The Mortgage Reports Podcast

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The Mortgage Reports Podcast

Themortgagereports.com

122 episodes

2 months ago

Embarking on the journey to homeownership can be exhilarating yet daunting for first-time buyers. In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 guides you through the vital questions that every first-time homebuyer should ask. Join us as we uncover not only the common inquiries but also those often overlooked, and how these questions can transform your home buying experience. Learn more about the home buying process, refinancing, and real estate investing at themortgagereports...

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Embarking on the journey to homeownership can be exhilarating yet daunting for first-time buyers. In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 guides you through the vital questions that every first-time homebuyer should ask. Join us as we uncover not only the common inquiries but also those often overlooked, and how these questions can transform your home buying experience. Learn more about the home buying process, refinancing, and real estate investing at themortgagereports...

Show more...

Episodes (20/122)

The Mortgage Reports Podcast

The Most Important Questions To Ask As a First Time Home Buyer

Embarking on the journey to homeownership can be exhilarating yet daunting for first-time buyers. In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 guides you through the vital questions that every first-time homebuyer should ask. Join us as we uncover not only the common inquiries but also those often overlooked, and how these questions can transform your home buying experience. Learn more about the home buying process, refinancing, and real estate investing at themortgagereports...

2 years ago

5 minutes

The Mortgage Reports Podcast

How To Remove Someone from a Mortgage

Are you facing the challenging decision of removing someone from a mortgage? Whether it's a divorce, a change in financial circumstances, or a co-borrower's desire to step away from the responsibility, navigating the process can be daunting. In this episode, Mortgage Expert Ivan Simental NMLS# 1762746 explores the strategic approach of using refinancing as a means to remove a name from a mortgage. He shares insights into the refinancing process, highlighting its potential benefits and drawbac...

2 years ago

5 minutes

The Mortgage Reports Podcast

Advice For Overwhelmed First Time Home Buyers (with @the.mortgage.lender, Rebecca Richardson)

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Rebecca Richardson aka @the.mortgage.lender on TikTok, a top originator in the mortgage industry. Rebecca shares her journey of how she stumbled into the mortgage business and her passion for finance. With a strong presence on social media, she discusses her success on platforms like TikTok and Instagram. Tune in to learn more about Rebecca's story and her unique perspective on the mortgage industry. ...

2 years ago

32 minutes

The Mortgage Reports Podcast

What Credit Score Do You Need To Buy A Home?

Are you a first-time homebuyer feeling lost in the world of credit scores and mortgage qualifications? In this enlightening episode, mortgage expert Ivan Simental NMLS# 1762746 dives into the crucial factors that determine a good first-time buyer credit score and unravel the mystery behind credit score requirements for various loan types. He also provides tips on how to get your credit score in good shape. Learn more about the home buying process, refinancing, and real estate investing...

2 years ago

5 minutes

The Mortgage Reports Podcast

A Buyers Markets vs a Sellers Market - key differences to think about

In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores the intricacies of buyers' markets and sellers' markets. He breaks down the essential differences between these two market types, exploring what characterizes each and how they influence your journey as a buyer or seller. Tune in to gain valuable insights, actionable tips, and a comprehensive understanding of how to navigate the shifting tides of real estate markets. Learn more about the home buying process, refinancing, ...

2 years ago

6 minutes

The Mortgage Reports Podcast

Advice for New Mortgage Loan Officers (with Mark Gordon, Chief Revenue Officer, Princeton Mortgage)

In this episode of the Mortgage Reports Podcast, host Craig Berry NMLS# 200401 welcomes Mark Gordon, the Chief Revenue Officer of Princeton Mortgage. Mark shares his expertise in the mortgage industry, discussing his role in helping loan originators reach their full potential through coaching and guidance. He highlights the importance of supporting younger individuals reach their next level of success. By addressing and conquering their obstacles, individuals can unlock their full potential a...

2 years ago

19 minutes

The Mortgage Reports Podcast

Mortgage Rate Changes Have Been A Good Thing, Here's Why (with Arjun Dhingra, Mortgage Expert & founder of My LFG Energy Society)

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by mortgage expert and founder of My LFG Energy Society, Arjun Dhingra NMLS# 1166050. They discuss the positive impacts of higher mortgage rates. They also explore the importance of financial literacy in today's market and how lenders can make a difference in the real estate industry. Arjun shares his journey into the mortgage business and highlights the need to bridge the financial literacy crisis in the...

2 years ago

35 minutes

The Mortgage Reports Podcast

When Will Mortgage Rates Go Down? Expert Advice

In the current real estate landscape, potential homebuyers and homeowners are constantly keeping a watchful eye on mortgage rates, hoping to secure the best deal for their dream homes or to refinance their existing loans. But what will bring these rates down? In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 breaks down the factors that influence mortgage rates and explores potential scenarios that could lead to a decline in rates. Learn more about home buying, refinancing ...

2 years ago

6 minutes

The Mortgage Reports Podcast

What Is Debt-to-Income and How Does It Affect Your Ability to Buy a Home?

Join mortgage expert Ivan Simental NMLS# 1762746 as he discusses the concept of debt-to-income ratio (DTI) and its crucial role in determining your ability to purchase a home. Whether you're a first-time buyer or considering a new mortgage, understanding the significance of DTI is essential for navigating the homebuying process with confidence. Ivan guides us through the ins and outs of DTI. He discusses what DTI is, how it is calculated, and why lenders consider it when assessing your mortg...

