Ever wonder why the stock market is booming while people are struggling to pay bills? In this episode, we break down the disconnect between Wall Street and Main Street — and why the market isn’t a mirror of the real economy.

#FinanceSimplified #StockMarketExplained #Investing101 #WallStreetVsMainStreet #ABetterBrew

Ep 38:

Disclaimer:

Before we dive in, please note: I am not a financial advisor. The information shared in this episode is for educational and informational purposes only. It should not be considered financial advice or a recommendation to buy or sell any security. Always do your own research or talk with a licensed financial professional before making investment decisions.

Markets are at all-time highs — again. But what does that really mean for long-term investors? In today’s calm and collected episode, we talk about why patience still pays, how trusting the system matters more than chasing headlines, and why a small dip (like Amazon’s after its AWS outage today) isn’t a reason to panic. It’s a reminder that steady investing and dollar-cost averaging often win the long game.

#InvestingMindset #StockMarket #PatiencePays #AmazonStock #DollarCostAveraging #FinancialEducation #MarketHighs #LongTermInvesting

From sports betting to meme stocks and crypto casinos — it feels like everyone’s chasing that quick hit of “easy money.” But here’s the truth: the fastest way to lose your wealth is trying to get rich overnight. In this episode, we’re breaking down the rise of degenerate gambling culture, why it’s a trap, and how the real winners play the long game.

Seeing others around you winning big while you’re taking your time may feel like you’re doing it wrong — but if you can take a step back and look further than tomorrow, you’ll see that the hard work, the dedication, and trusting in the process will pay out. The hare didn’t win the race — it was the tortoise. Slow, steady, and focused always wins in the end.

#MoneyMindset #InvestSmart #WealthBuilding #FinancialFreedom #CompoundGrowth #PodcastShorts

Let’s talk about one of the most powerful money habits — and whether you’re still doing it. In this short but powerful check-in, we revisit the concept of “Pay Yourself First,” why it matters now more than ever, and how even small steps can keep your financial goals alive.

 #MoneyMotivation #FinancialGoals #PayYourselfFirst #MoneyMindset #ABetterBrew4ABrighterYou #WealthBuilding

We’re revisiting the classic money rule—pay yourself first—but with a fresh spin. In this quick, info-packed episode, Michael shares practical tips like automating your savings, splitting money between short-term and long-term goals, and tying your savings to your raises. Small, consistent moves today can build big financial freedom tomorrow!

 #MoneyTips #FinancialFreedom #PayYourselfFirst #SmartMoneyMoves #WealthBuilding #InvestingBasics #FinancialHabits #ABetterBrew

In this quick brew, we break down The Latte Factor—the idea that small, daily expenses like your favorite coffee can secretly add up to tens of thousands of dollars over time. But don’t worry, I’m not here to take away your caffeine fix! Instead, I’ll show you how being intentional with just one small habit can help you sip smarter today and brew up financial freedom tomorrow.

📉☕ In just a few hours, Fed Chair Jerome Powell and the FOMC will announce their decision on interest rates. Will they hold steady — or cut by 0.25%?

In this episode of A Better Brew 4 A Brighter You, Michael breaks down what a rate cut or hold really means — for investors, for the everyday American, and for key areas like housing, jobs, the market, and inflation. We’ll cover the pros and cons of both scenarios and talk about why the Fed is stuck between fighting inflation and supporting a weakening job market.

🎧 Tune in for clear, simple insights before the big announcement — and share your thoughts: Will the Fed cut rates today? And if so, how much?

https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html

t’s been 8 months of building your financial foundation—so let’s pause and check in! In this episode of A Better Brew 4 A Brighter You, Michael recaps some of the biggest money topics we’ve covered so far:
☕ Zero-Based Budgeting
☕ Snowball vs. Avalanche debt payoff
☕ Credit vs. Debit cards
☕ High-Yield Savings Accounts

No matter where you are in your journey—just starting, building momentum, or fine-tuning your plan—this quick refresher will help you see how far you’ve come and where you’re headed next.

Not all investments are created equal. In this episode of A Better Brew 4 A Brighter You, Michael breaks down the key differences between ETFs, stocks, and REITs — how they work, the pros and cons of each, and why they matter for your portfolio.

From the history of the first ETF, to the rise of big tech stocks, to how REITs can provide steady dividend income, you’ll walk away with a clearer understanding of which option might fit your goals best.

💡 Plus: see if you can guess which 2 of these 3 big tech stocks are Michael's favorite. Try and list the odd one out in the comments.

If you found this episode helpful, don’t forget to like, share, and leave a comment. It helps us spread the brew!

#Investing101 #ETFs #Stocks #REITs #StockMarketTips #FinancialEducation #MoneyMadeSimple #WealthBuilding #InvestingForBeginners #PortfolioGrowth #SmartInvesting #DividendIncome #StockMarketBasics #FinancialFreedom #BetterBrew

Think your Roth IRA money is untouchable until retirement? Think again! In this episode, we break down what you can withdraw penalty-free, the rules around earnings, and the special exceptions the IRS allows. Understanding these rules can help you avoid costly mistakes — and maybe give you some peace of mind.

⚠️ Disclaimer: This podcast is for educational purposes only and is not financial or tax advice. Please consult with a CPA, tax advisor, or financial professional to determine what’s best for your personal situation.

The Fed just signaled that a rate cut could be coming in September — but what does that actually mean for you as an investor?

Bonds, stocks, crypto and banks will all be affected by this decision. Are we ready for cuts or inflation or the jobs number still not quite right?

