Show Notes & Summary 

Travis John sits down with Mike Revy, Founder & CEO of Bulla Network, for a live-in-studio follow-up to the “Dividend Layer of DeFi” panel at Yield Day NYC.  Revy unpacks how Bulla turns invoices, purchase orders and even one-off “friend-loans” into on-chain NFTs, creating peer-to-peer accounting rails that let businesses tokenize working capital, tap permissionless liquidity pools and earn lender yield in the 10-11% range.  The conversation ranges from trucking-industry factoring to multi-chain deployment costs, stable-coin balance-sheet adoption and why 60/40 portfolios are getting a blockchain makeover.   

Key Takeaways & Insights

1 | P2P Accounting → Tokenized Working Capital.  Bulla mints each invoice or PO as an NFT, instantly updating the issuer’s receivables and the debtor’s payables.
2 | Two-Step Liquidity:  Originators can either list claims for simple peer financing or drop them into permissioned lending pools that target double-digit APY.
3 | Trucking as a Beachhead.  Short-dated freight invoices (30–60 days) are moving on-chain first—cutting expensive TradFi factoring fees and paying truckers faster.
4 | Stable-Coin Tailwinds.  As U.S. policy legitimizes fiat-backed stables on balance sheets, idle USDC/USDT can finally rotate into real-world credit at scale.
5 | Multi-Chain for Cost & UX.  Pools live on Polygon & ETH Mainnet, with additional user activity on Avalanche and Arbitrum. Base chain deposits give newcomers a “Coinbase-native” on-ramp with low gas.
6 | DIY Credit Funds.  Any vertical lender can fork Bulla, spin up a private pool, and price its own niche receivables—turning the protocol into a “franchise” model.
7 | Friend-Lend Module.  Micro-loans between wallets are minted as claim tokens, then financed in pools—bringing social lending on-chain with clear audit trails.
8 | 60/40, Reimagined.  Bitcoin/ETH “equity” + Bulla invoice pools “fixed income” creates a crypto-native portfolio hedge without selling core holdings.

Chapter Markers 

1. 00:00 – Intro & Yield Day Recap
2. 03:00 – What Is Bulla?  From NFT Invoices to Lending Pools
3. 08:30 – Trucking & Trade Finance Use-Case
4. 14:00 – Stable-Coin Balance-Sheets & 60/40 Portfolios
5. 18:45 – Multi-Chain Deployment Choices (Gas vs. Security)
6. 24:00 – Friend-Lend, Payroll & Pseudo-Anonymity
7. 29:00 – Future Roadmap: Wyoming Stable-Token Pools & DIY Franchises
8. 32:00 – Closing Thoughts & How to Get Started

Links & Resources

• Bulla Network: https://bulla.network
• Mike Revy (Telegram): @MikeRevy
• RWA Builders Newsletter & Media Hub: https://rwa.builders

👉  Explore a live invoice pool or mint your first on-chain invoice at Bulla.network, and subscribe to RWA Radio for more founder deep dives.
 

Summary

In this episode, Travis John interviews Justin Newton, CEO of NetKey, discussing the evolution of the internet from Web 0 to Web 3, the importance of compliance in the digital asset space, and the challenges surrounding real-world assets (RWAs) and liquidity. Justin shares insights on the need for innovative compliance tools and the significance of building trust with regulators to unlock the potential of RWAs and facilitate institutional involvement in the digital asset ecosystem.

Takeaways

• The internet has evolved from a decentralized Web 0 to a more centralized Web 1 and now to Web 3.
• Understanding the interplay between technology and regulation is crucial in the digital asset space.
• Real-world assets (RWAs) represent a significant opportunity for the financial sector.
• Liquidity is essential for the success of RWAs and digital assets.
• Compliance tools must be integrated into the transaction process to ensure security.
• Building trust with regulators is key to advancing digital asset initiatives.
• Reusable identity and KYC can streamline the onboarding process for users.
• Cross-platform trading and liquidity are necessary for RWAs to thrive.
• The regulatory landscape is evolving, creating opportunities for digital assets.
• Innovative solutions are needed to address the complexities of compliance in the digital asset space.

In this episode of Insyder Talks, Dr. Ravi Chamria, co-founder and CEO of Zeeve, discusses the evolution of blockchain technology, focusing on rollups and app chains. He shares insights on the challenges enterprises face in adopting blockchain solutions, the importance of compliance and governance, and the security and scalability benefits of rollups. Dr. Chamria also highlights real-world use cases, partnerships, and the future trends in interoperability within the blockchain ecosystem.

