Welcome to episode 10 of 'The UK Housing Market Podcast'      In this episode we discuss 'Unfair Ground Rent & Service Charges Terms Buyers & Sellers Are Facing'   Topics covered:    - What are these unfair terms? - Why the majority of mortgage lenders do not provide mortgages for properties with these clauses - Example of an actual person buying a property with these clauses and issues faced when trying to obtain a mortgage - Disadvantages of buying a property with these clauses - Why should you always find out if the property you are buying has these clauses - Is it hard to sell a property with these clauses - Our tips on how to check if a property you are interested in has these clauses.  Key questions you should ask and whom you should ask them to This is the end of our series for Season 1.  We will be back soon with some great new content for Season 2 which we are already planning :) Lets connect! -   https://www.facebook.com/anishpatelmortgages        https://www.facebook.com/thomas.honour.3        https://www.instagram.com/anishpatelmortgages/?hl=en       https://www.instagram.com/thomas_honour_mortgageservices/?hl=en        https://www.linkedin.com/in/anishpatelmortgages       https://www.linkedin.com/in/thomashonour/

Welcome to episode 9 of 'The UK Housing Market Podcast'     In this episode we discuss 'Has Confidence Returned To The UK Housing Market?'  Topics covered:   - Lenders are releasing higher loan to value products.  Has this increased buyer confidence? - Do buyers see hope due to the lower deposit products available? - Has the extension of the stamp duty holiday increased confidence? - Has the extension of the furlough scheme increased confidence? - Is it possible to be on furlough and still being able to get a mortgage.   - Does the vaccination give buyers more confidence? - Our final thoughts and there is light at the end of the tunnel :) Lets connect! -  https://www.facebook.com/anishpatelmortgages       https://www.facebook.com/thomas.honour.3       https://www.instagram.com/anishpatelmortgages/?hl=en      https://www.instagram.com/thomas_honour_mortgageservices/?hl=en       https://www.linkedin.com/in/anishpatelmortgages      https://www.linkedin.com/in/thomashonour/

Welcome to episode 8 of 'The UK Housing Market Podcast'    In this episode we discuss 'Why Are Investors Buying Properties Up North?' Topics covered:  - Can you buy 2 properties for the price of 1? - Type of returns achievable - Are you looking for capital growth or rental yield?  - Areas investors we know are purchasing properties in - Key relationships you need in the area you are buying in - Key advice points for first time buyers and investors in an area they are not familiar with. - Should you use a managing agent or manage the property yourself?  Lets connect! -      https://www.facebook.com/anishpatelmortgages      https://www.facebook.com/thomas.honour.3      https://www.instagram.com/anishpatelmortgages/?hl=en      https://www.instagram.com/thomas_honour_mortgageservices/?hl=en      https://www.linkedin.com/in/anishpatelmortgages     https://www.linkedin.com/in/thomashonour/

Welcome to episode 7 of 'The UK Housing Market Podcast'   In this episode we discuss a Budget Special 'Will 95% Mortgages Impact The UK Housing Market?'    Topics covered: - Is the mortgage guarantee scheme a specialist scheme like Help To Buy or Shared Ownership? - Key points to qualify for the scheme - How man like Rishi and the government backs the mortgage guarantee scheme - Do you need a clean credit history to get a 95% mortgage? - How will it affect house prices - Rent or buy with a 95% mortgage? - Negative equity explained - What are your mortgage options if you buy a property with a 95% mortgage and then your property goes into negative equity? Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!     Lets connect! -     https://www.facebook.com/anishpatelmortgages     https://www.facebook.com/thomas.honour.3     https://www.instagram.com/anishpatelmortgages/?hl=en     https://www.instagram.com/thomas_honour_mortgageservices/?hl=en     https://www.linkedin.com/in/anishpatelmortgages    https://www.linkedin.com/in/thomashonour/

Welcome to episode 6 of 'The UK Housing Market Podcast'  In this episode we discuss a Budget Special 'The Stamp Duty Holiday Has Been Extended!'   Topics covered:   -  - Man like Rishi has extended the stamp duty holiday - When is it extended until? - What are the stamp duty limits? - Is it possible to complete before the stamp duty extension if you find a property you want to buy today? - When the stamp duty holiday extension ends what happens to people who do not complete before the deadline? - Our tips if you are trying to complete before the stamp duty holiday deadline. - Who will benefit most from the extension? - Will mortgage lenders accept applications if there is a chance you will not complete before the stamp duty holiday deadline? Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!    Lets connect! -    https://www.facebook.com/anishpatelmortgages    https://www.facebook.com/thomas.honour.3    https://www.instagram.com/anishpatelmortgages/?hl=en    https://www.instagram.com/thomas_honour_mortgageservices/?hl=en    https://www.linkedin.com/in/anishpatelmortgages   https://www.linkedin.com/in/thomashonour/