#FederalReserve #InterestRates #RateCut #InvestingTips #StockMarket #PersonalFinance #MoneyMoves #FinancialFreedom #InvestSmart #ABetterBrew

This week’s episode is a little different — life got in the way, and I didn’t have time to prep my usual full script. But I still wanted to check in with you and ask something important:

👉 How do you see money?
Is it a tool? Security? Freedom? Or something else entirely?

Your answers and feedback could shape a future episode, so I’d love to hear from you!

Let’s keep brewing success… one cup at a time. ☕✨

#MoneyMindset #PersonalFinance #FinancialFreedom #MoneyTalks #MoneyMatters #WealthBuilding #ABetterBrew

💸 Pay Yourself First: The #1 Rule to Build Wealth Without Even Trying ☕

What if the key to saving more money... was pretending you never had it? In this episode of A Better Brew 4 A Brighter You, we break down the powerful, no-stress habit of paying yourself first — and why it’s the ultimate wealth-building move for anyone, no matter your income.

Whether you’re just starting out or trying to get back on track, this episode is your friendly reminder: you deserve to be your first bill.
Let’s keep brewing success… one cup at a time.

#PayYourselfFirst #MoneyTips #FinancialFreedom #BudgetingTips #WealthBuilding #PersonalFinance #MoneyHabits #SaveMoney #FinancialWellness #SmartMoneyMoves

Would you rather pay taxes now… or later?

This week on A Better Brew 4 A Brighter You, we’re diving into the ultimate retirement face-off: Roth IRA vs. Traditional IRA.

☑️ Which one gives you more in the long run?
☑️ Who should choose what — and why?
☑️ What’s the deal with that “Backdoor Roth” strategy?
☑️ And how do taxes, income limits, and RMDs play into your future?

We break it all down in plain English, with practical tips, real-world examples, and a few surprising stats to help you choose the path that’s right for you.

🎯 If you’re saving for retirement — or thinking about starting — this episode is a must-listen.

🎧 Available now on Spotify.
👉 Don’t forget to follow, rate, and share the brew.

☕ Let’s keep brewing success… one cup at a time.

Ep 25:

Wall Street terms like bull market, P/E ratio, and dividend yield get thrown around all the time — but what do they actually mean? And more importantly, how can they help you become a smarter investor?

In this episode of A Better Brew 4 A Brighter You, we break down 5 key investing terms that every beginner should know — in plain English. No fluff. No jargon. Just real talk, real strategies, and relatable examples to help you stop nodding along and start investing with confidence.

Whether you’re just getting started or want a refresher, this one’s for you. Hit play — and let’s decode the market together.

#InvestingBasics #WallStreetTerms #FinancialLiteracy #SmartMoneyMoves #BeginnerInvestor #StockMarketTips #DividendsExplained #BullVsBear #MoneyMadeSimple #ABetterBrew

Ep 24:

Credit card debt is expensive. With interest rates over 22%, a $5,000 balance could cost you nearly $2,000 in interest over just three years. But what if you could cut that by more than half?

In this episode, we break down how personal loans—like those from SoFi—can help you consolidate high-interest debt, lower your payments, and actually make progress. We run the numbers, weigh the pros and cons, and help you decide if this move makes sense for your financial goals.

💸 Learn the smarter way to get debt-free.
🎯 Numbers that make it real.
📉 Tips that actually work.

The market just hit another all-time high — and suddenly everyone’s afraid to invest.
“Isn’t it too late?” “Should I wait for a dip?”

In this episode of A Better Brew 4 A Brighter You, we break down the data behind investing at market highs — and why the real risk isn’t buying at the top… it’s not buying at all.

You’ll learn:
✅ What history says about returns after all-time highs
✅ Why “time in the market” beats “timing the market”
✅ The hidden cost of waiting — and how it’s quietly shrinking your future wealth
✅ And why opportunity cost might be your biggest financial enemy

Grab your brew — and let’s brew some clarity ☕📈

#InvestingAtAllTimeHighs #OpportunityCost #MoneyMindset #StockMarketTips #FinancePodcast #LongTermInvesting #WealthBuilding #TimeInTheMarket #ABetterBrew

In this episode of A Better Brew 4 A Brighter You, we dive into one of the most powerful investing truths: time in the market beats timing the market.
Why do so many people panic and pull out too early? What does the data say about staying invested through the ups and downs?
We cover all that—and more—in a grounded, motivational conversation for anyone looking to build real wealth over time.

✅ Perfect for new and growing investors.
☕ Let’s keep brewing success… one cup at a time.

<a href="https://www.instagram.com/betterbrewedfinance/">The Instagram</a>

<a href="https://www.youtube.com/@BetterBrew4You">The YouTube</a>

#InvestSmart #TimeInTheMarket #StockMarketTips #FinancialGrowth #WealthOverTime #InvestingMindset #ABetterBrew #MoneyPodcast #PersonalFinance #StayInvested

Episode 21:

In this episode, we’re diving deep into the mental side of investing — where your mindset matters more than market timing. You’ll learn why emotional control beats hype-chasing, how headlines can derail your strategy, and what three key mental shifts every investor needs to make for long-term success. Plus, I’ll share a personal story from one of the most volatile market crashes in recent history — and the lessons it taught me.

This one’s motivational, educational, and meant to help you invest with clarity — not chaos.

Ep: 20

You don’t need a suit, a stockbroker, or a Wall Street address to start investing anymore. In this episode, we’re rewinding to the early days of investing, then fast-forwarding to today—where your next investment is just a tap away. Want to build wealth but not sure where to start? Press play. This is investing made simple, clear, and totally doable—just like your favorite cup of coffee.

#InvestingForBeginners #StockMarket101 #MoneyTips #PersonalFinance #FinancialFreedom #MillennialMoney #WealthBuilding #ABetterBrew #BrewSuccess #InvestSmart