Takeaways

• Zeeve aims to simplify blockchain deployment for enterprises.
• Rollups and app chains address scalability and compliance challenges.
• Enterprises are increasingly adopting blockchain solutions.
• Security and decentralization are critical for enterprise adoption.
• User experience is paramount in blockchain applications.
• Interoperability is becoming essential for blockchain ecosystems.
• The cost structure of rollups can be beneficial as transactions scale.
• Partnerships enhance the capabilities of blockchain solutions.
• Governance is crucial for the success of consortium blockchains.
• The future of blockchain lies in app chains and rollups.

Chapters

00:00 Introduction to Zeeve and Dr. Ravi Chamria
01:19 The Evolution of Blockchain: From Enterprises to Public Protocols
03:12 Understanding Rollups and App Chains
08:45 Real-World Use Cases of Rollups and App Chains
11:23 Compliance and Security in Blockchain Solutions
14:57 The Role of Security in Enterprise Blockchain
17:11 Scaling Solutions: Rollups vs. App Chains
19:19 The Growing Demand for App Chains and Rollups
22:31 Zeev's Partnerships and Ecosystem
24:56 Framework for Decision Making in Blockchain Projects
28:59 The Importance of Interoperability in Blockchain
31:46 Conclusion and Future Trends in Blockchain

Links

Web: https://www.zeeve.io/
X: https://twitter.com/0xZeeve
LinkedIn: https://www.linkedin.com/company/0xzeeve/

Avalanche is revolutionizing real world assets and adoption; from collectibles to capital markets, tickets to insurance, Web3 rewards to real estate, socialFi to subnets, and on-chain gaming—nearly every sector is moving on-chain.

In this conversation, Avery Bartlett, the master of vibes for social media for Ava Labs, discusses his journey into crypto and his role in the RWA ecosystem. He shares how he got into crypto through buying Bitcoin in college and rediscovering it later. Avery also talks about his transition from being a software engineer to working in marketing and the importance of understanding the technology behind crypto. He highlights the concept of real world assets (RWAs) and how blockchain can make transactions more efficient and trustworthy. Avery gives examples of tokenizing equity in residential real estate and using blockchain for insurance in developing countries. He also discusses the integration of blockchain technology in events like Coachella and Sports Illustrated. The conversation covered various topics related to the Avalanche blockchain, including NFT ticketing, gaming, and the tokenization of capital markets. The use of subnets in Avalanche allows for the creation of separate blockchains within the ecosystem, which is particularly beneficial for gaming applications. The tokenization of in-game assets and the ability for players to create and monetize content are key trends in Web3 gaming. In the capital markets, institutions are exploring the use of blockchain technology to improve efficiency and trust in asset transfer and settlement. Teleporter, a feature of Avalanche, enables secure and fast cross-chain asset transfers. Projects like Re Insurance are leveraging Avalanche to create decentralized insurance marketplaces. Overall, Avalanche aims to provide value and support to other businesses and ecosystems within the blockchain industry.

Mentioned in this episode:
Homium: https://www.homium.io/
Lemonade Insurance: https://www.lemonade.com/
Coachella: https://www.avax.network/blog/coachella
Sports Illustrated: https://blockworks.co/news/avalanche-sports-illustrated
Beam: https://www.avax.network/blog/merit-circle
JP Morgan: https://www.jpmorgan.com/onyx/project-guardian
https://www.avax.network/blog/onyx-j-p-morgan

Takeaways

• Avery Bartlett shares his journey into crypto, from buying Bitcoin in college to rediscovering it later
• He discusses the concept of real world assets (RWAs) and how blockchain can make transactions more efficient and trustworthy
• Avery gives examples of tokenizing equity in residential real estate and using blockchain for insurance in developing countries
• He highlights the integration of blockchain technology in events like Coachella and Sports Illustrated Avalanche’s subnets allow for the creation of separate blockchains within the ecosystem, which is particularly beneficial for gaming applications.
• Tokenization of in-game assets and the ability for players to create and monetize content are key trends in Web3 gaming.
• Institutions are exploring the use of blockchain technology, such as Avalanche, to improve efficiency and trust in asset transfer and settlement in capital markets.
• Teleporter, a feature of Avalanche, enables secure and fast cross-chain communications and asset transfers.
• Projects like Re Insurance are leveraging Avalanche to create decentralized insurance marketplaces.

Chapters

00:00 Introduction and Crypto Journey
09:27 Transition from Software Engineer to Marketing
25:38 NFTs and Engagement in Events like Coachella
33:54 Rewards and Point Systems in Web3 Gaming
47:25 Tokenization of Assets in Capital Markets

Socials

Website: https://avalanche.network
Ava Labs Website: https://www.avalabs.org
Avery Bartlett on X: https://twitter.com/avedarave_
Avery Bartlett – Answers To The Universe Podcast
Avalanche on X: https://twitter.com/avax
Ava Labs LinkedIn

“Stablecoins are the OG of real-world asset tokenization; now hard assets like gold, silver, platinum, and palladium are the next wave of adoption for both institutional and retail investors.”

