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Your Bread and Butter
Private Financial Design, LLC
43 episodes
3 days ago
Join the hosts of "Your Bread & Butter," Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP®, as they demystify the world of financial planning with engaging discussions and expert insights. Each episode is designed to empower listeners with actionable tips on budgeting, saving, and building wealth, making complex financial concepts accessible and relatable. With a blend of humor and down-to-earth advice, the show covers everything from retirement planning to tax strategies, making complex topics easy to understand. Whether you’re just starting out or looking to refine your financial game plan,
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Investing
Business
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All content for Your Bread and Butter is the property of Private Financial Design, LLC and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Join the hosts of "Your Bread & Butter," Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP®, as they demystify the world of financial planning with engaging discussions and expert insights. Each episode is designed to empower listeners with actionable tips on budgeting, saving, and building wealth, making complex financial concepts accessible and relatable. With a blend of humor and down-to-earth advice, the show covers everything from retirement planning to tax strategies, making complex topics easy to understand. Whether you’re just starting out or looking to refine your financial game plan,
Show more...
Investing
Business
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Ep. 34 - Now What? Your Financial World with the 2026 Federal Budget
Your Bread and Butter
31 minutes 58 seconds
3 months ago
Ep. 34 - Now What? Your Financial World with the 2026 Federal Budget

Congress just passed a massive financial framework, and it's going to change everything — your taxes, your business deductions, even crypto regulation. In this episode, Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® break down what’s inside the FY 2026 federal budget and what it means for your wallet, business, and portfolio.


👨‍👩‍👧‍👦 Personal Tax Changes:New deductions on tips, car loans, and overtime pay. "Trump Accounts" for newborns. Bigger savings for seniors.


🏢 Business Owner Alert:23% tax deduction for pass-throughs. Accelerated depreciation. Time to reassess your entity structure.


📉 Market Outlook & Crypto Regulation:Stablecoin rules, compliance requirements, and why speculation isn’t a strategy.


✂️Big Spending, Big Cuts:Medicaid work requirements, SNAP reductions, border wall funding, and the biggest deportation campaign in U.S. history.


💡 Whether you're an investor or entrepreneur, now’s the time to update your financial game plan.


🎧 Listen in, get smart, and don’t let TikTok be your financial advisor.


👉 Visit us: www.privatefinancialdesign.com
📌 Subscribe for more smart takes on money, markets, and policy.
🎙️ Available wherever you get your podcasts.

Your Bread and Butter
Join the hosts of "Your Bread & Butter," Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP®, as they demystify the world of financial planning with engaging discussions and expert insights. Each episode is designed to empower listeners with actionable tips on budgeting, saving, and building wealth, making complex financial concepts accessible and relatable. With a blend of humor and down-to-earth advice, the show covers everything from retirement planning to tax strategies, making complex topics easy to understand. Whether you’re just starting out or looking to refine your financial game plan,