Ever found yourself hesitating before a big purchase, chasing an idea with zero planning, or overthinking until the moment passes?

That moment where your gut, your logic, and your bank account all start talking at once, has everything to do with your risk personality.

In this first episode of Money Talk with Nigel, we explore the three main risk personalities that shape the way entrepreneurs save, spend, and invest: risk-averse, risk-seeking, and risk-neutral.

Hosted by trusted financial advisor Nigel Hintzen, this episode is your starting point for understanding how your mindset affects your money moves, especially in business.

You’ll discover:

— How to identify your financial personality

— What each type means for your decision-making

— How to avoid common blind spots that come with your style— Practical insights to build structure around your habits

— Why doing nothing can sometimes be the riskiest move of all

If you’ve ever hesitated before a purchase, chased an idea on impulse, or overthought your way out of an opportunity, this episode is for you.

Money Talk with Nigel is a quarterly podcast designed for entrepreneurs, freelancers, and decision-makers who want real financial clarity that sticks.

Listen now on Spotify, Apple Podcasts, and YouTube (@MoneyTalk with Nigel).
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Welcome to Money Talk with Nigel.

Hosted by Nigel from HAC, this is where we cut through the noise and get real about what it takes to build, manage, and grow your finances, whether you're running a business, leading a team, or just trying to make smarter money decisions.

In each episode, you'll find:

— Actionable financial insights

— Real business stories (the good, the bad, and the almost-disastrous)

— Conversations that help you think like a strategist, not just a number-cruncher

Let’s move your money forward.