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Unlock Expat Property - The Podcast
Jonathan Smith
58 episodes
1 month ago
In this episode of Unlock Expat Property – The Podcast, host Jonathan Smith dives deep into one of the most important topics in UK property investing: risk. Whether you’re a first-time buyer or a seasoned expat investor, understanding risk is what separates speculation from strategy. Jonathan breaks down every major category of risk — from market volatility and financing pitfalls to compliance, construction, and tenant management. You’ll discover how to stress-test your deals, avoid overlever...
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Investing
Education,
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Entrepreneurship
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In this episode of Unlock Expat Property – The Podcast, host Jonathan Smith dives deep into one of the most important topics in UK property investing: risk. Whether you’re a first-time buyer or a seasoned expat investor, understanding risk is what separates speculation from strategy. Jonathan breaks down every major category of risk — from market volatility and financing pitfalls to compliance, construction, and tenant management. You’ll discover how to stress-test your deals, avoid overlever...
Show more...
Investing
Education,
Business,
Entrepreneurship
Episodes (20/58)
Unlock Expat Property - The Podcast
Unlock property investing risks
In this episode of Unlock Expat Property – The Podcast, host Jonathan Smith dives deep into one of the most important topics in UK property investing: risk. Whether you’re a first-time buyer or a seasoned expat investor, understanding risk is what separates speculation from strategy. Jonathan breaks down every major category of risk — from market volatility and financing pitfalls to compliance, construction, and tenant management. You’ll discover how to stress-test your deals, avoid overlever...
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1 month ago
18 minutes

Unlock Expat Property - The Podcast
Unlock the modern method of auction
In this week's episode Jonathan dives into the world of purchasing property through the modern method of auction. By the end of the episode, you’ll understand exactly what the modern method of auction is, how it works, why sellers love it, why buyers need to tread carefully, and how you can actually use it to unlock property investment opportunities in the U.K. that others might overlook. He'll also share his own experience of purchasing a property through the modern method of auction –...
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1 month ago
20 minutes

Unlock Expat Property - The Podcast
Unlock your first property investment
In this week's episode Jonathan takes you on a full journey of what it means to buy your first investment property, how to prepare, how to overcome the mental barriers, what practical steps you need to take, and most importantly, how to make sure that this isn’t just your first property—but the foundation of a portfolio that builds passive income, generational wealth, and freedom. From developing the right mindset, to educating yourself and building your power team, this episode provide...
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1 month ago
12 minutes

Unlock Expat Property - The Podcast
Unlock investing in Dubai property with Matt Hurley of Poseidon Real Estate
In this week's episode, Jonathan is joined by Matt Hurley of Poseidon Real Estate to discuss how to invest in property in Dubai. Dubai has seen huge growth over the last few years but have investors missed the opportunity to take advantage of this? Matt shares insights on how investors can leverage distressed assets to secure below market value deals, how he and his team utilize freely available data to secure the best investments for their clients and provides an honest and transparent...
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2 months ago
33 minutes

Unlock Expat Property - The Podcast
Unlock your legacy through property
In this week's episode, Jonathan tackles and important topic - legacy building. Because when the paychecks stop and the years speed up, it won’t be the job title or the passport stamps that matter most. It’ll be the legacy you’ve built. And property? That’s one of the most powerful tools to make it happen. So whether you’re an expat living in the Middle East, Southeast Asia, Europe, or beyond — if you’re earning well and thinking long-term, this episode is for you. Don't be among the th...
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2 months ago
10 minutes

Unlock Expat Property - The Podcast
Unlock investment portfolio management with John De Goey
In this week's episode, Jonathan is joined by John De Goey, an investment and wealth portfolio manager and author based out of Canada. John shares his insights on the best way to invest in order to secure long-term wealth. From diversifying your portfolio to ensuring you are focused and disciplined in your investment journey, John breaks down what it takes to be a successful investor. Jonathan and John also discuss where property fits into an overall, diversified investment portfo...
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2 months ago
39 minutes

Unlock Expat Property - The Podcast
Unlock co-living in Dubai with Danielle Hall
In this week's episode Jonathan is joined by Danielle Hall, Founder of Co-Living Legends in Dubai. Danielle shares a truly inspirational story of her property investing journey from building a UK property portfolio in her early 20s, to moving to Dubai for a teaching job and seeing a gap in the property market there to set up Co-Living Legends - a unique company which provides women across Dubai with access to luxury shared apartments with legendary rooms for rent. Danielle's journ...
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2 months ago
45 minutes

Unlock Expat Property - The Podcast
Unlock our first HMO: from auction win to HMO conversion
In this week's episode Jonathan provides an update on his first HMO conversion project. After partnering with a full turnkey solution provider in the UK and spending the last 3 months sourcing a suitable property he has now secured his first deal through the modern method of auction. Jonathan provides an open and honest review of the sourcing and purchasing process, including a bumpy road experience using the modern method of auction. He discusses how the auction played out, shares the ...
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2 months ago
14 minutes

Unlock Expat Property - The Podcast
Unlock the real cost of buying UK property
In this week's episode Jonathan dives into a topic that catches out far too many investors, both new and experienced - the real cost of buying UK property. Buying a property is never just about the asking price. There are many other costs involved in purchasing a property which, if unchecked and unaccounted for, can easily erode the return on your investment and the amount of cashflow you generate each month. Most investors are already aware that to buy a property you will, at least nee...
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3 months ago
15 minutes

Unlock Expat Property - The Podcast
Unlock how to handle down valuations
In this week's episode Jonathan walks you through everything you need to know about down valuations. He'll explore what they actually are and how they work and explain the most common reasons they happen, especially in today’s lending climate. He discusses the different ways a down valuation can impact your deals, whether you’re buying with a mortgage or refinancing a property you’ve just refurbished and gives you a clear, actionable step-by-step guide on what to do if you’re hit with a...
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3 months ago
17 minutes

