Friends of the How Were Doing It podcast have been reaching out to the Musas because it has been quite some time since the Musas released a new episode. Because of the genuine concern from friends of the podcast, the Musas decided to record a quick life update as to what has been going on since the last released episode. Listen to find out the chisme.
Let the Musas know if you have a question or suggestion to improve the show at howweredoingit@gmail.com
Planning for college? In this episode of How We're Doing It, first-gen parents Tijani and Yazmin break down 529 plans, explaining tax benefits, savings options, and strategies for maximizing education funds. Get clear, practical advice to secure your child’s future!
Previous Question: Can U.S territories set up a 529 Plan?
Answer: Yes. All 50 States and U.S territories are eligible.
Chapter
(00:00) Yasmin: Conversations about 529 plans are important now
(01:24) Today's conversation is about 529 plans. Like the college saving plans
(07:35) Every state has a different 529 plan
(08:47) There are two main types of 529 plans: education savings and prepaid tuition plans
(12:52) Section 529 plans are sponsored and run by all 50 states including the District of Columbia
(14:47) With the 529 plan, you can put money towards your child's retirement
(17:06) 529 plan grows tax deferred until student is in college or vocational school
(19:00) There is a limit that people can gift you towards the 529
(20:34) So let me talk about some benefits and potential disadvantages of 529s
(24:01) So let me talk about some of the disadvantages of a 529 real quick
(25:45) The 529 plans have specific transferable transfer rules
(30:28) 529 is pretty extensive and it covers a lot of, uh, those things
(32:03) How much are you putting towards your 529 account and how often
(33:41) Does having a 529 impact your financial eligibility when going to college
(37:39) With 529, you can do what they call target funds or target date investment
(40:16) Creating a five to nine gives you a tax advantage, which we already talked about
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In this episode, Tijani and Yazmin are joined by Yazmin's sister, Yeni, an army sergeant, to explore the generational differences between Millennials and Gen Z. Together, they dive into how technology shapes the younger generation’s approach to convenience, responsibility, and family dynamics, especially in immigrant households. They share personal stories about supporting their parents, balancing career aspirations influenced by social media, and managing relationships in a fast-paced, tech-driven world. Discover how Gen Z's reliance on digital tools affects their personal connections and what we can learn from each other across generations.
Listen now to this candid conversation on family, technology, and the evolving definition of success. Don’t miss it on Apple Podcasts, Spotify, YouTube, and Google!
Chapters
(00:00) This podcast focuses on millennials and Gen Z. Welcome and thanks for joining us
(01:47) All right, all right, let's bring in the guests. We don't skip the introduction. You gotta get that introduction
(02:17) This is Yeni's fourth episode on the podcast
(03:47) The generations that we're discussing were years. Like, years wise, so that people understand we're talking about
(05:18) First generation immigrants tend to have a lot of responsibilities within families
(11:53) Tijani: You make calls when necessary. This is a misinterpretation of my
(16:40) It's the lack of seeking resources, not using them
(21:37) As technology improves, younger generations are becoming more reliant on technology
(24:56) Some first generation kids are proud that they don't graduate high school
(30:45) Yeni says things have gotten easier according to her generation
(34:57) Tijani says becoming a parent has led him to seeking older friendships
(39:13) If Leo's ever, like, I want to start gaming,
(41:27) Yeni says there is a sense of entitlement among younger soldiers
(45:52) Studies show that having relationships adds to people's happiness
(51:14) You feel like this person rushed into getting, um, married
(56:52) Overall, I feel like the generation, they're getting smart. They're doing it on their own terms
(59:15) Yeni takes a lingo quiz to test your generation's vocabulary
(01:00:31) Your generation still uses slay, according to the Internet
(01:01:43) Leo says I'm Gen Z; mom says she's millennial
(01:02:21) I think it's really weird when people call mom and dad on social media
(01:06:01) Yasmin, thank you for having Leo while I was gone
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In this powerful episode, Tijani and Yazmin discuss the importance of therapy and mental health, inviting Yazmin's sister, Sergeant Yeni Dzib, to share her courageous journey.
From the challenges of military life to personal struggles, Dzib opens up about her experiences with therapy, the obstacles she faced, and the support she received that helped her heal. This episode discusses the stigmas surrounding mental health, the necessity of seeking help, and the impact therapy can have on one's life.
Join us for an honest conversation that highlights the strength in vulnerability and the importance of breaking the cycle of trauma for future generations.
