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The YDK Experience
BN Focus
132 episodes
8 months ago
YDK2 = You Don't Know What You Don't Know.
Are you as prepared for adulthood as you thought you were?
With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting, Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.
BN Focus is here to fill in the gaps. Our goal is to give you tips, life hacks, new information or points of view to ponder.
In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.
Podcast New Episode Schedule:
Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.
Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting, guest interviews, and book reviews.
Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
Investing
Business
RSS
All content for The YDK Experience is the property of BN Focus and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
YDK2 = You Don't Know What You Don't Know.
Are you as prepared for adulthood as you thought you were?
With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting, Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.
BN Focus is here to fill in the gaps. Our goal is to give you tips, life hacks, new information or points of view to ponder.
In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.
Podcast New Episode Schedule:
Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.
Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting, guest interviews, and book reviews.
Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
Investing
Business
Episodes (20/132)
The YDK Experience
Triple M 020: Teach Your Kids
Teach the youth in your life good money habits so save them from reliving your money mistakes. Our habits can become their habits for good or bad.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
3 minutes

The YDK Experience
Podcast 20: Assets -vs- Liabilities
Episode #20 we talk about Assets vs. Liabilities. Can you define the difference between an asset and a liability? The goal is to purchase items that generate income. The majority of the items we purchase are liabilities, they don't generate any additional income. We breakdown some myths about what purchases fall into the asset vs. liability column.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
14 minutes

The YDK Experience
Triple M 019: Compound Efforts
Do you overestimate what you can do in a week and underestimate what you can do in a year? Do you give up right before you are about to succeed? You need to be consistant with your efforts.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
3 minutes

The YDK Experience
Podcast 19: Invest in Yourself
Today in Episode #19 we talk about one of our most important investments, in yourself. How do you invest in yourself? What do you want to learn? When was the last time you read or listened to a book? With our access to knowledge today there is no excuse not to invest in yourself.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
16 minutes

The YDK Experience
Triple M 018: Snowball
Do you want to accelerate the repayment of your debt? Learn how to apply this strategy today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
5 minutes

The YDK Experience
Podcast 18: Inflation
Episode #18 we talk about the sexy topic of inflation. Contrary to popular belief inflation is not natural it's self-inflicted. For example, it costs our government 2.4 cents to produce a 1 cent penny.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
11 minutes

The YDK Experience
Triple M 017: Cut Credit Card Debt
Want to become debt free? Learn 4 ways to cut your credit card debt. There is a big difference between a 21% and 15% interest rate.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
4 minutes

The YDK Experience
Podcast 17: How Banks Work
Episode #17 we discuss how banks work. Learn how can banks pay your interest to hold your money? Learn how banks make money using the money you deposited into your bank account. We should choose our banks like we choose our doctors, remember we are the consumer.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
17 minutes

The YDK Experience
DF 092: Govt Math 101 - The Penny
Are you efficient with your financial resources? Do you waste money when you could be using it to create more money?
Daily Focus: Identify an item in your home that you are not using and turn it into cash.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
DF 091: Have You Signed A Death Pledge?
Do you have a mortgage? If so you have signed a death pledge.
Daily Focus: Check out the banner video on our Facebook Page: http://bit.ly/2H14kwN . Like our page and join our group.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
Triple M 016: Avoid Interest Debt
A foolish person pays interest, a wise person gets paid interest. Swiping that credit card for a $20 dinner could become a $25 or $30 dollar dinner. Know interest rates to control credit card spending.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
4 minutes

The YDK Experience
DF 090: Are You An Emotional Spender
Are You An Emotional Spender?
If you use the words “retail therapy” you’re an emotional spender. We have all been excited to purchase something before and that is o.k. We need to be wary that our emotions don’t drive our financial decisions.
Daily Focus: When you go to purchase a want today tell yourself no. You have just flexed your self-control muscle.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
DF 089: 70% Of Lottery Winner Declare Bankruptcy
I Declare Bankruptcy
If you can’t manage $100 efficiently that won’t change if you win the lottery. Instead, it will spotlight your lack of financial intelligence.
Daily Focus: Look at your spending habits this week. Do they match your budget? Are they measured or emotional?
Source: http://bit.ly/2VDpvZf
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
DF 088: 60% Of Adults Have Credit Card Debt
To win at any endeavor of life you need a strategy. You need a plan of attack. Do you know how much you will pay in interest to the credit card companies if you just pay the minimum?
Daily Focus: Do you have a strategy to accelerate the repayment of your credit card debt? If not, check out our website.
Source: http://bit.ly/2TnrKT9
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
DF 087: 60% of Today's Auto Loans Are > 60 Months
Are You Upside Down On Your Car Loan?
Are your cars ⅓ the cost of your home? The longer the terms the more money is made in interest payments.
Daily Focus: Do you have a car loan(s)? Is your car practical or a symbol of your status? If you drove a more practical car how much money could you put in your pocket?
Source: http://bit.ly/2VzCcUX
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
DF 086: Student Loan Default Rate = 28%
Spend $85k-$143k to start earning $38k
Find creative was to seek higher education. Find ways to leverage what you have.
Daily Focus: If you have student loan debt, do you have a strategy to accelerate the payoff of your debt? If not check out our website.
Source 1:https://cnb.cx/2SItSjC
Source 2: http://bit.ly/2IQRpiX
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
Podcast 16: Fractional Money
Episode #016 is the end of our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin. Today we discuss and define Fractional Money. Did you know that banks make money off of your money? Banks lend out your money based on the law of averages. They are hoping you never withdraw all your money from the bank at one time. Fractional Money is Fiat Money in transition.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
14 minutes

The YDK Experience
DF 085: 25% of $100,000 Earners Live Hand 2 Mouth
$100,000 Salary Ain’t What It Used To Be.
Just because you make more doesn’t guarantee financial freedom. Typically as you make more you spend more. Why because there is a societal expectation on what your lifestyle should be.
Daily Focus: Look at your income (take-home pay) and expenses. Are you living within your means?
Source: https://on.mktw.net/2Vy5Iu5
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
DF 084: 13% Have $0 Retirement
What Is Your Retirement Forecast?
Do you plan to “stop” working? If so at what age? Do you know what lifestyle you want to live? Do you know how much that lifestyle costs?
Daily Focus: Look at your budget. What percentage of your income do you apply to your future? At your current rate will you be worry free as you age?
Source: https://cnb.cx/2tP66Zt
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
1 minute

The YDK Experience
Triple M 015: Establish Credit
Is your credit score bad, good, better, or best? Your credit score is the reflection of your habits. Credit is a tool, whether good or bad depends on how we use or abuse it. We discuss ways to keep and establish a great credit score.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Show more...
6 years ago
5 minutes

The YDK Experience
YDK2 = You Don't Know What You Don't Know.
Are you as prepared for adulthood as you thought you were?
With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting, Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.
BN Focus is here to fill in the gaps. Our goal is to give you tips, life hacks, new information or points of view to ponder.
In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.
Podcast New Episode Schedule:
Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.
Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting, guest interviews, and book reviews.
Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com