Unlock Expat Property - The Podcast
Unlock escaping The Expat Trap
In this week's episode, Jonathan discussed the expat trap. Nearly three quarters of expats who return home from their time abroad have little or nothing to show for their time away. Jonathan explains what the expat trap is, how it happens and how you can flip the narrative to turn it from a trap into an advantage. Many expats get sucked into the life of luxury, the fancy holidays, the nice cars, the watches and the handbags but all of these things are liabilities and not assets.&n...
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3 months ago
12 minutes

Unlock Expat Property - The Podcast
Unlock why inflation is a property investor's best friend
Think inflation is the enemy? Think again. In this week's episode of Unlock Expat Property – The Podcast, we flip the narrative on inflation and reveal how smart UK property investors are using it to build wealth effortlessly. From capital growth to rent increases and even debt erosion, inflation can be your secret weapon — if you know how to use it. Whether you’re an expat just getting started or a seasoned investor looking to scale, this episode walks you through real-world examples, clear ...
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3 months ago
9 minutes

Unlock Expat Property - The Podcast
Unlock property investing top tips
In this week's episode, Jonathan shares his top ten property investing tips for new and seasoned property investors. Jonathan handpicked these tips based on his own journey and experiences working with investors all over the world — especially those navigating the UK property market remotely. They’re practical, honest, and based on what works. From setting your strategy early on to building your power team and using leverage smartly to scale your portfolio, this episode is packed with a...
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4 months ago
18 minutes

Unlock Expat Property - The Podcast
Unlock investing in property in Cyprus with Johannes Schenk of Emme Homes and Coastalbliss
In this week's episode, Jonathan is joined by Johannes Schenk of Emme Homes and Coastalbliss to discuss how to invest in property in Cyprus. We usually focus on investing in property in the UK on the podcast, however, after a chance encounter with Johannes as a result of booking one of his villas for a recent holiday to Paphos, Cyprus we discovered a great opportunity to share valuable insights on the benefits of investing in serviced accommodation property in Cyprus. Johannes pro...
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4 months ago
48 minutes

Unlock Expat Property - The Podcast
Unlock property profits without buying any actual property
In this week's episode, Jonathan discusses how you can make money from property – without investing in property. No, it's not a typo, you read that correctly. You don’t need to buy a house, you don’t need to manage a renovation, and you definitely don’t need to deal with tenants or leaky toilets. There's one simple way to make competitive, market-beating and truly passive returns on your cash - become a private investor. Jonathan unpacks the concept of private investing, what it is, how...
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4 months ago
15 minutes

Unlock Expat Property - The Podcast
Unlock how my mindset change helped me grow a UK property portfolio from Saudi Arabia
In this week's episode Jonathan is on the other side of the microphone when he appeared on Steve Cowgill's Expat Property Podcast. Jonathan shares how a mindset shift helped him to kickstart his own UK property portfolio while working full-time in Saudi Arabia. He explains how he first became an expat, how it took him nearly 10 years to finally take the plunge and invest in UK property and shares the twists and turns which that entailed. He also discusses the challenges he f...
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4 months ago
42 minutes

Unlock Expat Property - The Podcast
Stop chasing rates! Unlock mortgage strategies with Rob Peters of Simple Fast Mortgage
In this week's episode, Jonathan is joined by Rob Peters of Simple Fast Mortgage. Rob is an expert specialist mortgage advisor with a background in financial advice and wealth management. As a result, Rob and Simple Fast Mortgage offer investors a strategic outlook on the best fit mortgage products available to both UK residents and international investors. Rob shares some fantastic insights into the world of mortgages, highlighting why it's essential to have a mortgage advisor ab...
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5 months ago
1 hour 1 minute

Unlock Expat Property - The Podcast
Unlock UK property tax with Arjun Kumar from Taxd
In this week's episode of Unlock Expat Property - The Podcast, Jonathan is joined by Arjun Kumar of Taxd. Arjun and his company provide a seamless, user-friendly experience for filing your self-assessment and limited company tax returns without incurring the high fees usually associated with accountants. Taxd is a simple, easy to use platform which has supported first-time and seasoned investors alike in making the tedious task of filing your taxes as easy as possible. Jonathan di...
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5 months ago
45 minutes

Unlock Expat Property - The Podcast
Unlock your best buy: should you invest in houses or apartments?
In this week's episode Jonathan explores the biggest decision every property investor must make - should you invest in houses or apartments? Whether you're just getting started or expanding your portfolio from abroad, the choice between houses and flats can dramatically shape your cash flow, growth potential and long-term success. Jonathan will break down the key differences between house and apartments, capital growth versus rental yield and how to align your next buy-to-let with...
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5 months ago
11 minutes

Unlock Expat Property - The Podcast
Unlock your expat property potential by taking action
In this week's episode, Jonathan will diver into how taking action can unlock your expat property potential. Are you exploring the world of property but haven't taken that first step? Perhaps you want to ensure you have full knowledge and information before taking the leap? Or maybe you are fearful of making costly mistakes. In this episode, Jonathan shares tips and insights into how you can take action to start your property journey today. It doesn't mean you need to part with hundreds...
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5 months ago
12 minutes

Unlock Expat Property - The Podcast
In this episode of Unlock Expat Property – The Podcast, host Jonathan Smith dives deep into one of the most important topics in UK property investing: risk. Whether you’re a first-time buyer or a seasoned expat investor, understanding risk is what separates speculation from strategy. Jonathan breaks down every major category of risk — from market volatility and financing pitfalls to compliance, construction, and tenant management. You’ll discover how to stress-test your deals, avoid overlever...