We talk with University of Ottawa Master's in Law student, Guarav Arora, PIAC's unofficial cryptocurrencies expert after an internship at PIAC, about all things crypto and the blockchain that you wanted to know but were afraid to ask: NFTs, ICOs, metaverses, stablecoins, de-fi, DAOs and smart contracts, etc., etc. and how some of it could be used to improve financial services for consumers but how, at present, many financial and consumer risks (fraud anyone?) and regulatory challenges must be overcome first. Hopefully the first of many on this issue!