In the final episode of The FI Guys Crash Course, Chris and Dominic take a step back from numbers to dive into the philosophy behind wealth building. They explore why financial independence isn’t just about money, it’s about mindset, discipline, and purpose.
From calling out flaws in the education system to exposing how social media warps our perception of success, the FI Guys keep it real about what it truly takes to achieve freedom. You’ll also hear them answer a heartfelt letter from a 16-year-old feeling “behind in life,” reminding listeners that time is the ultimate asset — and compounding applies to skills, relationships, and mindset, not just money.
Whether you’re early on your financial journey or reevaluating what “wealth” really means, this episode delivers a mix of tough love, humor, and actionable perspective you won’t hear anywhere else.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Introduction to the Phi Guys Crash Course
02:10 The Challenge of Achieving Wealth
07:14 The Importance of Personal Finance Mindset
12:07 The Role of Failure in Success
17:43 Viewer Mailbag: Feeling Behind at 16
25:25 Building Skills and Relationships for Success
32:04 Conclusion and Wins of the Week
#financialindependence #personalfinance #wealthmindset
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Ready to take the *final* step toward Financial Independence?
📧 Connect with Chris at Monzon Wealth: https://www.monzonwealth.com/📈 About The FI Guys:Welcome to The FI Guys, your go-to channel for all things related to financial independence, investing, and personal finance! We're passionate about helping you achieve your financial goals and gain control over your money. Subscribe now for weekly videos packed with tips, insights, and strategies to help you build wealth, save money, and live your best financial life!🔔 Subscribe for More Content: https://youtube.com/@TheFIGuys?si=SdQj7wL7DhawC5Hv?sub_confirmation=1Don't forget to subscribe to our channel and turn on notifications so you never miss an update. Join our community of like-minded individuals on the path to financial freedom!📌 Connect With Us:The Fi Guys Website: https://thefiguys.com/Monzon Wealth: https://www.monzonwealth.com/Facebook: https://www.facebook.com/profile.php?id=61550917482189Instagram: https://www.instagram.com/thefiguyspodcast/Twitter: https://twitter.com/GuysFi32706LinkedIn: https://www.linkedin.com/in/the-fi-guys📧 Contact Us:For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email: thefiguysvideopodcast@gmail.com👍 Like and Share:If you found this video helpful, please give it a thumbs up and share it with your friends and family. It helps us reach more people and spread financial literacy!💬 Leave a Comment:We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.🌟 Thank You for Watching!Thank you for watching The FI Guys. Remember, financial independence is within reach, and we're here to support you every step of the way. See you in the next video!⏰ Timecodes ⏰#financialindependence #personalfinance #investing~~~~~~~Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In this episode of The FI Guys, Chris and Dominic dive into the power of lifelong learning — and why your education shouldn’t end after school. They explore how creating an education budget can become one of the smartest investments you ever make, helping you build both financial independence and personal growth.
The guys unpack the importance of being the hero of your own story, taking ownership of your growth, and applying what you learn instead of just consuming content. They also answer a listener’s question about what to do with $100K in savings — breaking down simple, no-nonsense strategies to make your money work for you.
If you’ve ever wondered how to stay sharp, level up your mindset, and invest in yourself even when life gets busy, this episode will give you a roadmap to do exactly that.
👉 Tune in, laugh a little, and learn a lot.
