The provided text, an article excerpt by Alex Kreger of UXDA, explores the critical distinction between viewing digital banking as a mere channel versus a core product. Treating digital offerings as a channel results in reduced investment and a poor customer experience, as it is seen as an afterthought rather than a core business component. Conversely, adopting a product-centric approach involves allocating necessary resources, ensuring continuous improvement, and ultimately leading to a supe...
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The provided text, an article excerpt by Alex Kreger of UXDA, explores the critical distinction between viewing digital banking as a mere channel versus a core product. Treating digital offerings as a channel results in reduced investment and a poor customer experience, as it is seen as an afterthought rather than a core business component. Conversely, adopting a product-centric approach involves allocating necessary resources, ensuring continuous improvement, and ultimately leading to a supe...
#76 In-House Team Limitations Block Innovation in Banking
UXDA | Financial UX Design Podcast
24 minutes
3 months ago
#76 In-House Team Limitations Block Innovation in Banking
Banks are racing to go digital—but are in-house teams equipped to lead the charge? In this episode, we explore why even the most experienced internal teams often fail to deliver next-gen digital experiences. Discover the five hidden blind spots, including the illusion of control, the myth of in-house mastery, and the fear of collaboration, that quietly undermine innovation and stall transformation efforts. Whether you're a digital leader, strategist, or banking executive, this episode is yo...
UXDA | Financial UX Design Podcast
The provided text, an article excerpt by Alex Kreger of UXDA, explores the critical distinction between viewing digital banking as a mere channel versus a core product. Treating digital offerings as a channel results in reduced investment and a poor customer experience, as it is seen as an afterthought rather than a core business component. Conversely, adopting a product-centric approach involves allocating necessary resources, ensuring continuous improvement, and ultimately leading to a supe...