Understanding money is the key to financial wealth, and that's precisely where we come in.
In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you.
Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms!
Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet.
To bring your brand to life in this podcast, email podcast(at)vestpod.com
Hosted on Acast. See acast.com/privacy for more information.
Understanding money is the key to financial wealth, and that's precisely where we come in.
In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you.
Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms!
Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet.
To bring your brand to life in this podcast, email podcast(at)vestpod.com
Hosted on Acast. See acast.com/privacy for more information.
Freelancers, welcome to Episode 10 — the final episode of our Finances for Freelancers series. We’ve broken down the essentials every freelancer or solopreneur needs to feel confident with money — from budgeting and taxes to pensions and pricing.
Today, we’re wrapping up with a punchy roundup — each of our expert guests shares one final, powerful tip to help you stay on track with your finances.
Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
Freelancers, are you thinking beyond client work? In this episode of Finances for Freelancers, Victoria Nabarro FPFS, Chartered Financial Planner and founder of Veda Wealth, shares how to invest, scale your business, and build financial freedom.
We cover smart ways to reinvest, outsource, create passive income, and set financial goals for growth. If you want to move beyond the freelance hustle, this episode is for you.
For more resources, including links to Victoria's website and Instagram, check out the episode page.
Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
In this episode, we’re tackling one of the biggest challenges freelancers face: managing cash flow when income is unpredictable. How do you stay afloat during a slow month? What’s the best way to deal with late payments? And how can you create a more stable income without burning out?
Joining Emilie Bellet is Lara Sheldrake—entrepreneur, community builder, and founder of Found & Flourish. Lara shares her personal strategies for staying financially steady in a freelance world: from tracking income and ghost spending, to diversifying revenue and planning for quieter months.
We talk about setting realistic income goals, structuring your week with a CEO day, and working with your energy—not against it.
For more resources, including links to Lara and Found & Flourish’s websites and social media, check out the episode page.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series.
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
Feeling overwhelmed by budgeting when your income isn’t consistent? In today’s episode of Finances for Freelancers, we’re looking at how to take control of your money—even when your earnings fluctuate.
Our guest is Emilie Nutley, a money coach and financial strategist (and qualified Financial Advisor!) who helps creatives and solopreneurs build sustainable money systems. She’s here to walk us through:
✅ How to budget when your income varies
✅ Planning for big, irregular expenses like tax bills
✅ Simple financial systems to stay organised and confident
✅ Mindset shifts to help you feel less anxious and more empowered about money
For more resources, including links to Emilie’s website and social media, check out the episode page.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series and read the main takeaways.
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
In this episode, we’re tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don’t have a traditional workplace pension? How can you make the most of tax relief? And what are the best strategies for long-term financial security?
Joining Emilie Bellet is Lisa Picardo, Chief Business Officer UK at PensionBee. Lisa is here to break down why pensions matter for freelancers, how to set one up, and what you can do today to secure your financial future.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
Pricing your services can feel overwhelming, but getting paid fairly isn’t just possible—it’s essential. In this episode of The Wallet by Vestpod, hosted by Emilie Bellet, sales expert Sara Dalrymple shares how to shift your mindset around pricing, set rates based on value and outcomes rather than hours, and create a business that supports both your income and your lifestyle.
This conversation will help you move away from undercharging, navigate seasonal shifts in your business, and build a pricing strategy that feels right for you.
Sara also explores the importance of community and how surrounding yourself with the right people can help you grow with confidence.
For more resources, including links to Sara Dalrymple’s website and Instagram, check out the episode page.
Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
In this episode, we’re diving into a topic that many freelancers find overwhelming: taxes. How do you stay compliant, maximise your deductions, and avoid costly mistakes?
Joining Emilie Bellet is Emma Hardwick, Chartered Certified Accountant. With years of experience supporting freelancers and business owners, Emma is here to demystify tax and share practical tips to help you navigate self-assessments, VAT, expenses, and everything in between.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
Feeling uncertain about protecting your finances as a freelancer? In today’s episode, we’re diving into risk management—a crucial but often overlooked part of financial planning for self-employed professionals.
From income protection and business insurance to emergency funds, having the right safeguards in place can make all the difference when life throws the unexpected at you.