🔔 Subscribe for More Content:
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
⏰ Timecodes ⏰
00:00 The Journey of Lifelong Learning
04:02 Investing in Education: The Importance of an Education Budget
07:08 Navigating the Challenges of Learning and Growth
09:23 Finding Your Path: The Importance of Self-Discovery
12:11 The Power of Knowledge: Utilizing Free Resources
14:47 Investing Wisely: Strategies for Your Savings
17:34 The Mindset Shift: Making Your Money Work for You
19:42 Mailbag: Addressing Financial Concerns
29:08 Wins of the Week
#lifelonglearning #financialindependence #investinyourself
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Is college still worth the price tag? In this episode of The FI Guys Podcast, Dom and Chris break down the real numbers behind college, trade schools, and lifelong learning—and what it all means for your path to financial independence.We’re diving into why tuition keeps skyrocketing, how to calculate your true ROI on a degree, and why skipping college might actually be the smartest money move for some people. From $2 trillion in student debt to the booming demand for skilled trades, this conversation separates education myths from money truth.📧 Connect with Chris at Monzon Wealth: https://www.monzonwealth.com/📈 About The FI Guys:Welcome to The FI Guys, your go-to channel for all things related to financial independence, investing, and personal finance! We're passionate about helping you achieve your financial goals and gain control over your money. Subscribe now for weekly videos packed with tips, insights, and strategies to help you build wealth, save money, and live your best financial life!🔔 Subscribe for More Content: https://youtube.com/@TheFIGuys?si=SdQj7wL7DhawC5Hv?sub_confirmation=1Don't forget to subscribe to our channel and turn on notifications so you never miss an update. Join our community of like-minded individuals on the path to financial freedom!📌 Connect With Us:The Fi Guys Website: https://thefiguys.com/Monzon Wealth: https://www.monzonwealth.com/Facebook: https://www.facebook.com/profile.php?id=61550917482189Instagram: https://www.instagram.com/thefiguyspodcast/Twitter: https://twitter.com/GuysFi32706LinkedIn: https://www.linkedin.com/in/the-fi-guys📧 Contact Us:For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email: thefiguysvideopodcast@gmail.com👍 Like and Share:If you found this video helpful, please give it a thumbs up and share it with your friends and family. It helps us reach more people and spread financial literacy!💬 Leave a Comment:We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.🌟 Thank You for Watching!Thank you for watching The FI Guys. Remember, financial independence is within reach, and we're here to support you every step of the way. See you in the next video!#financialindependence #personalfinance #investing~~~~~~~Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Insurance isn’t sexy—but it’s essential. In this episode of The FI Guys, Chris and Dominic break down the real purpose of insurance, how to think about risk mitigation, and why treating insurance like an investment is a mistake.
They uncover the truth behind life insurance policies, why so many never pay out, and what you should know before signing up. The guys also dive into estate planning—how to protect your loved ones and your legacy—and discuss the often-overlooked connection between financial responsibility and mental health.
If you’ve ever wondered how to balance paying off debt, protecting your assets, and still enjoying your life, this episode is for you. Chris and Dom remind you that personal finance is personal—and that you can’t build financial independence if you’re constantly burned out or ignoring your wellbeing.
💡 Tune in for practical tips, honest insights, and a few laughs along the way.
🔔 Subscribe for More Content:
📌 Connect With Us:
The Fi Guys
Monzon Wealth
Facebook
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Introduction to Insurance and Its Importance
04:10 Understanding Different Types of Insurance
07:07 The Reality of Life Insurance Policies
10:05 Insurance as Risk Mitigation
12:43 The Importance of Estate Planning
15:44 Viewer Mailbag
#financialindependence #personalfinance #insuranceeducation
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Insurance doesn’t have to be confusing — or boring. In episode 10 of the FI Crash Course we break down the real purpose of insurance: managing risk, not building wealth. They unpack common misconceptions, explain key terms, and reveal how to pick the right coverage without overpaying.
From health and homeowner’s insurance to life and disability coverage, this conversation helps you understand what’s actually worth your money. You’ll learn why term life insurance often makes more sense than whole life, how to avoid getting upsold on unnecessary policies, and why legacy planning is the final step in protecting your family’s future.
If you’ve ever wondered, “Do I really need this policy?” or “What’s the smart way to protect what I’ve built?” — this episode is for you.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
⏰ Timecodes ⏰
00:00 Understanding the Purpose of Insurance
05:56 Key Insurance Terms Explained
12:44 Types of Insurance Worth Considering
18:15 Strategies to Lower Insurance Costs
26:38 The Importance of Life Insurance
27:35 Understanding Term vs. Whole Life Insurance
31:38 The Role of Fiduciaries in Insurance
34:07 Navigating Insurance Needs and Priorities
35:23 The Complex World of Annuities
44:09 The Importance of Legacy and Estate Planning
#financialindependence #insuranceexplained #smartmoneymoves
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In this episode of FI Friday Feedback, Chris and Dominic break down key tax strategies for 2025 and share actionable ways to keep more of your hard-earned money. They explore how the progressive tax system works, highlight legal methods to reduce taxes, and explain why understanding these concepts is critical for financial flexibility.