Thomas Tallis, co-founder of Tvvin, shares his background and the journey that led him to create novel financial tools in the blockchain space. He discusses the importance of real world asset tokenization and the role it plays in the macro trade on-chain. Tallis emphasizes the value of gold as a stable asset and explains how Tvvin is tokenizing gold to provide investors with more options and opportunities for diversification. He also highlights the potential for earning passive income through tokenized gold and the ability to mint fiat-backed stablecoins based on the amount of gold held in the digital vaults. Tvvin is a platform that allows users to tokenize and trade real-world assets, starting with gold. They offer a digital vault where users can store their gold and earn passive income through Tvvin’s monetization model. Tvvin also plans to expand to other metals and commodities in the future. The platform has a utility token called $TVVIX, which is used to access the vault and participate in the Tvvin ecosystem. Tvvin is focused on compliance and is working towards incorporating a DAO to give users a voice in decision-making.

Takeaways

• Real world asset tokenization is gaining traction and offers more options and opportunities for investors.
• Gold is a stable asset that provides a common ground for both institutions and retail investors.
• Tokenized gold allows investors to earn passive income and diversify their portfolios.
• Tvvin’s digital vaults enable investors to put their gold tokens to work and potentially earn higher returns.
• Minting fiat-backed stablecoins based on gold holdings provides liquidity and flexibility for everyday expenses or investment opportunities.
• Tvvin allows users to tokenize and trade real-world assets, starting with gold.
• Users can store their gold in Tvvin’s digital vault and earn passive income through their monetization model.
• Tvvin plans to expand to other metals and commodities in the future
• The platform has a utility token called Tvvix, which is used to access the vault and participate in the Tvvin ecosystem.
• Twin is focused on compliance and is working towards incorporating a DAO to give users a voice in decision-making.

Chapters
00:00 Introduction and Background
08:08 Stablecoins as the OG of Real World Assets
14:31 The Role of Real World Asset Tokens in the Macro Trade
25:29 Earning Passive Income and Diversifying Portfolios with Tokenized Gold
36:01 Minting Fiat-Backed Stablecoins for Liquidity and Investment Opportunities
40:06 Tokenizing Real-World Assets
43:50 Facilitating Self-Sufficient Asset Managers
48:42 Diversified Portfolio and Exchangeability
54:28 Regenerative Concept and Ethical Gold
57:54 Private and Public Sale
01:04:05 The Relationship Between VVG and Tvvix Tokens
01:08:29 Incorporating a DAO and Compliance

Socials
Website: https://tvvin.com
Telegram: https://t.me/TVVIN_RWA
X: https://twitter.com/TVVIN_RWA
LinkedIn: https://www.linkedin.com/company/tvvin/

Kevin Yunai, the founder and CEO of RWA Inc., discusses the tokenization of real-world assets and the importance of partnerships in the RWA space. He emphasizes the need for liquidity and the bridging of Web2 and Web3. Yunai also highlights the role of compliance and audit in the success of crypto projects. He discusses licensing and regulation in the UAE and the impact of licensing on the RWA ecosystem. The conversation concludes with a discussion on the mindset of issuers and the importance of educating investors about the benefits of tokenization. In this conversation, Kevin Yunai discusses the revolutionizing impact of Web3 on the industry, highlighting the trust and security it brings. He emphasizes the shift from a client-supplier relationship to becoming partners with clients. Liquidity in the Web3 space is also addressed, with Kevin sharing the success of their own token raise. The increasing interest from women in the RWA industry is noted, along with the importance of blockchain and Web3 for the future. The conversation also covers the number of issuers and tokenized assets, opportunities for investors, and the upcoming token launch and listing. The governance and utility of the RWA token are explained, along with the opportunities in tokenized commodities, real estate, and company shares. The tokenization of distressed assets is discussed, as well as the company’s CSR programs and their vision to change the world. The conversation concludes with a focus on the importance of self-education in the changing job market and the marketing strategies and roadmap for RWA, Inc.

Takeaways

• Tokenization of real-world assets is a growing trend in the crypto space, providing opportunities for investors to own fractional shares of assets like real estate and commodities.
• Partnerships are crucial for the success of RWA projects, as they provide liquidity and enable collaboration with competitors.
• Compliance and audits are essential in the crypto industry to ensure investor protection and regulatory compliance.
• Licensing and regulation in the UAE create a favorable environment for RWA projects, allowing for the tokenization of various asset classes. Web3 revolutionizes the industry by bringing trust and security through tokenization.
• Partnership with clients is a key trend in the Web3 space, replacing the traditional client-supplier relationship.
• Successful token raises serve as proof that there is plenty of liquidity in the Web3 space.
• The RWA industry is seeing an increase in interest from women, leading to more diverse teams and perspectives.
• Tokenized commodities, real estate, and company shares are among the key opportunities in the RWA industry.
• Tokenizing distressed assets presents challenges due to the need to protect investor interests.
• RWA Inc. has a vision to change the world through CSR programs and a focus on solving societal problems.
• Self-education is crucial in the changing job market, as traditional systems may not adequately prepare individuals for the future.
• Marketing strategies and partnerships play a vital role in the success of RWA, Inc.

