Charles (Chas) Henry is a digital marketing agency owner who has been helping clients grow their online presence, visibility, and sales through Search Engine Optimization. 

The founder of C.H. Local Media also offers consulting services to local businesses on the basics of SEO and how to use it effectively for their business or organization. He started marketing by promoting and positioning his previous band for success while learning about marketing and advertising within the music industry.

He fell in love with marketing because he saw an opportunity to help people build positive brands around what they do best! Chas is a proponent of using marketing to grow businesses. 

He is also an advocate for using marketing as a wealth-generation strategy for business owners and entrepreneurs to build the lifestyle they are looking to achieve as part of their Financial Intelligence Mindset. 

Learn more about C.H. Local Media at https://chlocalmedia.com 

To book a strategy session with Chas for your marketing, visit https://calendar.chlocalmedia.com/chas. 

You can connect with Chas or C.H. Local Media on Social Media. https://facebook.com/chlocalmedia https://www.facebook.com/CharlesHenrySEO https://www.linkedin.com/in/chas-henry-seo/

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

He transformed his life and built a property portfolio worth £2 Million+ by investing in himself. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

#financeintelligence #finance #smallBiz

Hosted on Acast. See acast.com/privacy for more information.

Rosetta Bryson is a highly sought-after financial strategist, an inspiring speaker, a nurturing mentor, and the founder and CEO of Simple Trader Pro, the largest Black-owned financial technology company in America. 

Rosetta delights in decoding what is often experienced by many people as an inaccessible system. She is leading the charge in expanding and diversifying the FinTech space, a field where few Black founders exist, and her simple tools show investors how to navigate landmines with confidence and ease.

She can talk on a variety of topics such as: How Rosetta Bryson is leading the charge in expanding the FinTech space, a field where few Black founders exist Shifting the Culture: How Simple Trader Pro helps people of Color build wealth.

Simple Trader Pro's Z School: A philanthropic enterprise on the mission to educate generation Z s on how to trade The meaning behind Rosetta's motto is "If you level the trading field, you level every field."

Simple Trader Pro is opening up to more people in the trading world who are rippling out beyond Wall Street.

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

He transformed his life and built a property portfolio worth £2 Million+ by investing in himself. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

Hosted on Acast. See acast.com/privacy for more information.

George Taylor is a journalist and a musician from Hertfordshire. He is the Founder of Gramersi, the digital publisher specialising in consumer and retail start-up news, video content, and events.

Gramersi are proud to have worked with War Paint For Men, Jecca Blac, Tropic Skincare, M+LK PLUS, Barenaked Foods, Dr Tara Lalvani (Beautifect), and more.

George previously Founded Creative Industry Hub – the media and event company for the music, fashion, and influencer sectors with thousands of customers and readers. He worked with WGSN, House of Fraser, Esmee Denters, Sony Music, Sophie Shohet, and more.

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

He transformed his life and built a property portfolio worth £2 Million+ by investing in himself. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

Hosted on Acast. See acast.com/privacy for more information.

Shaun Simon is the Founder & CEO of ServiceGanja based in Dallas, Texas.

Shaun is a serial entrepreneur who started ServiceGanja in March 2020 after working early at several tech startups and his other ventures. 

Shaun is one of the natural entrepreneurs that started very young. Through his experiences, he was able to learn from his examples and mistakes to improve. 

ServiceGanja is a technology platform for cannabis dispensaries to manage their retail operations with an all-in-one platform that includes point of sale, guest marketing, digital ordering, and delivery.

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

He transformed his life and built a property portfolio worth £2 Million+ by investing in himself. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

Hosted on Acast. See acast.com/privacy for more information.

Clarence Brown is an experienced credit repair expert and credit education specialist. Driven by passion, he takes pride in providing the best service possible. As a CEO, his goals include reinstituting trust into the credit repair field, establishing brand recognition, and increasing market size. 