The hosts also dive into a viewer letter celebrating a $500,000 401(k) milestone, using it as a springboard to discuss the importance of recognizing financial wins and staying motivated on your journey to financial independence. Along the way, they offer practical tips for negotiating savings, maximizing benefits, and approaching money conversations with confidence and transparency.
Whether you’re just starting your FI journey or looking to optimize your 401(k) and tax strategy, this episode is packed with insights, humor, and real-life examples that make personal finance approachable and actionable.
🔔 Subscribe for More Content:
📌 Connect With Us:
The Fi Guys
Monzon Wealth
Facebook
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Introduction to Tax Strategies for 2025
03:17 Understanding the Progressive Tax System
06:15 Legal Tax Reduction Strategies
09:11 The Importance of Financial Flexibility
12:23 Viewer Mailbag: Celebrating Financial Milestones
15:31 Win of the Week
#financialindependence #taxstrategies #moneymindsetshift
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Are you paying more taxes than you need to? In episode 9 of the FI Crash Course Remaster, the FI Guys break down tax optimization strategies for 2025 so you can learn how to keep more of your hard-earned money.
We cover everything from how the progressive income tax system works to retirement account contribution limits for 2025, and we’ll show you how to reduce taxable income, lower your effective tax rate, and build long-term financial independence.
📊 Whether you’re a beginner learning about taxes or already on the path to financial independence, this episode will help you take control of your money, reduce your tax burden, and optimize your finances for 2025.
🔔 Subscribe for More Content:
📌 Connect With Us:
The Fi Guys
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Facebook
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Intro
09:57 Understanding the Progressive Tax System
15:20 Strategies for Reducing Taxes
21:12 Exploring Retirement Accounts and Tax Benefits
30:36 Understanding Roth IRAs and Their Benefits
35:22 Maximizing Retirement Contributions
37:21 Navigating Contribution Limits and Tax Deductions
41:20 Seeking Professional Financial Guidance
45:18 Filing Status and Its Impact on Taxes
47:12 Choosing the Right Tax Strategy for Your Future
50:00 Action Steps for Improving Your Financial Health
#personalfinance #taxoptimization #taxplanning
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In this episode of the FI Guys, Chris and Dominic break down the core principles of financial independence and smart investing. They dive into the mindset shifts that are crucial for building wealth, explain different investment vehicles, and explore how to balance paying down debt while keeping healthy cash reserves.
The hosts also tackle a real listener question about debt management, giving practical guidance on how to make intentional choices without sacrificing financial stability. Plus, they share their personal wins of the week, offering a behind-the-scenes look at how even small victories contribute to long-term financial literacy and well-being.
💡 Key Takeaways:
Mindset matters as much as money.
Understanding investment options is critical for financial growth.
Balance debt repayment with cash reserves for stability.
Real-life examples make financial decisions relatable and actionable.
🔔 Subscribe for More Content:
📌 Connect With Us:
The Fi Guys
Monzon Wealth
Facebook
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Introduction
02:29 Five Rules for Long-Term Investing
10:35 The Importance of Mindset in Investing
12:33 Understanding Stocks, ETFs, and Mutual Funds
19:19 Viewer Mailbag: Debt vs. Cash Reserves
33:58 Win of the Week and Closing Thoughts
#financialindependence #investingbasics #debtmanagement
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In this episode of the FI Guys Podcast, we break down how to invest for long-term financial independence in a simple, no-jargon way. This is Part 2 of our remastered FI Crash Course Episode 8 on investing.
