Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).
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Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).
Tom welcomes Roxy Butner back to field listener questions on retirement income, Roth vs. traditional 401(k) choices, car financing math, leftover 529 rollovers, and bond price confusion. Listeners hear sharp, practical advice on optimizing savings and withdrawals—without slipping into tax traps. Plus, a shoutout to the record 401(k) savings rate and a surprising mini-lesson on estate planning trends.
0:05 401(k) savings rates hit a new high—why 20% total savings should be your goal
2:40 Roth vs. Traditional 401(k) for younger investors—Roxy makes the case
3:57 Listener Q: Early retirees managing withdrawals across brokerage, Roth, and IRA accounts
6:36 Tax bracket management vs. withdrawal strategy—how to stay in the 24%
8:38 Roth conversions and RMD prep—why to think now about later taxes
9:41 Why DIY retirees still need a second set of eyes on their plan
10:25 Listener Q: What to do with $16K left in a 529 plan
11:24 529-to-Roth rollover rules and strategy
12:31 Listener Q: Pay cash for a car or finance at 1.9%?
13:58 Emotional vs. mathematical car finance decision-making
15:11 Listener Q: Got 6/7 on FINRA quiz—why do bond prices fall when rates rise?
17:36 Bond basics: duration, rate risk, and quality
17:53 Roxy’s real-world client trend: surge in estate planning questions
18:54 Free portfolio analysis plug and Roxy’s parting thoughts
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Talking Real Money - Investing Talk
Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).