Chapters
(00:00) Two first generation immigrants share their experiences with fun and education
(00:57) Today's topic is around therapy. You already know of all types of therapy
(01:42) Yazmin: We are strong advocates for premarital counseling
(04:28) Yeni was sexually assaulted during his military career
(10:10) Tijani, thank you for sharing your story about mental illness
(15:06) So I have a question for you. Motivation could be something bigger than you
(19:12) Yeni went through four or five therapists before finding the right one
(20:01) Why don't people take therapy seriously culturally? Because of stigmas
(22:32) You're a mortuary affairs specialist, right? Yes. And let's talk briefly about your specialty
(25:59) Sometimes insurance doesn't cover therapy, so it feels very rushed
(27:07) Sometimes a stranger is the best option out there, honestly
(28:51) During my time in Poland, I paused, completely paused seeking help
(30:19) Did you think that the break that you took while you were in Poland affected healing
(31:56) Tijani says he relies on prayer to help him deal with life
(37:49) Would you prefer a male and or a person of color in a therapist
(39:25) Yeni says she prefers female therapists because of past trauma
(41:47) I think everybody has some type of childhood trauma that they're holding onto
(46:14) Ever considered therapy? My mom doesn't even know what therapy is
(49:36) Yeni, what is your take on therapy in general? Do you recommend it
(51:02) Would you let your kids start therapy or counseling when they're young
(54:09) Yeni, bring up your boy, then, Leo
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In this episode, Tijani and Yazmin share their candid second trimester updates, diving into the emotional and physical changes experienced during this unique phase of pregnancy. Whether you're an expecting parent or simply curious about the ups and downs of pregnancy, this episode provides an authentic and relatable perspective on navigating the second trimester. Join Tijani and Yazmin as they prepare for their growing family, sharing insights and advice for others embarking on a similar journey.
Chapters
(00:00) With this second trimester, I am still emotional, but I felt more
(00:51) This podcast focuses on our second trimester updates, how it went
(01:23) Today we're discussing the second trimester update
(03:55) Myth that if you're pregnant with a girl, you feel more beautiful
(06:58) The second trimester is when your bump really starts to show
(13:48) We had our gender reveal during second trimester during Ramadan and Eid
(20:17) Brown: Do I suggest baby moon once you have a baby already
(23:53) Johnny was serving me every week during Jasmine's pregnancy
(26:06) Yasmin says communication is key to helping with household tasks
(30:26) The biggest way we've been preparing for the baby is buying items
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In this episode, Tijani and Yazmin sit down with a special guest, Yazmin's sister, Yeni, to discuss her journey towards financial freedom. Yeni, a single mom and army sergeant, shares her candid experiences of living a carefree financial life, accumulating debt, and the pivotal moment that made her decide to take control of her finances.
Whether you're struggling with debt, looking for ways to budget effectively, or seeking inspiration to start your own financial journey, this episode offers practical advice and heartfelt encouragement.
Chapters
(00:00) Two first generation immigrants share their experiences with fun and education on this podcast
(00:57) In the studio today, we have a special guest. We are talking about the one and only, my sister in law
(01:53) The listeners know about our financial journey or budgeting
(03:53) Yenny, why didn't you engage in living on a budget until now
(07:28) As a single mom, you don't have that person to motivate you on debt
(11:48) Yenny has paid off her credit card and her car loan
(14:19) What does financial freedom mean to you? What does that look like
(15:26) TJ says having to restrain from shopping has been difficult during transition
(21:08) What do you want your big milestone to be this year
(22:09) Do you think Leo feels deprived, like, not doing enough
(25:00) The check ins really help. Um, the messages from TJ when he's like, okay
(28:07) If someone is debating whether to start budgeting or just live life on a budget
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Whether you're considering premarital counseling, are newly married, or simply curious about how to strengthen your relationship, this episode offers valuable insights and practical advice. Yazmin and Tijani's honest and heartfelt discussion underscores the benefits of investing in your relationship early on to build a solid foundation for the future.
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Chapters
(00:00) Look at my wife using the I statements. She all of a sudden, the stuff she learned in counseling kicks in
(00:27) Two first generation immigrants share their american experiences with fun and education
(00:53) Today's episode is on premarital counseling and our experience with it
(02:38) You and your wife went through premarital counseling five years ago
(06:13) The guide also includes some personal questions. I was gonna say, outside of the normal questions
(11:14) All right. Setting the stage. Okay. So we had to do premarital counseling
(13:08) We were categorized as a vitalized couple with strengths in most relationships
(16:09) Do you want to give examples of some of our stressors
(18:46) Set boundaries for yourself and be each other's priority, April says
(21:42) What are we gonna do to make more time for date nights
(24:38) Let's ask the listeners to send us ideas. Send them to us so we can start using those
(25:06) I think sometimes when I voice an opinion or a concern, it is nothing heard
(26:06) The hardest question as an adult is what am I going to eat every week
(27:49) Stop using words such as always and never. They are not healthy. I've mentioned to you several times, do not use the word always
(29:48) If more people invested in premarital counseling, we would have less divorces
(31:29) You scored high on the social scale. Whereas I'm an average social person
(35:08) What about emotional steadiness? It says you scored really high
(40:12) Premarital counseling has helped strengthen our marriage, Tijani says
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In this episode, Tijani and Yazmin invite listeners into their home for an in-depth "money date," a candid conversation about their finances. They break down their budgeting process, sharing insights on how they manage their income, spending, and financial goals. From the importance of having money conversations within relationships to practical tips on budgeting apps and tracking expenses, this episode is packed with valuable advice for anyone looking to improve their financial health.
