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Wise and Shine
The Financial Coconut
134 episodes
1 day ago

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with. 


Join Reggie and SGBudgetBabe Dawn as we banter about the latest disputes out there, seeking to derive some good tangible lessons to help you develop as a person. May we thrive in this modern world!


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.




Hosted on Acast. See acast.com/privacy for more information.

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All content for Wise and Shine is the property of The Financial Coconut and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with. 


Join Reggie and SGBudgetBabe Dawn as we banter about the latest disputes out there, seeking to derive some good tangible lessons to help you develop as a person. May we thrive in this modern world!


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.




Hosted on Acast. See acast.com/privacy for more information.

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Careers
Comedy,
Education,
Business,
Comedy Interviews,
Self-Improvement
Episodes (20/134)
Wise and Shine
Finance Careers: What It REALLY Takes To Succeed [W&S 132 ft Blackrock & TRM Labs]

You need more than spreadsheets and suits to thrive in finance today. Forget the Wall Street stereotypes — the game has changed.


You’ll discover:

- The ONE mindset shift top finance pros swear by (hint: it’s not about suits or spreadsheets).

- Why LinkedIn visibility is now your secret weapon (even in compliance-driven roles!).

- The unspoken rules no one teaches you — until you learn them the hard way.

- How "work-life integration" beats balance (and why passion trumps paychecks).


Meet our powerhouse guests:

- Angela Ang, Head of Policy & Strategic Partnerships, APAC @ TRM Labs (Blockchain intelligence): From MAS regulator to crypto innovator — and a LinkedIn thought leader redefining policy influence.

- Zhong Liang Han, Senior Investment Strategist at BlackRock, Forbes 30 under 30, LinkedIn Top Voice in Finance with the blue tick, decoding volatile markets and building a personal brand from the trading floor.


They’ve shattered ceilings in traditional finance and crypto — and they’re spilling truths about grit, authenticity, and why finance is WAY more diverse than you think.


Don’t miss this candid crash course on building a finance career that doesn’t just pay well… but fuels you.


Tune in now wherever you get your podcasts!


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

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1 day ago
33 minutes 50 seconds

Wise and Shine
Should You Quit Your Job or Stay? The Truth No One Tells You [W&S 131 ft Yinn Ewe & Shelly Chan]

Is job-hopping really the key to better pay and faster promotions? Or could it be quietly harming your long-term career in Singapore?


We speak with two seasoned professionals—Shelly Chan and Yinn Ewe—who stayed over a decade in the same organisation and climbed the ladder through internal mobility, not constant switching.


We unpack:

- The real cost of job-hopping vs staying

- Whether 30% pay jumps are worth the risk

- What hiring managers actually think of frequent job changes

- Internal talent mobility: how to grow without leaving

- How mindset, personal purpose and people-fit impact your long game


Perfect for Singaporean professionals wondering: Should I stay for stability or leave for growth?


Whether you're mid-career, exploring your next move, or in HR thinking about talent retention, this episode gives you candid insights and frameworks that go beyond surface-level career advice.


Leave a comment if you’ve ever struggled with this decision—and tell us what finally made you stay or go.



06:27 How can you tell if someone left a job mainly for financial gain?

10:29 How do you justify frequent moves to hire‑ers?

13:27 Personal Experiences with Pay Increments

23:43 What’s the first move when growth stops?

28:27 How do you go from shy to assertive on raises?

34:22 Dealing with Colleague Competition and Personal Growth


#JobHopping #CareerAdvice #SingaporeJobs


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

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1 week ago
37 minutes 48 seconds

Wise and Shine
Watch This Before Spending $100K on an MBA [W&S 130, NUS and INSEAD Alumni]

Curious if an MBA still opens doors in today’s fast-evolving finance world? We pivot beyond textbooks to uncover what really fuels success in finance now.