Today, you’ll learn:
✅ The FI Guys’ 5 Rules for Successful Long-Term Investing
✅ The two main stages of investing (wealth-building vs wealth-preservation) and how to adjust your strategy for each
✅ ETFs vs mutual funds explained for beginners – pros, cons, tax efficiency, and when to use each
✅ Why low-cost index investing is a proven, beginner-friendly approach to building wealth
✅ How to evaluate if a financial advisor is worth the cost — and the two questions you must ask before hiring one
If you’ve been wondering how to invest with confidence, minimize fees, and avoid the most common mistakes, this episodes for you.
🔔 Subscribe for More Content:
📌 Connect With Us:
The Fi Guys
Monzon Wealth
Facebook
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Twitter
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Introduction to Investing Strategies
03:54 Five Rules for Long-Term Investing
09:46 Understanding the Stages of Investing
21:46 Understanding Debt and Assets
23:07 Wealth Preservation Strategies
25:25 Common Sense Investment Strategies
28:03 ETFs vs. Mutual Funds
35:44 Do You Need a Financial Advisor?
41:43 Taking Action Towards Financial Independence
#financialindependence #investingsmart #investingforbeginners
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Welcome back to the FI Guys podcast! In this episode, we break down the essentials of long-term investing and how it plays a critical role in achieving financial independence. They explore the impact of inflation on your personal finances, practical strategies for starting your investing journey, and how to make informed money decisions that align with your values—not societal expectations.From understanding the volatility of the market (“The market is a roller coaster”) to ignoring social status noise, this episode is packed with actionable advice to help you build wealth and take control of your financial future. The hosts also answer a listener’s question about financial choices, giving real-world perspective on how lifestyle and investing decisions affect long-term outcomes.Whether you’re just starting your financial journey or looking to refine your strategy, this episode provides insights to make smarter investing decisions and stay ahead of the curve.
🔔 Subscribe for More Content:
📌 Connect With Us:
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Monzon Wealth
Facebook
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Twitter
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 The Importance of Long-Term Investing09:38 Understanding Inflation and Economic Systems18:59 Strategies for Getting Started in Investing27:27 Viewer Mailbag: Financial Independence Choices#financialindependence #investingtips #wealthbuilding
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Welcome to Episode 7 of The FI Guys Financial Independence Crash Course—where we make investing simple and accessible for everyone on their journey to financial freedom.In this episode, we break down the fundamentals of investing for beginners, explaining why investing is a critical step beyond just saving money. You’ll learn how to leverage the power of compound interest to grow your wealth exponentially over time and why balancing risk and reward with a diversified portfolio of stocks and bonds is key to building lasting financial security.We also cover:- The importance of investing alongside saving and earning- How inflation impacts low-yield investments- Why short-term market volatility is normal- Historical market recoveries from major downturns- The vital role of patience and persistenceIf you’re ready to stop worrying about complicated finance jargon and want a simple path to financial independence through investing, this episode is for you.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 The Importance of Investing for FI11:50 Understanding Compounding and Its Impact21:35 Navigating Market Volatility and Long-Term Strategies31:45 The Role of Patience and Persistence in Investing#investingforbeginners #financialindependence #CompoundInterest #longterminvesting
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Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Balancing financial health isn’t just about cutting lattes (though, yes, we talk budgeting too). In this episode of The FI Guys, we dive deep into what it really means to build lasting financial independence. We explore the two sides of the money coin: smart budgeting and finding ways to increase income — whether that’s negotiating a raise, launching a side hustle, or finally charging what you’re actually worth.
But this conversation goes beyond dollars and cents. We unpack how self-worth impacts financial decisions, why your mental health and emotional well-being are just as critical as your bank balance, and how personal growth often starts with asking, “What’s my why?” From navigating financial hardships to celebrating the small wins, this episode is packed with relatable stories, practical financial advice, and a little bit of humor to remind you that you’re not alone on this journey.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Finding Balance in Financial Health
04:01 The Importance of Self-Discovery
06:57 Understanding Your Worth
09:50 The Journey to Financial Independence
12:30 Navigating Financial Hardships
15:22 Taking Action for Change
18:23 Listener Mailbag: A Cry for Help
34:45 Win of the Week
#financialindependence #moneymindset #budgetingtips
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Are you relying only on budgeting to build wealth? Think again. In episode 6 of The FI Crash Course, we dive into the power of income growth as a key driver of financial independence. Whether you’re in a W-2 job, exploring entrepreneurship, or curious about side hustles, this episode is packed with actionable strategies to help you earn more, work smarter, and make your money work for you.
