What if saving everything for retirement means missing the best part of life? In this episode, Dave Flenagan and Zoe Hirsch explore Dr. Stef Huber’s article "The Retirement Lie", which challenges the conventional idea of deferring joy until our so-called golden years. Dr. Huber introduces the concept of the "Go-Go, Slow-Go, and No-Go years", highlighting how our ability to enjoy and spend money naturally declines with age. Drawing on insights from Die with Zero by Bill Perkins, she suggests a bold reframe: use your money earlier to create meaningful experiences—while you still can. Dave and Zoe dive into the cultural and emotional reasons we over-save for a future that may not require it, and explore how prioritizing memories over money might lead to a richer, more intentional life. 🎧 Listen now—and ask yourself if you're saving for a future you'll be too tired to enjoy. Read the full, original article here on Medium and discover Dr. Huber's coaching services on her website www.stefhuber.com. This podcast contains AI-generated content that has been reviewed to ensure quality and accuracy.