Join us as we dive into:

- The shocking true cost & brutal trade-offs

- Career crossroads: When an MBA transforms lives vs. when it’s a dead end

- ROI: Why salary bumps aren’t the whole story

- Admissions warfare: GMAT traps, scholarship strategies, and why "brand matters more than knowledge"

- Singapore vs. Overseas: Where your MBA location determines your future


Featuring two industry insiders:

- Nicole Tan - Director, Graduate Studies at NUS Business School, with 20+ yrs in higher education, Career-switching MBA grad

- Anna Ong - Ex-banker turned award-winning storyteller, Host of What's Your Story Slam, Singapore's #1 Storytelling Show, MBA network evangelist


"I wanted to get paid like a white man – that’s why I did my MBA."

– A candid confession you won’t hear elsewhere


Don’t decide until you hear:

- Why Nicole took a 50% pay cut AFTER her MBA

- How Anna’s cohort became her million-dollar client pipeline

- The "MRS-MBA" phenomenon elite schools won’t tell you about


Tune in for raw stories from those who gambled $300K – and what they’d do differently today.


Is the MBA just a relic—or your secret weapon? Listen now to find out!


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 weeks ago
35 minutes 44 seconds

Wise and Shine
What No One Tells You About 6-Figure Jobs in Singapore [W&S 129 ft Nicholas Braman]

You’ve probably heard the buzz about hitting that coveted six-figure income. But what does it really take to get there—and what are the sacrifices no one talks about?


We deep dive into the realities of earning a six-figure salary in Singapore—straight from someone who’s living it.


- The 24/7 mental load that comes with the paycheck (hint: "work-life balance" gets redefined).

- Shocking trade-offs—from lost personal time to unexpected vulnerabilities.

- Why earning more might put you at greater risk during market downturns.

- The emotional toll of high-stakes responsibility (even your friendships change).


We’re joined by Nicholas Braman, Marketing Director APJ at Kyriba | Podcaster - Before We Get There, a seasoned B2B marketer with over a decade of experience in tech, e-commerce, and agency spaces. He’s not only cracked the six-figure code—he’s navigated the intense demands, long hours, and high-pressure expectations that come with it.


This isn’t a guide on how to chase six figures blindly—it’s a real talk about whether you’re ready for the trade-offs that come with it.


Listen now—wherever you get your podcasts.


#SixFigureIncome #CareerGrowth #FinancialFreedom #WorkLifeBalance


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 weeks ago
45 minutes 20 seconds

Wise and Shine
The Cost of Burnout: Simple Strategies Every Manager Should Know [W&S 128, Manage Who ft Susan Chen, Nicole Lee]

Deadlines, generational divides, team conflicts, communication breakdowns—Are you a manager feeling the pressure?


We’re tackling real-life leadership challenges submitted by YOU — our amazing listeners.


In this episode:

- Practical strategies for managing conflicts and collaboration across age groups

- How to handle communication breakdowns in fast-paced teams

- The reality of burnout and how managers can regain control

- The honest truth about "overachieving"—and when it might hurt more than help

- Navigating tough conversations (and why technology might be your new best friend!)


Meet our expert panel:

- Susan Chen: Fractional CHRO, and author of ‘The Death of Best Practices’—here to challenge the status quo of management

- Nicole Lee: Ex-banker turned FinTech consultant, host of ‘You Never Know’ podcast, and a coach passionate about transparency and growth


Plus: Our co-hosts Dawn (aka SG Budget Babe) and Alex Loh (growth mindset coach) share their own stories of career transformation and management mishaps.


Tune in for candid conversations, honest advice, and a few laughs—because being a manager isn’t easy, but you don’t have to do it alone.


Don’t miss it! Hit subscribe and send in your own burning questions for a chance to be featured on future ‘Manage Who’ episodes.


