
In today’s episode of Wisdom Journey, I sat down with Ann Pells—a real estate veteran and financial coach dedicated to helping families achieve true financial freedom. We got real about paying off your home in record time, starting a business (even when you feel you don’t have the skills or cash), and using what you already know to create real value. Ann shared simple, practical steps—like using other people’s money ethically, and why mindset is the first building block to success. What I hope you take away is this: you don’t have to have it all figured out or tons of money to get started. Ask questions, lean into what you’re good at, and remember—every skill you have could be someone else’s solution. Keep believing, keep learning, and go make something happen. Thanks for listening, and keep seeking wisdom on your journey!
Connect with Ann Pells
Website:https://lifegiverlegacy.com/
LinkedIn:https://www.linkedin.com/in/ann-pells I’m building an online business in public — sharing every win, setback, and “I can’t believe that happened” moment along the way. If you’ve ever wondered what it really looks like to start from scratch, come along for the ride. Join the journey at https://wisdom.beehiiv.com/
Chapters
00:00:00 – Introduction & Guest Welcome
00:01:19 – Ann's Background and Fast Mortgage Payoff
00:01:33 – Using Other People's Money
00:03:01 – Finding Business Ideas with No Money
00:05:32 – How to Buy or Start a Business Without Capital
00:07:32 – Running a US-Based Business Remotely
00:09:34 – Leveraging Technology & Service-Based Businesses
00:11:17 – Asking the Right Questions to Understand Client Needs
00:13:13 – Turning Skills Into Business Opportunities
00:16:33 – Overcoming Fear of Delivering Results
00:18:02 – Under Promise, Over Deliver in Business
00:19:33 – Recommended Books & Learning Resources
00:19:57 – The Three Steps to Financial Freedom (Step 1: Mindset)
00:24:36 – Identifying Your “Second Nature” Skills
00:25:24 – Serving & Solving Problems for Others
00:26:50 – Gratitude, Giving Back & Impact
00:29:06 – Stories of Generosity & Earning to Give
00:29:42 – Finding & Partnering in Business Globally
00:32:33 – Celebrating Progress & Being Patient with Growth
00:33:04 – Ann’s Journey to Financial Freedom
00:35:25 – Starting Small and Solving Local Problems
00:36:07 – Final Advice & Encouragement
00:36:49 – Where to Find Ann Pells & Ebook Information
00:37:27 – Closing Remarks & How to Support the Podcast