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Financially Speaking
Greg & Rachel
10 episodes
2 weeks ago
Feeling like budgeting just doesn’t work for you? You’re not alone—and it’s not your fault. Most budgeting methods are way too rigid and unrealistic. In this episode of Financially Speaking, I’m breaking down why budgets fail and how to finally build one that works for your real life (yes, even if you've failed before). ✅ Why your budget keeps falling apart ✅ A simple, flexible system that actually sticks ✅ The mindset shift that gave me real freedom—not restriction ✅ How to start budgeting ...
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Self-Improvement
Education,
Business,
Investing,
How To
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Feeling like budgeting just doesn’t work for you? You’re not alone—and it’s not your fault. Most budgeting methods are way too rigid and unrealistic. In this episode of Financially Speaking, I’m breaking down why budgets fail and how to finally build one that works for your real life (yes, even if you've failed before). ✅ Why your budget keeps falling apart ✅ A simple, flexible system that actually sticks ✅ The mindset shift that gave me real freedom—not restriction ✅ How to start budgeting ...
Show more...
Self-Improvement
Education,
Business,
Investing,
How To
Episodes (10/10)
Financially Speaking
Why Most Budgets Fail
Feeling like budgeting just doesn’t work for you? You’re not alone—and it’s not your fault. Most budgeting methods are way too rigid and unrealistic. In this episode of Financially Speaking, I’m breaking down why budgets fail and how to finally build one that works for your real life (yes, even if you've failed before). ✅ Why your budget keeps falling apart ✅ A simple, flexible system that actually sticks ✅ The mindset shift that gave me real freedom—not restriction ✅ How to start budgeting ...
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1 month ago
8 minutes

Financially Speaking
How to Stop Living Paycheck to Paycheck
1 month ago
10 minutes

Financially Speaking
The First $1,000 How to Build Your Emergency Fund Quickly
Imagine a car repair, medical bill, or unexpected expense and you do not panic. That is the power of your first $1,000 emergency fund. In this episode of Financially Speaking, we break down exactly how to save $1,000 fast even if you are living paycheck to paycheck. No gimmicks, no complicated jargon, just clear steps you can follow. You will learn: • Why the first $1,000 matters more than you think • How to sell unused stuff for quick cash • Simple side hustles to boost savings • Big expen...
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1 month ago
9 minutes

Financially Speaking
Broke Before Payday? Fix It in 7 Days | Financially Speaking
If your money disappears before the month ends, you’re not broken—your system is. In this episode of Financially Speaking, I’ll share 4 practical steps to stop living paycheck to paycheck: Track every dollar for 7 daysStop hidden money leaksBuild a one-week bufferAutomate your essentialsThese are the exact moves that help you take control and finally break the cycle of being broke before payday.
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2 months ago
7 minutes

Financially Speaking
The Truth About Good Debt vs Bad Debt (and the Mistake That Cost Us Time & Money)
Not all debt is created equal — but we didn’t learn that until we made a costly mistake. In this episode of Financially Speaking, we break down the real difference between good debt and bad debt, how to avoid common pitfalls, and two proven strategies to help you pay off debt faster. Plus, we share the debt payoff mistake that set us back and what we’d do differently now. 💡 You’ll learn: What actually makes debt “good” or “bad”The difference between the Debt Snowball and Debt Avalanche method...
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5 months ago
8 minutes

Financially Speaking
We Tracked Every Dollar for 90 Days—Here’s What Happened | Financially Speaking Ep. 5
Budgeting Basics: What Worked, What Didn’t & How to Start In this episode of Financially Speaking, Greg and Rachel break down the fundamentals of budgeting—perfect if you're starting from scratch, struggling to stick to a plan, or just want a fresh approach. We cover: How we started budgeting (without any fancy tools)Free tools that worked for us—and ones that didn’tWhy budgeting helped us feel free instead of restrictedA 90-day hack to uncover your spending habitsBudget categories you mi...
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6 months ago
12 minutes

Financially Speaking
What Every 2025 Homebuyer Needs to Know (Before It's Too Late)
🎙 Welcome to Financially Speaking! In this episode, we're breaking down how to buy your first house—or giving you a much-needed refresher if it’s been a while! With 7 homes under our belt (including 4 in just the last year), we’ve made our fair share of mistakes—financial ones especially—and we’re here to help you avoid them. We’ll walk you through the step-by-step process of buying a home, from pre-approval to closing, and share all the hidden costs that most people don’t talk about—things...
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6 months ago
20 minutes

Financially Speaking
Fast-Track Your Debt-Free Journey Smart Money Hacks That Work! - Financially Speaking
In this episode of the Financially Speaking Podcast, we’re breaking down proven money hacks that actually work. Whether you're drowning in debt or just looking to optimize your financial habits, these strategies will help you save more, spend smarter, and achieve financial freedom sooner.
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6 months ago
31 minutes

Financially Speaking
How Our First House Flip Changed EVERYTHING for us! - Financially speaking
Our first house flip was a game-changer! In this Episode, we break down how we found the deal, the challenges we faced, and how this one investment set us on the path to financial freedom. 🚀
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6 months ago
40 minutes

Financially Speaking
Ditching the 9-5: How We Reached Financial Freedom - Financially speaking
7 months ago
1 hour 3 minutes

Financially Speaking
Feeling like budgeting just doesn’t work for you? You’re not alone—and it’s not your fault. Most budgeting methods are way too rigid and unrealistic. In this episode of Financially Speaking, I’m breaking down why budgets fail and how to finally build one that works for your real life (yes, even if you've failed before). ✅ Why your budget keeps falling apart ✅ A simple, flexible system that actually sticks ✅ The mindset shift that gave me real freedom—not restriction ✅ How to start budgeting ...