Chapters

00:00 Introduction and Overview
01:00 Tokenizing Real World Assets
05:55 Collaboration with Competitors
06:52 The Importance of Partnerships
08:06 Branding and Tokenizing Real World Assets
09:02 The Need for Liquidity
10:01 Educating Investors and Bridging Web2 and Web3
11:29 The Need for Fundamental Change in the Financial System
12:00 Partnerships and Liquidity
13:20 Tokenization as a Hedge
14:48 Embracing New Financial Opportunities
16:33 Partnerships and Commitments
19:00 Licensing and Operating in the UAE
20:43 The Impact of Licensing and Regulation
22:22 The Role of DEX and Central Exchanges
25:17 KYC and Participating in RWA Events
26:31 The Mindset of Issuers
27:00 Revolutionizing the Web3 Industry
28:27 Becoming Partners with Clients
29:47 Liquidity in the Web3 Space
30:31 Building During the Bear Market
32:23 Increasing Interest from Women in the RWA Industry
32:43 The Importance of Blockchain and Web3 for the Future
33:25 The Number of Issuers and Tokenized Assets
34:32 Opportunities for Investors
35:11 Upcoming Token Launch and Listing
37:21 The Governance and Utility of the RWA Token
40:14 Opportunities in Tokenized Commodities, Real Estate, and Company Shares
41:52 Tokenizing Distressed Assets
45:19 CSR Programs and Changing the World
48:27 The Importance of Self-Education in the Changing Job Market
49:46 Marketing Strategies and Roadmap

Socials

Website: https://rwa.inc
X: https://twitter.com/RWA_Inc_
Telegram: https://t.me/RWA_inc
Medium: http://medium.com/@RWA.Inc

Steven Gaertner, the head of Tiamonds, discusses how they are revolutionizing the diamond industry by tokenizing diamonds on the blockchain. Tiamonds is a Web3 marketplace that allows people to easily trade and own diamonds without the need for physical shipment or importation taxes. They purchase real-world diamonds from renowned dealers, validate them through a partnership with LCX, and store them in a physical vault in Liechtenstein. The diamonds are then tokenized as ERC-721 non-fungible tokens and can be traded on their marketplace or other platforms. Tiamonds also provides transparency, traceability, and the ability to earn royalties on secondary sales. Tiamonds is a project that tokenizes real-world assets, specifically diamonds, on the blockchain. By offering ownership of actual diamonds through NFTs and backing it up with a safe vault in Liechtenstein, they provide a distinctive value proposition. The project aims to bring transparency, liquidity, and accessibility to the diamond market. Tiamonds also introduces the concept of automatic staking, where token holders receive TIA tokens as rewards for holding their diamond NFTs. The project is expanding to other blockchains to reduce gas fees and increase accessibility. Tiamonds is open to collaborations and partnerships with other projects in the space.

Takeaways

• Tiamonds is revolutionizing the diamond industry by tokenizing diamonds on the blockchain.
• They provide a Web3 marketplace for easy trading and ownership of diamonds without physical shipment or importation taxes.
• Real-world diamonds are purchased from renowned dealers, validated through a partnership with LCX, and stored in a physical vault in Liechtenstein.
• The diamonds are tokenized as ERC-721 non-fungible tokens and can be traded on Tiamonds’ marketplace or other platforms.
• Tiamonds offers transparency, traceability, and the ability to earn royalties on secondary sales. 
• Tiamonds tokenizes real-world assets, specifically diamonds, on the blockchain.
• They offer ownership of physical diamonds through NFTs, backed by a secure vault in Liechtenstein.
• The project introduces automatic staking, where token holders receive TIA tokens as rewards for holding their diamond NFTs.
• Tiamonds is expanding to other blockchains to reduce gas fees and increase accessibility.
• The project is open to collaborations and partnerships with other projects in the RWA and crypto space.

Chapters

00:00 Introduction and Background
03:12 The Diamond Industry and Tokenization
07:57 Tiamonds: Bringing Real-World Diamonds to the Blockchain
11:57 The Process of Tokenizing Diamonds
22:53 Transparency, Traceability, and Added Value
30:00 Future Plans and Use Cases
31:52 Building Strong Communities
35:13 The Value of Real-World Asset Tokenization
41:07 Automatic Staking and Rewards
51:18 Expanding to Other Blockchains and NFT Marketplaces

Socials

Website: https://tiamonds.com
X: https://twitter.com/Tiamonds
Telegram: https://t.me/tiamondscommunity