On this very first episode of our new spin-off, Ask The Professionals, we have questions such as how to plan retirement using stock investing, growth vs value stocks for a young investor and how to undertake industry research.

These are very relevant questions that all retail investors will benefit from listening to the answers.

To send us a question, go to www.speakpipe.com/valuenigeria and please, leave your name and location.

Cheers...

Nigerian Banks have been hit with a few circulars from the Central Bank of Nigeria in the last few months. Though, they are directed at the Banks, retail investors will do well to understand them as they affect the financial performance of banks and ultimately, the performance of their shares in the stock exchange.

Our guest is Miss Matilda Adefalujo (Banking Analyst, Meristem Nigeria). She shares her passion for education, what forbearance loans are and how they originated. She also shares what single obligor means and why the CBN is coming down heavy on banks who exceed the single obligor limits.

She also share her thoughts on how retail investors can construct the banking portion of their portfolios and common mistakes she sees investors make in their quest for a profit.

This podcast episode is an essential listen for anyone who has or intends to have banks in their portfolios.

Do comment on and share the episode with anyone who you feel it would benefit.

Thanks.

In this episode of the podcast, we expose ourselves to the world of trading in a bid to learn something new and support listeners who may want to learn about this style.

We chat with Mr Nurudeen Oyetunji (Portfolio Analyst, Comercio Partners Limited) who has an extensive background in Trading.

We discuss the advantages/ disadvantages of trading, personality traits that traders ought to have, differences between investing & trading and how to safely navigate the market using a trading approach.

We hope this conversation opens new vistas for listeners and traders alike.

Thanks for listening.

Mr. Oluwapelumi Jospeh (Director of finance/ Operations, DAI) is our first guest on the podcast in 2025. He is an experienced investor, both in the local and foreign markets.

We discuss his origins in finance, how he is handing the baton down to the next generation, signs of a good company, how to have a sense of value, where opportunities may exist in the Nigerian market and how retail investors can improve their investing practice.

We hope you enjoy this conversation as much as we did.

If you would like to suggest someone who you would like us to interview on the podcast or have feedback for us, kindly send us an email on valuenigeriawithajibola@yahoo.com.

Thanks for listening and sharing.

In this episode of the podcast, we have a thoughtful conversation with a 2-time Nigerian Female Chess Champion (2021 & 2022), Miss Perpetual Ogbiyoyo.

Our chat ranges from how she found chess & how chess found her, how she makes decisions on the chess board, how she analyses her games with an aim to learn from them and how she is passing the baton to the next generation.

All along the conversation, we extract parallels from the chess board to investing and highlight what we can learn about investing from the answers she shares.

I learnt quite a lot from her answers and hope you do the same as well.

To learn more about her and the work she is doing in chess, kindly check out www.promotingqueens.org

2nd highest dividend yield on the NGX in 2023 (14.31%).

60% year to date returns on the NGX in 2024 (as at 15yh September 2024).

Which company achieved all the above? SFS REIT.

If you do not know this company, relax! We have you covered.

In this episode, we chat with Mr. Samuel Oshodipe (Real Estate investment Analyst, SFS REIT) about the real estate market, how COVID in 2020 affected valuations, how SFS REIT navigated that period skilfully, how the company produced stellar returns in 2023 and what the outlook for 2024 is.

This is a really insightful conversation which retail investors will do well to pay attention to.

Do listen and share this episode/ podcast with anyone that needs to listen.

You can send your feedback and questions to valuenigeriawithajibola@yahoo.com

Have you ever wondered if the principles shared on this podcast actually work?

This week, we have a candid chat with Mr. Sam, a retail investor, whose life embodies all we have talked about on the podcast and more. He shares how he started from a very humble background, built a culture of saving, improved himself, started investing, lost a lot of money, made changes to his investing practice, compounded his wealth and can retire today if he chooses to.

We hope that this episode spurs someone on to take practical steps that move him or her one step closer to the life of their dreams.

If you have a question for Mr Sam, kindly send it in an email to: valuenigeriawithajibola@yahoo.com

Thanks for listening and sharing.

On the podcast this week, we chat with Mr. Adebayo Adebanjo (Senior Analyst/ Portfolio Manager, CardinalStone Securities) about the listed Cement manufacturers on the stock exchange.

We examine the bull and bear cases for that industry and how Dangote Cement has been able to generate enviable returns & market share in that sector.

He also shares insights on the other players, Bua Cement and Lafarge Africa such as how they are trying to close the gap with the industry leader.

We hope this episode sparks the interest of retail investors in this very crucial sector of both the economy and the stock market.

Thanks for listening.

On this episode, we bring back Mr Okwudili Egwu (Senior Vice President, Cowry Asset Management Limited), who previously appeared on the podcast in Episode 46, for a masterclass discussion on fixed income investing in Nigeria.

He explains why inflation rose so high (31% at present) and why CBN needed to raise interests rate this high (22.5% at present and possibly going higher in a few days). He also, in details, explains the various fixed income instruments available and how to buy them.

