Convenience makes life so much easier, kan? From food delivery to valet parking and even calling a cleaner to our house — all to save time… but at what cost? In this week’s episode of The Money Goal, Emir and Yasmin break down how much they actually spend on convenience and what happens when it gets a little too easy to spend. #SYOKPodcast #TheMoneyGoal Learn more about your ad choices. Visit megaphone.fm/adchoices

Caring for your parents while raising your own kids isn’t easy... and yet, so many of us are doing it. This week on The Money Goal, Emir explores the struggles and strength of the sandwich generation, and how we can manage the weight of responsibility with a little more balance. #SYOK #SYOKPodcast #TheMoneyGoal Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it a red flag if your partner spends beyond their means or expects you to foot the bill every time? Everyone sees money differently, but there’s no denying that finances can make—or break—a relationship. In this episode of The Money Goal, host Emir and producer Yasmin open up about how they navigate money and love as two twenty-somethings trying to survive in today’s pricey world. #SYOKPodcast #TheMoneyGoal Learn more about your ad choices. Visit megaphone.fm/adchoices

The nasi lemak your mum used to buy for RM2 now costs around RM6, and that’s inflation for you. No matter where you are in the world, there’s no escaping it — only learning how to deal with it. Being young in today’s economy isn’t easy. Between trying to make ends meet and figuring out your next step, it can feel overwhelming. But understanding how to manage your money and keep up with inflation can make all the difference. In this episode of The Money Goal, Emir and Aishah discuss how inflation affects your daily spending — from groceries to rent — and what you can actually do about it. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Hello, saya pegawai dari LHDN…” Sounds familiar? Maybe you’ve received calls like this too, where the person on the other end sounds so convincing that you start doubting yourself — should you entertain them, or just hang up? Scammers are getting smarter by the day, and unfortunately, many Malaysians have already lost their hard-earned money. In this episode of The Money Goal, Emir breaks down the common tricks scammers use, how to spot the red flags, and most importantly, what you can do to protect your duit from falling into the wrong hands. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Money Goal, Aishah opens up about her “little” spendings—think e-hailing rides, subscriptions, coffees, and snacks... that secretly pile up by the end of the month. Emir shares smart tips on how to prioritise your expenses without cutting out the things that make you happy, so you can still save while enjoying life.

Friends make life fun! But when does “enjoying the moment” cross the line into overspending? Have you ever noticed that your wallet feels a little too light after one too many outings, or that your savings don’t seem to grow because you’re always splitting bills, paying for rides, or saying yes to every hangout plan? In this episode of The Money Goal, Emir and Yasmin dive into the balance between living in the now and planning for the future! #SYOKPodcast #TheMoneyGoal

Many young people today, especially those with families, feel their salary disappears the moment it comes in. Between bills, loans, groceries, and family needs, it’s no surprise that cashflow feels tighter than ever. In this episode, Emir breaks down why this happens and shares simple, practical steps you can take to start improving your cashflow. From small habit changes to better money management, you’ll learn how to stretch your gaji further without feeling overwhelmed. #SYOKPodcast #TheMoneyGoal

The year’s end is just around the corner, and that only means one thing—festive season after festive season in Malaysia! From Deepavali to Chinese New Year and Hari Raya, we Malaysians love celebrating them all. But with travel plans, new baju, delicious food, duit raya and even home decorations, our wallets can take a serious hit.In this week’s episode of The Money Goal, host Emir shares easy tips on how you can start saving today, plus what to focus on first when your budget feels extra tight.

Earning your own money feels great — but with it comes big decisions. House? Car? Swipe now, pay later? But wait… how does all this affect your future? What even is a credit score, and why do CCRIS and CTOS matter? In this episode of The Money Goal, host Emir breaks it all down — from understanding your credit score to making smarter financial choices for the long run.

Feeling overwhelmed by all the investment options out there? From ASB to stocks to the ever-volatile crypto market, it’s tough to know where to put your hard-earned money. In this episode of The Money Goal, we break down the pros and cons of each choice so you can make smarter, more confident decisions about growing your wealth. #SYOKPodcast #TheMoneyGoal

Juggling multiple loans can feel like a never-ending cycle of repayments and stress. In this episode, we break down the age-old question: should you pay off your debt first or start building your savings? Our host, Emir and producer, Aishah share practical tips, real-life examples, and simple frameworks to help you decide which path makes the most sense for your situation—so you can take control of your finances with clarity and confidence.

“Buy a house now – in 30 years, you’ll be rich!” Sound familiar? In your 20s, you're just trying to survive, figure things out… and now everyone’s telling you to invest in property? In this episode, Emir sits down with producers Aishah and Thinesh to talk about feeling 'peer-pressured' into adulting, financial milestones, and the weight of society’s expectations.

You’re not even 30... and you’re already thinking of throwing all your savings into a business? Crazy… or just bold? In this episode of The Money Goal, Emir sits down with our producer Yasmin to unpack what it really means to take that leap. From small steps to smart planning, they explore how you can make bold moves without going broke.

Everyone’s driving something fancy these days... electric vehicles, cars with smart assistants, or just that sleek leather interior that screams luxury. But the big question is: should you be buying a new car right now? On this week’s episode of The Money Goal, Emir sits down with our friend Thinesh to figure out if getting a brand-new car is truly a need or just a want. Whether your old car is falling apart or you're tired of the daily commute on public transport, this episode will help you think it through — the smart way!

Is your credit card helping you—or hurting your wallet? In this episode, we unpack whether credit cards are a smart financial tool or just debt in disguise. From understanding interest rates to avoiding hidden fees, we share practical tips to help you spend wisely, stay in control, and use your credit card to your advantage—not the other way around.

We’ve all been there... one innocent scroll turns into a full cart and a drained bank account.In this episode, we unpack the emotional rollercoaster of online shopping. From dopamine hits to buyer’s remorse, we explore why it's so hard to resist those tempting "SALE!" pop-ups and free shipping deals. Is it really retail therapy, or just stress in a cardboard box?

You’ve just received a salary bump—yay! But now what? Do you save more, splurge a little, or level up your lifestyle? These decisions might seem small now, but they can shape your financial future in a big way. In this week’s episode of The Money Goal, Yasmin is back (with a higher paycheck) to share how she’s navigating this new phase in her financial journey.

You and your partner are thinking about tying the knot — but in your mid-20s, with just a few years of earning “adult money” under your belt, it feels like a stretch. Can you really afford a wedding and build a future together? It might feel overwhelming, but it’s not impossible! In this week’s episode of The Money Goal, our friend Azmi joins Emir to share practical, no-stress tips on how to start saving for your big day!

You’re earning pretty well for someone just starting out—but with every pay raise, it still feels like your salary isn’t enough. So what’s going on? Is it lifestyle inflation, or do you really need to earn more? In this episode of The Money Goal, Emir breaks down why your income might never feel enough, and shares simple, practical steps to help you regain control of your spending and financial goals.