Welcome to episode 5 of 'The UK Housing Market Podcast'  In this episode we discuss 'Could The Stamp Duty Holiday Be Extended?'  Topics covered:   - The extension has not been confirmed and will be confirmed on 3rd March when the budget is announced by our UK Chancellor Rishi Sunak. - Will it be extended for everyone or just people currently in the homebuying process? - Should I start viewing properties before the extension has officially been announced? - If extended, will there be certain rules in place so we do not get into the same situation again where homebuyers are left unsure they will complete before the deadline? - Our top tips if you are considering buying a property if the stamp duty holiday has been extended. Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!   Please check out the following areas:   https://www.facebook.com/anishpatelmortgages   https://www.facebook.com/thomas.honour.3   https://www.instagram.com/anishpatelmortgages/?hl=en   https://www.instagram.com/thomas_honour_mortgageservices/?hl=en   https://www.linkedin.com/in/anishpatelmortgages  https://www.linkedin.com/in/thomashonour/

Welcome to episode 4 of 'The UK Housing Market Podcast'   In this episode Anish & Tom discuss the 'Are UK House Prices Falling' Topics covered:  - Facts on UK Housing Market prices from the Fact Man! - Are people currently overpaying for houses? - What happens to people that do not complete before the stamp duty holiday deadline if it is not extended.  Will people renegotiate the purchase price to cater for the additional stamp duty payable? - Does the UK statistics reflect the true current house prices? - Real life example of someone who had decided to overpay for a property and why they did it. - Will house prices ever go back to normal? Thank you for tuning in.  If you enjoyed this episode please subscribe and leave us a review!  Please check out the following areas:  https://www.facebook.com/anishpatelmortgages  https://www.facebook.com/thomas.honour.3  https://www.instagram.com/anishpatelmortgages/?hl=en  https://www.instagram.com/thomas_honour_mortgageservices/?hl=en  https://www.linkedin.com/in/anishpatelmortgages https://www.linkedin.com/in/thomashonour/

Welcome to episode 3 of 'The UK Housing Market Podcast'  In this episode Anish & Tom discuss the New Help To Buy Scheme and restrictions buyers & developers are experiencing. Topics covered in todays episode: - Recap on existing Help To Buy Scheme - Key information for the NEW Help to Buy Scheme - Regional Price Caps and the disparity compared to actual house prices in some regions. - What happens if the property is above the regional price cap? - Loop holes developers are using to sell their properties. - Potential costs to you as the buyer from purchasing through this loop hole - Has the New Help To Buy scheme affected properties in London? - New Help To Buy Scheme - How long will it be around for? - Will the government introduce a new scheme once the current one ends? - Unsure of your regional price cap?  Reach out to one of us and we can send you a link or let you know your regional price cap! Thank you for tuning in.  If you enjoyed this episode please subscribe and leave us a review! Please check out the following areas: https://www.facebook.com/anishpatelmortgages https://www.facebook.com/thomas.honour.3 https://www.instagram.com/anishpatelmortgages/?hl=en https://www.instagram.com/thomas_honour_mortgageservices/?hl=en www.linkedin.com/in/anishpatelmortgages https://www.linkedin.com/in/thomashonour/

Welcome to episode 2 of 'The UK Housing Market Podcast' In this episode Anish & Tom discuss another HOT topic in the property market right now...Cladding and the issues this is causing sellers and buyers! This weeks episode we cover the following topics: - Background on cladding issues. - Effects on people trying to buy and sell a property with cladding. - Mortgage lenders policy on clad properties. Thank you for tuning in.  If you enjoyed this episode please subscribe!

Welcome to 'The UK Housing Market Podcast'

In this episode Anish & Tom discuss a HOT topic in the property market right now.......should the government extend the stamp duty holiday?

This weeks episode we cover the following topics:

- Effects on the housing market if the stamp duty holiday is extended

- Effects if the stamp duty holiday is not extended and what this means for people who are purchasing a property right now 

- How you can get your finance approved and still not complete on the property purchase

- Potential solutions the government make take to help the current situation

Thank you for tuning in.  If you enjoyed this episode please subscribe!