04:23 CorporateG, 35

10:05 Suzy, 41

16:23 Ryan, 34

21:22 R, 36

29:20 Boss1!, 36

35:09 Jamie, 28


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 weeks ago
45 minutes 41 seconds

Wise and Shine
Why MNC Professionals Are Gold In SMEs. How To Thrive & Be Well Remunerated [W&S 127 ft Doreen Heng]

Ever considered leaving the stability of a multinational corporation (MNC) for the dynamic, fast-paced world of a small-to-medium enterprise (SME)? What if we told you that the leap could come with a pay cut, more responsibility, and a completely different company culture?


We dive into the real, raw stories behind professionals who’ve made the switch — and what they wish they knew before taking the plunge.


Meet Our Guest:

- Doreen Heng, Finance Head, Toh Thye San Farm; ex-MNC finance professional turned growth driver in an SME, shares her 8-year journey — from negotiating a major pay cut to leading transformation projects and helping scale a family-run business into a structured, growing entity.

- Plus, insights from our host and mindset coach Alex Loh, who breaks down the psychology of SME bosses and why they’re on the hunt for top-tier MNC talent


What You’ll Discover:

- The real trade-offs (yes, including pay cuts!) and unexpected rewards

- How to negotiate your worth and grow beyond your role

- The cultural shifts no one warns you about—hierarchy, flexibility, and "family-style" workplaces

- Why impact in an SME can outstrip corporate achievements

- The one question you should ask yourself before even thinking about the switch

- And the truth about SME culture — is it really all about family, or is there a hidden risk?


Is the grass greener? Tune in to find out!


Plus, we dive into the boss’s mindset: What SME leaders really think when hiring ex-MNC talent.


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
43 minutes 33 seconds

Wise and Shine
How to Survive the AI Unemployment Crisis [W&S 126 ft Jeremy Tan]

We dive into the AI revolution with a provocative guest who’s shaking up conversations about automation, economics, and survival in the age of humanoids.


In this eye-opening episode, they unpack:

- The hidden crisis for professionals: Why your career might be on borrowed time.

- Shocking stats about graduates and layoffs – and what it means for YOUR family.

- Bitcoin, burritos, and broken systems: One guest’s controversial take on fighting inflation.

- Japan’s robot revolution vs. Singapore’s automation gamble: Who’s winning?

- Soft skills vs. silicon: What humans can still do better than AI (for now).


Guest:

- Jeremy – Growth mindset coach, election candidate, and automation policy advocate. He ran on platforms addressing AI disruption, Bitcoin ETFs, and economic resilience. Advised businesses on automation trade-offs and workforce transformation, and challenged ministries, universities, and listeners to rethink everything.


Don’t miss the debate that left the hosts rattled:


“If you think your job is safe… you haven’t met the robots dressing as influencers.”

“Your kids’ education is failing them. Here’s what to demand NOW.”


Tune in for raw truths, generational survival strategies, and why "bell curve gods" won’t save us. Listen wherever you get podcasts!


00:00 Intro

02:53 What’s your main advice for working professionals today?

14:26 How would you redesign our education system?

28:30 How can I raise my kids to handle challenges that will become their everyday reality?

38:44 What interpersonal skill will disappear soonest? Which will endure?

40:28 What stood out to you in this conversation?


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
43 minutes 1 second

Wise and Shine
Our Top Career Advice for Gen Z First Jobbers! A Comforting Recount for Millennials, We did our Best. [W&S 125]

Ever wish you could time-travel and give your past self career advice?

Join Reggie, Dawn, Adrian, and Anthony in this raw, unfiltered episode as they revisit their chaotic first-job journeys—complete with cringe-worthy interviews, unexpected red flags, and hard-won wisdom.


You’ll hear:

  • Adrian (Professional CMO, Author of 'No More Bosses', and self-proclaimed "renter") on why his dream job title turned out to be a shocking bait-and-switch.
  • Anthony (Retail Investor and fellow "professional renter") sharing how a traumatic first job became his ultimate career catalyst.
  • Tactics to dodge employer red flags, ace interviews, and turn internships into job offers—even when the odds stack against you.
  • Why networking isn’t optional (and how to do it without being "that" intern).


