After getting out of debt, Tawnya dedicated herself to help others do the same. She shares how to create a budget to help break free from living paycheck to paycheck. It's not always easy, but it's worth it. We cover: // The impact being broke has on your health. // Why getting into debt is so common and normalised. // The first steps you need to take to get out of debt. // Budget fluctuates. // Is it an income issue or a spending issue? // What can you afford, how much should you spend on rent? Plus other % to know based on your income. // Out of the box ideas to get out of debt. // Why people relapse into debt. // Should everyone have a budget? // How to still enjoy yourself when budgeting and saving money. // What is an emergency fund and what should it be used for? // Her thoughts on the F.I.R.E. movement. // How your past with money doesn’t have to equal your future. // Why buying a house is not always the best financial option. // Should you buy a new car or a second hand car? Am taking a little break (more details shared in the intro of the episode) but I’ll be back soon! Find Tawnya www.themoneylifecoach.com & https://instagram.com/tawnyaschultz Subscribe to Too Old For This Sh*t on Apple Podcast or follow on Spotify Submit your questions / thoughts here: www.angie-s.com/contact, I want to hear from you! Become a podcaster: www.learnpodcasting.online If you want to support the show further: www.angie-s.com/donations Follow @toooldforthisshitpodcast