In addition to his primary job functions, clients, peers, and associates admire Clarence for his extraordinary commitment to excellence. After earning his expertise in credit management through hands-on experience

He entered the credit world to explore his passion for aiding and revamping Companies and individuals credit ratings/scores. 

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

He transformed his life and built a property portfolio worth £2 Million+ by investing in himself. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

Hosted on Acast. See acast.com/privacy for more information.

Jay Chauhan is a full-time property investor and developer working with those that wish to create long term wealth and security through property investment. He has nearly a decade of experience and unsurpassed property industry knowledge. 

With a keen eye for identifying high yielding properties and development projects that generate lucrative returns on investment, Jay provides unique opportunities with exciting financial rewards for his investment partners. His main area of focus geographically is in Greater London and the South East, preferring to stick to areas that he knows.

As a dynamic entrepreneur, Jay continually seeks to improve and grow as an individual. His primary focus is within the property development sector with Berkshire Corporate, a residential, design-led company striving to maximise value whilst creating desirable homes for the private rental and sales markets. Berkshire Corporate has recently been awarded the Real Developer 2021 award.

More information can be found at www.berkshirecorporate.co.uk 

Prior to becoming a property professional, Jay worked in the corporate world, specifically within the project management and business development industries, before transitioning over to property full time.

He has a passion for assisting others, offering knowledge based on real-life experiences on ‘how it is keen to ensure people have the opportunity to avoid making costly mistakes.

Linkedin = https://www.linkedin.com/in/jaychauhanuk/ 

Instagram = https://www.instagram.com/jaychauhan_property/

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

Hosted on Acast. See acast.com/privacy for more information.

Steve Tosh is the company director of Global Risk Alliance Ltd, a risk management company that provides consultancy and education services.

 He has over 20 years of experience in procurement fraud and corruption investigation, and risk mitigation. He has headed many high values and complex global studies and currently works with international clients to design and implement frameworks and risk approaches to prevent corruption and Fraud within supply chains. 

He has been involved in developing national standards on Procurement Fraud and was the lead author in the draft of British Standard BS10501: Guidance on Implementing Procurement Fraud Controls. He designs and provides training courses across the globe in these areas of expertise and has recently launched the Anti-Corruption Education Network to build a global anti-corruption community, share knowledge and mentor professionals working within the anti-corruption space.

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.

Follow me on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

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Robin recalls watching his father working all hours to keep on top of his Development and Construction Business. Originally trained as a carpenter, he finally started his own business in 1969. He put the first roofs on himself.

The family was vital to him, but he gave up time with family to keep on top of the growing business.

He was never taught to be a business owner and had to learn from the hard knocks, failures, and successes as they happened.

Having run and grown the business alongside him and several of my own in development and construction over the last 30 years - I do know how it feels to be where you are now.

Robin is 𝐩𝐚𝐬𝐬𝐢𝐨𝐧𝐚𝐭𝐞 𝐚𝐛𝐨𝐮𝐭 𝐡𝐞𝐥𝐩𝐢𝐧𝐠 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐡𝐨𝐮𝐬𝐞𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐬𝐮𝐜𝐜𝐞𝐞𝐝.

His clients see my role as both a mentor and advisor as part of their team - who is as passionate about their business as they are and a constructively critical sounding board for decisions and challenges.

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest of you and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.

Follow me on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

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Ricardo McHardy is the Founder of NeoTech Blockchain Solutions. 

 Since 2018, NeoTech Solutions has been experimenting with blockchain technology and how to leverage its value. Since then, they have developed a suite of proof of concepts, solutions and use cases.

Ricardo McHardy got one of his starts in the technology industry in October of 2016 when he commenced developing the mobile video game “Space Duckie”. 

Space Duckie was an inter-galactic themed 2D platform arcade game with duck characters. Although the app did not receive much financial success, relatively speaking — to date, it is one of his proudest accomplishments. 

NeoTech Solutions is a Technology Company based in the Bahamas (Caribbean) with Certified Blockchain experts who have handled clients from different industries and geographical locations and have successfully solved the core problems they have faced in the development of Blockchain. 

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest of you and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.

