 year (non-aggressive aka live my life with a toddler) plan. *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support!

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