Yazmin and Tijani discuss the significance of maintaining a healthy relationship with money, whether you're single or in a partnership. They emphasize the importance of regular financial check-ins, setting goals, and understanding personal spending habits. The couple also highlights the cultural barriers that often prevent open discussions about money and how breaking these barriers can lead to better financial outcomes.
Whether you're looking to get a handle on your budget, find a financial accountability partner, or simply curious about how others manage their money, this episode offers a transparent and educational look into the Musa household's financial practices.
Chapters
(00:00) I think it's fair that we compensate your mom for looking after Jasleen
(00:48) How we're doing it is podcast where two first generation immigrants share experiences
(01:13) Yasmin: Today we are having a, uh, money date
(03:13) Having money dates can help couples feel more empowered about their goals
(09:11) Leo uses an app called every dollar to track his spending
(14:27) We have a transportation category, and then within that we have our monthly gas
(18:20) In May, we were over budget by $23.37 compared to April
(22:16) Johnny and I have been very disciplined about our spending. We've managed to stay out of debt
(25:38) The restaurants tab for Mother's Day was very high
(26:16) We have an episode that talks about separate versus joint account
(27:07) Um, the next thing is the subscriptions. We weren't expecting the Amazon subscription to renew
(28:44) Gas is going to decrease this month because I'm driving less
(31:43) Good style. I'm gonna go in and take the candy from them. That's yummy candy
(31:58) What else are we looking at for June? The month of June
(33:54) We keep using the house as a gift. I mean, Yenny considered us cheap
(35:01) One big thing that we need to keep in mind is just looking at finances
(37:42) For Jasmine's college fund, we take, I take money every quarter
(38:48) For single people, find your money friend. Find someone that you trust
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In this episode, Tijani and Yazmin explore the profound topic of trusting in God's plan, even when things don't go as expected. They share personal stories of how they prayed for specific outcomes and faced unexpected challenges, only to realize later that God's plan was indeed the best plan for them. From Tijani's heartbreaking experience with a scholarship rejection to Yazmin's job search struggles, they delve into how faith and patience played crucial roles in their journeys.
The couple discusses the importance of praying for guidance, accepting God's will, and understanding that sometimes, the answers to prayers come in ways we least expect. They also highlight the significance of being open to God's timing and trusting that He has something better planned, even when immediate circumstances seem disappointing.
Whether you're navigating career changes, life decisions, or simply seeking inspiration to trust in a higher power, this episode offers heartfelt insights and practical advice on embracing God's plan with faith and patience.
Chapters
(00:00) After prayer, normally we, like, sit there and ask God for specific things
(01:25) Today we're talking about God's plans. And sometimes when you pray for something, God may not give it
(03:28) On this podcast episode, we always try to share how we're doing things
(09:53) When the scholarship did not fall through, I was devastated
(15:04) 24.3 million land in Australia was destroyed because of devastating wildfires
(17:33) So let's put a pause on my story. Your voice just keeps getting louder and louder. Let me relax and drink some agua
(17:55) You tell us your example. Okay, so my example is a little more recent
(23:54) You applied for a job working with students with visual impairments
(30:26) God answered our prayer, right? Yeah. It was so many things that were, like, playing
(31:41) You interviewed for a position that was your first choice
(34:17) Sometimes the prayer is not answered in the way we want it
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In this episode, Tijani and Yazmin dive into the lesser-known and unexpected symptoms of pregnancy. From the discomfort of carpal tunnel syndrome to the surprising issue of excess saliva, they share personal experiences and practical advice for managing these unexpected challenges.
Yazmin opens up about her own struggles with these symptoms, providing valuable insights and tips for other expectant mothers. They also discuss the importance of advocating for yourself when dealing with pregnancy-related health issues and the significance of support from partners. Whether you're expecting or just curious about the realities of pregnancy, this episode offers a candid and informative look into the less talked-about aspects of the journey to parenthood.
