In this episode, we’re joined by Will Graylin — an innovator, technologist, and serial entrepreneur whose work has redefined the way we interact with payments, identity, and mobility.

Will is the CEO and founder of OV Loop, a smart messaging and commerce platform built to give consumers a secure, frictionless way to connect with brands, make payments, and manage communications — all through a unified, privacy-first interface. We explore how OV Loop is building a new category of "Super Messaging" that merges voice, payments, and AI to empower both users and businesses.

We also dive into indiGOtech, Will’s bold vision to reinvent transportation by building fully connected, software-defined electric vehicles from the ground up. indiGOtech is pioneering an open platform model for smart EVs, aiming to transform how vehicles interact with their drivers, each other, and the world around them — with AI, commerce, and secure identity at the core.

Of course, Will is perhaps best known as the driving force behind Samsung Pay, where he led the global rollout of the mobile wallet after his company LoopPay was acquired by Samsung. We talk about the groundbreaking work his team did integrating MST (Magnetic Secure Transmission) technology, which brought mobile payments to millions of traditional payment terminals without the need for new hardware. It was a major leap toward mobile payment ubiquity — years ahead of its time.

From founding multiple successful startups (including ROAM Data and WAY Systems) to advising Fortune 100 companies and shaping the next generation of fintech and mobility, Will’s career is a masterclass in innovation, resilience, and vision.