Learn why negotiating your salary, documenting your wins, and networking aren’t just nice-to-haves—they’re essential tools for long-term financial success. Chris and Dom break down practical methods to identify side hustle opportunities, embrace emerging skills (even AI!), and evaluate your market worth. Plus, they share tips on overcoming the friction in everyday life to uncover hidden income streams.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 The Importance of Income Growth
08:26 Strategies for W-2 Employees
20:05 Becoming Raise-Worthy: Key Steps
29:38 Embracing AI for Skill Development
32:34 Understanding Your Value in the Workplace
34:49 The Art of Negotiation
36:10 The Power of Side Hustles
43:17 Finding Your Side Hustle Idea
48:48 Maximizing Your Side Hustle
53:08 Action Steps for Income Growth
#financialindependence #sidehustleideas #incomegrowth
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In this episode of The FI Guys podcast, Chris and Dom dive into the philosophy of financial independence and the power of intentional spending. Instead of letting possessions or job titles define you, the guys challenge you to ask the big question: “Who are you really—what you have, what you do, or who you are?”
They explore how tying your self-worth to fragile things like wealth or status can lead to an identity crisis, and why diversifying your identity is essential for personal growth and authentic living, from goal setting that reflects your true values—not society’s expectations—to learning how to celebrate small wins along the path.
The episode wraps up with a powerful listener feedback story about overcoming debt and the role of community support in building confidence and resilience.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Introduction to the Big Three and Money Philosophy
03:57 The Identity Crisis: What Defines Us?
07:00 The Importance of Diversifying Identity
09:37 The Fragility of Self-Worth and Wealth
12:15 Goals and the Pursuit of Happiness
15:11 Setting Meaningful Goals
18:20 Living Authentically and Avoiding Regrets
23:11 Philosophical Insights on Finance
24:33 Mailbag
38:36 Win of the Week
#FinancialIndependence #IntentionalSpending #PersonalGrowth
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Welcome to Episode 5 of the FI Crash Course Remastered. In this episode of The FI Guys, Chris and Dominic tackle the heart of financial independence: spending smarter, not earning more. They break down the "big three" spending categories—housing, transportation, and food—and show how mastering these can unlock serious financial freedom. From the joy of experiences versus material possessions to the hidden costs of consumerism, this episode is packed with practical insights and actionable tips to help you live intentionally.
Learn how intentional spending reflects self-awareness, why time autonomy matters more than money alone, and how small changes like cooking at home or rethinking transportation can have an outsized impact on your finances and happiness.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 The Journey to Financial Freedom04:31 The Big Three vs. Small Expenses08:26 Spending with Intention12:48 The Joy of Experiences Over Things16:59 The Illusion of Money and Happiness20:31 Buying Back Your Time34:08 Spending with Intention: Food and Budgeting41:57 Transportation: The Hidden Costs of Car Ownership46:40 Housing: The Trap of Being House Poor#financialindependence #intentionalspending #budgetingtips
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Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
Financial independence doesn’t have to be complicated—yet so many of us get lost in the noise. In this episode of The FI Guys, we break down why simplicity is the secret to personal finance and how self-awareness can help you escape the traps of societal expectations.
We explore the dangers of financial complexity, why “question everything” is one of the most powerful money rules, and how surrounding yourself with the right influences can shape your financial mindset. You’ll hear a powerful listener story about breaking free from generational poverty through hard work and resilience, reminding us all that the choices we make today can echo for generations.
