In this episode, I talk about how you can protect your cash savings from inflation.
Key summary:
When depositing money in a savings account, please also consider:
Other useful links to competitive cash savings accounts:
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack TikTok: MakeItStack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
In this episode, I talk about my investment blunder - which was buying Beyond Meat shares.
Key summary:
Link to discounted cashflow model video here.
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack TikTok: MakeItStack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
In this episode I speak with Ato aka SavvyWallet who is passionate about getting as many people onto the financial freedom train as possible.
After struggling with money as a student and getting a black mark on his credit score, Ato decided to make a change. He started budgeting, improving his credit score and started on the journey to become more investment savvy. In the podcast we talk about how you can improve your credit score, his experience in peer to peer lending, financial education and the importance of staying the course as long term investors – where you are able to ride the rough with the smooth.
Key topics discussed:
Want to get in contact with Ato? You can reach out to him on the following channels:
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack TikTok: MakeItStack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Keep calm and ride the vol.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode, I talk with Wes (@investingwithwes) and Jack (@zebuthegreat) who are both keen value investors and try to pick stocks at a discount to their true intrinsic value based on thorough research.
Topics discussed:
Want to get in contact with Wes? Check out his channel here: @investingwithwes
Want to get in contact with Jack? Check out his channel here: @zebuthegreat
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack TikTok: MakeItStack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Keep calm and ride the vol.
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode, I discuss whether you should pay off your (UK) Student Loan early. Is it worth doing if you have a lump sum?
Topics Discussed/Key Summary:
For a graduate in their mid-twenties with £50k of student debt…
Deciding to pay off your student loan early is a complex decision and it hinges on long term factors which can be difficult to predict. A great deal of care should be taken before deciding to “pull the trigger” and pay it off with a lump sum.
Consider the opportunity cost of any spending/investment decision. Choosing to pay off the loan early forgoes the opportunity to invest for the long run (in stocks or real estate). Depending on your individual circumstances, this may not maximise your wealth.
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack TikTok: MakeItStack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Keep calm and ride the vol.
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
In this episode I speak with Lewis Harding aka @lewishardinginvest on Instagram. Lewis is an accountant by trade and based up in Yorkshire (god's own country). He also an avid property and value investor who intends to build multiple sources of income through stocks, real estate and businesses.
Key topics discussed:
Want to get in contact with Lewis? You can reach out to him on Instagram or visit his website at www.lewishardinginvest.com!
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack TikTok: MakeItStack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Keep calm and ride the vol.
Welcome to the "Make it Stack" podcast by Cayton Analytics with your host Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode I speak with Logan Colhoun aka @the_market_minute on Instagram. Logan is an avid value investor based in the US who is constantly on the look out for mis-priced securities that look attractive based on company fundamentals.
Key topics discussed:
Want to get in contact with Logan? You can reach out to him on Instagram.
Want to get in contact with me? Use the following channels:
Instagram: @_makeitstack Facebook: Make It Stack Website: https://caytonanalytics.com/ Email: william.waterhouse@cayton-analytics.com
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Keep calm and ride the vol.
Welcome to the "Make it Stack" podcast by Cayton Analytics with your Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode I speak with Dan Robertson - an investment professional who works in the investment consultancy industry.
Key topics discussed:
His personal investment journey which started as a young teenager, Real Estate Investment Trusts (REITs) & Primary Bids (for the participation in rights issues, IPOs and other corporate actions).
Check out the Primary Bid website: link here
Want to get in contact with Dan? You can reach out to him on Instagram and linkedin!
Want to get in contact with me? Use the following channels:
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Keep calm and ride the vol.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode, I unpack financial freedom. How can this actually be achieved?
Topics Discussed/Key Summary:
Follow me on Instagram: @cayton_analytics
Website: https://caytonanalytics.com/
Read my blog here!
This podcast is for educational purposes only and should not be construed as financial advice.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode, I talk about inflation - what is it and why does it matter to investors?
Topics Discussed/Key Summary:
Ultimately, investors need to ensure that the return on your assets > inflation to prevent your wealth being eroded over time.
Follow me on Instagram: @cayton_analytics
Website: https://caytonanalytics.com/
Read my blog here
This podcast is for educational purposes only and should not be construed as financial advice.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode I speak with Wes and Josh a.k.a "@investingwithwes" and "@clenshawfinance" on instagram.
Topics discussed:
Want to get in contact with Wes? Check out his channel here: @investingwithwes
Want to get in contact with Josh? Check out his channel here: @clenshawfinance
Want to get in contact with me? Send me message!