I’m joined by Zoe Brett, a financial planner at EQ Investors, who will break down:
✅ The key types of insurance freelancers should consider
✅ How to balance costs with the right level of protection
✅ Practical ways to build an emergency fund—even when your income fluctuates
For more resources, including links to Zoe’s website and social media, check out the episode page.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
Today, we’re tackling a topic that’s essential but often overwhelming: freelance contracts. Contracts can feel like a maze, but they’re crucial for protecting your work, setting clear expectations, and getting paid.
Joining me is Lucy Wheeler, a lawyer specialising in helping freelancers and small business owners navigate legal essentials. We’ll cover must-have clauses, when to consult a lawyer, how to protect your intellectual property, and what to do if a client doesn’t pay.
For more resources, including links to Lucy’s website and social media, check out the episode page.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
Feeling uncertain about your business setup? In today’s episode, we’re tackling one of the biggest decisions for freelancers in the UK—should you be a sole trader or set up a limited company?
I’m joined by Janet Knapton, a Chartered Accountant and expert in helping freelancers make smart, tax-efficient decisions. Janet breaks down the pros and cons of both structures, helping you decide which one is right for you and your business.
You’ll get clear, simple, and actionable steps to make this crucial decision, and tips on staying tax-efficient while focusing on what matters most: growing your business.
For more resources, including links to Janet Knapton’s website and social media, check out the episode page.
If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!
If you liked this episode, discover the full series.
#ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:
Connect with Emilie:
#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.
Hosted on Acast. See acast.com/privacy for more information.
It can feel easier to spend than invest (especially with Black Friday coming up). But investing really isn't hard once you understand the basics. That's why we're bringing back this popular myth-busting episode.
💸 Investing is key to building financial independence and reach long term goals. When you invest over a long period, you want your money to outpace inflation (the price of goods and services is increasing every year) and benefit from compound growth. While it’s essential to have ‘rainy day’ cash savings, playing it safe by stashing your money in low-interest-rate savings accounts is actually risky because that money will lose value over time.
💥 Today on The Wallet:
1️⃣Investing can feel complex, laden with alienating jargon and sounds like something only others are good at – but I explain why this isn’t the case.
2️⃣Before you start investing, it’s vital you ask yourself how long you’re willing to invest for. The longer your timeframe, the more volatility you should be able to deal with because you’d have more time to recover from any lows. Start small and invest regularly.
3️⃣I explain why asking questions and giving yourself praise are super important to everyone’s investing journey.
Resources mentioned in the episode:
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Submit a question or a comment and email us a voicenote: podcast@vestpod.com.
* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
Hosted on Acast. See acast.com/privacy for more information.
💸 According to the Bank of England (2020), "a typical UK household spends over £700 more in December compared to other months". December is almost upon us, so we're bringing back a hotline episode that will get you on track before Christmas! The pressure to spend money on countless presents, Christmas decorations and mountains of festive food can feel especially difficult. So how do we stay sane this season while still enjoying the holidays?
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
*We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.*
Hosted on Acast. See acast.com/privacy for more information.
☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of Collaboration at MyBnk charity, ex-fund manager and long-time Vestpod, to offer us her words of wisdom on the topic.
💸 Money can feel like a taboo in a lot of households, but it’s important to broach the topic to help children feel financially confident in their futures. Helen shares 3 tips to help children develop better money habits, from making the right choices in the day to day to managing pocket money.
Today on The Wallet:
1/ It all starts with simply integrating money into daily conversations with your kids, so Helen gives examples of how we can do that without making the subject too weighty.
2/ Pocket money is a powerful tool for learning about money, and Helen talks about why it’s important to let kids simply experience the process of spending and saving (and make mistakes along the way!).
3/ Children learn by watching and listening to the behaviours that they see around them, and Helen explains what this means for parents and their own attitudes to money.
You can follow and connect with Helen:
LinkedIn: https://uk.linkedin.com/in/helen-driver-5725b550
MyBnk: https://www.mybnk.org/
Resources mentioned in the episode:
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. Just email me a voice memo at podcast@vestpod.com.
* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
Hosted on Acast. See acast.com/privacy for more information.
Welcome to today’s episode, where we look into the highlights and implications of the Budget 2024. On October 30th, Chancellor Rachel Reeves (UK's first female chancellor!) presented Labour’s first Budget in 14 years, announcing significant changes that could impact your finances.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: www.vestpod.com/news/the-wallet-podcast/budget-2024
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
We're back next week with a new episode for you, but until then enjoy one of our most popular hotlines all about investing!