Real talk from Gen X to Gen Z: "Your first job isn’t permanent—it’s slavery with an exit button." "If the company’s desperate to hire you? Run."


Perfect for you if:

  • You’re hunting for your first job (or still traumatized by it).
  • You’ve ever wondered, "How did they even get hired?!"
  • You crave advice that’s 0% sugar, 100% real.


Tune in now for stories that’ll make you laugh, gasp, and rethink everything you know about "starting out."


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise


[Connect with us]

Instagram

Telegram

Whatsapp

Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
42 minutes 4 seconds

Wise and Shine
The Real Cost of Teaching in Singapore: Time, Energy, Mental Health [W&S 124 ft Ex-MOE Teachers]

Ever wondered what it’s REALLY like to be a teacher? Why do passionate educators walk away from the profession? And what happens after they leave?


In this raw episode, we sat with former teachers who dared to trade the chalkboard for new adventures. They pull back the curtain on:


- The hidden challenges: From "low-grade stress that never switches off" to emotional tolls and sleepless nights.

- The unexpected highs: Moments that made it all worth it (hint: it’s not just report cards).

- Why they left: The turning points that pushed them to reinvent their careers.


Meet our guests:

- Lily Chew, Founder of Lil’ but Mighty — Former primary school "super-teacher" of English, Math, Science, and Art

- Siti Zahidah — Ex-JC General Paper tutor (8+ years) who traded red pens for new horizons


They debate: "Would I ever go back?" and share blunt advice for anyone dreaming of a teaching career.


Don’t miss this unfiltered conversation about burnout, generational clashes in schools, and finding life beyond the bell. Is teaching still the "noble profession" we imagine? Tune in to find out!


Listen now wherever you get podcasts!


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise


[Connect with us]

Instagram

Telegram

Whatsapp

Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
41 minutes 45 seconds

Wise and Shine
Stanford’s Life Design Framework suggest different way to Work & Life [W&S 123 ft Designing Your Life Institute & Memory Lane]

Tired of the "straight path" career myth? In a world where AI reshapes jobs overnight and passion projects turn into thriving ventures, how do you design a career that’s future-proof—and fulfilling?


Meet our powerhouse guests:

  • Jason MJ Tan – Ex-Meta & TikTok AI engineer turned Founder of MemoryLane, an AI startup empowering seniors. His journey? Business school ➔ Cambridge research ➔ Big Tech ➔ groundbreaking entrepreneurship.
  • Mark Wee – Executive Director of the Designing Your Life institute (inspired by Stanford’s iconic program). He’s on a mission to help you navigate uncertainty with design-thinking tools—no linear plans required.


Highlights:

  • Why "wayfinding" beats traditional career planning in the age of AI.
  • The #1 skill that’ll make you irreplaceable (hint: it’s not coding!).
  • How to prototype your career like a designer—even if you’re risk-averse.
  • Jason’s bold leap from a "top-dollar" tech job to solving a problem no one else saw.
  • Mark’s "Odyssey Plans" exercise: Design 3 radically different futures in 15 minutes.


Tune in if you’ve ever wondered, "What if my job disappears tomorrow?" or "How do I turn my curiosity into a career?"

Listen now for stories that’ll reshape your work journey—and maybe your life.

---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise


[Connect with us]

Instagram

Telegram

Whatsapp

Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 months ago
40 minutes 30 seconds

Wise and Shine
Is DEI Workplace Dead In Singapore? What Is It Costing all of us? [W&S 122 ft Stewardship Asia Centre]

What happens when DEI—once a corporate buzzword—quietly fades into the background? Has inclusion lost its value, or is it simply evolving? We dive into the heated debate around diversity, equity, and inclusion in today’s shifting workplace landscape.