Chapters
(00:00) Excess saliva. Which is gross. It makes you wanna dry heave and gag
(00:34) Hello. Welcome to our podcast. If this is your first time joining us, welcome
(00:59) Today's episode is unexpected pregnancy symptoms. Women experience it, but they do happen rarely
(02:39) Yasmin: Unless you have parent friends or friends becoming parents
(03:34) Carpal tunnel syndrome can develop during and after pregnancy
(05:49) Wrist numbness can start with the fingers and extend all the way up
(12:21) During pregnancy, your gums can feel sensitive, kind of sore
(16:12) What about fatigue when you're pregnant? Is that a symptom
(16:59) Breast tenderness is one of the first symptoms of pregnancy
(21:15) The most uncommon symptom of all of them is the carpal tunnel
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In this episode, Tijani and Yazmin went into the fascinating world of old wives' tales, particularly those predicting the gender of an unborn baby. They share their personal experiences and cultural insights, discussing various symptoms and methods said to indicate whether you're having a boy or a girl. From cravings and heartburn to morning sickness and the shape of the baby bump, they explore the accuracy and fun behind these age-old predictions. Yazmin also recounts a charming family tradition from Mexico involving a fork and spoon to predict the baby's gender. Whether you're expecting or just curious, this episode offers a delightful mix of humor, tradition, and personal anecdotes.
Chapters
(00:00) Yasmin and Tijani Musa are first generation immigrants
(01:11) DK predicts the gender of the baby based on symptoms and old wives tales
(05:35) This one talks about hair and nails. It ties right into exactly what my mom said
(08:53) This time around, we're expecting a boy. Break it down. What are we expecting this time around
(09:41) Based on the position of your baby bump, it can determine gender
(10:50) If you have a wide baby bump, it means you're having a girl
(12:15) With your first pregnancy, you had a lot of food aversions
(14:34) What about the baby's heartbeat? So they say if the fetal heart rate is above 140,
(16:01) The last one for this category is sleeping sides. Talk to me about this one
(18:35) All right, now let's talk about methods. Predicting based on methods can be difficult
(19:45) Take me to the mayan system. Okay, so the Mayans make predictions
(21:44) Okay, so now we're gonna move on to the chinese gender prediction
(23:29) M. M. was pregnant when this episode was recorded
(27:05) You really don't know until you confirm the sex of your baby
(29:45) Your mom says in Mexico, you don't get an ultrasound
(32:02) Anything else? Do you have any more old wives tales that we haven't discussed
Are you having a boy or a girl? If you can’t wait to find out, we have a list of fun old wives’ tales for predicting your baby’s gender!
Visit the Source: Web-Pampers-US-EN to read more.
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In this episode, Tijani and Yazmin discuss the perplexing world of toddler behavior, especially when a new sibling is on the way. They explore whether their daughter's sudden tantrums and aggressive outbursts are a result of her age or a reaction to Yazmin's pregnancy. Sharing personal anecdotes and practical strategies, they discuss the challenges of navigating toddlerhood while expecting a new baby. From dealing with bedtime battles to managing public meltdowns, they offer insights into maintaining a balanced and loving environment for their growing family.
Chapters
(00:00) Introduction: Is it toddlerhood or the pregnancy?
(Yazmin Musa) Analyzing Jasleen's behavior: Tantrums and hitting
(07:09) Changes in behavior since the pregnancy
(11:00) The impact of toddlerhood on behavior
(15:37) Strategies for managing aggressive behavior
(20:01) Toddler routines and the importance of consistency
(25:32) Giving toddlers choices to prevent meltdowns
(29:51) The role of logical consequences in discipline
(32:53) Modeling positive behavior and emotional regulation
(38:20) Engaging the audience: Poll question on toddler behavior
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Tijani and Yazmin traveled back in time to reveal essential tips and survival etiquettes for first-generation kids navigating through different stages of life. From high school challenges like prom and graduation to college life and beyond, they share invaluable advice to help first-gen students and adults thrive. They discuss the critical role of school counselors, the importance of attending college orientation, and the necessity of office hours. They also touch on adulting topics such as salary negotiations and the cultural nuances of tipping. Whether you're a high schooler, a college student, or a young professional, this episode is packed with practical tips and personal anecdotes to guide you through your journey.
