Investec Wealth Strategies

EXPLORE

Society & Culture

Health & Fitness

© 2024 PodJoint

https://is1-ssl.mzstatic.com/image/thumb/Podcasts221/v4/5d/15/be/5d15be62-fa39-a625-f012-bf88eb719d11/mza_9034500209640011364.jpg/600x600bb.jpg

Investec Wealth Strategies

Investec Wealth Strategies

35 episodes

9 months ago

You’re an ExxonMobil retiree and about to turn 65. You need to make a decision about health insurance. You can move seamlessly from the ExxonMobil Retiree Medical Plan option to the ExxonMobil Medicare Primary Option (MPO), also known as a Medicare Advantage plan, or you can opt-out of the MPO and go into traditional Medicare. How should you make the decision? What are the differences or key variables you should consider?This is the audio version of a blog posted on our website (investecwealt...

Show more...

All content for Investec Wealth Strategies is the property of Investec Wealth Strategies and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

You’re an ExxonMobil retiree and about to turn 65. You need to make a decision about health insurance. You can move seamlessly from the ExxonMobil Retiree Medical Plan option to the ExxonMobil Medicare Primary Option (MPO), also known as a Medicare Advantage plan, or you can opt-out of the MPO and go into traditional Medicare. How should you make the decision? What are the differences or key variables you should consider?This is the audio version of a blog posted on our website (investecwealt...

Show more...

Episodes (20/35)

Investec Wealth Strategies

Choosing Between Traditional Medicare and the ExxonMobil Medicare Primary Option (MPO)

You’re an ExxonMobil retiree and about to turn 65. You need to make a decision about health insurance. You can move seamlessly from the ExxonMobil Retiree Medical Plan option to the ExxonMobil Medicare Primary Option (MPO), also known as a Medicare Advantage plan, or you can opt-out of the MPO and go into traditional Medicare. How should you make the decision? What are the differences or key variables you should consider?This is the audio version of a blog posted on our website (investecwealt...

4 years ago

13 minutes

Investec Wealth Strategies

You’ve Left ExxonMobil—What About Your ExxonMobil Savings Plan Account?

If you’ve ever left an employer in whose 401(k) plan you participated, did you make an informed decision about what to do about your account? We offer five objectives to help decide what’s right for you. But please, don’t just forget you have the account!This is the audio version of a blog posted on our website (investecwealth.com) on August 27, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not in...

4 years ago

9 minutes

Investec Wealth Strategies

A Tough Blog to Write – Diminished Mental Capability & Increased Vulnerability

As we grow older, I suspect we all have moments in which we wonder whether we’re experiencing normal forgetfulness…or are we showing the first signs of dementia? We may joke about it, but we have to think about the possibility if we’re realistic. Here are four steps to take to prepare yourself and your loved ones for the possibility you may at some point suffer from diminished mental capability or be at increased risk of financial exploitation.This is the audio version of a blog posted on our...

4 years ago

9 minutes

Investec Wealth Strategies

4 Steps to Maximize What Goes Into Your EMSP in 2021

News that ExxonMobil will resume the company match to the ExxonMobil Savings Plan in October gives you a planning basis for maximizing after-tax dollars going into your account. If you're inclined to max out, follow along here to calculate the amount you can contribute as a Special Contribution.This is the audio version of a blog posted on our website (investecwealth.com) on July 22, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended...

4 years ago

7 minutes

Investec Wealth Strategies

Have You Reevaluated Your Insurance Coverage Since COVID Began? If Not, Here Are 4 Areas to Review Right Now

Life has likely felt like a whirlwind since the pandemic started. While adjusting to the new normal, it’s possible your insurance coverage has not been top of mind. But in reality, you could be missing out by not reevaluating your current coverage. Here are four insurance areas you should reevaluate right away.This is the audio version of a blog posted on our website (investecwealth.com) on July 13, 2021. The blog post itself can be found here.Disclaimer: The information provided here is gene...

4 years ago

3 minutes

Investec Wealth Strategies

Money Is… 4 Reasons Why You Should Work With a Financial Advisor

At its core, financial advice helps you with your money. What is it about your money that makes it susceptible to help? This blog explains why folks in mid- to late-career who are accumulating retirement savings should be working with a competent financial advisor.This is the audio version of a blog posted on our website (investecwealth.com) on June 22, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It i...

4 years ago

7 minutes

Investec Wealth Strategies

Understanding Inflation in 2021: What Investors Need to Know

Did you know people are Googling the word "Inflation" at a record-breaking rate? If the economic uncertainty of the past year has you scratching your head as well, here's what you need to know about inflation and your investments.This is the audio version of a blog posted on our website (investecwealth.com) on June 8, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be cons...

4 years ago

5 minutes

Investec Wealth Strategies

Now That It's Up, Should You Sell Your ExxonMobil Stock?

Whether to sell appreciated shares of XOM in the ExxonMobil Savings Plan is a tough question. Here are four questions we think XOM shareholders should consider as they think through next moves in their portfolio.This is the audio version of a blog posted on our website (investecwealth.com) on May 25, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, acc...