Meet the Guests:

  • Nina Devouge - CEO, Elleuminate Group; A People Culture & Talent Expert with 20+ years in HR, sharing raw insights on why “optics” alone won’t build inclusive teams
  • Sunil Puri - Senior VP & Head of Research; A leadership strategist from the Stewardship Asia Center, blending academic rigor with real-world stories about sustainable, values-driven organisations

Key Points You Won’t Want to Miss:

  • The Rebranding of DEI: Why terms like “culture” and “belonging” are taking center stage—and what it means for your organisation
  • The ROI Myth: Debunking the biggest misconceptions about inclusivity’s impact on business success
  • Middle Managers’ Secret Weapon: Practical, no-fluff strategies to foster psychological safety and allyship—even without a dedicated DEI team
  • Geopolitical Tensions: How global politics are reshaping corporate priorities (and what it means for your career)

Whether you’re a CEO, a team lead, or just curious about the future of work, this episode will challenge your assumptions and leave you with actionable takeaways.

---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise


[Connect with us]

Instagram

Telegram

Whatsapp

Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 months ago
43 minutes 36 seconds

Wise and Shine
70k Salary in SG: Why You’re Stuck—and How to Jump Ahead [W&S 121 ft Morgan McKinley & Talentkraft]

Curious how your salary stacks up in today’s competitive job market? Wondering if it’s the right time to ask for a raise—or how to future-proof your career in the age of AI

Get answers as we explore Singapore’s salary trends, workplace flexibility wars, and the skills you need to stay ahead.


Guests:

- Ken Ong, Country Head at Morgan McKinley, unveils shocking salary benchmarks and why roles are shifting across borders.

- Puay Lim Yeo, Partner at Talentkraft, shares game-changing tips on upskilling, negotiating non-financial perks, and bridging the gap between data experts and business leaders.


Discover:

- The hidden trends reshaping Singapore’s job market (and what they mean for YOU)

- Why "doing more with less" might be your biggest career opportunity

- How to outsmart AI in job applications—without losing your authenticity

- The one skill employers are desperate for (hint: it’s not just coding!)


Whether you’re climbing the corporate ladder, eyeing a career pivot, or just want to decode your paycheck, this episode is packed with insider insights you can’t afford to miss.


Listen now and level up your career strategy!


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Connect with us]

Instagram

Telegram

Whatsapp

Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 months ago
46 minutes 38 seconds

Wise and Shine
Alumni Job Network: How to Use And Build It Effectively [W&S 120 ft Christopher Fong, Xoogler Founder]

Are you a tech professional feeling lost in the layoff cycle? Or maybe you're in another industry facing similar challenges? This episode of Wise Shine is a must-listen!


We dive into the power of alumni networks, emotional resilience, and reinvention in the tech world. Join us and our guests:


✨ Christopher Fong – Co-Founder/President of Key, and Founder of Xoogler – A former Google leader turned community architect, who’s built a 33,000-strong global alumni network to support laid-off tech professionals. Discover how he turned layoffs into lifelines and why "Xoogler" is now a badge of strength.

✨ Stanley Kan – The "4-job hustler" who cracked the code to rebounding from career shocks. Learn how he turned networking into an art form (even as a self-proclaimed introvert) and why your LinkedIn might be your next career lifeline.


Sneak Peek:

- The hidden emotional toll of layoffs – Why "losing your job" doesn’t mean losing your worth

- Networking hacks for introverts – How to thrive without burning out your social battery

- From LinkedIn ghosts to influencers – Crafting a profile that screams "hire me" in a noisy job market

- Why alumni communities are the new career safety net – Real stories of hope, hustle, and second chances

- The 15-minute exit strategy – How to escape awkward networking conversations (without being rude)


Tune in to learn how to turn career setbacks into opportunities and build a thriving professional network that supports you every step of the way!


---

Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus

---


13:37 Which events have made the most impact in helping people, particularly after layoffs?

23:45 Should ex-tech professionals work for startups for free to gain experience and build their portfolio?

27:15 How can you build real relationships while networking?

31:57 How do you know which networking events are valuable?

