In this episode of the Payments Perspective podcast, Carmen Murphy speaks with Sarah Hoisington from Matera about the evolution and future of QR codes in payments. They discuss the differences between payment QR codes and URL QR codes, the security features of payment QR codes, and the global adoption of QR codes in various countries. The conversation also covers the standardization efforts for QR codes in the US, the flexibility and various use cases of payment QR codes, and the future outlook for QR codes in the US payment landscape.
Link here to learn more about Matera
Interested in becoming a Wespay member? Learn more about membership benefits here: Wespay Membership.
In this episode of the Payments Perspective Podcast, Connie LaChance, Vice President of Education & Events at Wespay, speaks with Joe Wentzell, Vice President at National Secure Transport, about the intricacies of cash in transit (CIT) services. They explore the importance of secure cash transportation for various cash-intensive businesses, including the cannabis industry, and discuss the role of smart safes and cash recyclers in enhancing cash management. The conversation also delves into the relationship between financial institutions and CIT providers, regulatory considerations, and the growing demand for these services in the evolving payments landscape.
For more information about Joe Wentzell and National Secure Transport, please visit their website at https://nationalsecuretransport.com/
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
Join host Jeff Duffy and guest Chris VanHuysse from MentorMate for the second installment of the Payments Perspective Podcast series, where they dive deeper into therapidly evolving world of Artificial Intelligence (AI). This episode addresses critical questions about the ethics and safety of AI. Tune in to discover how AI can become a true differentiator and learn about approaches that blend technical expertise with behavioral design principles to create ethical, effective solutions for people and businesses alike.
Learn more about MentorMate’s philosophy and solutions: mentormate.com
Interested in becoming a Wespay member? Learn more about membership benefits here: WespayMembership.
In part one of this two-part Payments Perspective Podcast series, host Jeff Duffy welcomes Chris VanHuysse from MentorMate for an insightful conversation on the expanding influence of Artificial Intelligence (AI). As AI becomes integral to industries worldwide, questions surrounding its safety and compliance grow increasingly urgent. The technology has been on the market for a while, yet the regulations around AI are still forming. It leads to natural uncertainty in how financial institutions should treat AI and integrate it into their operations and customer relations.
Learn more about MentorMate’s philosophy and solutions: mentormate.com
Interested in becoming a Wespay member? Learn more about membership benefits here: WespayMembership.
In this second episode a two-part series of the Payments Perspective Podcast, Jim Petkovits, Vice President of Education & Events at Wespay, welcomes back Dan Wood from Pillsbury Law to unpack the GENIUS Act—a new bill aimed at regulating payment stablecoins in the United States. They explore how the Act could create a safer, more stable framework for digital currency, its potential impact on cross-border payments, and how it fits with existing laws like BSA and OFAC. Dan also shares what financial institutions should know before engaging in crypto services.
For more information about Dan at Pillsbury Law, please visit https://www.pillsburylaw.com/en/lawyers/daniel-wood.html
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this first episode of a two-part series, host Jim Petkovits, Vice President of Education & Events at Wespay, sits down with Dan Wood, Counsel at Pillsbury Law, and together they break down the foundational concepts of cryptocurrency, blockchain, digital currency, and distributed ledgers—cutting through the jargon to help you understand what really matters. Whether you're new to crypto or just looking to sharpen your understanding, this episode lays a strong foundation in a rapidly evolving landscape.
For more information about Dan at Pillsbury Law, please visit https://www.pillsburylaw.com/en/lawyers/daniel-wood.html
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this episode, Jim Petkovits, Vice President of Education at Wespay, sits down with Jerry Adona, CTP and Senior Solutions Consultant at Alkami, to explore how financial institutions can help combat human trafficking. From leveraging KYC and data analytics, to spotting red flags and trusting your “Spidey Senses,” Jerry shares actionable insights on how banks and credit unions can be the first line of defense against one of the world’s most devastating crimes, in this must-listen episode for financial professionals committed to protecting their institutions and communities.
