In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property. From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to bidding wars unnecessarily, John covers it all here. He’ll help you understand what the banks really look for, how to avoid delays and disappoint...
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In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property. From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to bidding wars unnecessarily, John covers it all here. He’ll help you understand what the banks really look for, how to avoid delays and disappoint...
In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property. From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to bidding wars unnecessarily, John covers it all here. He’ll help you understand what the banks really look for, how to avoid delays and disappoint...
In this episode of the Tea & Mortgage Podcast, Irish mortgage broker John Coleman goes in-depth about the difference between first-time buyers and second-time buyers. The discussion includes these topics and questions: 1. What defines a first-time buyer? 2. What defines a second-time buyer? 3. The differences in terms of financials: a. First-time buyer - availability of grants, first-time buyer grant, first home scheme, etc.... b. Second-time b...
In this episode #32 of the Tea & Mortgage Podcast, mortgage broker John Coleman walks you through a live demo of the JC Mortgages Mortgage Repayment Calculator, helping you understand exactly what your monthly repayments could look like. John features both calculators for Mortgage Repayments and How Much Can I Borrow For a Mortgage in Ireland? on his website. What You'll Learn: How to input property value, borrowing amount, loan term, age, and gross salary to get your repayment esti...
🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained Hosted by John Coleman | JC Mortgages Thinking about buying your first home in Ireland? 🏠 You need to know about the Help to Buy Scheme—a government incentive designed to give first-time buyers a financial boost toward their deposit. In this episode, John breaks down everything you need to know about the Help to Buy (HTB) scheme—from what it is, how it works, and how to apply, to who qualifies and when to get started. ☕ Ques...
It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme. In this episode filled with valuable information, John will answer these common questions: 1. What is the first home scheme? 2. How can someone apply for first home scheme? 3. How does the first home scheme work? 4. How to find first home scheme houses. 5. How long does first home scheme approval take? 6. How does the first home scheme d...
Welcome to the Tea and Mortgage podcast, episode #29! In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever. Part of their regular check-in and discussion about AI a couple times per year, this episode brings some interesting insights, advancements, and opinions about machine learning in mortgage. Those include how AI helps John’s process to review paperw...
It’s episode #28 of the Tea & Mortgage podcast with Ireland’s favourite mortgage broker, John Coleman! In this episode, John and American co-host Norm Schriever go in-depth on the new Flex Mortgage offering from Avant Money. Dare we say this is a “Tracker Mortgage,” but it’s not the same type of tracker loan that go so many banks in trouble during the worldwide financial reshuffling of 2008. Those tracker mortgages definitely come with bad memories and negative connotations, but this ne...
In this episode, we focus in on a somewhat rare and seldom used mortgage tool, bridging loans. For those who aren’t aware, bridging loans are short-term financing solutions designed to provide immediate funds to home buyers or sellers, typically to bridge the gap between the purchase of a new property and the sale of an existing one. They are commonly used in scenarios such as buying a new home before selling the current one, purchasing properties at auctions, or financing property renovatio...
Welcome, everyone to the Tea and Mortgage podcast episode #26! We hope you enjoy these little chats and get some value out of them. Speaking of which, today we’re going to talk about a recent significant milestone for JC Mortgages, as we just received out 200th Google review! Not to pay ourselves on the back (pat, pat), but most remarkable is that John Coleman and the entire team at JC Mortgages has an average 5-star rating on Google even after 200 reviews! So, today we’ll talk about that ...
Welcome to the Tea and Mortgage podcast episode 25…kicking off the new year in 2025! (We promise you we didn’t plan that coincidence.) As is now the annual tradition, in this episode, mortgage broker John Coleman gives his predictions for the coming year. So, what will 2025 hold according to John’s crystal ball? Find out by listening as he gives prognostications on mortgage rates, home prices, buyer demand, tennis and other sport happenings, and more. He even skillfully dodges predictions abo...
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman. Since we’re in December and rolling towards the end of 2024 and the start of 2025, John and co-host Norm Schriever are going to recap the predictions he made this time last year for 2024. John’s prognostications for 2024 included: • Interest rates • Property prices in Dublin...
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman talks about most common mortgage and home buying mistakes. After 20+ years in business helping people obtain a mortgage and buy homes, John Coleman has a whole lot of experience and has helped countless thousands of people along the way. So, in this podcast, he will share ...
In this podcast, mortgage broker John Coleman and co-host Norm Schriever talk about the state of Artificial Intelligence in the mortgage business in 2024, following up on their AI-in-mortgage episode a year earlier. John and Norm talk about advancements, putting the use of AI in perspective, and how it’s a valuable tool – but not at all an omniscient solution that is replacing human interaction. In fact, AI done properly just smooths out inefficiencies and delays, allowing more time to spend ...
Just coming back from his recent whirlwind trip to New York City, John talks about taking in US Open tennis matches and seeing his idol, Novak Djokovic. John then covers his quick return to Ireland to see the iconic band, Coldplay in concert. Back to business, in this podcast, we also talk about invaluable strategies for bidding on a property in Ireland. If you’re currently looking at homes in Ireland or just starting the process, it’s crucial that you understand the bidding process. Ar...
In our 20th episode of the humble little Tea & Mortgage podcast, we have a special guest joining us: John Foley of LifeSize Plans. John walks us through the amazing and unique services his firm, LifeSize Plans, provides. From their website: Bring your plans and future project to a real life-size experience before you put $1 on construction. With the use of state of the art integrated projection technology we are able to show your complete project – including upper and lower floors, ...
In this episode, John Coleman talks about protecting your finances & future with One Plan insurance. You’ve worked hard to get where you are, but life sometimes hands us challenges, setbacks, and even unexpected emergencies. Don’t risk all that you and your family have today – One Plan insurance can help protect you, get you through the hard times unscathed, and help achieve peace of mind. One Plan Unlike many other brokers, we have a strong relationship with Irish Life, who offer their u...
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, Irish mortgage broker John Coleman and co-host Norm Schriever talk about the recent decision by the European Central Bank to cut interest rates by a quarter point. For those who aren’t aware, the European Central Bank cut its key interest rate to 3.75 percent from 4 percent on June 6, ...
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this Tea & Mortgage podcast episode #17, host John Coleman and co-host have the pleasure of welcoming on a special guest, Suya Sausmikat! Making her second appearance on the podcast, Suya, talks about the Brazilian community here in Ireland. Of course, Suya is native to Brazil and only c...
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #16, John Coleman of JC Mortgages and co-host Norm Schriever talk about a few important topics and news when it comes to obtaining a mortgage and buying a property in Ireland. · It may not be news exactly, but John was recently featured in the Sunday Independ...
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #15, John goes through some of the top questions about obtaining a mortgage and buying a property in Ireland. We utilized Artificial Intelligence to get a list of the top questions you’re querying around the terms “Mortgage Ireland” and “Home buying Ireland.” The great AI tool answerthepubli...
In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property. From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to bidding wars unnecessarily, John covers it all here. He’ll help you understand what the banks really look for, how to avoid delays and disappoint...