37:55 How can small, casual gatherings help connect people worried about job security due to AI?

41:51 How effective have alumni groups been in helping members secure jobs quickly?


---


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 months ago
44 minutes 33 seconds

Wise and Shine
Bosses Are Quietly Cutting Jobs—Here’s How to Be ‘Unfireable’ [W&S 119 ft Robert Walters & The Economist]

Are you anxious about job security in today's rapidly changing work environment? Feeling lost in the restructuring shuffle? Or maybe you're a manager grappling with how to support your team through uncertain times?


Join us in our latest discussion on ‘Manage Who’ for a candid and insightful discussion on navigating the complexities of career management in the face of layoffs, restructuring, and evolving job roles.


Our guests are two industry powerhouses:

  • Kirsty Poltock, Country Manager for Robert Walters Singapore, bringing her expertise on recruitment trends and navigating job transitions.
  • Parul Sharma, Global Head of Business Partnering with the Economist Group, sharing her unique perspective on the future of work, neuroscience, and career reinvention.


We tackled your burning questions:

  • How can you anticipate potential layoffs and take proactive steps to safeguard your career?
  • What are the best strategies for dealing with constant changes in work responsibilities and reporting structures during restructuring?
  • And for those facing job loss, we dive into the crucial first steps to take to recover and bounce back stronger.


Whether you're a seasoned professional or just starting your career journey, this episode is packed with actionable advice and empowering insights to help you navigate the ever-evolving world of work.


Don't miss out! Tune in to ‘Manage Who’ for essential guidance on mastering your career in today's dynamic landscape.




---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

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Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 months ago
45 minutes 41 seconds

Wise and Shine
Reskilling a Berklee Jazz Musician to Coder life. A guided and paid career switch. [W&S 118 ft Temus, Soh Wen Ming]

Ever thought about switching careers but feared the unknown?


We dive into the fascinating world of career transitions with an unlikely tech success story that might just inspire you to take the leap.


Joining us are:

- Muhammad Ridzuan Associate Director, HR, Temus - mastermind behind Temus Step It Up reskilling program - a highly competitive initiative transforming non-tech professionals into tech experts

- Soh Wen Ming, Associate Software Developer, Temus - former jazz musician turned tech professional at age 38


They pull back the curtain on:

- The reality of career transitions: From cushy jobs to coding bootcamps—what does it really take?

-The grit behind the glamour: 4 months of intense training, sleepless nights, and why 90% of participants stick it out

- Age is just a number: Meet the mid-40s mom who dared to restart her career in tech

- "Automate yourself out of a job?" Wen’s unexpected journey from music sheets to Python scripts


Tune in to discover how passion, determination, and the right opportunity can transform your professional life, regardless of your background. This conversation might just be the sign you've been waiting for to explore your own career reinvention.


00:00 Intro

08:03 What’s the selection process like for candidates?

15:39 What kind of life situations do your trainees come from?

23:34 Do most people stick through the program?

31:07 Should you reskill even if your current job is stable?


#career #reskilling #careerdevelopment #temuspain


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 months ago
38 minutes 7 seconds

Wise and Shine
Connect With 6,000+ Professional Mentors To Skyrocket Your Career [W&S 117 ft Alvin Tan]

How can a 15-minute chat change your career trajectory? What separates a life-changing mentor from a paid coach? And why should you care about finfluencer regulations?


We sit with Alvin Tan, Minister of State, Ministry of Culture, Community and Youth & Ministry of Trade and Industry, and Board member of MAS, for an insightful discussion on the power of mentorship and building career resilience.


