Join Mike Connon and Carlo Cansino, Senior Financial Advisors at The McClelland Financial Group of Assante Capital Management Ltd., as they take a closer look at the essentials of estate planning for Canadians. In this episode, they break down what probate is, how provincial probate fees work, and the common strategies to minimize those costs — from beneficiary designations and joint accounts to the use of insurance. Mike and Carlo also explain the tax rules that apply at death, how spousal rollovers can defer taxes, and when wills or trusts may be the right solution. They emphasize the importance of aligning your estate strategy with your personal situation, and why clear, accurate beneficiary designations can make all the difference. Blending straightforward explanations with practical financial insight, this episode helps Canadians understand how to avoid costly mistakes in estate planning. Whether you have a simple estate or a more complex one, Mike and Carlo share key considerations and encourage you to seek professional guidance to ensure your wishes are carried out effectively.