(00:00) School counselors are not well versed in working with first gen students
(01:06) Today we're talking about all the things you need to know about life
(02:06) I have high school students who went to prom recently
(05:55) You should know where you're going to take photos before prom, right
(06:45) You mentioned prom to your parents. Do you have anything else on prom
(09:30) If you don't know the right people or resources, you won't apply
(15:16) I hope she turned it in. I'm hoping she did
(15:28) Speaking of graduation, let's talk about high school graduation length
(16:26) You need to attend your college orientation. Yes, you do
(20:08) How important is going to office hours? This is something that first generation people don't know
(26:20) Look, she was a mom. Of course she cared about us
(26:53) Do you have anything about regarding college, like graduation? Cause we talked about high school
(30:53) You actually have to apply to graduate is wild
(32:02) First generation immigrants should know some tips on being an adult
(35:53) As a first generation student, we can actually negotiate our salaries
(42:39) High school and college grades do not determine your future success, so. Fact. Ah. Wanted to add that
(44:42) Send us your suggestions on how to succeed as first gen immigrants
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In this episode, Tijani and Yazmin share their personal experiences and practical tips on traveling with a baby. From planning the first flight to dealing with unexpected challenges, they cover everything you need to know to make your journey smoother. Whether it's packing essentials, understanding airline policies, or managing sleep routines, this episode is packed with valuable insights for parents on the go.
Chapters:
(00:00) Tijani Musa: It really depends on your situation. Where are you going? Do you really think you're going to need the pack
(01:26) Today we're talking about traveling with a baby. You mentioned that this is from a listener
(07:09) One parent tried to stuff a bunch of stuff into their baby's car seat
(11:00) It really depends on your situation. I traveled to Puerto Rico with Jaslyne
(15:37) You can bring breast milk through TSA, but it's not personal
(20:01) Make sure you bring plenty of breast milk or formula for baby on airplane
(25:32) If you're traveling internationally, your child will need a passport
(29:51) If you are at all concerned, just expedited your passport
(32:53) Yasmin says keeping your baby comfortable on flights is important
(38:20) Make that call and, you know, just make sure that you're in a
(38:39) First time flying with baby over two, it was much more comfortable
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Tijani and Yazmin discusses the challenges and experiences of the first trimester of their second pregnancy. They discuss the emotional and physical hurdles, including persistent nausea, unexpected bleeding, and the importance of having a support system. They also touch on the differences between their first and current pregnancy, sharing personal anecdotes and practical advice. From the significance of waiting to announce a pregnancy to the impact of physical activity on their journey, this episode offers a candid look into the realities of early pregnancy.
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In this engaging episode of 'How We're Doing It,' Tijani and Yazmin dive into the crucial topic of setting boundaries with family. They share personal anecdotes, including a memorable instance where they had to refuse a request to buy alcohol due to their religious beliefs. With their special guest, Yeni, they explore the importance of communication and mutual respect in maintaining healthy family dynamics. From handling cultural differences to establishing rules within the household, this episode offers valuable insights for anyone navigating family relationships.
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Tijani and Yazmin introduce their first product: an ebook designed to help couples navigate essential conversations. They discuss the importance of premarital counseling and share their journey of compiling questions that have strengthened their relationship over five years of marriage. These questions cover various topics, including family, personal values, sex, spirituality, and finances, aiming to deepen connections and prepare couples for long-term commitment. Whether you're dating, engaged, or already married, this episode offers valuable insights and practical advice for fostering a stronger relationship.
Key Takeaways:
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In this heartfelt episode of 'How We're Doing It,' Tijani and Yazmin discuss how having children has transformed their marriage. They share candid experiences of navigating parenthood's challenges, including stress, exhaustion, and sleep deprivation, and emphasize the importance of mutual support and communication. Tune in for an authentic conversation about maintaining intimacy, mental health, and building a strong family foundation.
Key Takeaways:
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In this episode of 'How We're Doing It,' Tijani and Yazmin delve into the pros and cons of joint versus separate bank accounts. They share their journey, discussing how different financial strategies impact relationships, from fostering transparency to maintaining autonomy. Tune in for valuable insights and practical advice on managing finances as a couple.
Key Takeaways:
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In this insightful episode of 'How We're Doing It,' Tijani and Yazmin reflect on their first year of homeownership as first-generation immigrants, sharing lessons learned from maintaining a new build home to navigating homeowners insurance and HOA regulations. They offer practical advice on balancing indoor and outdoor tasks, utilizing smart appliances, managing home-related expenses, and tackling DIY projects. With tips on interior decoration, landscaping, and budgeting, this episode is a treasure trove of insights for new homeowners or anyone planning to buy a house, especially first-generation immigrants. Tune in for valuable knowledge and personal anecdotes to help you navigate homeownership with confidence.
Check out the following episodes:
Family Harmony: Living Peacefully With In-Laws
Do Theses! Before Moving To A New State
Challenges You Face When Moving To A New State
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