Tessa Wijaya is the Chief Operating Officer and Co-founder of Xendit. She graduated from The University of Sydney, has vast experience in the field of private equity from large companies such as Principia and Mizuho and grew up in Indonesia. Tessa describes herself as “a unicorn among unicorns among unicorns.” There are a lot of people in her family who are entrepreneurs who ran small canteens and hawker stalls.