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The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Cara Stern, Mike Moffatt, and Meredith Martin
133 episodes
6 days ago
The Canada Revenue Agency is facing a public crisis: long delays, wrong assessments, and frustrated taxpayers. Hosts Sabrina Maddeaux and Mike Moffatt unpack the CRA’s 100-day “fix,” why it’s only a Band-Aid solution, and the deeper structural issues inside Canada’s tax system. From call-centre chaos to a tax code even accountants struggle to understand, this episode explores how CRA policies are eroding public trust and what real reform would look like. Mike also shares his personal experi...
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News Commentary
News,
Business News,
Politics
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All content for The Missing Middle with Mike Moffatt and Sabrina Maddeaux is the property of Cara Stern, Mike Moffatt, and Meredith Martin and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
The Canada Revenue Agency is facing a public crisis: long delays, wrong assessments, and frustrated taxpayers. Hosts Sabrina Maddeaux and Mike Moffatt unpack the CRA’s 100-day “fix,” why it’s only a Band-Aid solution, and the deeper structural issues inside Canada’s tax system. From call-centre chaos to a tax code even accountants struggle to understand, this episode explores how CRA policies are eroding public trust and what real reform would look like. Mike also shares his personal experi...
Show more...
News Commentary
News,
Business News,
Politics
Episodes (20/133)
The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Do You Have a CRA Horror Story?
The Canada Revenue Agency is facing a public crisis: long delays, wrong assessments, and frustrated taxpayers. Hosts Sabrina Maddeaux and Mike Moffatt unpack the CRA’s 100-day “fix,” why it’s only a Band-Aid solution, and the deeper structural issues inside Canada’s tax system. From call-centre chaos to a tax code even accountants struggle to understand, this episode explores how CRA policies are eroding public trust and what real reform would look like. Mike also shares his personal experi...
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6 days ago
15 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
The Rental Paradox: Why Lower Prices Aren't Enough
Rents are finally dropping in many Canadian cities, yet finding an affordable, decent apartment still feels impossible. What’s going on with the rental market? In this episode, Sabrina Maddeaux sits down with Max Steinman, CEO of RentSync and Rentals.ca, to unpack what’s driving the recent rent declines, how rent control policies backfired, and why “financialization” isn’t the villain it’s made out to be. We dive into how younger Canadians are coping with record-high housing costs, what rente...
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1 week ago
23 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Nightmare on Craven Road: When Local Politics Derail Citywide Housing Goals
What happens when one city councillor gets Toronto council to vote in favour of “studying” garden suites on a single block, potentially undoing years of zoning reform? In this episode of The Missing Middle, Mike Moffatt and Meredith Martin dig into the Craven Road and Parkmount Avenue dispute to reveal how neighbourhood politics, NIMBYism, and endless “consultation” are slowing Toronto’s housing progress. From the satirical truth of McSweeney’s “Every NIMBY Speech at a Public Hearing” to the ...
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2 weeks ago
15 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Eastbound and Outpriced: The Great GTA Family Migration
Ontario’s family housing crisis is spreading fast, and it’s not just a GTA problem anymore. In this episode of The Missing Middle podcast, Sabrina Maddeaux and Mike Moffatt delve into a new report that reveals how the shortage of family-friendly homes in the GTA is driving young families east and south, reshaping entire regions from Peterborough to Ottawa. Chapters 00:00 Introduction 01:55 Understanding ground-oriented ownership homes 04:00 The ripple effect of GTA's housing sho...
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3 weeks ago
21 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
From Kraft Dinner to Condos: The Great Shrinkage
In this episode of The Missing Middle, Mike Moffatt and Sabrina Maddeaux dig into the rise of shrinkflation, from grocery store products like cereal and Kraft Dinner to Canada’s shrinking condos, and reveal how companies, developers, and government policies are quietly giving Canadians less for more. From deceptive packaging and behavioral economics tricks to the rise of shoebox condos and poor layouts, we explore how rising costs, investor-driven development, and flawed housing policies are ...
