Researchers found that the single best predictor of our happiness is feeling that we have control over our time. Personal finance is the instrument that helps us gain control over our time and helps us meet our life objectives. Yet it is not a part of our education system and is rarely talked about otherwise. Self-anoineted Personal finance influencers often have vested interests and end up complicating simple concepts. In today's podcast Gaurav Mehta simplifies these basic principles from a common man's perspective in simple language. Gaurav is a corporate leader at an leading FMCG Company. His interest in investing led him to read multiple books, conduct his own research, create a plan and then learn more from financial planners. He has been planning to become financially independent at 45 and is on track for it. Today's episode will talk about the fundamental of personal finance - Earning, Saving, Protecting and Investing (ESPI). We talk about saving prudently and investing on experiences. About Time Value of money, beating inflation and investing wisely.. And much more.

In our conversation with Harshit Sharma we explore what is a' Home'. Does it lie in a place, or feeling, or people. Harshit is an IIT Bombay graduate who worked across reputed companies like Deloitte and CAG. But then one day he decided to leave it all to go closer to his roots. He left his job and went back to his hometown Bhopal where he started a small business with a childhood friend.

But closer to home he found peace, time with family, a comfortable lifestyle and a lot more. This episode is for Love, Life and Family. Do let me know if it makes you think.

Umang Patel is a cluster Head at Cipla Pharmaceuticals and looks after international business development. He has closed Business deals in 21 countries across all continents. In this heartfelt conversation he talks about his journey from being rated the lowest and having to fight for keeping his job to being the youngest leader and winning the best commercial leader award. The key theme of this conversation hinges around working across cultures. Travelling the world and cracking deals with people with different backgrounds have given Umang unique experiences and perspectives. I believe listening to his podcast will be an enriching experience for anyone who will be working with global organisations or stakeholders across countries. As the world shrinks, more and more people are struggling to manage this. He also talks about how to compete when you are not from a premier college. Emphasises the importance of mentorship.

Sometimes you create something that you leave out in this world and feel that the world is a better place now. This story of adversity, triumph and hope is that for me.

The protagonist Deepak personifies hope. He saw his siblings die of hunger and malnutrition, faced abject poverty, saw storms blowing his hut's roof away and yet he stays optimistic, chirpy and full of hope.

What's special about this episode is that he doesn't look at his past as a trauma but as a journey. This is Deepak's journey from starting with absolutely nothing to becoming a Sales Head.

If you are born in a middle class or poor home, this is your story! We explore how a person from a Middle Class or Poor background should approach life differently to survive and thrive in their careers. What holds them back and what sets them apart.

This episode changed my perspective to life and I'm sure it will enrich yours too.

What does it take to pursue your passion? From a small city to the city of dreams, Palash worked hard to climb his way up the conventional success ladder. Top scores, prestigious college and a high paying job - he had it all. But what made him leave that coveted job? What is it that drives his passion? Listen to his inspiring journey as he opens up about his 'qissa Career ka' in conversation with your host Amit Sharma.