Discover:

- Why mentorship is crucial for professional development at every career stage

- How MentoringSG is creating a national mentoring movement with over 6,000 mentor-mentee partnerships

- The surprising benefits of "reverse mentoring" and flash mentoring opportunities that take just minutes

- Finfluencers under the spotlight: Alvin clarifies the FAA’s role and why not all advice is created equal. "If finfluencers provide financial advice, they must be licensed and regulated under the Financial Advisers Act (FAA). MAS has issued guidelines to clarify that any individual who is remunerated for making a recommendation or expressing an opinion on the buying, selling, or holding of investment products will be considered as providing financial advice." - Read more here: https://www.mas.gov.sg/news/parliamentary-replies/2024/pq-on-complaints-against-online-finfluencers


Plus:

- Alvin’s personal stories of mentors who shaped his journey—including a surprising 15-minute chat that changed everything.


Don't miss this conversation about growth, leadership, and the human connections that fuel success!


00:00 Intro

06:43 What problem is Mentoring SG trying to solve?

09:12 How does mentorship help people beyond their early careers?

19:20 Should mentors get formal training to improve their impact?

23:11 Have you encountered fake mentors or coaches?

25:06 What steps can people take to avoid financial scams and misleading coaching?

29:12 What’s the best way to reach out to a mentor you don’t personally know?

32:31 Will mentorship lose its essence if people start charging for it?

35:24 What steps can companies take to integrate mentorship into their culture?

37:13 Can mentorship be flexible for people with limited time, like working parents?


#mentorship #career #careerdevelopment


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
43 minutes 21 seconds

Wise and Shine
The Legal Side of Moonlighting: Contracts, Management & Protecting Self [W&S 116 Manage Who ft Shazaf Moonis]

Ever wondered if your boss would fire you for having a side hustle? Or how to pivot careers when you’re juggling family, finances, and fear?


Join Shazaf Moonis, Psychologist, and CEO of Linkked as we dive into the unspoken rules of balancing ambition with survival and hear about:


- The hidden risks (and rewards) of moonlighting in a strict corporate culture.

- "Should you tell your boss?" Transparency vs. privacy: When honesty could cost you your job.

- Western vs. Asian workplace vibes: Why some companies embrace side gigs, while others penalise them


Plus, we tackle a heart-tugging question from a 37-year-old single working mom desperate to pivot careers without losing her livelihood. Get expert insights from our clinical psychologist guest on why decisions driven by desire trump those fueled by fear.


Your 9-to-5 shouldn’t own your 5-to-9." – Reggie


Listen now and redefine what it means to manage your future.


00:00 Intro

03:10 Hope, 35, Medical Lab Technologist

13:10 Audience Member: Side hustle without risking main job

28:57 Audience Member: Govt Sector

34:41 Single work Mom, 37, Manager


#sidehustle #earnmoney #career


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
44 minutes 35 seconds

Wise and Shine
MNC Salary Negotiation Strategies. Secrets from HR Remuneration team [W&S 115 ft Pay Edge & Nina Devouge]

Are you leaving money on the table when it comes to your compensation? We tackle a challenge many Asians struggle with: negotiating your salary!

What you'll discover:


- The psychology behind why negotiating feels so difficult

- Strategic timing: when to ask for a raise (and when not to)

- How to document your achievements to build a bulletproof case

- Navigating difficult situations when your manager isn't your advocate


Featuring expert insights from:

- Souhila Keffi, Salary negotiation advisor and founder of the Pay Edge; a compensation specialist with 20 years of experience across various industries, most notably, US tech giant Amazon, Finance powerhouses like Franklin Templeton, AIA and Aomori Hewitt

- Nina Devouge, CEO & Founder of Elleuminate, and former HR professional who's been on the other side of the negotiation table


Don't miss these insider secrets from HR professionals who've been in the rooms where compensation decisions happen! Whether you're preparing for your annual review or considering a career move, this episode will equip you with practical strategies to confidently ask for what you deserve.


Tune in to transform your approach to salary conversations and take control of your financial future!


00:00 Intro

03:02 Why does salary negotiation feel uncomfortable for most people?

05:25 When should employees bring up salary negotiations?

11:14 What’s the best way to gather inside information on pay structures?

18:22 How do I negotiate a raise if my manager isn’t on my side?