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1 month ago
26 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Ontario’s Housing Sales Collapse: It’s Not Just Toronto Condos
Ontario’s housing market is in crisis, and it’s not just condos in downtown Toronto. In this episode of The Missing Middle Podcast, Mike Moffatt and Sabrina Maddeaux break down a bleak new report on housing starts and sales across 34 municipalities. From plummeting pre-construction sales and stalled ground-oriented homes, to the looming loss of 21,000 jobs, we explore why affordability is worse than ever, why government housing targets are falling short, and what it all means for buyers, rent...
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1 month ago
13 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Who Really Wins with Return-to-Office Mandates?
In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt break down Ontario’s new return-to-office mandate and the big banks’ similar policies, asking what they really mean for younger workers and families already facing high housing costs, long commutes, and stagnant wages. They explore the trade-offs between productivity, commuting, and control, while producer Meredith Martin joins to share her perspective as a former union leader on mentorship, collaboration, and what might...
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1 month ago
17 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Condo Crashes, Shrinkflation, & The Death of Homeownership?
In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt dig into Canada’s condo market crash, the rise of “housing shrinkflation,” and what it all means for young Canadians chasing the dream of homeownership. They unpack why falling condo prices aren’t actually fixing the housing crisis, how developers and government policies have fueled the problem, and why middle-class buyers are being left behind. If you’ve been wondering whether Canada is headed for a nation of “forever r...
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1 month ago
16 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
The Secret Life of Think Tanks: Funding, Influence & Careers
Ever wonder what people at think tanks actually do all day? In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt pull back the curtain on the mysterious world of think tanks. From how they’re structured and funded, to the challenges of staying independent, they explore what really goes on behind the scenes. You’ll also hear about career opportunities for young professionals, why U.S. think tanks dwarf their Canadian counterparts, and how think tanks influence policies that...
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2 months ago
20 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Infill Housing Battles: What 15 Years of Data Reveal
Why do some infill housing projects spark outrage while others fly under the radar? In this episode of The Missing Middle, host Sabrina Matto sits down with former London City Councillor and researcher Jesse Helmer to unpack 15 years of planning committee decisions. They explore why certain housing proposals face fierce opposition, what factors reduce pushback, and how cities can actually build more homes with community support. From surprising success stories to lessons learned in local poli...
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2 months ago
20 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
The High Cost of Losing Your Creative Class
Canadian cities are facing a creative crisis. Rising housing costs are driving artists, musicians, designers, and other innovators out — and it’s not just culture that’s at risk. In this episode, Sabrina Maddeaux and Mike Moffatt break down how losing the “creative class” hurts local economies, tourism, and even a city’s ability to attract tech and finance talent. From the ripple effects on nightlife and small businesses to the loss of vital cultural spaces, we explore why cities can’t afford...
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2 months ago
17 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Can Tax Reform Help Young Canadians Afford Homes?
Are young Canadians being taxed like millionaires while living like broke students? Sabrina Maddeaux and Mike Moffatt dive into the jaw-dropping disconnect between salaries, taxes, and the insane cost of housing. From bold tax reform ideas to creative fixes for rent, down payments, and wealth inequality, they tackle the policies (and politics) holding the next generation back. Expect sharp insights, a few laughs, and fresh solutions that could actually make life affordable again. Chapters 00:...
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2 months ago
30 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
MURBs & The Housing Plot Twist No One Saw Coming
What do cheesy Jean-Claude Van Damme movies and Canada’s rental housing crisis have in common? Apparently, more than you’d think! In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt hop in their imaginary time machine to explore how a long-forgotten 1970s tax trick—MURBs—might make a comeback to boost rental housing today. Will this retro loophole help fix our sky-high rents, or just mess with the condo market even more? Grab your popcorn and find out how investors, multi...