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Keep calm and ride the vol.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode I speak with Tom a.k.a "@zonefinanceuk" on instagram. Tom works in accountancy and is passionate about improving financial literacy by breaking down key concepts into a simple way.
Budgeting is key area he focuses on, specifically:
Want to get in contact with Tom? Get in contact through the following channels:
Want to get in contact with me? Send me message!
Disclaimer: This podcast is for educational purposes only and should not be construed as financial advice. If you are unsure of making any investment decision, please contact your financial advisor.
Keep calm and ride the vol.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode I speak with Joshun Sandhu a.k.a "bemoreshrood" on instagram. Joshun is an investment professional who encourages financial literacy through education. He has also launched a smart phone application to promote investing in a responsible way which is pretty slick!
Want to get in contact with bemoreshrood? Get in contact through the following channels:
Want to get in contact with me?
This podcast is for educational purposes only and should not be construed as financial advice.
Keep calm and ride the vol.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode, I talk about the infamous Bear Markets over the past 100 hundred years and the impact of the S&P 500 (the US equity index). How severe were they and how long did they last?
Topics Discussed/Key Summary:
1.The Wall Street Crash (1929) Max drawdown 86%. Duration 25 years.
2.The Oil Price Shock (1973) Max drawdown 48%. Duration 7 years.
3.The Dotcom Bubble (2000) Max drawdown 47%. Duration 7 years.
4.The Global Financial Crisis (2007) Max drawdown 56%. Duration 7 years.
5.COVID-19 Pandemic (2020) Max drawdown 32%. Duration 0.5 years.
Investors should acknowledge and respect what history tells us and keep these scenarios at the back of our minds. This will mean that you’ll keep your head when others around you are losing theirs when the markets go through another rough patch.
Instagram: @cayton_analytics
Website: https://caytonanalytics.com/
Read my blog here
This podcast is for educational purposes only and should not be construed as financial advice.
Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.
In this episode, I talk about holding cash vs. stocks. How have they performed over the last few decades and when should you consider increasing/decreasing your allocation to each asset class?
Topics discussed: Have have stocks and cash performed over the long term? Is tide turning against cash? How much cash should you hold?
Key takeaways:
Instagram: @cayton_analytics
Website: https://caytonanalytics.com/
This podcast is for educational purposes only and should not be construed as financial advice.
Welcome to Make it Stack with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk about Defined Contribution Pensions.
Topics discussed: Introduction to DC pension, default strategies, pension consolidation and my personal pension arrangements.
Key takeaways:
Instagram: @cayton_analytics
Website: https://caytonanalytics.com/
This podcast is for educational purposes only and should not be construed as financial advice.
Welcome to Make it Stack, the podcast designed to demystify the world of saving and investing for young people. In this episode, Will and Joe converse with Sandy Eyre. Sandy is a final year business student who originally sought alpha through various online business ventures such as drop shipping and flipping goods on ebay. Recently, he has diversified and purchased a student house in Lancaster as a way of producing a high yield in an ultra low interest rate environment. We go on to talk about Sandy's investment history - including his stock punts in UK value and AIM listed stocks.
Topics discussed: Ecommerce, Student Property Investment, UK Value and High income stocks.
Welcome to Make it Stack, the podcast designed to demystify the world of saving and investing for young people. In this episode, Will and Joe converse with Toby Maxted who works for a large UK investment platform and is keen to pursue his interest in Forex.
Topics discussed:
Warren Buffdaddy, Forex trading for retail investors and Toby's personal investing journey.
Stay safe and ride the vol.
Cheers
Welcome to Make it Stack, this episode involves the first guest on the podcast, Mark Ellis. Mark is a good friend of mine who works in corporate finance and focuses on securing equity finance for a wide variety of start up enterprises. One source of finance for these companies is through backing from venture capital trusts (VCTs) which is an alternative asset class for retail investors. We discuss VCTs and the relationship with investors in detail and move on to talk about Mark's personal investing. We finally touch upon the impact of the changing pensions landscape, in particular defined contribution pension funds and the importance of taking personal financial responsibility.
Welcome to Make it Stack,
In this episode, we talk about the factors that investors can control, namely the minimising of investing costs (fund manager and platform charges) and periodic portfolio rebalancing.
We also touch upon the dangers of retail spread betting accounts with excessive leverage.
#ridethevol (but avoid margin calls wherever possible)
Peace