With the high interest rates at present, investors must learn how to make hay while the sun shines by adding this investment class to their portfolio. Listening to this episode will get them one step closer to this.

Thanks for listening and sharing. All feedback welcome via valuenigeriawithajibola@yahoo.com

Happy New Year!

Our guest on the first episode of the podcast in 2024 is Mr. Atiku Audu (Head, Investment management of one of the leading pension fund managers in Nigeria).

He shares the journey of his transition from engineering to finance. He also speaks about how to Live to fight another day despite all the curve balls and sucker punches the market can throw your way.

Investors will do themselves a lot of good by listening to and taking heed to the timeless advice Mr Audu shares in the course of this conversation.

Thanks for listening and sharing!

As a sequel to episode 69, we chat with Mr Damilare Asimiyu (Head, Investment Research, Afrinvest West Africa) once again about the changing landscape in the brewing industry.

He passionately describes an investment thesis that showcases both the vast opportunities and the headwinds facing the industry at present.

We also discuss how 2022 was a breakout year for the brewers and how 2023 has proven to be a different kettle of fish. He also advices the retail investors on how to strategically profit from the brewers in this season.

After a brief hiatus, we are back on the podcast with this conversation with Mr. Arnold Dublin-Green (Chief Investment Officer, Cordros Asset Management).

We discuss the trends that led to the decade where fixed income outperforming equities, equities staging a comeback at present and possible future changes in the balance between fixed income vs Equities investing.

He describes how he would structure his personal portfolio should he be in the shoes of retail investors and which sector/ industry stands to benefit from these changes.

This was an exciting conversation which I thoroughly enjoyed and hope retail investors learn as much as I did from it.

Thanks.

In this episode, an industry giant, in the person of Alhaji Kasimu Garba Kurfi (MD/ CEO, APT securities limited), graces the podcast.

We discuss his humble introduction to the world of investing, how he and his team has grown the company into the behemoth that it has become, how this can be replicated by others and what retail investors need to know/ do to navigate the markets profitably.

We hope that retail investors and institutional investors/ organisations glean from the timeless wisdom shared in this episode to improve their investing and grow their organisations respectively.

Thanks for listening and sharing. Special thanks to all our listeners that sent in questions.

Are there opportunities to support and profit from the Agricultural sector in Nigeria without actually needing to set foot in a farm?

This week on the podcast, we chat with Mr Stephen Taiwo (Investment Analyst, AFEX) and Mr Friday Okwori (Wealth Manager, AFEX). Our conversation ranges from the agricultural value chain in Nigeria, production and storage of grains, why investors need to include agricultural commodities in their portfolio and how AFEX, via their ComX platform, facilitates all the above. We also discuss the risks in trading agricultural commodities.

We hope this conversation enlightens retail investors about the opportunities in the agricultural commodities space.

Dr. Olumide Emmanuel (best selling author, pastor, mentor, wealth creation expert and real estate investor) is our guest on the Value Nigeria Podcast this week.

We try to distil over 30 years of experience into a 50 minute conversation. We discuss what wealth is, identifying where you are & where you want to be, how to get to your financial destination, sustaining generational wealth and why real estate should be part of every investors portfolio.

I thoroughly learnt a lot from this episode and I hope you do as well. Kindly share with your friends and family.

Twitter: @olumidemmanuel Instagram: @olumidemmanuel Facebook: @olumide.emmanuel

Website: www.olumideemmanuel.org

Thanks for listening.

Mr Fisayo Durojaye spent over 6 years in various roles in traditional finance such as research analyst at firms such as CAO Partners and Afrinvest West Africa before branching out into venture capital and early stage investing.

On the podcast today, he shares the journey of his entrance into finance and transition into venture capital. He also gives valuable insight into the world of venture and skills investors will need to survive in that space such as a long term view and ability to take losses. Most importantly, he speaks openly about how retail investors interested in venture capital investing can access deals in that space.

I hope our conversation debunks the myth that there is easy money to be made in venture. Enjoy the conversation.

This week on the podcast, we chat with Mr Tope Omosuyi (Investment strategist and portfolio manager, Afrinvest West Africa) about Interest rates, Monetary Policy Rate (MPR) and everything that goes along with it.

Our guest is passionate about investment education and he brings this passion to bear throughout the conversation. Key terms such as the asymmetric corridor, cash reserve requirement and liquidity ratio were also clearly explained by him. I thoroughly enjoyed this conversation as it helped me understand these key economic terms.

You can reach out to our guest on Twitter via @Tope_Omosuyi and on LinkedIn by searching for Omosuyi Temitope.

Thanks for listening.

This week on the podcast, our guest is Mr Abdullateef Grillo (Investment Research Associate, Meristem Nigeria). We discuss the telecommunication sector in Nigeria and its listed players - MTN Nigeria and Airtel Africa. We discuss how far the industry has come and the future prospects.

We discuss the importance of data vs voice, entrance of competition in the form of Elon Musks Starlink, mobile money/ Payment service bank licence and specific factors affecting each individual company.

I hope you find the conversation as enlightening as I did.

Thanks for listening.