Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
You probably haven’t heard much about investment bonds, and honestly, neither had we until Jess Bell blew our minds. They sound boring, but they’re actually one of the most flexible and surprisingly tax-efficient ways to invest, especially if you want more options than just super or a bank account.
In this episode Tash and Ana chat with Jess about how these work, why they’re not the same as government bonds, and how people are using them to invest for kids, save for school fees or future goals, and even take advantage of clever tax rules without needing a business structure.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
There’s more than one path to a six-figure career. In this episode, Tash and Ana share submissions from the Get Rich Slow Club community on ways you can make $100,000 a year, without a degree.
They also explore how switching industries, starting small businesses and saying yes to new opportunities can change your career and income.
A reminder that success isn’t one-size-fits-all, and there are plenty of ways to build the life you want.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Debt doesn’t mean you’ve failed. When Bree hit $25,000 in credit card debt at 21, she thought she’d ruined her chances at a financially secure future. Fast forward a few years and she’s debt-free, owns a home, invests regularly, and earns thousands each month through content creation.
In this episode, Tash and Bree talk about shame, money secrets, and why speaking openly about debt can completely change your life. From hiding bank statements to tracking every dollar, this is the honest, hopeful money story everyone needs to hear.
Guest details - @breeonabudget
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Receiving an inheritance can be a highly emotional time. The guilt, the pressure, and the fear of getting it wrong can be a lot.
In this episode, Tash and Ana sit down with financial advisor Jess, to unpack the messy mix of money and emotion that comes with receiving or giving an inheritance. Jess opens up about losing her dad young, inheriting money at 18, and the mindset shift that helped her turn that legacy into her first home. It’s a raw, real conversation about what it means to honour where money comes from and how to make it work for your future.
They also dive deep into what a financial advisor really does, why so many people wait until it’s too late to get help, and how the right advice can save you hundreds of thousands of dollars.
From early inheritances to family expectations, prenups, and the gender dynamics of wealth, this episode will leave you thinking about ways to use money intentionally.
Guest - Jess Bell, Senior Adviser
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Travelling doesn’t have to break the bank. In this episode, Lauren joins Ana to unpack how families can prioritise their values, master cashflow, and still see the world. From racking up flybuys and velocity points to clever accommodation hacks and open conversations about trade-offs, Lauren shares how she and her family travel often without sacrificing financial goals.
They also dive into money mindsets, letting go of perfectionism with saving, and finding that sweet spot between living for today and building wealth for tomorrow. Whether you’re a parent planning your next family holiday or just dreaming of more freedom, this episode will be worth the listen.
Guest - @itslaurenjlee
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
In this episode, Tash and Ana return with Part 2 of their deep dive into debt recycling.
This time, Ana shares her personal debt recycling journey. She’ll cover why she decided against another property purchase, balancing risks, buffers, lump sum vs dollar-cost averaging, and how investing together changed her approach as a couple.
If you’ve ever wondered how debt recycling works, this candid discussion pulls back the curtain on the decision-making process, the emotions, and strategy behind it all.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
What if the best way to start is simply by starting, even if your first version isn’t perfect?
Starting a business doesn’t always mean quitting your job or risking it all. In this episode, Ana chats with Wenee and Thomas, co-authors of Riding the Unicorn, about what it really takes to build a startup in Australia and New Zealand.
Hear about differences between building a side hustle, a small business, or a true startup, and how to know which path is right for you.
From resilience, to funding, to customer research, this episode explores the mindset shifts and practical lessons that can help anyone turn an idea into something real.
Pre-order ‘Riding the unicorn' now https://www.amazon.com.au/dp/1394367686/ref=as_li_ss_tl
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Most Australians think about their mortgage as something to pay down as quickly as possible. But what if that same debt could actually work for you?
In this episode of Get Rich Slow Club, Tash and Ana break down debt recycling, a powerful (but often misunderstood) wealth-building strategy that turns non-deductible home loan debt into tax-deductible investment debt.
Keep your eyes peeled for part 2 on debt recycling, out next week!
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Is it a red flag for your wealthy partner to give unsolicited financial advice? Is it unreasonable to complain about money when your friends earn less? Is it rude to not help family out when they've made questionable spending choices?
These never get old. Join Tash and Ana as they unpack more controversial AITA financial stories.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
We’re celebrating 200 episodes of the Get Rich Slow Club Podcast!
Ana and Tash look back at how it all began, the lessons they’ve learned, the standout guests, and how their own financial journeys have grown along the way. They also share what’s next for the podcast and the community.
We’d love you to help shape the future of Get Rich Slow Club. Tell us what topics matter most, which guests you’d love to hear from, and the questions you want answered. Reach out, share your ideas, and be part of where we go next.
Send us a voice note or write in to @getrichslowclub to be featured on the pod!
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
We’re back with a classic! This episode, we’re diving into more 'Am I the Asshole?' Reddit stories about money, shares and finances.
Got your own money dilemma? Send us your “Am I the Asshole?” story and you might hear it featured on a future episode! DM us at @getrichslowclub by sending us a voice note or writing in with your scenario. All submissions will be kept anonymous.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Many of us are striving to retire early, but what if that’s not the dream?
Serina Bird, a.k.a ‘The Joyful Frugalista’, built her identity around frugality and financial independence. Then she chose to go back to work, not because she had to, but because she wanted to.
In this conversation, Serina opens up about how frugality can actually expand your life, and why sometimes going “backwards” is the smartest money move you’ll ever make.