24:28 How can I negotiate a pay raise outside of the annual review?

33:52 What’s the best way to handle a rejected pay raise request?


#negotiation #salary #career 


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists 


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.



Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
38 minutes 18 seconds

Wise and Shine
Divorced, Broken, Healing and Back on a Mission for all jaded corporate professionals [W&S 114 ft Ex-NOC, Sylvia Chan]

"Sometimes, life breaks you down to build you back stronger."


We sit down with Sylvia Chan, a remarkable woman who turned her darkest moments into a mission to inspire and empower others. From navigating a public divorce and professional setbacks to building a thriving travel content channel and coaching business, Sylvia’s journey is a testament to resilience, reinvention, and the power of community.


What to expect:

- How Sylvia transformed her pain into purpose after hitting rock bottom.

- The surprising lessons she learned from working with over 15 coaches (yes, 15!).

- Why she believes in the power of *abundance, collaboration, and community* for business growth.

- Her candid take on side hustles: Should they be profitable or just for fun?

- The importance of finding your tribe and building a support system that lifts you up.


"It’s not about how many times you fall—it’s about how you rise, rebuild, and thrive."


Whether you’re a jaded corporate professional, an aspiring entrepreneur, or someone searching for meaning in life’s chaos, Sylvia’s story will inspire you to take that leap of faith and create the life you deserve.


Available on all major podcast platforms. Don’t miss it!


00:00 Intro

01:53 How did you grow something part-time into something so big?

07:23 How did you find guidance during your transition?

11:04 How do I know if a coach is good?

14:50 What’s the price range for coaches?

16:09 What’s the key to choosing a profitable hustle?

21:55 What inspired you to make a community for people to launch their side hustle?

27:11 What would be your best advice for people who don't have time to start a side hustle?

35:52 Summary


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.



Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
37 minutes 55 seconds

Wise and Shine
Most Desirable Skills To MNC Employers in 2025 [W&S 113 ft L'Oréal & Hays Singapore]

Looking to level up your career in 2025?


Join us as we dive deep into the latest job market trends with two heavyweight guests:

- John Borneman - Country Manager of Hays Recruitment Singapore

- Natasha Wahap, Senior Manager, Employer Branding SAPMENA L'Oréal (South Asia Pacific, Middle East & North Africa)


Get insider perspectives from both sides of the hiring table as we explore:

- Which industries are actively hiring despite market uncertainties

- How the recruitment landscape has evolved in 2025

- Game-changing tips to make yourself more discoverable to recruiters

- The truth about job applications and what happens behind the scenes


Plus, our guests share surprising insights about CV length, salary negotiations, and a creative LinkedIn hack that could expand your network overnight.


Unpack these valuable insights to help you position yourself for success in today's job market. Tune in to discover why some traditional career advice might be outdated and what really catches a recruiter's eye in 2025.

Whether you're actively job hunting or planning your next career move, this episode is packed with practical strategies you won't want to miss.


00:00 Introduction

05:29 What skills do you need for change management roles?

07:59 How can mid-career professionals switch to change management?

10:08 Are there any non-negotiable traits employers want before skills?

12:48 What makes a candidate stand out to get headhunted?

14:45 How can you make your LinkedIn profile stand out?

20:13 Is it better to be a specialist or a generalist?

23:03 How do recruiters spot AI-generated resumes and identify real skills?

24:50 What’s the best way to negotiate a salary?

28:50 Does sharing your salary history hurt salary negotiations?

31:40 How do hiring managers decide who gets interviewed?

35:38 Is there really a shortage of talent or jobs?


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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.



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5 months ago
38 minutes 38 seconds

Wise and Shine

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with. 


Join Reggie and SGBudgetBabe Dawn as we banter about the latest disputes out there, seeking to derive some good tangible lessons to help you develop as a person. May we thrive in this modern world!


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube


[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.




Hosted on Acast. See acast.com/privacy for more information.