Find the resource from FinCEN that Jerry suggested, "Guidance on Recognizing Activity that May be Associated with Human Smuggling and Human Trafficking – Financial Red Flags," at https://www.fincen.gov/resources/advisories/fincen-advisory-fin-2014-a008
For more information about Alkami, please visit https://info.alkami.com/l/778723/2025-05-12/3nflch
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this episode of the Payments Perspective Podcast, host Carmen Murphy takes a look at the annual Wespay Payments Symposium, as she sits down with Wespay staff members Kim Bickford and Angie Smith to uncover what makes this event a must-attend for payments professional. Plus, hear firsthand experiences from a Symposium vendor, FPS Gold, a first-time attendee, and a longtime participant as they share what keeps them coming back year after year.
Ready to join the conversation? Register for the Wespay Payments Symposium here: Wespay Payments Symposium.
Interested in becoming a Wespay member? Learn more about membership benefits here: Wespay Membership.
In this episode, Jim Petkovits, Vice President of Education at Wespay, sits down with Erin O'Donnell, co-founder of the Association for Cannabis Banking (ACB), to unpack the evolving world of cannabis banking. As cannabis legalization grows, financial institutions face both risks and opportunities in serving this high-risk industry. Join us as we break down compliance challenges, fintech innovations, and why cash is still dominant. We cover best practices, the evolving regulatory landscape, and what the SAFE and SAFER Acts could mean for the future of cannabis banking.
Check the episode description for a link to Erin’s newly published book on cannabis banking, available at https://www.amazon.com/Cannabis-Banking-Frameworks-Cultivating-Compliance-ebook/dp/B0DVDFM16T?ref_=ast_author_mpb
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this episode, Jeff Duffy is joined by special guests to dive into Wespay’s Emerging Leaders in Payments Program, a career-developing opportunity for the next generation of payments leaders that is offered only to Wespay members. Hear firsthand from past and current participants as they reflect on their experiences, the skills they gained, and how the program helped shape their professional journeys. Find out why this opportunity may be the perfect fit for you or someone that you know. Check our website for when applications should be submitted https://www.mywespay.org/public/s/emergingleaderspaymentsprogram
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this episode of the Payments Perspective Podcast, Jeff Duffy sits down with Robert Mascio, Director of the FINRA Investor Education Foundation, to delve into the world of financial fraud and scams. They discuss common types of fraud and scam tactics, how to identify them, and what steps consumers can take to protect themselves.
Rob also shares several valuable resources to support consumers who have been affected by fraud:
FINRA – www.FINRA.org/investors
FINRA Helpline – 844-574-3577
FINRA Foundation – www.Finrafoundation.org/fraudfighter
FBI Internet Crime Complaint Center – www.IC3.gov
Securities and Exchange Commission – www.investor.gov
Give an Hour Financial Fraud Peer Support and Resources – www.giveanhour.org/financialfraud
Fight Cybercrime Romance Scam Recovery Group – www.fightcybercrime.org
AARP Fraud Watch Network – https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/
Better Business Bureau – www.BBB.org/scamtracker
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In today’s episode of the Payments Perspective Podcast, host Jim Petkovits welcomes Bill Sullivan, Associate Managing Director of Government and Industry Relations at Nacha, for an in-depth discussion on payments and the government.
Topics covered in this episode include:
Bill Sullivan also delves into the topic of “Debanking” and shares this link for more information: CongressInvestigates Debanking, Reintroduces (Un)Fair Access | Cato at Liberty Blog
For more information about Nacha, please visit https://www.nacha.org/
If you are interested in becoming a Wespay Member, more details can be found on our website: https://www.mywespay.org/public/s/about-wespay/membership.