Follow me on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

Hosted on Acast. See acast.com/privacy for more information.

Jack is an international serial entrepreneur and financial thought leader. Driven to success in business and life, Jack built a profitable business from his college dorm room and then built two multi-million dollar businesses in real estate.

He is a sought-after speaker, sharing his experience with high school classes, business networking groups, sales teams, and aspiring Entrepreneurs.

Jack shares his dynamic message through his 5-star ranked “High Return Real Estate Podcast”, and his entertaining, raw and real, highly rated and 5 stars ranked “Indestructible Wealth” podcast.

Jack believes in investing in the community. This core value led to a prestigious nomination as “Humanitarian of the Year” for fundraising a quarter of a million dollars for disadvantaged youth in Michigan.

Jack pioneered a 7-part process that empowers people to make financially smart and strategic decisions. His goal is to help people live fulfilled lives now instead of waiting for retirement.

About the Host Royston A Cumberbatch

Cumberbatch Group Coaching Program https://roystoncumberbatch.com/sign-up

 Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times. 

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. .

He as has also set up and owns several successful businesses. It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession. .

The Podcast Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life.

 It is about having the right attitude and beliefs about money. By enhancing your financial intelligence, you can make decisions in the best interest of you and your business. It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success. Join Royston 

Cumberbatch Group Coaching Program https://roystoncumberbatch.com/sign-up

 Free Resources:

https://www.thebusinessgrowthmastermi... https://www.thebusinessgrowthmastermi... 

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com. Follow me on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-a.... Instagram: https://www.instagram.com/royston.cum... 

YouTube: https://www.youtube.com/feed/my_videos Facebook: https://www.facebook.com/RoyceCum 

Join Facebook Community: https://www.facebook.com/119082684777.

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For global businesses, exchange rate fluctuations can significantly impact profit margins, market shares, and balance sheets.

When attempting to mitigate this risk, many corporates fall back on placing intermittent FX trades, driven mainly by speculative bets with limited supporting policies or reporting.

Bondford help firms put in place a formal, adhered to FX policy and strategy for mitigating FX risk. These replace typically one-off, large FX trades with a hedging program that reduces volatility by averaging out a rate over time. With a hedging policy and program in place, management teams can focus on their core business, with confidence that FX volatility is being managed pro-actively and in line with their commercial objectives and goals.

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you are able to make decisions that are in the best interest of you and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest of you and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.

Follow me on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

Hosted on Acast. See acast.com/privacy for more information.

Phil has spent the last 15 years building and scaling Fintechs.

 Phil is passionate about improving the world's financial health. Initially working as a trader and investment manager, he led teams tasked with scaling retail platforms to mass market adoption in both the B2B and B2C space. 

As part of this effort, he interviewed over 10,000 people about their finances and where they were struggling and used this knowledge to develop tools to improve the UK's financial health. Phil is currently the Founder and CEO of Accru, a start-up aiming to make the high-yields available in crypto safe and accessible to everyone. 

Phil, the author of The Money Triangle, proceeds of which supports various financial education charities.

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20's means he knows what it feels like to have little or no money at times.

By investing in himself, he transformed his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you can make decisions in the best interest of you and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.  

Follow me on Social Media:

LinkedIn:  https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

Hosted on Acast. See acast.com/privacy for more information.

Ryan R. Sullivan shares his journey...

After a conversation with Gary Vee in 2019 and losing one of my first podcast guests to a tragic car accident in early 2020, I dropped everything to pursue podcasting. I created the all-in-one podcast launch platform - Podcast Principles.

With Podcast Principles, we make podcast launches simple for Coaches, Consultants, and Entrepreneurs.

I take driven professionals and help them build a stage to transform a vision into an effective show that generates content, makes an impact, and grows business. Our core values are honesty, transparency, and impact, and we're grateful to be able to work with folks from around the world to spread their message and share those values with others.

Email: ryan@podcastprinciples.com Podcastprinciples.com

About the Host Royston A Cumberbatch

Coming from a humble background and going through depression in his early 20’s means he knows what it feels like to have little or no money at times.