💸 Investing is key to building financial independence and reach long term goals. When you invest over a long period, you want your money to outpace inflation (the price of goods and services is increasing every year) and benefit from compound growth. While it’s essential to have ‘rainy day’ cash savings, playing it safe by stashing your money in low-interest-rate savings accounts is actually risky because that money will lose value over time.
💥 Today on The Wallet:
1️⃣Investing can feel complex, laden with alienating jargon and sounds like something only others are good at – but I explain why this isn’t the case.
2️⃣Before you start investing, it’s vital you ask yourself how long you’re willing to invest for. The longer your timeframe, the more volatility you should be able to deal with because you’d have more time to recover from any lows. Start small and invest regularly.
3️⃣I explain why asking questions and giving yourself praise are super important to everyone’s investing journey.
Resource mentioned in the episode:
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
*Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
Hosted on Acast. See acast.com/privacy for more information.
This week we're bringing you one of our most popular hotline episodes about emotional spending. With the holidays coming up, we thought this might be the perfect time to remind ourselves how emotions can affect our finances!
In today’s episode, we talk about emotional spending. With January sales in full swing, temptation to splurge is everywhere. And while spending impulsively on occasion is okay, it’s important to understand that the rush we get from shopping is short-lived. If you often find yourself having a hard time trying to control your spending, or impulse buying to improve your mood, it might be time to take a look at curbing the habit.
Today on The Wallet:
1. Understand what emotional spending is and why it provides that all-too-familiar, albeit fleeting, feeling of the ‘shopper’s high’.
2. Find out why it’s important to be conscious of your emotions and the role they play in your spending.
3. Learn practical tips that will help reduce or completely stop your unintentional overspending.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at podcast@vestpod.com.
* We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.*
Hosted on Acast. See acast.com/privacy for more information.
We've had quite a few DMs recently from you about money mindset, so we thought we would bring back this popular episode from January 2024, all about how to cultivate a wealthy mindset!
💸 Looking to end the year on the right foot when it comes to your finances? In today’s Hotline episode - I’ll be helping you do exactly that, with practical tips to help you improve your finances in 2024. From cultivating a positive money mindset to practical strategies for saving and investing, we've got everything you need to make this your most financially successful year yet.
CONNECT WITH VESTPOD
To bring your brand to life in this podcast, email podcast(at)vestpod.com
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
TW: This episode contains a brief mention of suicide. 💸 Welcome back to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this final episode, I speak with Alex Depledge MBE, co-founder and CEO of Resi. We dive into how she founded and sold Hassle.com, her bold approach to fundraising and scaling, and her views on building a team and negotiating. Plus, what’s next for Resi and why they’re raising more capital.
PARTNER
We use Fiverr to find freelancers with specialist skills; it’s like a talent cloud that we can tap into whenever we need extra help. Fiverr is all about democratising access to talent so that anyone can grow their business, brand, or dreams. Whether you’re a freelancer looking for work or a business looking for help, check out Fiverr today: https://www.fiverr.com/
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
Hosted on Acast. See acast.com/privacy for more information.
💸 Welcome back to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this second episode, I talk to Elizabeth Uviebinené, multi-award-winning author of five books and Founder of journaling app Storia. Discover how she develops resilience and vision to build her brand, raise money, and make bold moves to create a category-defining product.
PARTNER
We use Fiverr to find freelancers with specialist skills; it’s like a talent cloud that we can tap into whenever we need extra help. Fiverr is all about democratising access to talent so that anyone can grow their business, brand, or dreams. Whether you’re a freelancer looking for work or a business looking for help, check out Fiverr today: https://www.fiverr.com/
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES:
Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/vision-into-a-business-with-elizabeth-uviebinene
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸 Welcome to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this first episode, I talk to Farah Kabir, co-founder of HANX, the UK-based sexual wellness and intimate care brand. Discover how she turned a bold idea into a thriving, purpose-driven company, secured funding, and overcame the challenges of scaling.
PARTNER
Are you a UK-based female founder looking to scale your business? Fiverr and Virgin StartUp are challenging female founders across the UK to show us how business-building is done for their chance to win £15,000 to spend on Fiverr. For more information: https://www.fiverr.com/cp/female-founders-competition?
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES:
Main takeaways: https://www.vestpod.com/
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