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3 months ago
15 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
REITs, Rent & Rage: Canada’s Housing Tug-of-War
​​In this episode of The Missing Middle, Mike Moffatt and Sabrina Maddeaux unpack the controversy around REITs (Real Estate Investment Trusts) and their role in Canada’s housing crisis. Are REITs really blocking affordable housing, or is the real issue deeper than greedy landlords? Mike and Sabrina break down how REITs work, why they’ve become political scapegoats, and what actually needs to change to build more truly affordable homes. If you’ve ever wondered who should be our landlords — mom...
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3 months ago
17 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Young Workers and the Public Service Purge
In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt break down the massive wave of federal public service job cuts and how they’re slamming young Canadians the hardest. From thousands of lost student and contract jobs to long-term impacts on housing, wages, and health, they reveal how a shrinking government workforce could shut an entire generation out of shaping Canada’s future. They also dive into what this means for unions, the economy, and why real public service refo...
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3 months ago
22 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
The $6.6 Billion Housing Disaster Politicians Won’t Talk About
Toronto’s housing market is in free fall — new condo sales have plunged 97% since 2021, costing governments $6.6 billion in lost tax revenue every year. In this episode, Sabrina Maddeaux and Mike Moffatt break down shocking new data on record-low home sales, how this impacts construction jobs, and why the crisis could get worse before it gets better. They explain how cutting taxes like the GST could revive housing starts without sacrificing affordability, and debate whether foreign buyers and...
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3 months ago
17 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Broken Zoning: Why We Can’t Fix the Housing Crisis Without a Map
In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt are joined by urban planner Alex Beheshti for a deep dive into one of the most overlooked barriers to solving Canada’s housing crisis: zoning data. Alex makes the case for a Canadian Zoning Atlas—an ambitious but essential tool to bring clarity, consistency, and transparency to the country’s fragmented planning systems. They explore why zoning laws are so confusing, how the lack of machine-readable data cripples good pol...
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3 months ago
16 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
How Cities Keep Screwing up Multiplex Housing
Why aren’t we seeing more multiplexes in Canadian cities—even after zoning reforms? In this episode of The Missing Middle, Sabrina Maddeaux and Mike Moffatt dig into the surprising roadblocks holding back infill housing. From bizarre bedroom caps to height limits that make 10-plexes impossible, they unpack how cities say "yes" to housing... and then quietly say "no." They call out the red tape, NIMBY politics, and why it might be time for provinces to take the wheel. If you're wondering why t...
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4 months ago
16 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Canada’s GST Rebate is Based On 1991 Home Prices-WTF!?!
In this episode, Sabrina Maddeaux and Mike Moffatt tackle how GST rebates are affecting new homebuyers, tracing the history of these incentives and how inflation has quietly eroded their value. With fresh rebate structures now on the table—especially for first-time buyers—they examine what’s working, what’s not, and what’s politically possible. And, of course they have some suggestions on how policy could be shaped to benefit everyone. Chapters 00:00 Introduction 01:52 A new hom...
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4 months ago
18 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
Politicians vs. Millennials: The Battle for Housing Affordability
In this episode of the Missing Middle podcast Sabrina Maddeaux and Mike Moffatt discuss the lack of clear housing goals from political parties, including the Liberals' national housing strategy's focus on low-income earners and the NDP's ineffective communication with younger voters. The conversation highlights the struggle of middle-class individuals to afford housing, the disconnect between political messaging and the lived experiences of young Canadians, and the potential political time bo...
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4 months ago
31 minutes

The Missing Middle with Mike Moffatt and Sabrina Maddeaux
The Canada Revenue Agency is facing a public crisis: long delays, wrong assessments, and frustrated taxpayers. Hosts Sabrina Maddeaux and Mike Moffatt unpack the CRA’s 100-day “fix,” why it’s only a Band-Aid solution, and the deeper structural issues inside Canada’s tax system. From call-centre chaos to a tax code even accountants struggle to understand, this episode explores how CRA policies are eroding public trust and what real reform would look like. Mike also shares his personal experi...