Book a 1:1 Personalized Points Strategy Session! We share our strategic framework for deciding when to cancel, downgrade, or keep credit cards to maximize value while maintaining a healthy credit score. • Always keep cards open for at least one year to maintain good relationships with banks • No-annual-fee cards should generally be kept open unless they're preventing you from getting other cards • Evaluate whether annual fee cards provide benefits that exceed their cost (like hotel free nigh...