By investing in himself, he was able to transform his life and built a property portfolio with a net worth of £2 Million+. He as has also set up and owns several successful businesses.

It is now his mission to empower you to grow your business and become highly profitable, tax-efficient, and sustainable – building up reserves to withstand any recession.

About The Podcast

Financial intelligence mindset is about understanding more about money and how to make more, manage it and maximise it in your business and personal life. It is about having the right attitude and beliefs about money.

By enhancing your financial intelligence, you are able to make decisions that are in the best interest of you and your business.

It enables you to understand more about money and ask the right questions to the right people to make the best decision and keep you on track for success.

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.  

Follow me on Social Media:

LinkedIn:  https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

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Anna Szymanowska, Founder of Fighter Shots, Share Her Business Start-up & Entrepreneurial Journey.  

Anna holds an MBA from London Business School (LBS) and MSc in Industrial Engineering and Renewable Energy.

Her work at Airbus, Microsoft and as a management consultant fostered strong product development and sales skills. 

After seeing her colleagues drink ginger shots in Switzerland, Anna decided to create her recipes. She is excited by the evolving relevance of health products and how her products can positively and sustainably impact people’s lives.

Fighter Shots is an all-natural, cold-pressed potent ginger shot brand, with performance shots designed to give consumers the boost they’re craving. There are five SKU’S, including UK’s first manuka honey shots and a vegan shot. 

As winners of a 2020 Great Taste award, Fighter Shots deliver a delicious range of products to boost immunity, reduce fatigue, and promote skin and joint health.

If you found this podcast informative, please like, share, comment or subscribe/ follow my channel. 

Free Resources:

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.  

Follow me on Social Media:

LinkedIn:  https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

Instagram: https://www.instagram.com/royston.cumberbatch/

YouTube: https://www.youtube.com/feed/my_videos

Facebook: https://www.facebook.com/RoyceCum

Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

Hosted on Acast. See acast.com/privacy for more information.

Simon is an entrepreneur and founder of the beverage company Clijé. Born and raised in London, he has inherited a spirit and vibrancy from growing up in such a dynamic city. 

A leader with several accolades in different fields, these flavours are showcased in a style of branding that expresses a deeper meaning and connection that uplifts and cultivates. 

Having founded businesses and gained experiences in a range of industries such as art, entertainment and hospitality - a creative and 'love for the niche' mindset is the cornerstone for these brands that feel tailored, unique and intriguing. 

Clijé is an award-winning start-up company with a culture and vision springboarded from the founder, with values and the attraction to reshape positions in the drinks industry.

if you found this podcast informative, please like, share comment or subscribe/ follow my channel. 

Free Resources:

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You can find out more about Royston Cumberbatch through social media profiles or by visiting my website www.racmacs.com.  

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Alex, the author of an Amazon Number 1 Bestseller ‘The Business Path to Wealth Creation’, is a prize-winning chartered accountant with experience in financial markets and investment banking from the world’s top financial and advisory institutions including Deloitte, RBS and JPMorgan Chase.

Alex has been involved in property development programmes across different types since

2008, building and managing a multi-million dollar portfolio that includes standard buy-to-lets,

student accommodation and other houses in multiple occupancy (HMOs).

He specialises in raising finance, providing potential investors, investors and

joint venture partners with ad hoc (to their specific requirements), hands-free

and hassle-free property investments solutions as well as coaching and mentoring. 

Alex aspires to share business and financial knowledge with upcoming entrepreneurs and

experienced business minds to learn and master the concepts and mindsets

required to succeed, stand out, have the edge and make a difference.

He’s the host of The Business, Wealth and Mindset podcast, capturing inspiration wisdom from guests from all walks of life including the likes of Jane Bayler, Dr John DeMartini, Rob Moore, Gerald Ratner, Michelle Seiler Tucker, Holly Morphew

Alex is a lifelong student of human behaviour (why we do what we do, behave how we behave) from The University of Life

Royston Cumberbatch (Host) - Training Programs, Free resources, and contact details:

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In Episode 24 of The Financial Intelligence Mind Podcast, I interview Corina Goetz – Middle East Specialist & Hospitality Expert.