From mastering the basics to taking back control of your financial life, this conversation is packed with life lessons, empowerment strategies, and practical steps toward financial mastery. If you’ve ever felt overwhelmed by personal finance, this episode will help you clear the clutter and focus on what really matters.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Intro05:49 Simplicity in Personal Finance10:28 Questioning Everything12:25 The Influence of Information15:08 Surrounding Yourself with the Right Influences20:03 The Power of Small Decisions23:04 Viewer Mailbag: Escaping Generational Poverty34:24 Wins of the Week#FinancialIndependence #PersonalFinance #MoneyMindset
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Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
What if the secret to financial independence could be boiled down to one simple equation? In this episode of The FI Guys, we break down the core formula: Income – Expenses = The Gap. That gap is your savings rate, and it’s the true engine behind wealth building.
In episode 4 of the FI Drash Course, we dive into why most people think they have an income problem (spoiler: it’s often a spending problem), and how you can flip the script with intentional choices. From negotiating your worth at work and leveraging side hustles, to maximizing employer benefits (aka free money), we cover practical ways to grow your income and stretch your gap.
But financial freedom isn’t just about math—it’s about mindset. We explore conscious spending, simple financial habits, and how buying back your time can lead to real happiness. Along the way, we share stories, sound bites, and actionable steps to help you align your money with your values.
If you’re ready to stop guessing and start building wealth with intention, this episode is for you.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
⏰ Timecodes ⏰
00:00 The Equation for Financial Independence
04:57 Understanding the Gap: Income vs. Expenses
10:42 Overcoming Fear: Embracing Side Hustles
19:28 Mindful Spending: The Key to Financial Freedom
23:04 Buying Back Your Time
27:57 Understanding the Big Three Expenses
36:01The Importance of the Gap
42:01 Final Thoughts and Action Steps
#financialindependence #wealthbuilding #moneyhabits
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In this episode of the FI Guys Podcast, we dive deep into mastering debt, building a crisis fund, and making smart financial decisions that balance both logic and emotion. If you’ve ever wondered how guilt, personal responsibility, and family obligations affect your finances, this episode is packed with insights to help you take control of your money.
We also open our viewer mailbag to tackle a real listener dilemma: should you pay off your parents’ mortgage? Our discussion highlights the interplay between financial planning and emotional well-being, showing how personal finance isn’t just about numbers—it’s about aligning your choices with your true goals in life.
Whether you’re looking for personal finance advice for debt, savings strategies, or mindset shifts around money, this episode will help you make better financial decisions while staying true to your values.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Recap of Mastering Debt
04:04 Understanding the Crisis Fund
07:39 The Rule of 72 and Debt Growth
11:06 Personal Finance is Personal
14:32 Finding Your True Goals
17:32 Starting the Journey of Change
20:35 Viewer Mailbag: Should I Pay Off My Parents' House?
39:39 Wins of the Week
#financialindependence #debtmanagement #personalfinancetips
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
In the 3rd episode of the FI Crash Course, The FI Guys break down debt management strategies and practical ways to take control of your finances. Learn about the Four Horsemen of Debt—mortgages, student loans, credit cards, and medical bills—and how to treat debt as a financial tool instead of a burden.
We cover debt payoff methods including debt snowball, debt avalanche, and a hybrid approach, plus the importance of a crisis fund to prevent financial setbacks. Take actionable steps today to create a personal debt payoff plan and move toward financial freedom.
Key Topics:
Emotional impact of debt
Four Horsemen of Debt explained
Snowball vs. avalanche vs. hybrid debt payoff methods
Why a crisis fund is essential
Subscribe for more tips on paying off debt, personal finance strategies, and achieving financial independence.
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📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, please email us at: thefiguysvideopodcast@gmail.com
💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.
⏰ Timecodes ⏰
00:00 Understanding Debt: The Heavy Burden
04:40 The Four Horsemen of Debt
08:46 Debt as a Tool: Emotional and Practical Perspectives
13:43 Proven Strategies to Pay Off Debt
19:35 The Hybrid Method: Balancing Emotion and Math
21:35 The Power of the Hybrid Method
24:47 Understanding Crisis Funds
26:59 The Importance of Preparation
31:08 Breaking Free from Debt
33:31 Taking Control of Your Finances
38:22 Creating a Personal Payoff Plan
#debtmanagement #payoffdebt #financialfreedom
~~~~~~~
Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.
The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.
We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.
The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.
It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/