This isn’t your typical “save more, spend less” story. It’s about rewriting what financial freedom and personal fulfilment actually look like.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Bankruptcy is one of the most stigmatised financial experiences, but what does it really mean, look like, and what can life look like on the other side?
In this powerful episode, Ana sits down with Thomas to unpack his very real, very raw story of declaring bankruptcy in Australia. From the highs of launching Sydney’s first cat café to the crushing lows of opening a bar that spiralled into $200,000 of debt, Thomas shares what it’s actually like to hit financial rock bottom and rebuild.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
We asked our community to share the strangest ways they’ve ever made money, and the answers did not disappoint. From duck poo clean-ups to expert consulting rates, some of these side hustles are clever, some are questionable, and a few are surprisingly profitable.
Whether you’re curious about quirky hustles, need a laugh, or are secretly looking for your next money-making idea, this episode has something for you.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
From Sizzler shifts to snow resorts, between us, we’ve done a little bit of everything. This episode looks back back at all the jobs we’ve ever had, the lessons each one taught us, and why switching things up along the way isn’t a bad thing. This ep is a big reminder that no job is wasted when it teaches you something new!
Timecodes:
(00:00) Favourite first jobs
(01:00) Childhood hustles and first paydays
(01:30) Hospitality horror stories
(02:45) McDonald’s, tips and birthday parties
(03:30) Swimming teacher days
(03:50) H&M chaos and uni side jobs
(04:35) Quirky shifts and receptionist work
(06:05) Support work and big paydays
(07:15) Snow resort seasons
(08:20) Starting in OT and healthcare lessons
(09:20) How jobs evolve over time
(10:35) Portfolio careers and side hustles
(12:15) Sales jobs and commissions
(15:10) Hospitality, bartending and bingo nights
(16:00) Talking openly about pay
(17:00) First corporate roles and the GFC
(18:10) Multiple jobs and staying flexible
(19:35) University work and halfway houses
(20:35) Saying yes to new opportunities
(22:20) Lessons from managers
(24:50) Dream jobs we’d still love to try
(26:00) Aged care and the future of work
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
We asked for your wildest house inspection stories… and you delivered.
From outright safety issues to a leaning house that made buyers seasick - Tash and Brooke read through your most shocking stories, and share a few of their own.
(00:00) Intro
(00:44) Dead mouse in the carpet + syringes in the bathroom
(03:31) Rotten staircase
(04:18) Black mould
(07:45) Hair
(09:18) A nasty surprise
(09:52) The leaning house
(12:07) Double the price guide
(14:05) Hiring Ferraris to sell basic homes
(15:25) Could we become real estate agents?
(16:18) Agent who forget the keys (twice!)
(17:34) Sleeping tenants hiding a secret baby
(19:55) Street cats taking over a property
(21:08) Living room held up by scaffolding
(22:40) Deceased estate sabotage
(24:40) Should people squat in vacant houses?
(27:07) Out of sight, out of mind: the housing crisis
Follow us on socials to contribute!
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
If you’ve ever wondered whether the city grind is really worth it, or what it might feel like to walk away from everything familiar to start over, hit play.
This week, Tash flips the mic onto Viv, our behind-the-scenes producer with a unique money story. She had a job she adored and a team that was the perfect fit. There was one thing she couldn’t shake though; she didn’t love the city she was living in.
Instead of pushing through, Viv and her partner made the choice to walk away from Sydney and return to rural Australia, where they once couldn’t wait to get away from, to build a tiny home and a slower way of life.
Timecodes:
(00:00) Meet Viv
(02:37) Backstory
(03:15) The Sydney conundrum
(04:15) A hard call
(05:01) Building a tiny home and chasing a slower life
(06:05) Why remote work makes it all possible
(07:00) Tiny home progress + what’s next
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
Pearler has just achieved a massive milestone, hitting $2.5 billion invested. In this episode, Tash sits down with co-founder Nick, to unpack what young Australians are actually investing in, why ETFs dominate, and what trends are shaping portfolios right now.
From the top 10 investments on Pearler, to unpacking ethical ETFs (spoiler: ESG doesn’t always mean what you think), this episode is packed with insights for anyone looking to strengthen their investing knowledge and journey.
Whether you’re just starting out or refining your strategy, you’ll be glad you listened.
Timecodes:
(00:00) Welcome & Pearler hitting $2.5B invested
(01:07) Money wins
(02:00) How young Australians are investing: ETFs vs single stocks
(04:00) Transparency and gender split in Pearler’s community
(06:00) The top 10 Pearler investments revealed (#10 to #1)
(09:00) Ethical ETFs, ESG screens & Nick’s take
(15:00) Overlap explained
(20:00) DHHF, VDHG, and the most popular growth ETFs
(23:00) US exposure
(27:00) Wrapping up
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
From free chickens to sneaky subscription tricks. On this ep Tash and Brooke (@brooko_moves ) share the most unhinged money hacks people actually use to save cash. Some are genius, some are questionable, and a few might become part of your routine.
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.
What happens when your travel-blogging career disappears overnight? Milly Bannister turned crisis into purpose, founding ALLKND, a youth mental health charity. In this episode she shares the real cost of starting a not-for-profit, how money and mental health collide, and why “purpose and pay” can go hand-in-hand.
(00:00) Childhood money beliefs & scarcity mindset
(02:38) From travel blogger to founding All Knd during COVID
(09:00) The financial realities of starting a charity
(23:57) Growing a team & learning to manage
(27:13) Does money buy happiness?
(32:53) Advice for aspiring impact founders
(36:22) Looking to the future
(38:02) Investing for herself and the charity
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.