Corina founded Star-CaT because of her passion for the Middle East and work in the hospitality sector.

She realized that many people are anxious due to the lack of knowledge about the Middle East and strongly believes that companies and individuals should have the opportunity to learn.

Education is key to create strong relationships that lead to more success. 

Better relationships lead to better pipelines, more revenue, more customers, and more business.

More Info and contact details for Corina Goetz:

Website: www.star-cat.co.uk

Linkedin: www.linkedin.com/in/corinagoetz and company is Star-CaT Youtube: Star-CaT presents

- Under Palm Trees 🌴: https://www.youtube.com/channel/UC0lv7uKVflzVMVTy6LmuHdQ

Instagram: @star_cat_ltd and @starcat_corina Podcast: Star-CaT presents Under Palm Trees 🌴

Clubhouse: https://clubber.one/@starcat_corina

Royston Cumberbatch (Host) - Training Programs, Free resources, and contact details:

Group Coaching Program

https://www.thebusinessgrowthmastermind.com/register

Get Free eBook – How to Double, Triple, Or 10X Your Cashflow

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

Follow  the host  on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

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Remisha Jones is a Certified Financial Social Worker, Clinical Social Worker-LCSW-A, and entrepreneur and has been providing financial workshops called “Money Matter$ with Remisha Jones.

Remisha is a native of Roberta, GA and an alumna of Clark Atlanta University with a B.A. in Political Science.  She obtained two master’s degrees from North Carolina Central University with MS in Criminal Justice and an MSW in Social Work in 2019. 

She has worked in the Social Work field for over 15 years serving children and families and is the Hustle Hard Radio show through WDRB media out of Charlotte, NC.

Remisha is also the owner of Positive Thoughts, LLC for over 12 years and focuses on mental health, business, and financial consulting. 

Additionally, she provides financial consulting to families, organizations, businesses, and individuals over six years and provides valuable financial content and resources to help African Americans, minorities, and oppressed communities make healthier financial decisions.

Her educational background and professional experience allow me to incorporate both worlds of mental health and finances and serve those in need to develop a budget, eliminate debt, plan for large purchases, and make better financial decisions. 

Her motto in life has been that you can do absolutely anything and accomplish any goal if one has Positive Thoughts.

As an expert in finance, business and investing, I help business owners and investors improve their credit rating and access funds to grow their business. Please send me a message or email me at roy@mmedu.co.uk to see how I can help

FREE Resources

Online Business Growth Masterclass

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

Download Money Management Ebook

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about me through social media profiles or visiting my website www.racmacs.com. 

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A good or excellent credit score or credit rating is crucial for small businesses and investors looking to leverage other people's money (OPM Strategy).

If you have tried to access some credit services such as loans or some services or products on credit, you may be familiar with the term credit rating. In case you are not familiar with it, credit rating refers to evaluating a borrower's credit risk. It assesses the ability or likelihood of a borrower (or potential or prospective debtor) to pay back money borrowed.  

Your credit score also dictates how you handled your personal or business financial affairs in the past and is used by suppliers/creditors and other companies to validate your creditworthiness.  

Many people have a problem differentiating between credit rating and credit score. A credit report or credit file is obtained from credit rating bureaus or agencies and analyses a borrower's history, financial commitments, repayment behavior, and so on. It usually has a credit score that reflects the borrower's source of income and repayment history. Lending institutions can then use the credit report as a credit rating tool and assess the default risk vs the borrower's ability to pay the loan. If the risk is too high, the borrower will likely default or does not have an existing or prospective income source to pay back. The institution is likely to decline or offer the credit at a very high-interest rate to compensate for the risk. Credit scores mainly apply to individuals.