In today's episode of the Payments Perspective Podcast, the Wespay Education team dives into a fun and occasionally humorous exploration of the history of the ACH network. From its inception with SCOPE in 1968, through the pioneering Wespay (CACHA) network—the Nation’s first ACH Network—past the era of Same Day ACH, and right up to thelatest rules for RDFI Credit Fraud Monitoring effective in 2026, we cover it all, and add in a few of our own pointless facts along the way.
If you are interested in becoming a Wespay Member, moreinformation can be found on our website athttps://www.mywespay.org/public/s/about-wespay/membership
International payments and foreign exchange (FX) add a unique layer of complexity to any payment transaction. On this episode of the Payments Perspective Podcast, Carmen Murphy, Vice President of Education and Events with Wespay, sits down with Dr. John Min, the self-proclaimed “Chief Nerdy Economist” at Monex, to demystify this intricate subject and shed light on topics like ISO 20022, understanding exchange rates, and generating revenue with international payments. (By the way if you are watching the video feed, keep an eye out for their special surprise guest, Arnie, who is also determined to learn about FX from Dr. Min.)
Visit https://monexusa.com/ to learn more about Monex
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In today's episode of the Payments Perspective Podcast, we take a trip down memory lane as we get ready to usher in a new era at Wespay. Join Carmen Murphy and Bill Schoch as they reflect on his tenure at Wespay, the evolution of the payments industry, and how Wespay has supported its members in navigating these changes.
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this episode of the Payments Perspective Podcast, Connie LaChance, VP of Education and Events at Wespay, and Mark Dixon, Senior Consultant at Nacha, delve into the significance of 1033 Open Banking and its profound impact on the payments industry. Enacted under Section 1033 of the Dodd-Frank Act, this regulation is revolutionizing how we access and share financial data, promising greater customer empowerment and fostering the latest fintech advancements. Connie and Mark will explore this topic from the payments perspective, addressing critical issues faced by financial institutions, such as data security.
If you would like to contact Mark for more information, he can be reached at mdixon@nacha.org
Wespay members can listen to Mark Dixon discuss this issue in our December 2024 Quarterly Member update here: https://www.mywespay.org/public/s/member-only-training?tabset-f11fe=4db33
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
In this episode, Jeff Duffy and James Bi from OrboGraph dive into the impact of Remote Deposit Capture (RDC) on financial institutions and their account holders. They discuss how RDC has revolutionized check deposits, offering enhanced convenience and faster access to funds. However, these advancements come with new challenges, particularly the increased risk of check fraud. Join Jeff and James as they explore both the benefits and the evolving risks of RDC, and share insights into the technological solutions and strategies financial institutions are employing to protect and maintain their RDC services.
For more information about OrboGraph visit their website at https://orbograph.com/
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
On this episode, join Jeff Duffy as we welcome back the Payments Professor, Kevin Olsen, from Pidgin to discuss Faster Payments and managing associated risks. They discuss the considerations that financial institutions should have from strategic and operational perspectives, as well as what should be incorporated into their policies to address credit, and fraud risks that Faster Payments present to participants.
For more information about Pidgin visit their website at https://www.pidgin.net/
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
Join Jim Petkovits and Glenn Frantangelo from NICE Actimize as they discuss the upcoming Nacha Rule that will require RDFIs to take a more proactive approach to identifying ACH credits that may have been originated under false pretenses and how financial institutions can use artificial intelligence and other tools to comply with this upcoming requirement.
For more information about NICE Actimize visit their website at https://www.niceactimize.com/
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
On this episode, Jeff Duffy, Assistant Vice President of Education and Events at Wespay, discusses with Erica Brackman from NICE Actimize the recent trends in fraud, and what we can learn from industry data. After reviewing where fraudsters are focusing their efforts, Erica and Jeff discuss what types of scams financial institutions should be on the lookout for, and what they can do to protect their customers and themselves.
For more important fraud information, read the entire NICE Actimize Fraud Insights Report at https://info.niceactimize.com/2024-NICE-Actimize-Fraud-Insights-First-Edition
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership.