4 years ago

8 minutes

Investec Wealth Strategies

Acquaint Your Grown Children With Your Financial Affairs

Reluctant to share your financial information with your grown children? Here are some reasons why it might make sense to do so.This is the audio version of a blog posted on our website (investecwealth.com) on May 11, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, accounting, or legal advice. Investec Wealth Strategies and its advisors do not provide ...

4 years ago

6 minutes

Investec Wealth Strategies

6 Questions If You're Within 5 Years of Retirement at ExxonMobil

If retirement is only five years or less away, you should have a pretty good notion of what life will look like for you in this next chapter. With so many moving parts, it's important to think through the implications of the various decisions you'll make. Have you considered the following six questions?This is the audio version of a blog posted on our website (investecwealth.com) on April 27, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and...

4 years ago

8 minutes

Investec Wealth Strategies

A Guide to Dividing Your Estate Unequally

Wondering how to unequally divide your assets without dividing your family? If you’re thinking about leaving more for one child than the other, it’s important to know your options.This is the audio version of a blog posted on our website (investecwealth.com) on April 15, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, accounting, or legal advice. Inve...

4 years ago

7 minutes

Investec Wealth Strategies

4 Questions to Develop an ExxonMobil Savings Plan (EMSP) Strategy

ExxonMobil employees often sign up for the EMSP because a supervisor or a more tenured colleague tells them it’s a good thing to do. But many participants continue to contribute without thinking through a Savings Plan goal or strategy. Have you considered these four questions?This is the audio version of a blog posted on our website (investecwealth.com) on March 30, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in...

4 years ago

12 minutes

Investec Wealth Strategies

Are You an MD? Then These 5 Things Should Factor Most When Creating Your Financial Plan

From the moment a doctor earns his or her MD to the day they hang up their white coat for good, medical professionals face unique financial hurdles, dilemmas and questions. Here are five key components every medical professional should consider when putting together his or her financial plan.This is the audio version of a blog posted on our website (investecwealth.com) on March 23, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended a...

4 years ago

5 minutes

Investec Wealth Strategies

Hindsight is 2020: 7 Ways We Should All Vow to Treat Our Money Differently in 2021

If 2020 has taught us anything, it's that you should always be prepared for the unexpected. Now that the year is behind us, here are 7 ways that we should treat our money differently and plan for the future.This is the audio version of a blog posted on our website (investecwealth.com) on February 24, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, acc...

4 years ago

6 minutes

Investec Wealth Strategies

4 Investing Mistakes in the EMSP

Learn from the mistakes of others? Our blogger reflects on investing mistakes he’s seen participants in the EMSP make over the past forty years.This is the audio version of a blog posted on our website (investecwealth.com) on February 9, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, accounting, or legal advice. Investec Wealth Strategies and its adv...

4 years ago

8 minutes

Investec Wealth Strategies

4 Steps to Take When You Inherit an IRA

Whether you inherit an IRA from a spouse or non-spouse, there are important steps to execute as an heir and details to address along the way.This is the audio version of a blog posted on our website (investecwealth.com) on January 27, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, accounting, or legal advice. Investec Wealth Strategies and its adviso...

4 years ago

5 minutes

Investec Wealth Strategies

XOM & XTO Employees: Think About Your ExxonMobil Savings Plan (EMSP)

Is your EMSP account on auto-pilot? Take time to think through what’s best for you in the new year. We offer some ideas to help make your decision.This is the audio version of a blog posted on our website (investecwealth.com) on January 14, 2021. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor should it be considered as tax, accounting, or legal advice. Investec Wealth Strategies and its ...

4 years ago

8 minutes

Investec Wealth Strategies

5 Reasons to Make a "Special Contribution" to the ExxonMobil Savings Plan (EMSP)

If you are an ExxonMobil employee participating in the ExxonMobil Savings Plan, you have until December 15th to take advantage this year of a little-known provision in the Plan called making a "Special Contribution." Here's everything you need to know.This is the audio version of a blog posted on our website (investecwealth.com) on December 8, 2020. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not inte...

4 years ago

7 minutes

Investec Wealth Strategies

6 Steps to Take Now if You're Exiting ExxonMobil

According to an email ExxonMobil CEO Darren Woods sent all employees on October 21, the company faces "significant headwinds, more work to do and, unfortunately, further reductions are necessary." For many, exiting ExxonMobil may become a reality. What should you do?This is the audio version of a blog posted on our website (investecwealth.com) on November 19, 2020. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature...

4 years ago

7 minutes

Investec Wealth Strategies

The 9/11 Tribute in Light Was Dark in 2020

As the world continues to grapple with COVID-19, we must never forget. In the words of Sandy Dahl, wife of Flight 93 pilot Jason Dahl, “If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate.”This is the audio version of a blog posted on our website (investecwealth.com) on September 14, 2020. The blog post itself can be found here.Disclaimer: The information provided here is general and intended as educational in nature. It is not intended nor sh...

5 years ago

4 minutes