Financial services companies usually have a credit rating from of the credit rating agencies such as Standards and Poor's (S&P), Fitch Ratings, or Moody'; these agencies provide a rating system to help investors determine the risk associated with investing in a specific company, investing instrument or market.

Ratings get assigned to short-term and long-term debt obligations issued by a government or a corporation, including banks and insurance companies, among others. Each agency has a different measure varying from AAA/Aaa for low-risk investments to CCC/Caa to C/D for high risk to junk/in default investments.  

In a nutshell, credit rating refers to a borrower's creditworthiness or the riskiness of an investment/debt provider. The borrower or debt provider may be an individual, a corporate body, a non-governmental organization, or a government (a state). 

A good to excellent rating also helps you get cheaper and affordable credit, saving you a lot in interest expense. 

Besides, it also makes a good impression on potential investors, clients, or customers, creating room for more business deals and expansion. 

It is, therefore, time to pay greater attention to your credit rating or credit score. It can make a lot of difference not only to your finances but also to your business profits and overall wealth. 

The benefits of maintaining a good to excellent credit score

·       When you manage your repayments on time, this creates an overall positive impact on your credit file, especially when loans and credit card payments are always on time and you maintain a maximum 25% credit utilization ratio. 

·  Investors use the credit reports issued by credit rating agencies to decide if your business is creditworthy. 

· The reports help them to avoid risky investments by avoiding companies with poor ratings.

· You are likely to get better interest rates from lenders if you maintain a good to excellent rating; it will also be easier to access bigger loans or pay back the loan as you will lower interest rates and save on repayment costs. 

·  An excellent credit rating gives you more bargaining power - this is helpful when you take in new investors into your business and need a new loan. For example - You can get better insurance deals when you have an excellent rating.

The impact or drawbacks of a Poor Credit Rating 

· A lousy credit rating can mean a lack of access to much-needed funds to scale your business, and thus inability to sustain a business in the long run

· A bad credit score is a negative reflection on the company or borrower. It means that anybody who views your report will consider you "unreliable or untrustworthy2 or not creditworthy.

· You may lose potential clients or major business deals if they realize that you have a poor credit rating and, therefore, a business risk.

· Poor Personal credit ratings may spill over to your personal life since you may not be able to access credit facilities when in need. 

As an expert in finance, business, and investing, I help business owners and investors improve their credit rating and access funds to grow their business. Please send me a message or email me at roy@mmedu.co.uk to see how I can help

FREE Resources

Online Business Growth Masterclass

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

Download Money Management Ebook

https://www.thebusinessgrowthmastermind.com/manage-assets

You can find out more about me through social media profiles or by visiting my website www.racmacs.com. 

Follow me on Social Media:

LinkedIn: https://www.linkedin.com/in/royston-andrew-cumberbatch-finance.

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Join Facebook Community: https://www.facebook.com/1190826847779960/photos/10156549866807120/?av=558592119

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You can start a side hustle (7 pm to 1 am) while holding down a 9 to 5 job!

Gaurang Patel is an Electronics Engineer by training, originally from India and now living in Canada with a dream of becoming a millionaire.

I interviewed him on the Financial Intelligence Mindset podcast, where he talked about his journey, including working 15 hours a week in low-paid jobs to clear down his debts.

Although Gaurang is well established in the field of IT, in his words, "sooner, I realize that it's not possible to become a millionaire by just doing a job he opted to do business - starting as a side hustle", although he was not sure which one…. I did challenge him as a few people make significant money working as employees or intrapreneurs.

He said that while trying to figure out which business to start, one of his friends gave him the idea of creating a financial services business.

Gaurang now provides financial services to clients, like insurance, investment, and mortgage products, and educates them on protecting themselves while growing their money.

About Royston Cumbertancy and some free gifts for you:

Get a Free Copy of my Ebook to Double, Triple, or 10X Your Cash Flow

https://www.thebusinessgrowthmastermind.com/ebook_cashflow

Watch Free 30 minutes Business Growth Masterclass:

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You can find out more about me through social media profiles or by visiting my website www.racmacs.com. 

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