In this episode of V-FM Pensions, hosts Darren and Nico chat to Smart Pension's Director of Investment Proposition, James Lawrence. We chat about: what's going on in the world and what it means for investment; Baroness Altmann's ideas for linking tax relief to investing in the UK; Smart's investment in green bonds and its approach to zero cost investing; the Pension Schemes Bill and the challenges of balancing long-term societal benefits with financial returns in pension investments; CDC and decumulation; ...and a whole lot more! We also find out how James got into pensions, and, of course, what value for money means to him.