2 years ago

6 minutes

The Mortgage Reports Podcast

How New Technologies Will Transform Mortgages and The Home Buying Process (with Matthew Van Fossen CEO, Absolute Home Mortgage & Mortgage Automation Technologies)

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Matthew Van Fossen, entrepreneur and CEO of Absolute Home Mortgage & Mortgage Automation Technologies. They discuss the need for innovative technological solutions in the mortgage industry and the benefits that both consumers and lenders can gain from this. Van Fossen emphasizes the importance of embracing technological advancements and understanding consumer evolution to remain competitive in the ...

2 years ago

32 minutes

The Mortgage Reports Podcast

How High-Interest Rates Might Help In The Long Run

In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 dives into the advantages of high interest rates across various economic sectors. He explores the reasons why elevated interest rates can be a positive force for individuals, businesses, and the overall economy. Learn more about home buying, refinancing and real estate investing at themortgagereports.com The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Equal Housing Opportunity.

2 years ago

7 minutes

The Mortgage Reports Podcast

Housing Market Crash of 2008 vs The 2023 Market - Key Similarities and Differences (With Mike Hardy, Principal and Co-Founder of CYRUS Opportunity Zone Fund)

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Mike Hardy, principal and co-founder of CYRUS Opportunity Zone Fund and managing partner of California & Nevada business for Churchill Mortgage. They discuss the current state of the housing market and compare it to the market before the housing crisis 15 years ago. Mike shares how he got into the mortgage industry and his journey from being a pre-med student to becoming a successful mortgage profe...

2 years ago

24 minutes

The Mortgage Reports Podcast

How To Use Home Equity to Buy a Smaller Home and Downsize

In this episode, mortgage expert Ivan Simental NMLS# 1762746 tackles the topic of downsizing your home and explores the strategic use of home equity to facilitate a seamless transition to a smaller property. Whether you're an empty-nester looking to simplify your lifestyle or someone seeking to optimize your finances, downsizing can offer a range of benefits. Ivan discusses the various options available, including selling your current home, using the equity to make a cash purchase, or utilizi...

2 years ago

11 minutes

The Mortgage Reports Podcast

Mortgage Experts Reveal The Best Advice For Buying a House in a Challenging Market (with Brad Nix, CEO and co-founder of Path & Post Real Estate)

In this episode of The Mortgage Reports Podcast, Craig Berry NMLS# 200401 is joined by Brad Nix, CEO and co-founder of Path & Post Real Estate. They discuss the current housing market and provide tips for buyers and sellers on how to navigate it. Brad, with 25 years of experience in real estate, shares his insights on the unique nature of the current market and how it differs from previous downturns like the 2008 housing collapse. Tune in to gain valuable knowledge on the current state of...

2 years ago

23 minutes

The Mortgage Reports Podcast

Pros and Cons: Waiting for Lower Rates vs. Buying a House Now

In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 dives into one of the most common dilemmas faced by prospective homebuyers and investors: Should you wait for lower interest rates or make a purchase now? Arjun explores the factors that influence this choice and provide valuable perspectives for listeners. Discover the potential risks and rewards associated with timing the market and the advantages and disadvantages of waiting for lower interest rates. Whether you're a prospective...

2 years ago

7 minutes

The Mortgage Reports Podcast

This is why the housing market has NOT crashed in 2023

In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 explores the captivating world of real estate and tackles the burning question on everyone's minds: Why hasn't the housing market crashed? Over the past few years, the housing market has experienced remarkable growth and resilience, defying expectations of a significant downturn. Despite economic uncertainties, rising interest rates, and occasional bubbles in the market, the housing sector has remained steadfast. Join Arjun as he...

2 years ago

7 minutes

The Mortgage Reports Podcast

How to Buy and Sell a Home at the Same Time

In this episode, Mortgage Expert Ivan Simental NMLS# 1762746 dives into the intricacies of buying and selling a home simultaneously, a real estate juggling act that requires careful planning and strategy. Whether you're upgrading, downsizing, or relocating, the challenge of coordinating the sale of your current home with the purchase of a new one can be daunting. Ivan explores the crucial steps involved in successfully managing both sides of the equation, offering valuable insights and pract...

2 years ago

7 minutes

The Mortgage Reports Podcast

How To Set a Budget For Buying a Home | Deciding How Much You Can Really Afford

In this episode, mortgage expert Ivan Simental NMLS# 1762746 delves into the critical task of determining your budget and finding the perfect price range for your dream home. Whether you're a first-time buyer or a seasoned homeowner looking to upgrade, understanding your financial limits and aligning them with your housing aspirations is key to a successful home purchase. Join Ivan as he discusses: The factors that impact how much you can spend on a homeCalculating how much you can actually a...

2 years ago

10 minutes

The Mortgage Reports Podcast

Using Home Equity to Start a Business: Tips and Considerations

In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores a unique strategy for aspiring entrepreneurs: utilizing home equity to kick-start their business dreams. He shares his insights on how to navigate the process of using home equity and discusses the potential advantages, such as lower interest rates and flexible repayment options, as well as the risks and challenges associated with this approach. From understanding the eligibility criteria and the impact on your home owners...

2 years ago

7 minutes

The Mortgage Reports Podcast

Dealing With a Stubborn Seller: Tips To Negotiate and When To Walk Away

In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 tackles the delicate art of negotiating with a stubborn seller and explores when it's best to walk away from a deal that's just not working out. Ivan explores tactics for dealing with stubborn sellers and guides listeners through the intricacies of negotiating with finesse, providing invaluable advice on when to stay and when to walk away from a deal. He also discusses the consequences of not walking away, such as overpaying or en...

2 years ago

6 minutes